ESTO AS

Legal form:
Public limited company
Registry code:
14180709
VAT no.:
EE102137143
Fiscal-year period:
01.01 - 31.12
Established:
06.01.2017 (9 y)
Capital:
99 800 EUR
Address:
Laeva tn 2, Kesklinna linnaosa, Tallinn, Harju maakond, 10111
Status:
Registered

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Contacts

Phone:
+372 6225252
Email:
info@esto.ee
Website:
www.esto.ee

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Industries

  • FINANCIAL AND INSURANCE ACTIVITIES
  • Provision of financial services, except insurance and pension funds
  • Provision of other financial services, except insurance and pension funding
  • Other lending
  • 64929 – Other lending, excl. pawnshops
Industry TOPNo. 4 of 17 companies

Main activity 64929 · turnover over the last 4 quarters

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VAT liability

VAT no.StartEnd
EE10213714321.02.2019-

Annual reports

YearPeriodSubmittedStatus
202501.01.2025 – 31.12.202529.04.2026ValidPDF
202401.01.2024 – 31.12.202402.05.2025ValidPDF
202301.01.2023 – 31.12.202323.05.2024ValidPDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 20.10.2026.

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Tax data

PeriodState taxesLabour taxesTaxable turnoverEmployees
2026 Q3184 405 €139 889 €242 803 €+5,7%30
2026 Q2163 645 €131 883 €229 688 €+1,8%29
2026 Q1170 868 €130 701 €225 633 €−19,7%28
Total 2026:518 918 €402 473 €698 124 €
2025 Q4182 960 €145 349 €280 879 €−1,0%28
2025 Q3191 421 €143 024 €283 782 €+12,4%27
2025 Q2165 195 €130 423 €252 554 €+12,3%25

Revenue by industry

202320242025
Other lending, excl. pawnshops21 865 318 €27 121 312 €30 122 292 €

Tax debts

No tax debt found

No tax debt as of 20.10.2026

Representatives

Personal ID code
Martin Ustaal39302XXXXXX06.02.1993 (33)Board member07.12.2022-

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1 – 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount
242 803 €
Monthly average
80 934 €
Per employee
2 698 €
Equity ratio
81,10%

Labour taxes

Turnover ratio
57,61%
Tax ratio
75,86%
Monthly average
46 630 €
Per employee
1 581 €

State taxes

Monthly average
61 468 €
Turnover ratio
75,95%

Estimated salary

Gross salary
2 888 €
Net salary
2 326 €

Aggregate data

20252024202320222021
Current assets--54 912 000 €+28,5%42 724 000 €+49,9%28 497 000 €+49,0%
Non-current assets--8 382 000 €+206%2 743 000 €−10,3%3 058 000 €−1,5%
Total assets82 129 400 €+15,5%71 085 376 €+12,4%63 228 552 €+39,1%45 466 676 €+44,1%31 552 930 €+41,9%
Short-term liabilities--20 292 000 €+119%9 276 000 €+8,1%8 578 000 €+36,0%
Long-term liabilities--29 095 000 €+3,4%28 136 000 €+50,7%18 669 000 €+32,4%
Total liabilities--49 387 000 €+32,0%37 412 000 €+37,3%27 247 000 €+33,5%

Financial ratios

20252024202320222021
Profit and cash flow
EBITDA--
Liquidity
Current ratio4,63,3
Quick ratio4,63,3

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Ä 50043911 / M705.11.2025Order to remedy deficiencies for correcting extra-entry data19.11.2025Deficiencies remedied13.11.2025
Ä 50043911 / 1207.12.2022Entry – Amendment entry-Entered into force07.12.2022
Ä 50043911 / M605.12.2022Order to remedy deficiencies – Amendment entry25.12.2022Deficiencies remedied07.12.2022
Ä 50043911 / 1106.08.2021Entry – Amendment entry under CRA § 525 (2)-Entered into force06.08.2021
Ä 50043911 / 1026.01.2021Entry – Amendment entry under CRA § 525 (2)-Entered into force26.01.2021
1 – 5 / 19 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

19-1/23-18108-001Alar UrmAgainst the consumer06.05.2024PDF
20-1/23-11006-001Alar Urm, Mariann Suik, Kristin TruusIn favour of the consumer01.11.2023PDF
19-1/23-12127-001Alar UrmIn favour of the consumer30.10.2023PDF
19-1/23-12179-001Alar UrmIn favour of the consumer23.10.2023PDF
19-1/23-13560-001Alar UrmIn favour of the consumer23.10.2023PDF
1 – 5 / 5 rows

Court decisions

2-26-3588/30Kohtu I astme menetlusCourt ruling308760868Anu TaluECLI:EE:PMK:2026:2.26.3588.1598829.09.2026Open
1-26-6442/10Kohtu I astme menetlusCourt judgmentVaravastased süüteod, Poliitiliste ja kodanikuõiguste vastased süüteod, Avaliku usalduse vastased süüteodHeli SillaotsECLI:EE:TMK:2026:1.26.6442.1580428.09.2026Open
2-26-3588/18Kohtu I astme menetlusCourt ruling308760868Anu TaluECLI:EE:PMK:2026:2.26.3588.1598728.09.2026Open
2-23-11021/21Kohtu I astme menetlusCourt ruling308760868, PankrotiõigusZakaria NemsitsveridzeECLI:EE:TMK:2026:2.23.11021.1469502.09.2026Open
2-24-111291/18Kohtu I astme menetlusCourt judgmentLaw of obligationsMaris JuhaECLI:EE:HMK:2026:2.24.111291.1381331.08.2026Open
1 – 5 / 183 rows

Official announcements

Notice of delivery of an order from the court’s order-for-payment department19.11.2025PDF
Notice of delivery of an order from the court’s order-for-payment department09.10.2025PDF
Notice of approval of the list of creditors21.07.2025PDF
Notice of termination of bankruptcy proceedings04.04.2024PDF
Notice of termination of bankruptcy proceedings upon approval of the final report05.03.2024PDF
1 – 5 / 5 rows

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

14.05.2026Haridus- ja NoorteametAid measure 241652Muu › MuuGrant342 €241652/2600311
1 – 1 / 1 rows

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains

estogroup.eeActive12.10.202113.10.2027
estoholdings.eeActive01.06.202102.06.2027
dekker-dev4.eeActive12.05.202113.05.2027
dekker-dev3.eeActive12.05.202113.05.2027
dekker-dev2.eeActive12.05.202113.05.2027
1 – 5 / 11 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.

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