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Swedbank P&C Insurance AS

Legal form:

Public limited company

Registry code:

11269248

VAT no.:

EE101098678

Fiscal-year period:

01.01 - 31.12

Established:

21.06.2006 (19)

Former business names:

Aktsiaselts Hansa Varakindlustus, Swedbank Varakindlustus aktsiaselts

Capital:

21 210 000 EUR

Address:

Liivalaia tn 34, Kesklinna linnaosa, Tallinn, Harju maakond, 15040

Status:

Registered

Contacts

Email:

varakindlustus@swedbank.ee

Phone:

+372 8881513

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65121 - Non-life insurance

VAT liability

	Start	End
EE101098678	01.12.2006

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	31.03.2026	Valid
2024	01.01.2024 - 31.12.2024	01.04.2025	Valid
2023	01.01.2023 - 31.12.2023	02.04.2024	Valid
2022	01.01.2022 - 31.12.2022	03.04.2023	Valid
2021	01.01.2021 - 31.12.2021	29.03.2022	Valid
2020	01.01.2020 - 31.12.2020	31.03.2021	Valid
2019	01.01.2019 - 31.12.2019	24.03.2020	Valid
2019	01.01.2019 - 31.12.2019	05.03.2020	Expired
2018	01.01.2018 - 31.12.2018	05.04.2019	Valid
2017	01.01.2017 - 31.12.2017	29.03.2018	Valid
2016	01.01.2016 - 31.12.2016	31.03.2017	Valid
2015	01.01.2015 - 31.12.2015	03.03.2016	Valid
2014	01.01.2014 - 31.12.2014	31.03.2015	Valid
2013	01.01.2013 - 31.12.2013	26.05.2014	Valid
2012	01.01.2012 - 31.12.2012	30.04.2013	Valid
2011	01.01.2011 - 31.12.2011	26.04.2012	Valid
2010	01.01.2010 - 31.12.2010	06.05.2011	Valid
2009	01.01.2009 - 31.12.2009	07.05.2010	Valid
2008	01.01.2008 - 31.12.2008	12.06.2009	Valid
2007	01.01.2007 - 31.12.2007	18.06.2008	Valid
2006	01.01.2006 - 31.12.2006	19.06.2007	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 08.06.2026.

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Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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View summary

✓

Tax debt

✓

Unsubmitted reports

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Unsubmitted declarations

337

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

374

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	797 672 €	623 866 €	896 360 €17.9%	126
Kokku 2026:	797 672 €	623 866 €	896 360 €
2025 Q4	797 731 €	659 860 €	759 988 €36.0%	122
2025 Q3	716 146 €	633 215 €	558 745 €39.3%	122
2025 Q2	7 541 861 €	612 170 €	919 969 €11.5%	123
2025 Q1	784 680 €	588 103 €	1 039 594 €19.3%	116
Kokku 2025:	9 840 418 €	2 493 348 €	3 278 296 €55.4%
2024 Q4	706 532 €	549 106 €	871 487 €37.0%	114
2024 Q3	660 019 €	553 971 €	636 154 €105.0%	111
2024 Q2	2 160 179 €	514 227 €	310 381 €6.4%	114
2024 Q1	506 619 €	472 497 €	291 648 €39.2%	108
Kokku 2024:	4 033 349 €	2 089 801 €	2 109 670 €111.8%
2023 Q4	458 470 €	444 505 €	209 548 €26.6%	103
2023 Q3	442 824 €	413 944 €	285 606 €7.0%	103
2023 Q2	1 639 532 €	392 210 €	266 861 €14.0%	97
2023 Q1	384 150 €	361 672 €	234 024 €15.1%	95
Kokku 2023:	2 924 975 €	1 612 331 €	996 039 €23.9%
2022 Q4	364 319 €	343 979 €	203 362 €3.4%	88
2022 Q3	339 609 €	322 072 €	196 620 €0.2%	89
2022 Q2	2 177 570 €	291 200 €	197 065 €4.7%	93
2022 Q1	315 325 €	291 710 €	206 806 €56.7%	76
Kokku 2022:	3 196 824 €	1 248 961 €	803 854 €59.1%
2021 Q4	292 030 €	283 963 €	132 012 €0.7%	78
2021 Q3	301 845 €	296 571 €	132 910 €2.4%	78
2021 Q2	3 722 331 €	291 429 €	129 834 €17.6%	84
2021 Q1	286 496 €	284 236 €	110 378 €0.0%	82
Kokku 2021:	4 602 703 €	1 156 199 €	505 133 €24.7%
2020 Q4	293 052 €	290 401 €	110 421 €24.7%	86
2020 Q3	308 570 €	300 607 €	146 576 €35.2%	84
2020 Q2	3 855 651 €	291 044 €	226 074 €20.4%	91
2020 Q1	296 502 €	275 679 €	187 711 €23.3%	87
Kokku 2020:	4 753 775 €	1 157 732 €	670 782 €2.3%
2019 Q4	278 347 €	262 168 €	152 184 €0.6%	87
2019 Q3	273 089 €	260 340 €	153 123 €18.8%	88
2019 Q2	1 790 555 €	239 590 €	188 623 €2.2%	87
2019 Q1	272 979 €	247 044 €	192 949 €64.6%	84
Kokku 2019:	2 614 970 €	1 009 142 €	686 879 €22.6%
2018 Q4	254 309 €	243 660 €	117 227 €3.2%	84
2018 Q3	244 533 €	236 487 €	121 070 €30.7%	86
2018 Q2	2 470 496 €	197 248 €	174 680 €18.8%	87
2018 Q1	197 703 €	179 714 €	147 066 €0.2%	69
Kokku 2018:	3 167 041 €	857 109 €	560 043 €1.4%
2017 Q4	195 251 €	176 503 €	146 837 €14.6%	70
2017 Q3	194 544 €	181 360 €	128 148 €8.1%	67
2017 Q2	1 163 968 €	161 334 €	139 490 €1.3%	73
2017 Q1	172 916 €	153 720 €	137 689 €99.2%	63
Kokku 2017:	1 726 679 €	672 917 €	552 164 €99.2%
2016 Q4	173 215 €	152 678 €	17 251 924 €5.7%	103
2016 Q3	173 367 €	161 849 €	18 288 241 €2.4%	103
2016 Q2	4 988 209 €	158 125 €	17 867 491 €0.9%	103
2016 Q1	157 198 €	156 735 €	17 710 367 €74.1%	103
Kokku 2016:	5 491 989 €	629 387 €	71 118 023 €73.9%
2015 Q4	153 083 €	152 992 €	68 314 746 €1.6%	1
2015 Q3	155 553 €	155 410 €	69 394 088 €2.6%	1
2015 Q2	2 280 755 €	151 513 €	67 654 145 €0.7%	1
2015 Q1	146 858 €	150 529 €	67 214 976 €	1
Kokku 2015:	2 736 249 €	610 444 €	272 577 955 €

Revenue by industry

	2023	2024	2025
Non-life insurance	182 168 000 €	216 427 008 €	232 462 000 €

Tax debts

No tax debt found

No tax debt as of 08.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Aet Altroff	47203XXXXXX	23.03.1972 (54)	Board member	19.08.2024	-
Ilona Gaiževskaitė-Mickaitienė	47505XXXXXX	15.05.1975 (51)	Board member	18.05.2020	-
Margus Liigand	37207XXXXXX	11.07.1972 (53)	Board member	21.06.2006	-

13 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Swedbank AS	-	11.07.1996 (29)	Shareholder	21 210 000,00 EUR	100	Sole ownership	16.08.2023	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Göran Böhlmark	-	08.04.1976 (50)	Supervisory-board member	30.03.2026	-
Magnus Carlehed	61080XXXXXX	03.08.1961 (64)	Chairman of the supervisory board	16.03.2026	-
Johanna Okasmaa Nilsson	-	25.03.1969 (57)	Supervisory-board member	16.03.2026	-
Māris Viņķelis	-	05.02.1981 (45)	Supervisory-board member	18.11.2025	-
Olavi Lepp	37710XXXXXX	01.10.1977 (48)	Supervisory-board member	12.07.2025	-

23 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 8 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Magnus Carlehed	61080XXXXXX	03.08.1961 (64)	Member of higher governing body (board or supervisory board)	31.03.2026	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

896 360 €

Monthly average

298 787 €

Per employee

2 371 €

Equity ratio

1,41%

Labour taxes

Turnover ratio

69,60%

Tax ratio

78,21%

Monthly average

207 955 €

Per employee

1 677 €

State taxes

Monthly average

265 891 €

Turnover ratio

88,99%

Estimated salary

Gross salary

3 066 €

Net salary

2 425 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	124 753 000 €21.4%	102 750 000 €13.6%	118 932 000 €2.2%	121 590 000 €1.8%	123 839 000 €
Non-current assets	-	-	18 973 000 €23.6%	24 841 000 €	-	-	-
Total assets	174 488 992 €4.4%	167 160 000 €16.3%	143 726 000 €12.6%	127 591 000 €7.3%	118 932 000 €2.2%	121 590 000 €1.8%	123 839 000 €
Short-term liabilities	-	-	3 221 000 €	-	-	-	-
Long-term liabilities	-	-	71 277 000 €	-	-	-	-
Total liabilities	-	-	74 498 000 €	-	-	-	-
Share or stock capital	-	-	21 210 000 €	21 210 000 €	21 210 000 €	21 210 000 €	21 210 000 €
Retained earnings	-	-	24 597 000 €80.9%	13 594 000 €13.0%	15 619 000 €2.5%	16 020 000 €16.6%	13 734 000 €
Net profit	-	-	23 421 000 €82.2%	12 852 000 €30.7%	18 534 000 €36.8%	29 318 000 €5.2%	30 938 000 €
Equity	-	-	69 228 000 €45.3%	47 656 000 €13.9%	55 363 000 €16.8%	66 548 000 €1.0%	65 882 000 €
Turnover	232 462 000 €7.4%	216 427 008 €18.8%	182 168 000 €25.2%	145 548 000 €16.7%	124 701 000 €4.9%	131 082 000 €0.4%	130 604 000 €
Profit margin	0.00%	0.00%	12.86%45.6%	8.83%40.6%	14.86%33.5%	22.37%5.6%	23.69%

Financial ratios

	2023	2022	2021	2020	2019
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	TR.E	-	-	-	-
Quick ratio	VN.W	-	-	-	-
Cash ratio	T.H	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	WC.M	-	-
Asset turnover	-	-	B.X	-	-
Structure
Debt ratio	L.N	L.M	V.D	0.5	0.5
Profitability
Operating margin	-	-	NG.P%	-	-
Net profit margin	-	-	LX.Y%	-	-
Return on assets (roa)	N.I%	K.F%	FL.I%	0.0%	0.0%
Return on equity (roe)	F.O%	O.M%	ZT.G%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10099734 / 37	01.09.2025	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (01.09.2025)
Ä 10099734 / M19	19.08.2024	Order to remedy deficiencies - Amendment entry	18.09.2024	Deficiencies remedied (19.08.2024)
Ä 10099734 / 36	19.08.2024	Entry - Amendment entry		Entered into force (19.08.2024)
Ä 10099734 / 35	02.04.2024	Entry - Amendment entry		Entered into force (02.04.2024)
Ä 10099734 / 34	17.10.2023	Entry - Amendment entry		Entered into force (17.10.2023)

1 - 5 / 56 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
19-1/26-03361-001	Alar Urm	In favour of the consumer	30.04.2026
19-1/25-13803-001	Alar Urm	Against the consumer	12.12.2025
19-1/25-09350-001	Alar Urm	In favour of the consumer	07.11.2025
19-1/25-09150-001	Alar Urm	Against the consumer	01.10.2025
19-1/24-12836-001	Alar Urm	In favour of the consumer	06.02.2025

1 - 5 / 18 rows

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-25-16858/18						11.03.2026
2-25-11001/8						11.03.2026
2-25-9765/14						17.02.2026
2-24-548/22						23.01.2026
2-24-18787/18						14.01.2026

1 - 5 / 337 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	13.12.2024
Notice of auction of immovable property in enforcement proceedings	28.10.2024

1 - 2 / 2 rows

Public transactions

Date	Party	Amount	Classification
27.04.2026	Hiiumaa Vallavalitsus	175.02 € Received	OPERATING EXPENSES Special welfare service for persons with disabilities
22.04.2026	Setomaa Vallavalitsus	281.40 € Received	OPERATING EXPENSES Home service for the elderly
21.04.2026	Kiili Varahalduse Sihtasutus	110.22 € Received	OPERATING EXPENSES General transfers within the government sector
03.04.2026	Aktsiaselts Lääne-Tallinna Keskhaigla	142.46 € Received	OPERATING EXPENSES Specialized hospital services
25.03.2026	Aktsiaselts Lääne-Tallinna Keskhaigla	144.74 € Received	OPERATING EXPENSES Specialized hospital services

Swedbank P&C Insurance AS

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

Consumer Disputes Committee decisions

Court decisions

Court decisions

Official announcements

Official announcements

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found