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Saare Finants OÜ

Legal form:

Private limited company

Registry code:

12523163

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

21.08.2013 (12)

Capital:

50 000 EUR

Address:

Kohtu tn 1, Kuressaare linn, Saaremaa vald, Saare maakond, 93819

Status:

Registered

Contacts

Email:

info@lihtnelaen.ee

Phone:

+372 4524375

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	26.06.2025	Valid
2023	01.01.2023 - 31.12.2023	25.06.2024	Valid
2022	01.01.2022 - 31.12.2022	18.09.2023	Valid
2021	01.01.2021 - 31.12.2021	17.06.2022	Valid
2020	01.01.2020 - 31.12.2020	28.06.2021	Valid
2019	01.01.2019 - 31.12.2019	18.02.2020	Valid
2018	01.01.2018 - 31.12.2018	06.02.2019	Valid
2017	01.01.2017 - 31.12.2017	13.04.2018	Valid
2016	01.01.2016 - 31.12.2016	06.07.2017	Valid
2015	01.01.2015 - 31.12.2015	03.03.2016	Valid
2014	01.01.2014 - 31.12.2014	30.03.2015	Valid
2013	21.08.2013 - 31.12.2013	28.05.2014	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Unsubmitted reports

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Real estate

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Tax data

	State taxes	Employees
2024 Q2	8 €	-
Kokku 2024:	8 €
2020 Q1	0 €	0
Kokku 2020:	0 €
2019 Q4	0 €	0
2019 Q3	0 €	0
2019 Q2	0 €	0
2019 Q1	0 €	0
Kokku 2019:	0 €
2018 Q4	0 €	0
2018 Q3	0 €	0
2018 Q2	0 €	0
2018 Q1	0 €	0
Kokku 2018:	0 €
2017 Q4	0 €	0
2017 Q3	0 €	0
2017 Q2	0 €	0
2017 Q1	0 €	0
Kokku 2017:	0 €
2016 Q4	0 €	0
2016 Q3	0 €	0
2016 Q2	0 €	0
2016 Q1	0 €	0
Kokku 2016:	0 €
2015 Q4	0 €	0
2015 Q3	0 €	0
2015 Q2	0 €	0
2015 Q1	0 €	0
Kokku 2015:	0 €

Revenue by industry

	2022	2023	2024
Other lending, excl. pawnshops	213 483 €	229 713 €	160 014 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Andre Sõrm	38006XXXXXX	28.06.1980 (45)	Board member	21.08.2013	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Vjatšeslav Leedo	35205XXXXXX	21.05.1952 (74)	Shareholder	45 000,00 EUR	90	Sole ownership	02.09.2023	-
Andre Sõrm	38006XXXXXX	28.06.1980 (45)	Shareholder	5 000,00 EUR	10	Sole ownership	02.09.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Vjatšeslav Leedo	35205XXXXXX	21.05.1952 (74)	Founder	21.08.2013	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Andre Sõrm	38006XXXXXX	28.06.1980 (45)	Direct holding	12.01.2021	-
Vjatšeslav Leedo	35205XXXXXX	21.05.1952 (74)	Direct holding	13.09.2018	-

1 - 2 / 2 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2024 Q2

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

3 €

Turnover ratio

0,00%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	2 032 394 €8.0%	1 881 459 €161.9%	718 253 €25.5%	572 372 €0.5%	575 318 €7.6%	534 827 €
Non-current assets	333 358 €31.8%	489 109 €68.9%	1 571 831 €2.5%	1 612 714 €366.6%	345 649 €15.9%	298 231 €
Total assets	2 365 752 €0.2%	2 370 568 €3.5%	2 290 084 €4.8%	2 185 086 €137.3%	920 967 €10.6%	833 058 €
Short-term liabilities	1 510 801 €3.8%	1 570 349 €333.4%	362 305 €276.6%	96 212 €79.0%	458 309 €50.1%	305 386 €
Long-term liabilities	76 911 €34.6%	117 648 €91.5%	1 383 452 €15.0%	1 627 930 €2 595.4%	60 396 €72.0%	216 016 €
Total liabilities	1 587 712 €5.9%	1 687 997 €3.3%	1 745 757 €1.3%	1 724 142 €232.4%	518 705 €0.5%	521 402 €
Share or stock capital	50 000 €	50 000 €	50 000 €	50 000 €	50 000 €	50 000 €
Retained earnings	632 571 €28.0%	494 327 €20.3%	410 944 €16.7%	352 262 €34.6%	261 656 €38.9%	188 334 €
Net profit	95 469 €30.9%	138 244 €65.8%	83 383 €42.1%	58 682 €35.2%	90 606 €23.6%	73 322 €
Equity	778 040 €14.0%	682 571 €25.4%	544 327 €18.1%	460 944 €14.6%	402 262 €29.1%	311 656 €
Turnover	160 014 €30.3%	229 713 €7.6%	213 483 €40.4%	152 095 €31.5%	115 628 €6.0%	123 072 €
Profit margin	59.66%0.9%	60.18%54.1%	39.06%1.2%	38.58%50.8%	78.36%31.5%	59.58%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	ELU RGV	-	-	-	-
Liquidity
Current ratio	X.P	T.U	D.S	5.9	1.3
Quick ratio	S.X	L.W	U.U	5.9	1.3
Cash ratio	B.V	E.I	L.V	0.2	0.1
Efficiency
Days sales outstanding (dso)	T RVS.K	P DTB.U	H MVL.P	2 571.8	1 662.8
Asset turnover	D.Z	S.V	H.P	0.1	0.1
Structure
Debt ratio	R.R	Q.Y	H.O	0.8	0.6
Profitability
Operating margin	FC.Y%	BD.W%	WM.Z%	86.6%	100.9%
Net profit margin	PO.X%	IY.B%	UQ.J%	38.6%	78.4%
Return on assets (roa)	O.Y%	Y.B%	B.C%	3.8%	10.3%
Return on equity (roe)	IK.B%	EM.F%	YF.Q%	12.7%	22.5%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 30051904 / 7	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 30051904 / 6	18.01.2018	Entry - Amendment entry	Entered into force (18.01.2018)
Ä 30051904 / 5	22.12.2017	Entry - Amendment entry	Entered into force (22.12.2017)
Ä 30051904 / 4	06.12.2017	Entry - Amendment entry	Entered into force (06.12.2017)
Ä 30051904 / 3	16.10.2015	Entry - Amendment entry	Entered into force (16.10.2015)

1 - 5 / 8 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-24-2777/14	Civil case	Court judgment (Default judgment)	Law of obligations	Reena Undrest	ECLI:EE:PMK:2024:2.24.2777.7511	18.04.2024
2-19-11476/5	Civil case	Court judgment (Default judgment)	Law of obligations	Reena Undrest	ECLI:EE:PMK:2019:2.19.11476.18782	06.09.2019
2-19-2816/3	Civil case	Court judgment (Default judgment)	Law of obligations	Reena Undrest	ECLI:EE:PMK:2019:2.19.2816.6853	15.04.2019
2-17-12583/5	Civil case	Court judgment (Default judgment)	Law of obligations	Reena Undrest	ECLI:EE:PMK:2017:2.17.12583.22947	23.10.2017
2-16-17702/3	Civil case	Court judgment	Law of obligations	Külli Mõlder	ECLI:EE:PMK:2016:2.16.17702.8276	20.12.2016

1 - 5 / 6 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	09.04.2026
Notice of auction of immovable property in enforcement proceedings	19.01.2026
Notice of auction of immovable property in enforcement proceedings	24.10.2025
Notice of auction of immovable property in enforcement proceedings	01.07.2025
Notice of auction of immovable property in enforcement proceedings	25.04.2025

Saare Finants OÜ

Contacts

Industries

VAT liability

No VAT obligation history found

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

Official announcements

Official announcements

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found