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Osaühing 1Credit Narva

Legal form:

Private limited company

Registry code:

12006189

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

14.10.2010 (15)

Capital:

2 600 EUR

Address:

Roseni tn 7, Kesklinna linnaosa, Tallinn, Harju maakond, 10111

Status:

Registered

Contacts

Email:

narva@1credit.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	23.04.2026	Valid
2024	01.01.2024 - 31.12.2024	04.04.2025	Valid
2023	01.01.2023 - 31.12.2023	28.03.2024	Valid
2022	01.01.2022 - 31.12.2022	04.04.2023	Valid
2021	01.01.2021 - 31.12.2021	17.06.2022	Valid
2020	01.01.2020 - 31.12.2020	24.03.2021	Valid
2019	01.01.2019 - 31.12.2019	26.05.2020	Valid
2018	01.01.2018 - 31.12.2018	28.06.2019	Valid
2017	01.01.2017 - 31.12.2017	14.06.2018	Valid
2016	01.01.2016 - 31.12.2016	18.05.2017	Valid
2015	01.01.2015 - 31.12.2015	03.06.2016	Valid
2014	01.01.2014 - 31.12.2014	21.07.2015	Valid
2013	01.01.2013 - 31.12.2013	04.07.2014	Valid
2012	01.01.2012 - 31.12.2012	11.07.2013	Valid
2011	14.10.2010 - 31.12.2011	13.07.2012	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Real estate

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2020 Q1	0 €	0 €	0 €	0
Kokku 2020:	0 €	0 €	0 €
2019 Q4	0 €	0 €	0 €	0
2019 Q3	0 €	0 €	0 €	0
2019 Q2	0 €	0 €	0 €	0
2019 Q1	0 €	0 €	0 €	0
Kokku 2019:	0 €	0 €	0 €
2018 Q4	0 €	0 €	0 €	0
2018 Q3	0 €	0 €	0 €	0
2018 Q2	0 €	0 €	0 €	0
2018 Q1	0 €	0 €	0 €	0
Kokku 2018:	0 €	0 €	0 €
2017 Q4	0 €	0 €	0 €	0
2017 Q3	0 €	0 €	0 €	0
2017 Q2	0 €	0 €	0 €	0
2017 Q1	0 €	0 €	0 €100.0%	0
Kokku 2017:	0 €	0 €	0 €100.0%
2016 Q4	1 623 €	1 768 €	24 150 €0.0%	1
2016 Q3	1 623 €	1 768 €	24 150 €0.0%	1
2016 Q2	1 623 €	1 768 €	24 150 €0.2%	1
2016 Q1	1 626 €	1 772 €	24 194 €25.4%	1
Kokku 2016:	6 495 €	7 076 €	96 644 €27.6%
2015 Q4	1 633 €	1 778 €	32 438 €0.0%	1
2015 Q3	1 633 €	1 778 €	32 438 €0.0%	1
2015 Q2	1 633 €	1 778 €	32 438 €10.5%	1
2015 Q1	1 819 €	1 987 €	36 246 €	1
Kokku 2015:	6 718 €	7 321 €	133 560 €

Revenue by industry

	2023	2024	2025
Other lending, excl. pawnshops	38 043 €	36 517 €	41 187 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Heikki Rannik	37309XXXXXX	11.09.1973 (52)	Board member	18.03.2015	-
Sten Tikk	38012XXXXXX	23.12.1980 (45)	Board member	18.03.2015	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Nordic Hypo AS	-	25.01.2010 (16)	Shareholder	2 600,00 EUR	100	Sole ownership	02.09.2023	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
OÜ NORDEKIVI	-	-	Founder	11.10.2010	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Sten Tikk	38012XXXXXX	23.12.1980 (45)	Indirect holding	18.10.2018	-
Ülar Tikk	35903XXXXXX	27.03.1959 (67)	Indirect holding	18.10.2018	-

1 - 2 / 2 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2020 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

0 €

Turnover ratio

0,00%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	347 154 €364.2%	74 792 €87.1%	580 135 €491.7%	98 047 €89.4%	51 770 €87.2%	404 254 €190.6%	139 088 €
Non-current assets	309 674 €42.8%	541 263 €15 449.1%	3 481 €99.2%	457 406 €1.4%	463 998 €525.0%	74 239 €76.4%	314 847 €
Total assets	656 828 €6.6%	616 055 €5.6%	583 616 €5.1%	555 453 €7.7%	515 768 €7.8%	478 493 €5.4%	453 935 €
Short-term liabilities	-	37 €2.8%	36 €	36 €24.1%	29 €43.1%	51 €21.4%	42 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	-	37 €2.8%	36 €	36 €24.1%	29 €43.1%	51 €21.4%	42 €
Share or stock capital	2 600 €	2 600 €	2 600 €	2 600 €	2 600 €	2 600 €	2 600 €
Retained earnings	613 418 €5.6%	580 980 €5.1%	552 817 €7.7%	513 139 €7.8%	475 842 €5.4%	451 293 €9.0%	414 003 €
Net profit	40 810 €25.8%	32 438 €15.2%	28 163 €29.0%	39 678 €6.4%	37 297 €51.9%	24 549 €34.2%	37 290 €
Equity	656 828 €6.6%	616 018 €5.6%	583 580 €5.1%	555 417 €7.7%	515 739 €7.8%	478 442 €5.4%	453 893 €
Turnover	41 187 €12.8%	36 517 €4.0%	38 043 €9.0%	41 812 €10.6%	37 797 €50.5%	25 109 €34.0%	38 051 €
Profit margin	99.08%11.5%	88.83%20.0%	74.03%22.0%	94.90%3.8%	98.68%0.9%	97.77%0.2%	98.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	T NWT.W	IT JYB.W	Y FDR.N	1 785.2	7 926.5
Quick ratio	E HJG.D	AD TLX.C	S AQS.M	1 785.2	7 926.5
Cash ratio	QO.B	J LNY.O	F ZBT.Q	246.9	7 659.2
Efficiency
Days sales outstanding (dso)	U YLY.E	J UUH.L	V GJL.E	2 598.8	2 828.0
Asset turnover	H.A	R.P	A.C	0.1	0.1
Structure
Debt ratio	E.T	X.W	H.I	0.0	0.0
Profitability
Operating margin	XU.L%	MH.Y%	PK.R%	98.7%	97.7%
Net profit margin	NA.D%	HP.U%	NY.K%	98.7%	97.8%
Return on assets (roa)	P.T%	Z.U%	L.K%	7.5%	5.3%
Return on equity (roe)	S.E%	V.V%	V.H%	7.2%	5.1%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000021	Financial services > Operating as a financing institution	Valid	29.09.2014	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Status
Ä 10148792 / 8	23.02.2024	Entry - Amendment entry under NSPA § 595¹ (1)	Entered into force (23.02.2024)
Ä 10148792 / 7	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 10148792 / 6	14.06.2018	Entry - Amendment entry	Entered into force (14.06.2018)
Ä 10148792 / 5	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 10148792 / 4	01.12.2017	Entry - Amendment entry	Entered into force (01.12.2017)

1 - 5 / 8 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-14-31408/22	Civil case	Court judgment (Default judgment)	Law of obligations	Pille Aver	ECLI:EE:VMK:2015:2.14.31408.15595	19.06.2015

1 - 1 / 1 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	10.02.2025
Notice of auction of immovable property in enforcement proceedings	23.08.2023

Osaühing 1Credit Narva

Contacts

Industries

VAT liability

No VAT obligation history found

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

Licences & notices

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

Official announcements

Official announcements

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found