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Engeros Finance OÜ

Legal form:

Private limited company

Registry code:

16096054

VAT no.:

EE102308228

Fiscal-year period:

01.01 - 31.12

Established:

11.11.2020 (5)

Former business names:

Finecon Liising OÜ

Capital:

2 500 EUR

Address:

Vatu, Sihva küla, Otepää vald, Valga maakond, 67301

Status:

Registered

Contacts

Email:

finance@engerosotepaa.ee

Phone:

+372 53418192

Website:

www.finecon.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE102308228	13.11.2020

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	21.04.2026	Valid
2024	01.01.2024 - 31.12.2024	18.06.2025	Valid
2023	01.01.2023 - 31.12.2023	04.07.2024	Valid
2022	01.01.2022 - 31.12.2022	16.05.2023	Valid
2021	11.11.2020 - 31.12.2021	27.04.2022	Valid
2021	11.11.2020 - 31.12.2021	28.03.2022	Expired

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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TTJA decisions

Real estate

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Licenses

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874

Public transactions

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	16 215 €	0 €	70 932 €7.6%	-
Kokku 2026:	16 215 €	0 €	70 932 €
2025 Q4	17 619 €	0 €	76 788 €16.3%	-
2025 Q3	20 010 €	0 €	91 695 €1.0%	-
2025 Q2	18 862 €	0 €	92 593 €26.9%	-
2025 Q1	26 420 €	0 €	126 627 €0.0%	-
Kokku 2025:	82 911 €	0 €	387 703 €40.4%
2024 Q4	26 586 €	0 €	126 583 €14.5%	-
2024 Q3	30 732 €	0 €	148 025 €13.5%	-
2024 Q2	36 146 €	0 €	171 171 €16.5%	-
2024 Q1	42 232 €	0 €	205 033 €35.9%	-
Kokku 2024:	135 696 €	0 €	650 812 €46.7%
2023 Q4	62 699 €	0 €	320 106 €20.6%	-
2023 Q3	51 855 €	0 €	265 506 €14.4%	-
2023 Q2	57 072 €	4 252 €	310 179 €4.5%	-
2023 Q1	57 304 €	8 341 €	324 654 €30.9%	-
Kokku 2023:	228 930 €	12 593 €	1 220 445 €32.1%
2022 Q4	0 €	8 405 €	470 066 €16.0%	1
2022 Q3	0 €	8 405 €	559 807 €32.1%	2
2022 Q2	0 €	8 405 €	423 785 €23.7%	2
2022 Q1	0 €	3 644 €	342 672 €7.3%	2
Kokku 2022:	0 €	28 857 €	1 796 330 €108.9%
2021 Q4	0 €	3 644 €	319 325 €22.8%	1
2021 Q3	0 €	3 749 €	260 033 €51.0%	1
2021 Q2	0 €	3 749 €	172 182 €58.9%	1
2021 Q1	2 365 €	2 500 €	108 376 €270 840.5%	1
Kokku 2021:	2 365 €	13 642 €	859 916 €2 149 690.3%
2020 Q4	0 €	0 €	40 €	1
Kokku 2020:	0 €	0 €	40 €

Revenue by industry

	2023	2024	2025
Other lending, excl. pawnshops	1 155 474 €	612 653 €	373 070 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Rolf-Otto Rootsma	39007XXXXXX	01.07.1990 (35)	Board member	27.03.2023	-
Valdur Rootsma	36903XXXXXX	15.03.1969 (57)	Board member	27.03.2023	-
Juhan Rootsma	38905XXXXXX	30.05.1989 (37)	Board member	11.11.2020	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
VEPAT Holding OÜ	-	01.06.2023 (3)	Shareholder	2 500,00 EUR	100	Sole ownership	01.09.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Finecon OÜ	-	-	Founder	11.11.2020	-
OÜ ENGEROS OTEPÄÄ	-	-	Founder	11.11.2020	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Juhan Rootsma	38905XXXXXX	30.05.1989 (37)	Indirect holding	04.04.2023	-
Rolf-Otto Rootsma	39007XXXXXX	01.07.1990 (35)	Indirect holding	04.04.2023	-
Tiia Rootsma	46907XXXXXX	11.07.1969 (56)	Indirect holding	04.04.2023	-
Valdur Rootsma	36903XXXXXX	15.03.1969 (57)	Indirect holding	11.11.2020	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

70 932 €

Monthly average

23 644 €

Per employee

0 €

Equity ratio

945,76%

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

5 405 €

Turnover ratio

22,86%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2025	2024	2023	2022	2021
Current assets	380 847 €31.7%	557 352 €55.0%	1 237 438 €43.6%	2 192 859 €71.0%	1 282 246 €
Non-current assets	1 166 €92.3%	15 166 €52.8%	32 155 €67.8%	99 925 €3.3%	96 742 €
Total assets	382 013 €33.3%	572 518 €54.9%	1 269 593 €44.6%	2 292 784 €66.3%	1 378 988 €
Short-term liabilities	6 201 €97.7%	267 986 €42.3%	464 294 €260.1%	128 946 €161.3%	49 352 €
Long-term liabilities	-	-	585 000 €61.5%	1 520 000 €102.7%	750 000 €
Total liabilities	6 201 €97.7%	267 986 €74.5%	1 049 294 €36.4%	1 648 946 €106.3%	799 352 €
Share or stock capital	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €
Retained earnings	302 032 €38.7%	217 799 €176.0%	78 918 €86.3%	577 136 €2.6%	562 420 €
Net profit	71 280 €15.4%	84 233 €39.3%	138 881 €116.3%	64 202 €336.3%	14 716 €
Equity	375 812 €23.4%	304 532 €38.2%	220 299 €65.8%	643 838 €11.1%	579 636 €
Turnover	373 070 €39.1%	612 653 €47.0%	1 155 474 €32.9%	1 721 007 €88.4%	913 695 €
Profit margin	19.11%39.0%	13.75%14.4%	12.02%222.2%	3.73%131.6%	1.61%

Financial ratios

	2024	2023	2022	2021
Profit and cash flow
EBITDA	-	PGM XOR	OZ UCL	11 801
Liquidity
Current ratio	C.F	T.C	GS.E	26.0
Quick ratio	L.J	F.A	L.J	3.6
Cash ratio	L.I	R.G	H.Y	0.3
Efficiency
Days sales outstanding (dso)	DR.E	SI.C	SA.S	65.3
Asset turnover	X.W	I.K	Y.L	0.7
Structure
Debt ratio	N.K	B.H	D.N	0.6
Profitability
Operating margin	XF.H%	KJ.I%	J.P%	1.1%
Net profit margin	ZH.S%	AU.D%	G.R%	1.6%
Return on assets (roa)	O.V%	R.K%	G.X%	1.1%
Return on equity (roe)	AJ.C%	CD.N%	KG.Q%	2.5%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	SLV22/4027	Frequency licences > Vessel radio licence	Valid	27.06.2022	26.06.2025
License	FFA000405	Financial services > Operating as a financing institution	Submitted	16.11.2020	-

1 - 2 / 2 rows

Regulations

Regulation no.	Date	Type	Status
Ä 50159603 / 5	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 50159603 / 4	27.03.2023	Entry - Amendment entry	Entered into force (27.03.2023)
Ä 50159603 / 3	08.08.2022	Entry - Amendment entry	Entered into force (08.08.2022)
Ä 50159603 / 2	18.11.2020	Entry - Amendment entry	Entered into force (18.11.2020)
Ä 50159603	11.11.2020	Entry - Initial entry	Entered into force (11.11.2020)

1 - 5 / 5 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
30.04.2026	Sihtasutus Keskkonnainvesteeringute Keskus	475.11 € Received	OPERATING EXPENSES Other environmental protection, incl. administration
30.04.2026	Sihtasutus Keskkonnainvesteeringute Keskus	1 979.64 € Received	SHORT-TERM LIABILITIES Other environmental protection, incl. administration
30.04.2026	Pärnu Linnavalitsus	2 129.17 € Received	OPERATING EXPENSES Other education, incl. education administration
22.04.2026	Osaühing Saarde Kommunaal	374.12 € Received	OPERATING EXPENSES Waste-water treatment
31.03.2026	Keskkonnaministeeriumi Infotehnoloogiakeskus	171.33 € Received	OPERATING EXPENSES Other general services

Engeros Finance OÜ

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

Licences & notices

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found