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If P&C Insurance AS

Legal form:

Public limited company

Registry code:

10100168

VAT no.:

EE100305320

Fiscal-year period:

01.01 - 31.12

Established:

18.10.1996 (29)

Former business names:

Aktsiaselts Eesti Kindlustus, AKTSIASELTS SAMPO EESTI VARAKINDLUSTUS, AS If Eesti Kindlustus

Capital:

6 391 165 EUR

Address:

Lõõtsa tn 8a, Lasnamäe linnaosa, Tallinn, Harju maakond, 11415

Status:

Registered

Contacts

Email:

info@if.ee

Phone:

+372 7771211

Website:

www.if.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65121 - Non-life insurance

VAT liability

	Start	End
EE100305320	01.01.1994

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	17.06.2025	Valid
2023	01.01.2023 - 31.12.2023	19.06.2024	Valid
2023	01.01.2023 - 31.12.2023	19.06.2024	Expired
2022	01.01.2022 - 31.12.2022	13.06.2023	Valid
2021	01.01.2021 - 31.12.2021	17.06.2022	Valid
2020	01.01.2020 - 31.12.2020	30.04.2021	Valid
2019	01.01.2019 - 31.12.2019	01.04.2020	Valid
2018	01.01.2018 - 31.12.2018	10.04.2019	Valid
2017	01.01.2017 - 31.12.2017	10.04.2018	Valid
2016	01.01.2016 - 31.12.2016	18.04.2017	Valid
2015	01.01.2015 - 31.12.2015	07.04.2016	Valid
2014	01.01.2014 - 31.12.2014	07.04.2015	Valid
2013	01.01.2013 - 31.12.2013	11.04.2014	Valid
2012	01.01.2012 - 31.12.2012	23.05.2013	Valid
2011	01.01.2011 - 31.12.2011	30.06.2012	Valid
2010	01.01.2010 - 31.12.2010	06.05.2011	Valid
2009	01.01.2009 - 31.12.2009	15.06.2010	Valid
2008	01.01.2008 - 31.12.2008	04.06.2009	Valid
2007	01.01.2007 - 31.12.2007	22.05.2008	Valid
2006	01.01.2006 - 31.12.2006	18.05.2007	Valid
2005	01.01.2005 - 31.12.2005	18.05.2006	Valid
2004	01.01.2004 - 31.12.2004	10.06.2005	Valid
2003	01.01.2003 - 31.12.2003	30.06.2004	Valid
2002	01.01.2002 - 31.12.2002	25.06.2003	Valid
2001	01.01.2001 - 31.12.2001	19.06.2002	Valid
2000	01.01.2000 - 31.12.2000	29.06.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

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Hidden

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020406080100

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566

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3.7K

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	1 460 832 €	1 264 150 €	1 216 717 €4.0%	206
Kokku 2026:	1 460 832 €	1 264 150 €	1 216 717 €
2025 Q4	1 709 251 €	1 497 395 €	1 267 916 €20.8%	202
2025 Q3	7 677 499 €	1 356 451 €	1 049 638 €21.2%	204
2025 Q2	1 666 134 €	1 580 920 €	865 712 €32.8%	211
2025 Q1	1 461 845 €	1 253 908 €	1 287 348 €19.1%	205
Kokku 2025:	12 514 729 €	5 688 674 €	4 470 614 €46.2%
2024 Q4	1 428 407 €	1 249 414 €	1 080 524 €16.0%	203
2024 Q3	3 038 758 €	1 247 613 €	931 134 €107.1%	207
2024 Q2	4 272 728 €	1 452 693 €	449 590 €24.6%	211
2024 Q1	5 208 556 €	1 130 615 €	596 099 €11.3%	202
Kokku 2024:	13 948 449 €	5 080 335 €	3 057 347 €49.0%
2023 Q4	1 204 643 €	1 122 495 €	671 748 €52.8%	204
2023 Q3	1 178 022 €	1 143 993 €	439 603 €11.6%	199
2023 Q2	4 196 440 €	1 295 281 €	497 533 €12.2%	206
2023 Q1	1 021 741 €	980 410 €	443 491 €27.4%	207
Kokku 2023:	7 600 846 €	4 542 179 €	2 052 375 €9.1%
2022 Q4	1 103 624 €	1 021 531 €	610 762 €9.6%	204
2022 Q3	1 056 030 €	975 983 €	675 812 €74.2%	203
2022 Q2	4 498 493 €	1 228 124 €	387 951 €33.4%	198
2022 Q1	996 827 €	925 449 €	582 745 €20.4%	199
Kokku 2022:	7 654 973 €	4 151 087 €	2 257 271 €8.7%
2021 Q4	968 928 €	917 236 €	484 146 €11.2%	198
2021 Q3	974 564 €	921 813 €	545 200 €12.4%	206
2021 Q2	4 818 447 €	1 157 427 €	485 204 €13.6%	212
2021 Q1	954 823 €	905 742 €	561 502 €12.4%	213
Kokku 2021:	7 716 762 €	3 902 218 €	2 076 052 €15.1%
2020 Q4	4 882 284 €	842 637 €	499 739 €4.0%	211
2020 Q3	910 735 €	876 093 €	520 418 €28.0%	214
2020 Q2	1 116 303 €	1 105 252 €	406 662 €8.0%	216
2020 Q1	937 852 €	904 191 €	376 406 €4.8%	215
Kokku 2020:	7 847 174 €	3 728 173 €	1 803 225 €13.2%
2019 Q4	930 597 €	908 814 €	359 151 €27.3%	219
2019 Q3	939 634 €	915 292 €	494 100 €54.6%	240
2019 Q2	1 051 149 €	1 051 881 €	319 666 €23.9%	239
2019 Q1	922 034 €	881 706 €	420 044 €17.6%	234
Kokku 2019:	3 843 414 €	3 757 693 €	1 592 961 €7.9%
2018 Q4	969 443 €	955 157 €	357 200 €5.8%	251
2018 Q3	916 520 €	899 994 €	337 521 €11.6%	255
2018 Q2	1 095 894 €	1 087 333 €	381 832 €41.6%	257
2018 Q1	1 013 892 €	956 515 €	653 437 €21.4%	265
Kokku 2018:	3 995 749 €	3 898 999 €	1 729 990 €45.5%
2017 Q4	1 057 215 €	964 818 €	831 317 €9.6%	274
2017 Q3	1 021 103 €	937 185 €	758 803 €13.0%	282
2017 Q2	1 034 636 €	974 803 €	671 524 €26.5%	284
2017 Q1	959 538 €	849 311 €	913 143 €97.2%	289
Kokku 2017:	4 072 492 €	3 726 117 €	3 174 787 €97.6%
2016 Q4	995 984 €	900 424 €	32 421 526 €3.3%	572
2016 Q3	905 097 €	871 267 €	31 371 670 €12.6%	572
2016 Q2	1 115 579 €	997 413 €	35 913 800 €15.6%	572
2016 Q1	921 040 €	863 005 €	31 074 170 €3.2%	572
Kokku 2016:	3 937 700 €	3 632 109 €	130 781 166 €1.8%
2015 Q4	876 934 €	800 811 €	32 093 583 €2.3%	1
2015 Q3	852 731 €	819 870 €	32 857 392 €13.3%	1
2015 Q2	1 033 533 €	945 749 €	37 902 170 €24.9%	1
2015 Q1	842 636 €	757 224 €	30 346 782 €	1
Kokku 2015:	3 605 834 €	3 323 654 €	133 199 927 €

Revenue by industry

	2021	2022	2024
Non-life insurance	168 755 888 €	205 708 976 €	244 973 808 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Marija Timofejeva	-	22.06.1986 (39)	Board member	25.04.2025	-
Martin Mark	38308XXXXXX	02.08.1983 (42)	Board member	15.07.2021	-
Sanita Ķēniņa	-	28.10.1977 (48)	Board member	14.07.2021	-
Tiit Kolde	36307XXXXXX	22.07.1963 (62)	Board member	07.11.2017	-
Andris Morozovs	-	08.09.1977 (48)	Board member	21.07.2009	-

23 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 7 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
IF SKADEFÖRSÄKRING HOLDING AB (PUBL)	-	-	Shareholder	6 391 165,00 EUR	100	Sole ownership	16.08.2023	-

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Mans Fredrik Mattias Edsman	-	06.06.1974 (52)	Supervisory-board member	26.04.2026	-
Anders Marcus Christian Nilsson	-	20.07.1981 (44)	Supervisory-board member	05.03.2026	-
Erik Johan Larsson	-	21.08.1975 (50)	Supervisory-board member	15.12.2025	-
SIRIUS AUDIT OÜ	-	-	Audit firm	19.12.2024	-
Dag Rehme	-	01.01.1970 (56)	Supervisory-board member	07.10.2024	-

27 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Mans Fredrik Mattias Edsman	-	06.06.1974 (52)	Member of higher governing body (board or supervisory board)	26.10.2020	-

11 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

1 inactive record hidden, extended access to the information portal is required to view history!

2026 Q1

Turnover

Amount

1 216 717 €

Monthly average

405 572 €

Per employee

1 969 €

Equity ratio

6,35%

Labour taxes

Turnover ratio

103,90%

Tax ratio

86,54%

Monthly average

421 383 €

Per employee

2 066 €

State taxes

Monthly average

486 944 €

Turnover ratio

120,06%

Estimated salary

Gross salary

3 720 €

Net salary

2 911 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	-	-	-	-	390 343 008 €3.9%	375 847 008 €
Non-current assets	-	-	-	-	3 248 000 €30.2%	4 653 000 €
Total assets	402 843 296 €5.4%	382 140 160 €5.8%	405 627 424 €0.1%	405 332 352 €3.0%	393 591 008 €3.4%	380 500 000 €
Short-term liabilities	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-
Share or stock capital	-	-	-	-	6 391 000 €	6 391 000 €
Retained earnings	-	-	-	-	157 247 992 €1.7%	154 679 008 €
Net profit	-	-	-	-	16 602 000 €16.5%	19 889 000 €
Equity	-	-	-	-	180 240 992 €0.4%	180 959 008 €
Turnover	244 973 808 €9.8%	223 024 432 €8.4%	205 708 976 €21.9%	168 755 888 €10.8%	152 242 608 €2.1%	149 045 584 €
Profit margin	0.00%	0.00%	0.00%	0.00%	10.90%18.3%	13.34%

Financial ratios

	2020	2019	2018	2017	2003
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-
Quick ratio	-	-	-	-	-
Cash ratio	-	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	JK.M	60.7	-
Asset turnover	-	-	L.K	0.4	-
Structure
Debt ratio	X.J	C.I	A.V	0.5	-
Profitability
Operating margin	-	-	SI.P%	11.8%	-
Net profit margin	-	-	TV.S%	11.5%	-
Return on assets (roa)	L.K%	T.W%	O.A%	5.1%	-
Return on equity (roe)	P.O%	U.M%	SA.I%	10.5%	-

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10006567 / M15	12.01.2026	Order to remedy deficiencies for correcting extra-entry data - Amendment entry	26.01.2026	Entered into force (12.01.2026)
Ä 10006567 / 51	25.04.2025	Entry - Amendment entry		Entered into force (25.04.2025)
Ä 10006567 / M14	07.06.2024	Order to remedy annual-report deficiencies	07.07.2024	Deficiencies remedied (19.06.2024)
Ä 10006567 / 50	30.05.2023	Entry - Amendment entry		Entered into force (30.05.2023)
Ä 10006567 / 49	15.07.2021	Entry - Amendment entry		Entered into force (15.07.2021)

1 - 5 / 38 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
19-1/25-17154-001	Alar Urm	Against the consumer	19.03.2026
19-1/25-16438-001	Alar Urm	In favour of the consumer	23.02.2026
19-1/25-14746-001	Alar Urm	Against the consumer	13.02.2026
19-1/25-13290-001	Alar Urm	In favour of the consumer	12.12.2025
19-1/25-01937-001	Alar Urm	In favour of the consumer	25.07.2025

1 - 5 / 21 rows

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-25-11911/11						10.04.2026
2-26-2620/5						31.03.2026
2-24-17227/11						20.03.2026
2-20-9710/67						02.03.2026
2-25-127072/8						26.02.2026

1 - 5 / 566 rows

Official announcements

Subject	Date
Notice of delivery of an order from the court’s order-for-payment department	02.09.2025
Notice of delivery of an order from the court’s order-for-payment department	24.07.2025
Notice of termination of bankruptcy proceedings	19.09.2024
Notice of auction of immovable property in enforcement proceedings	15.08.2022
Notices of commercial and non-profit associations and foundations	16.01.2009

1 - 5 / 5 rows

Public transactions

Date	Party	Amount	Classification
30.04.2026	Antsla Vallavalitsus	179.63 € Received	OPERATING EXPENSES Municipal government
29.04.2026	Tartu Ülikool	219.74 € Received	OPERATING EXPENSES Tertiary education
28.04.2026	Narva-Jõesuu Linnavalitsus	345.31 € Received	OPERATING EXPENSES Folk culture
27.04.2026	Tallinna Kesklinna Valitsus	400.22 € Received	OPERATING EXPENSES Housing development
27.04.2026	Luua Metsanduskool	1 464.90 € Received	OPERATING EXPENSES Vocational education

1 - 5 / 3676 rows

.ee domains

Domain	Status	Registered	Expires	End
kindlustuskalkulaator.ee	Active	07.04.2011	08.04.2027	-
kindlustusekspert.ee	Active	07.04.2011	08.04.2027	-
strahovka.ee	Active	06.04.2011	07.04.2027	-
kindlusta24.ee	Active	06.04.2011	07.04.2027	-
kindlustaja.ee	Active	06.04.2011	07.04.2027	-

20 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 19 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders