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Salva Kindlustuse AS

Legal form:

Public limited company

Registry code:

10284984

VAT no.:

EE100182653

Fiscal-year period:

01.01 - 31.12

Established:

14.10.1997 (28)

Capital:

3 200 000 EUR

Address:

Pärnu mnt 16, Kesklinna linnaosa, Tallinn, Harju maakond, 10141

Status:

Registered

E-arvete vastuvõtmine:

Telema

Contacts

Email:

salva@salva.ee

Phone:

+372 6800500

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65121 - Non-life insurance

VAT liability

	Start	End
EE100182653	01.01.2010
EE100182653	01.08.1994	31.12.2009

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	03.06.2026	Valid
2024	01.01.2024 - 31.12.2024	13.05.2025	Valid
2023	01.01.2023 - 31.12.2023	06.05.2024	Valid
2022	01.01.2022 - 31.12.2022	24.05.2023	Valid
2021	01.01.2021 - 31.12.2021	25.05.2022	Valid
2020	01.01.2020 - 31.12.2020	04.06.2021	Valid
2019	01.01.2019 - 31.12.2019	07.10.2020	Valid
2018	01.01.2018 - 31.12.2018	01.07.2019	Valid
2017	01.01.2017 - 31.12.2017	12.06.2018	Valid
2017	01.01.2017 - 31.12.2017	12.06.2018	Expired
2016	01.01.2016 - 31.12.2016	23.05.2017	Valid
2015	01.01.2015 - 31.12.2015	18.05.2016	Valid
2014	01.01.2014 - 31.12.2014	09.06.2015	Valid
2013	01.01.2013 - 31.12.2013	05.05.2014	Valid
2012	01.01.2012 - 31.12.2012	13.05.2013	Valid
2011	01.01.2011 - 31.12.2011	11.06.2012	Valid
2010	01.01.2010 - 31.12.2010	20.05.2011	Valid
2009	01.01.2009 - 31.12.2009	07.06.2010	Valid
2008	01.01.2008 - 31.12.2008	25.05.2009	Valid
2007	01.01.2007 - 31.12.2007	09.05.2008	Valid
2006	01.01.2006 - 31.12.2006	04.06.2007	Valid
2005	01.01.2005 - 31.12.2005	05.06.2006	Valid
2004	01.01.2004 - 31.12.2004	27.05.2005	Valid
2003	01.01.2003 - 31.12.2003	14.06.2004	Valid
2002	01.01.2002 - 31.12.2002	02.06.2003	Valid
2001	01.01.2001 - 31.12.2001	13.06.2002	Valid
2000	01.01.2000 - 31.12.2000	02.07.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax debt

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Unsubmitted reports

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519

Court decisions

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TTJA decisions

Real estate

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2.8K

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	369 002 €	374 181 €	97 033 €33.9%	100
2026 Q1	683 048 €	695 489 €	146 753 €17.4%	104
Kokku 2026:	1 052 050 €	1 069 670 €	243 786 €
2025 Q4	408 374 €	395 669 €	177 633 €133.8%	104
2025 Q3	427 847 €	441 098 €	75 965 €59.0%	102
2025 Q2	684 659 €	688 299 €	185 208 €29.9%	104
2025 Q1	389 892 €	372 558 €	142 548 €17.5%	104
Kokku 2025:	1 910 772 €	1 897 624 €	581 354 €70.3%
2024 Q4	367 931 €	357 518 €	121 357 €4.4%	102
2024 Q3	413 286 €	404 739 €	116 217 €207.5%	101
2024 Q2	325 271 €	332 677 €	37 799 €42.7%	102
2024 Q1	554 769 €	560 065 €	65 961 €16.1%	102
Kokku 2024:	1 661 257 €	1 654 999 €	341 334 €63.2%
2023 Q4	341 295 €	338 114 €	78 660 €64.1%	103
2023 Q3	355 365 €	365 874 €	47 938 €21.2%	103
2023 Q2	355 661 €	331 424 €	39 553 €7.9%	105
2023 Q1	501 685 €	519 105 €	42 946 €48.0%	107
Kokku 2023:	1 554 007 €	1 554 517 €	209 097 €3.7%
2022 Q4	336 033 €	339 927 €	29 024 €8.3%	108
2022 Q3	343 164 €	348 382 €	31 641 €59.3%	108
2022 Q2	342 919 €	346 407 €	77 835 €23.4%	110
2022 Q1	393 573 €	400 354 €	63 057 €82.8%	110
Kokku 2022:	1 415 689 €	1 435 070 €	201 557 €31.8%
2021 Q4	274 799 €	280 616 €	34 489 €19.4%	111
2021 Q3	304 692 €	313 168 €	28 892 €45.6%	112
2021 Q2	265 090 €	271 002 €	53 076 €45.4%	113
2021 Q1	366 111 €	384 824 €	36 504 €27.3%	119
Kokku 2021:	1 210 691 €	1 249 609 €	152 961 €31.2%
2020 Q4	253 428 €	265 037 €	28 677 €58.8%	117
2020 Q3	330 381 €	334 255 €	69 584 €8.7%	118
2020 Q2	278 013 €	282 357 €	63 986 €6.5%	127
2020 Q1	443 426 €	451 445 €	60 100 €188.6%	128
Kokku 2020:	1 305 249 €	1 333 095 €	222 347 €77.6%
2019 Q4	256 561 €	269 149 €	20 822 €19.9%	126
2019 Q3	358 400 €	370 591 €	25 996 €6.1%	136
2019 Q2	333 834 €	349 765 €	27 690 €45.4%	134
2019 Q1	272 157 €	269 819 €	50 694 €21.4%	135
Kokku 2019:	1 220 952 €	1 259 324 €	125 202 €42.5%
2018 Q4	243 608 €	250 944 €	41 757 €24.9%	131
2018 Q3	273 657 €	275 427 €	55 635 €36.3%	136
2018 Q2	377 358 €	376 131 €	87 325 €164.2%	133
2018 Q1	259 559 €	258 018 €	33 051 €11.0%	134
Kokku 2018:	1 154 182 €	1 160 520 €	217 768 €61.1%
2017 Q4	227 265 €	233 700 €	29 765 €12.4%	137
2017 Q3	273 353 €	274 894 €	33 993 €22.5%	136
2017 Q2	307 833 €	237 935 €	27 749 €36.5%	137
2017 Q1	322 986 €	327 700 €	43 686 €98.5%	137
Kokku 2017:	1 131 437 €	1 074 229 €	135 193 €99.0%
2016 Q4	229 892 €	233 937 €	2 973 723 €9.9%	97
2016 Q3	258 378 €	259 708 €	3 301 318 €5.6%	97
2016 Q2	264 947 €	245 943 €	3 126 333 €12.0%	97
2016 Q1	279 418 €	279 506 €	3 552 980 €32.4%	97
Kokku 2016:	1 032 635 €	1 019 094 €	12 954 354 €7.4%
2015 Q4	220 510 €	226 982 €	2 682 530 €15.6%	105
2015 Q3	261 492 €	269 058 €	3 179 792 €16.4%	105
2015 Q2	372 637 €	231 058 €	2 730 709 €21.4%	105
2015 Q1	287 855 €	293 804 €	3 472 255 €	105
Kokku 2015:	1 142 494 €	1 020 902 €	12 065 286 €

Revenue by industry

	2023	2024	2025
Non-life insurance	30 723 072 €	32 512 328 €	31 388 956 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Andres Lõhmus	37306XXXXXX	29.06.1973 (53)	Board member	23.02.2022	-
Irja Elias	46501XXXXXX	31.01.1965 (61)	Board member	23.02.2022	-
Tiit Pahapill	35305XXXXXX	12.05.1953 (73)	Board member	23.02.2022	-
Urmas Kivirüüt	37409XXXXXX	13.09.1974 (51)	Board member	23.02.2022	-
Kaupo Kalev	37201XXXXXX	09.01.1972 (54)	Board member	21.06.2017	-

8 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 6 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Tiit Pahapill	35305XXXXXX	12.05.1953 (73)	Shareholder	1 440 000,00 EUR	45	Sole ownership	16.08.2023	-
AMBER TRUST S.C.A.,SICAF-SIF	-	-	Shareholder	1 440 000,00 EUR	45	Sole ownership	16.08.2023	-

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Leho Siimsen	35904XXXXXX	21.04.1959 (67)	Chairman of the supervisory board	20.02.2025	-
Hardi Sui	36503XXXXXX	20.03.1965 (61)	Supervisory-board member	20.02.2025	-
Jaanus Vihand	37305XXXXXX	29.05.1973 (53)	Supervisory-board member	20.02.2025	-
Marko Kajandu	37205XXXXXX	19.05.1972 (54)	Supervisory-board member	20.02.2025	-
Peep Kütt	34605XXXXXX	25.05.1946 (80)	Supervisory-board member	20.02.2025	-

40 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 7 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Tiit Pahapill	35305XXXXXX	12.05.1953 (73)	Direct holding	29.10.2018	-

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Salva Kahjukäsitluse Osaühing	05.09.1997	Shareholder	2 556,00 EUR	100	Sole ownership	01.09.2023	-
AuroraAssets OÜ	07.02.2022	Shareholder	6 585,45 EUR	25,03	Sole ownership	03.03.2022	-
OÜ Bookswap International	06.04.2016	Shareholder	4 378,71 EUR	14,46	Sole ownership	30.03.2026	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

2026 Q2

Turnover

Amount

97 033 €

Monthly average

32 344 €

Per employee

323 €

Equity ratio

1,01%

Labour taxes

Turnover ratio

385,62%

Tax ratio

101,40%

Monthly average

124 727 €

Per employee

1 223 €

State taxes

Monthly average

123 001 €

Turnover ratio

380,29%

Estimated salary

Gross salary

2 301 €

Net salary

1 856 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	3 413 705 €92.0%	42 506 008 €2.6%	41 424 732 €64.3%	25 220 132 €	-
Non-current assets	-	-	52 198 168 €394.8%	10 548 570 €24.4%	8 481 987 €64.7%	24 051 114 €	-
Total assets	57 304 080 €0.2%	57 206 744 €2.9%	55 611 876 €4.8%	53 054 576 €6.3%	49 906 720 €1.3%	49 271 248 €3.6%	47 537 748 €
Short-term liabilities	-	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-	-
Share or stock capital	-	-	3 200 000 €	3 200 000 €	3 200 000 €	3 200 000 €	-
Retained earnings	-	-	20 856 267 €2.2%	20 416 486 €4.8%	19 473 043 €14.4%	17 020 526 €	-
Net profit	-	-	2 023 969 €211.9%	648 938 €69.1%	2 098 445 €14.4%	2 452 516 €	-
Equity	-	-	26 080 236 €7.5%	24 265 424 €2.0%	24 771 488 €9.3%	22 673 042 €	-
Turnover	31 388 956 €3.5%	32 512 328 €5.8%	30 723 072 €9.7%	27 994 762 €20.6%	23 211 608 €34.6%	17 244 126 €23.1%	22 415 082 €
Profit margin	0.00%	0.00%	6.59%184.2%	2.32%74.4%	9.04%36.4%	14.22%	0.00%

Financial ratios

	2025	2024	2023	2022	2021
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-
Quick ratio	-	-	-	-	-
Cash ratio	-	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	C.F	I.W	R.I	0.5	0.5
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	U.X%	E.A%	Z.W%	0.0%	0.0%
Return on equity (roe)	V.X%	W.R%	A.U%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10018235 / 20	23.02.2022	Entry - Amendment entry		Entered into force (23.02.2022)
Ä 10018235 / M7	07.10.2020	Directive order	06.11.2020	Deficiencies remedied (07.10.2020)
Ä 10018235 / 19	08.03.2019	Entry - Amendment entry		Entered into force (08.03.2019)
Ä 10018235 / M6	07.03.2019	Order to remedy deficiencies - Amendment entry	06.04.2019	Deficiencies remedied (07.03.2019)
Ä 10018235 / M5	25.02.2019	Order to remedy deficiencies for correcting extra-entry data - Amendment entry	27.03.2019	Deficiencies remedied (25.02.2019)

1 - 5 / 21 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
19-1/26-05095-001	Alar Urm	In favour of the consumer	22.05.2026
19-1/25-08717-001	Alar Urm	Against the consumer	19.09.2025
19-1/25-04825-001	Alar Urm	In favour of the consumer	28.07.2025
19-1/25-02706-001	Alar Urm	Against the consumer	12.05.2025
19-1/24-17549-001	Alar Urm	In favour of the consumer	12.02.2025

1 - 5 / 14 rows

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-25-14991/12						31.03.2026
2-20-18784/91						27.03.2026
2-26-787/12						24.03.2026
2-25-5158/14						27.02.2026
2-25-2842/35						20.02.2026

1 - 5 / 519 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	06.04.2026
Notice of approval of the list of creditors	12.01.2024

1 - 2 / 2 rows

Public transactions

Date	Party	Amount	Classification
26.06.2026	Tartu Ülikool	440.00 € Received	OPERATING EXPENSES Tertiary education
25.06.2026	Tallinna Kiirabi	2 300.00 € Received	OPERATING EXPENSES Paramedical services
21.06.2026	Sihtasutus Abja Haigla	130.35 € Received	OPERATING EXPENSES General hospital services
19.06.2026	Tallinna Tervishoiu Kõrgkool	160.00 € Received	OPERATING EXPENSES Tertiary education
17.06.2026	Tartu Ülikool	107.00 € Received	OPERATING EXPENSES Tertiary education

1 - 5 / 2775 rows

.ee domains

Domain	Status	Registered	Expires	End
salva24.ee	Active	03.10.2012	04.10.2026	-
slava.ee	Active	07.04.2011	08.04.2027	-
vastutuskindlustus.ee	Active	04.07.2010	29.12.2026	-
kodukindlustus.ee	Active	04.07.2010	29.12.2026	-
varakindlustus.ee	Active	04.07.2010	29.12.2026	-

1 - 5 / 7 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders