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Nordic Hypo AS

Legal form:

Public limited company

Registry code:

11881110

VAT no.:

EE101826109

Fiscal-year period:

01.01 - 31.12

Established:

25.01.2010 (16)

Former business names:

Nordic Hypo OÜ

Capital:

300 000 EUR

Address:

Roseni tn 7, Kesklinna linnaosa, Tallinn, Harju maakond, 10111

Status:

Registered

Contacts

Email:

info@nordichypo.ee

Website:

www.nordichypo.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE101826109	20.10.2015

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	24.04.2026	Valid
2024	01.01.2024 - 31.12.2024	07.04.2025	Valid
2023	01.01.2023 - 31.12.2023	04.04.2024	Valid
2022	01.01.2022 - 31.12.2022	04.04.2023	Valid
2021	01.01.2021 - 31.12.2021	22.06.2022	Valid
2020	01.01.2020 - 31.12.2020	25.03.2021	Valid
2019	01.01.2019 - 31.12.2019	28.05.2020	Valid
2018	01.01.2018 - 31.12.2018	29.06.2019	Valid
2017	01.01.2017 - 31.12.2017	27.06.2018	Valid
2016	01.01.2016 - 31.12.2016	05.06.2017	Valid
2015	01.01.2015 - 31.12.2015	27.06.2016	Valid
2014	01.01.2014 - 31.12.2014	30.07.2015	Valid
2013	01.01.2013 - 31.12.2013	14.10.2014	Valid
2012	01.01.2012 - 31.12.2012	11.06.2014	Valid
2011	01.01.2011 - 31.12.2011	30.11.2012	Valid
2010	25.01.2010 - 31.12.2010	16.02.2012	Valid
2010	25.01.2010 - 31.12.2010	09.09.2011	Expired

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Unsubmitted reports

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Unsubmitted declarations

Court decisions

104

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

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✓

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	53 048 €	49 145 €	0 €	8
Kokku 2026:	53 048 €	49 145 €	0 €
2025 Q4	103 981 €	109 390 €	0 €	8
2025 Q3	37 553 €	40 015 €	0 €	8
2025 Q2	39 486 €	41 777 €	0 €	7
2025 Q1	80 847 €	47 502 €	0 €	7
Kokku 2025:	261 867 €	238 684 €	0 €
2024 Q4	35 610 €	38 020 €	0 €	8
2024 Q3	75 775 €	62 949 €	0 €	8
2024 Q2	29 714 €	31 626 €	0 €	8
2024 Q1	33 852 €	36 111 €	0 €	6
Kokku 2024:	174 951 €	168 706 €	0 €
2023 Q4	25 722 €	27 548 €	0 €	6
2023 Q3	126 909 €	64 014 €	0 €	5
2023 Q2	25 084 €	26 849 €	0 €	5
2023 Q1	106 487 €	33 707 €	0 €	5
Kokku 2023:	284 202 €	152 118 €	0 €
2022 Q4	23 337 €	24 954 €	0 €	5
2022 Q3	59 936 €	63 388 €	0 €	5
2022 Q2	29 884 €	30 561 €	0 €	7
2022 Q1	29 626 €	31 033 €	0 €	7
Kokku 2022:	142 783 €	149 936 €	0 €
2021 Q4	21 949 €	23 516 €	0 €	6
2021 Q3	21 200 €	22 702 €	0 €	6
2021 Q2	17 324 €	18 483 €	0 €	7
2021 Q1	20 362 €	21 706 €	0 €	5
Kokku 2021:	80 837 €	86 407 €	0 €
2020 Q4	16 457 €	17 608 €	0 €	5
2020 Q3	15 923 €	17 029 €	0 €	5
2020 Q2	15 915 €	17 021 €	0 €	5
2020 Q1	20 560 €	21 964 €	0 €	5
Kokku 2020:	68 854 €	73 622 €	0 €
2019 Q4	15 923 €	17 029 €	0 €	5
2019 Q3	17 967 €	19 198 €	0 €	5
2019 Q2	16 670 €	17 821 €	0 €	5
2019 Q1	20 986 €	22 453 €	0 €	5
Kokku 2019:	71 546 €	76 501 €	0 €
2018 Q4	19 510 €	20 939 €	0 €	6
2018 Q3	49 568 €	52 335 €	0 €	6
2018 Q2	15 747 €	16 817 €	0 €	5
2018 Q1	19 062 €	20 428 €	0 €	5
Kokku 2018:	103 887 €	110 519 €	0 €
2017 Q4	15 327 €	16 487 €	0 €	5
2017 Q3	15 245 €	16 392 €	0 €	5
2017 Q2	20 706 €	22 205 €	0 €	5
2017 Q1	18 950 €	20 353 €	0 €100.0%	6
Kokku 2017:	70 228 €	75 437 €	0 €100.0%
2016 Q4	7 173 €	7 839 €	351 507 €6.3%	6
2016 Q3	7 752 €	8 366 €	375 118 €3.3%	6
2016 Q2	8 014 €	8 652 €	387 925 €23.1%	6
2016 Q1	6 610 €	7 026 €	315 047 €15.7%	6
Kokku 2016:	29 549 €	31 883 €	1 429 597 €35.2%
2015 Q4	4 380 €	4 642 €	272 195 €6.7%	6
2015 Q3	3 958 €	4 350 €	255 077 €1.0%	6
2015 Q2	3 925 €	4 306 €	252 477 €9.0%	6
2015 Q1	4 329 €	4 731 €	277 411 €	6
Kokku 2015:	16 592 €	18 029 €	1 057 160 €

Revenue by industry

	2023	2024	2025
Other lending, excl. pawnshops	2 912 166 €	3 621 188 €	3 437 827 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Heikki Rannik	37309XXXXXX	11.09.1973 (52)	Board member	27.09.2013	-
Sten Tikk	38012XXXXXX	23.12.1980 (45)	Board member	27.09.2013	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Nordic Hypo Holding OÜ	-	05.10.2015 (10)	Shareholder	300 000,00 EUR	100	Sole ownership	16.08.2023	-

8 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Reigo Marosov	38009XXXXXX	10.09.1980 (45)	Supervisory-board member	06.03.2026	-
Kariina Laas	47101XXXXXX	10.01.1971 (55)	Supervisory-board member	23.09.2025	-
Ülar Tikk	35903XXXXXX	27.03.1959 (67)	Supervisory-board member	23.09.2025	-
Grant Thornton Baltic OÜ	-	-	Audit firm	09.01.2023	-
Martin Tälli	38304XXXXXX	01.04.1983 (43)	Founder	22.01.2010	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Sten Tikk	38012XXXXXX	23.12.1980 (45)	Indirect holding	18.10.2018	-
Ülar Tikk	35903XXXXXX	27.03.1959 (67)	Indirect holding	18.10.2018	-

1 - 2 / 2 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
1Credit OÜ	08.05.2009	Shareholder	2 556,00 EUR	100	Sole ownership	25.09.2025	-
Osaühing 1Credit Narva	14.10.2010	Shareholder	2 600,00 EUR	100	Sole ownership	02.09.2023	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

92,64%

Monthly average

16 382 €

Per employee

2 048 €

State taxes

Monthly average

17 683 €

Turnover ratio

0,00%

Estimated salary

Gross salary

3 690 €

Net salary

2 889 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	20 685 048 €12.0%	18 475 588 €28.5%	14 381 042 €6.8%	15 423 436 €41.5%	10 899 087 €61.5%	6 748 454 €6.9%	7 246 887 €
Non-current assets	14 159 205 €16.5%	12 155 665 €2.0%	12 409 836 €27.8%	9 712 768 €14.8%	11 405 999 €26.4%	9 020 969 €0.6%	8 970 244 €
Total assets	34 844 252 €13.8%	30 631 252 €14.3%	26 790 878 €6.6%	25 136 204 €12.7%	22 305 086 €41.4%	15 769 423 €2.8%	16 217 131 €
Short-term liabilities	24 282 210 €405.7%	4 802 071 €72.2%	17 297 236 €13.6%	20 008 572 €47.2%	13 593 745 €170.5%	5 026 263 €18.5%	4 242 720 €
Long-term liabilities	4 691 493 €76.8%	20 193 480 €377.2%	4 231 493 €1 592.6%	250 000 €94.3%	4 360 005 €36.0%	6 810 092 €18.6%	8 369 680 €
Total liabilities	28 973 703 €15.9%	24 995 551 €16.1%	21 528 729 €6.3%	20 258 572 €12.8%	17 953 750 €51.7%	11 836 355 €6.2%	12 612 400 €
Share or stock capital	300 000 €	300 000 €	300 000 €	300 000 €	300 000 €	300 000 €	300 000 €
Retained earnings	5 055 703 €8.0%	4 682 150 €9.5%	4 277 632 €14.0%	3 751 336 €3.3%	3 633 068 €9.9%	3 304 731 €16.4%	2 840 072 €
Net profit	514 846 €21.2%	653 553 €4.5%	684 518 €17.2%	826 296 €97.6%	418 268 €27.4%	328 337 €29.3%	464 659 €
Equity	5 870 549 €4.2%	5 635 703 €7.1%	5 262 150 €7.9%	4 877 632 €12.1%	4 351 336 €10.6%	3 933 068 €9.1%	3 604 731 €
Turnover	3 499 889 €4.9%	3 679 958 €23.9%	2 970 649 €4.2%	2 849 786 €32.1%	2 156 831 €3.6%	2 081 962 €7.6%	2 253 089 €
Profit margin	14.71%17.2%	17.76%22.9%	23.04%20.5%	29.00%49.5%	19.39%23.0%	15.77%23.5%	20.62%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	ZBW RLO	LTE DJM	BYB ZTG	324 650	370 178
Liquidity
Current ratio	N.V	J.K	C.H	0.8	1.1
Quick ratio	J.A	C.J	V.S	0.8	1.1
Cash ratio	U.C	R.Q	G.H	0.1	0.1
Efficiency
Days sales outstanding (dso)	M DDV.H	Q LKQ.D	K ZWB.Y	1 715.0	1 565.3
Asset turnover	B.I	S.J	B.B	0.1	0.1
Structure
Debt ratio	W.P	J.C	P.F	0.9	0.8
Profitability
Operating margin	ZR.O%	QY.D%	IC.X%	15.3%	18.2%
Net profit margin	UA.K%	DH.Q%	PX.F%	15.3%	18.2%
Return on assets (roa)	Z.H%	W.L%	B.F%	1.7%	2.4%
Return on equity (roe)	QV.H%	UC.Z%	BK.U%	11.2%	14.5%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 10142196 / 9	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 10142196 / 8	01.12.2017	Entry - Amendment entry	Entered into force (01.12.2017)
Ä 10142196 / 7	28.09.2017	Entry - Amendment entry	Entered into force (28.09.2017)
Ä 10142196 / 6	23.09.2016	Entry - Amendment entry	Entered into force (23.09.2016)
Ä 10142196 / 5	23.09.2015	Entry - Conversion entry	Entered into force (23.09.2015)

1 - 5 / 10 rows

Real estate

Address	Area	Purpose
Ritsika tn 2, Kurena küla, Tori vald, Pärnu maakond	1343 m²	Residential land 100%
Ritsika tn 4, Kurena küla, Tori vald, Pärnu maakond	1238 m²	Residential land 100%
Ritsika tn 7, Kurena küla, Tori vald, Pärnu maakond	1315 m²	Residential land 100%
Teeveere tn 2, Kurena küla, Tori vald, Pärnu maakond	1542 m²	Residential land 100%

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-25-8997/19						16.04.2026
2-21-2003/21	Civil case	Court judgment	Enforcement	Peeter Pällin, Imbi Sidok-Toomsalu, Ele Liiv	ECLI:EE:TLRK:2022:2.21.2003.9751	08.04.2022
2-21-18445/3	Civil case	Court ruling	Property law	Andra Pärsimägi, Triin Uusen-Nacke, Vahur-Peeter Liin	ECLI:EE:TRRK:2022:2.21.18445.202	24.01.2022
2-21-2003/12	Civil case	Court judgment	Enforcement	Moonika Tähtväli	ECLI:EE:HMK:2021:2.21.2003.28519	23.04.2021
2-19-14845/2	Civil case	Court ruling		Hiie Lindmets	ECLI:EE:TMK:2019:2.19.14845.21373	26.09.2019

1 - 5 / 9 rows

Official announcements

Subject	Date
Notice of auction of movable property in enforcement proceedings	05.03.2026
Notice of auction of immovable property in enforcement proceedings	23.01.2026
Notice of auction of immovable property in enforcement proceedings	23.01.2026
Notice of auction of immovable property in enforcement proceedings	20.01.2026
Notice of auction of immovable property in enforcement proceedings	19.12.2025

1 - 5 / 104 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
nordichypo.ee	Active	05.01.2011	06.01.2027	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders