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ESTO Holdings OÜ

Legal form:

Private limited company

Registry code:

14996345

VAT no.:

EE102290996

Fiscal-year period:

01.01 - 31.12

Established:

26.06.2020 (6)

Capital:

10 000 EUR

Address:

Laeva tn 2, Kesklinna linnaosa, Tallinn, Harju maakond, 10111

Status:

Registered

Contacts

Email:

mikk@esto.ee

Phone:

+372 56676221

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE102290996	23.09.2020

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	29.04.2026	Valid
2024	01.01.2024 - 31.12.2024	02.05.2025	Valid
2023	01.01.2023 - 31.12.2023	23.05.2024	Valid
2022	01.01.2022 - 31.12.2022	16.06.2023	Valid
2021	01.01.2021 - 31.12.2021	22.06.2022	Valid
2020	26.06.2020 - 31.12.2020	30.06.2021	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax debt

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TTJA decisions

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	303 769 €	314 423 €	683 132 €14.8%	39
2026 Q1	280 858 €	289 646 €	595 044 €13.6%	37
Kokku 2026:	584 627 €	604 069 €	1 278 176 €
2025 Q4	223 885 €	240 298 €	523 714 €8.0%	31
2025 Q3	203 029 €	207 441 €	485 077 €8.7%	25
2025 Q2	160 393 €	171 625 €	446 119 €18.4%	24
2025 Q1	159 215 €	163 096 €	376 693 €1.7%	23
Kokku 2025:	746 522 €	782 460 €	1 831 603 €22.5%
2024 Q4	115 734 €	121 982 €	383 282 €2.0%	22
2024 Q3	106 692 €	112 706 €	375 630 €6.3%	20
2024 Q2	105 202 €	112 146 €	353 209 €7.8%	18
2024 Q1	106 623 €	108 094 €	383 160 €7.4%	18
Kokku 2024:	434 251 €	454 928 €	1 495 281 €15.2%
2023 Q4	92 658 €	94 403 €	413 672 €12.5%	18
2023 Q3	81 534 €	79 605 €	472 608 €1.4%	16
2023 Q2	63 015 €	64 278 €	479 413 €20.5%	15
2023 Q1	69 012 €	51 881 €	397 726 €16.7%	12
Kokku 2023:	306 220 €	290 168 €	1 763 420 €18.1%
2022 Q4	74 116 €	65 559 €	477 453 €14.3%	12
2022 Q3	77 672 €	69 245 €	417 758 €24.0%	14
2022 Q2	21 792 €	9 604 €	336 914 €29.2%	14
2022 Q1	13 425 €	9 842 €	260 681 €28.2%	2
Kokku 2022:	187 004 €	154 250 €	1 492 805 €165.5%
2021 Q4	22 018 €	10 881 €	203 282 €1.7%	2
2021 Q3	21 925 €	10 498 €	206 886 €36.0%	2
2021 Q2	20 234 €	10 362 €	152 127 €	2
2021 Q1	0 €	0 €	0 €	2
Kokku 2021:	64 176 €	31 741 €	562 295 €
2020 Q4	0 €	0 €	0 €	-
2020 Q3	0 €	0 €	0 €	-
Kokku 2020:	0 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Other lending, excl. pawnshops	24 078 450 €	4 449 795 €	5 869 103 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Mikk Metsa	39303XXXXXX	19.03.1993 (33)	Board member	26.06.2020	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
AS Obelo Capital	-	-	Shareholder	419,47 EUR	4,19	Sole ownership	12.06.2026	-
Signet Bank AS Clients	-	-	Shareholder	1 120,57 EUR	11,21	Sole ownership	12.06.2026	-
EESTI EKSPORT OÜ	-	26.01.1999 (27)	Shareholder	1 080,50 EUR	10,81	Sole ownership	05.06.2026	-
SIA Sofi Investments	-	-	Shareholder	672,84 EUR	6,73	Sole ownership	10.04.2026	-
SIA EZ Capital	-	-	Shareholder	25,00 EUR	0,25	Sole ownership	27.02.2026	-

107 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 14 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Mikk Mihkel Nurges	39212XXXXXX	24.12.1992 (33)	Founder	26.06.2020	-
Siim Nurges	39508XXXXXX	28.08.1995 (30)	Founder	26.06.2020	-
EESTI EKSPORT OÜ	-	-	Founder	26.06.2020	-
Entourage OÜ	-	-	Founder	26.06.2020	-
METCAP holdco OÜ	-	-	Founder	26.06.2020	-

1 - 5 / 7 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Mikk Metsa	39303XXXXXX	19.03.1993 (33)	Member of higher governing body (board or supervisory board)	26.06.2020	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
ESTO AS	06.01.2017	Shareholder	99 800,00 EUR	100	Sole ownership	01.12.2025	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

2026 Q2

Turnover

Amount

683 132 €

Monthly average

227 711 €

Per employee

5 839 €

Equity ratio

2 277,11%

Labour taxes

Turnover ratio

46,03%

Tax ratio

103,51%

Monthly average

104 808 €

Per employee

2 758 €

State taxes

Monthly average

101 256 €

Turnover ratio

44,47%

Estimated salary

Gross salary

4 885 €

Net salary

3 779 €

Aggregate data

	2025	2024	2023	2022	2021	2020
Current assets	-	-	6 390 000 €3 286.9%	-	-	188 667 €
Non-current assets	-	-	61 271 000 €2 188 150.0%	-	-	2 800 €
Total assets	75 121 088 €14.2%	65 779 944 €2.8%	67 661 000 €27.4%	53 126 480 €227.6%	16 218 108 €8 370.4%	191 467 €
Short-term liabilities	-	-	24 488 000 €795 223.2%	-	-	3 079 €
Long-term liabilities	-	-	15 168 000 €7 583.9%	-	-	197 400 €
Total liabilities	-	-	39 656 000 €19 680.6%	-	-	200 479 €
Share or stock capital	-	-	5 000 €100.0%	-	-	2 500 €
Retained earnings	-	-	29 261 000 €	-	-	-
Net profit	-	-	-1 261 000 €10 853.8%	-	-	-11 512 €
Equity	-	-	28 005 000 €310 852.3%	-	-	-9 012 €
Turnover	5 869 103 €31.9%	4 449 795 €81.5%	24 078 450 €106.9%	11 635 800 €4 110.4%	276 360 €	-
Profit margin	0.00%	0.00%	-5.24%	0.00%	0.00%	0.00%

Financial ratios

	2025	2024	2023	2020
Profit and cash flow
EBITDA	-	-	-	-
Liquidity
Current ratio	T.Z	J.I	Y.X	61.3
Quick ratio	J.L	R.A	P.Q	61.3
Cash ratio	C.N	F.M	M.U	61.3
Efficiency
Days sales outstanding (dso)	-	-	-	-
Asset turnover	-	-	-	-
Structure
Debt ratio	F.H	D.I	Q.G	1.0
Profitability
Operating margin	-	-	-	-
Net profit margin	-	-	-	-
Return on assets (roa)	U.C%	O.Q%	G.D%	-6.0%
Return on equity (roe)	A.N%	L.A%	M.C%	-

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50148911 / 17	29.09.2025	Entry - Amendment entry		Entered into force (29.09.2025)
Ä 50148911 / M7	04.09.2025	Order to remedy deficiencies - Amendment entry	29.09.2025	Deficiencies remedied (23.09.2025)
Ä 50148911 / 16	09.08.2025	Entry - Amendment entry		Entered into force (09.08.2025)
Ä 50148911 / 15	07.08.2025	Entry - Amendment entry		Entered into force (07.08.2025)
Ä 50148911 / 14	19.11.2024	Entry - Amendment entry		Entered into force (19.11.2024)

1 - 5 / 24 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

Subject	Date
Notice of reduction of share capital of a private-limited company	21.09.2023

1 - 1 / 1 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
dekker-dev5.ee	Active	05.05.2025	06.05.2027	-
supersavings.ee	Active	10.04.2024	11.04.2027	-
estomarket.ee	Active	25.03.2022	26.03.2027	-
esto-market.ee	Active	25.03.2022	26.03.2027	-

1 - 4 / 4 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders