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OÜ Smrtex Investeering

Legal form:

Private limited company

Registry code:

11491627

VAT no.:

Fiscal-year period:

01.03 - 28.02

Established:

17.04.2008 (18)

Former business names:

AS Smart Kindlustusmaakler, AS Smrtex Investeering

Capital:

25 200 EUR

Address:

Lõõtsa tn 2a, Lasnamäe linnaosa, Tallinn, Harju maakond, 11415

Status:

Registered

Contacts

Email:

heikismart@gmail.com

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
66221 - Activities of insurance agents and brokers

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.03.2025 - 28.02.2026	Due date 31.08.2026
2024	01.03.2024 - 28.02.2025	14.08.2025	Valid
2023	01.01.2023 - 29.02.2024	13.05.2024	Valid
2022	01.01.2022 - 31.12.2022	30.04.2023	Valid
2021	01.01.2021 - 31.12.2021	30.04.2022	Valid
2020	01.01.2020 - 31.12.2020	30.04.2021	Valid
2019	01.01.2019 - 31.12.2019	10.06.2020	Valid
2018	01.01.2018 - 31.12.2018	30.04.2019	Valid
2017	01.01.2017 - 31.12.2017	30.04.2018	Valid
2016	01.01.2016 - 31.12.2016	28.04.2017	Valid
2015	01.01.2015 - 31.12.2015	30.04.2016	Valid
2014	01.01.2014 - 31.12.2014	04.03.2015	Valid
2013	01.01.2013 - 31.12.2013	28.04.2014	Valid
2012	01.01.2012 - 31.12.2012	25.04.2013	Valid
2011	01.01.2011 - 31.12.2011	30.04.2012	Valid
2010	01.01.2010 - 31.12.2010	24.05.2011	Valid
2009	01.01.2009 - 31.12.2009	29.04.2010	Valid
2008	01.01.2008 - 31.12.2008	26.06.2009	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 07.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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View summary

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Tax debt

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Unsubmitted reports

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TTJA decisions

Real estate

.ee domains

Licenses

Regulations

570

Public transactions

Holdings in companies

✓

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✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2024 Q4	38 €	0 €	0 €	-
2024 Q2	290 453 €	0 €	0 €	-
2024 Q1	34 210 €	36 322 €	0 €	-
Kokku 2024:	324 701 €	36 322 €	0 €
2023 Q4	22 303 €	23 538 €	0 €	8
2023 Q3	22 894 €	24 322 €	0 €	6
2023 Q2	56 094 €	21 176 €	0 €	8
2023 Q1	18 590 €	19 675 €	0 €	8
Kokku 2023:	119 881 €	88 710 €	0 €
2022 Q4	19 386 €	20 610 €	0 €	9
2022 Q3	20 019 €	21 221 €	0 €	9
2022 Q2	23 722 €	20 433 €	0 €	11
2022 Q1	38 631 €	20 427 €	0 €	10
Kokku 2022:	101 757 €	82 692 €	0 €
2021 Q4	21 746 €	23 194 €	0 €	10
2021 Q3	21 007 €	22 494 €	0 €	10
2021 Q2	46 968 €	20 672 €	0 €	9
2021 Q1	18 869 €	20 162 €	0 €	9
Kokku 2021:	108 591 €	86 522 €	0 €
2020 Q4	21 475 €	22 945 €	0 €	9
2020 Q3	18 100 €	19 341 €	0 €	9
2020 Q2	54 549 €	21 258 €	0 €	8
2020 Q1	23 228 €	24 767 €	0 €	10
Kokku 2020:	117 352 €	88 312 €	0 €
2019 Q4	21 110 €	22 656 €	0 €	11
2019 Q3	22 124 €	23 721 €	0 €	12
2019 Q2	56 239 €	21 116 €	0 €	11
2019 Q1	19 327 €	20 167 €	0 €	11
Kokku 2019:	118 800 €	87 660 €	0 €
2018 Q4	20 654 €	22 013 €	0 €	9
2018 Q3	22 791 €	24 341 €	0 €	11
2018 Q2	48 792 €	20 089 €	0 €	11
2018 Q1	17 028 €	17 625 €	0 €	11
Kokku 2018:	109 265 €	84 068 €	0 €
2017 Q4	18 033 €	18 971 €	0 €	10
2017 Q3	20 816 €	21 907 €	0 €	10
2017 Q2	40 225 €	19 351 €	0 €	10
2017 Q1	17 964 €	19 274 €	0 €100.0%	10
Kokku 2017:	97 038 €	79 503 €	0 €100.0%
2016 Q4	15 638 €	16 732 €	124 647 €2.9%	8
2016 Q3	15 131 €	16 255 €	121 097 €13.6%	8
2016 Q2	35 877 €	14 308 €	106 591 €5.0%	8
2016 Q1	12 676 €	13 627 €	101 515 €13.0%	8
Kokku 2016:	79 322 €	60 922 €	453 850 €8.2%
2015 Q4	12 189 €	12 971 €	116 692 €6.2%	7
2015 Q3	11 660 €	12 210 €	109 851 €17.2%	7
2015 Q2	33 293 €	10 422 €	93 765 €5.5%	7
2015 Q1	10 648 €	11 029 €	99 225 €	7
Kokku 2015:	67 790 €	46 632 €	419 533 €

Revenue by industry

	2021	2022	2023
Activities of insurance agents and brokers	582 261 €	616 937 €	747 095 €

Tax debts

No tax debt found

No tax debt as of 07.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Allan Kaldoja	37909XXXXXX	21.09.1979 (46)	Board member	15.10.2025	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
OÜ Business Spirit	-	18.01.2007 (19)	Shareholder	14 196,60 EUR	56,34	Sole ownership	15.10.2025	-
DATAHOUSE OÜ	-	14.12.2004 (21)	Shareholder	4 732,20 EUR	18,78	Sole ownership	15.10.2025	-
OÜ U-SOLUTIONS	-	10.03.2008 (18)	Shareholder	4 732,20 EUR	18,78	Sole ownership	15.10.2025	-
OÜ Smrtex Investeering	-	17.04.2008 (18)	Shareholder	1 539,00 EUR	6,11	Sole ownership	15.10.2025	-

27 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Ene Makus	46112XXXXXX	27.12.1961 (64)	Audit firm	11.02.2021	-
OÜ EM AUDIITORTEENUSED	-	-	Audit firm	11.02.2021	-
Kersti Soodla	46802XXXXXX	11.02.1968 (58)	Auditor of non-cash contribution	30.12.2009	-
OÜ Business Spirit	-	-	Founder	01.04.2008	-
OÜ U-SOLUTIONS	-	-	Founder	01.04.2008	-

13 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Heiki Puusaar	37106XXXXXX	08.06.1971 (55)	Indirect holding	21.09.2018	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
OÜ Smrtex Investeering	17.04.2008	Shareholder	1 539,00 EUR	6,11	Sole ownership	15.10.2025	-

1 - 1 / 1 rows

2024 Q4

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

13 €

Turnover ratio

0,00%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	44 023 €97.6%	1 832 520 €286.6%	474 052 €24.3%	381 508 €7.7%	413 167 €18.5%	507 242 €
Non-current assets	764 659 €57 872.6%	-	1 319 €3.3%	1 277 €7.5%	1 380 €45.5%	2 532 €
Total assets	808 682 €55.9%	1 832 520 €285.5%	475 371 €24.2%	382 785 €7.7%	414 547 €18.7%	509 774 €
Short-term liabilities	-	280 999 €15.0%	244 261 €18.7%	205 739 €7.5%	222 537 €27.5%	307 148 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	-	280 999 €15.0%	244 261 €18.7%	205 739 €7.5%	222 537 €27.5%	307 148 €
Share or stock capital	25 200 €	25 200 €	25 200 €	25 200 €	25 200 €	25 200 €
Retained earnings	1 059 679 €905.8%	-131 506 €2 813.7%	4 846 €0.7%	4 810 €11.4%	5 426 €15.7%	4 691 €
Net profit	-276 197 €116.7%	1 657 827 €724.5%	201 064 €36.7%	147 036 €8.9%	161 384 €6.6%	172 735 €
Equity	808 682 €47.9%	1 551 521 €571.3%	231 110 €30.5%	177 046 €7.8%	192 010 €5.2%	202 626 €
Turnover	-	771 764 €19.8%	644 233 €4.7%	615 428 €2.8%	633 069 €10.9%	710 698 €
Profit margin	0.00%	214.81%588.3%	31.21%30.6%	23.89%6.3%	25.49%4.9%	24.30%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	E QTR FYM	JWN PXV	175 437	197 396
Liquidity
Current ratio	-	J.F	L.O	1.9	1.9
Quick ratio	-	F.J	U.Q	1.9	1.9
Cash ratio	-	Y.S	O.H	1.8	1.8
Efficiency
Days sales outstanding (dso)	-	S.H	O.M	5.0	11.1
Asset turnover	-	F.K	J.C	1.5	1.4
Structure
Debt ratio	Y.D	M.F	O.P	0.5	0.5
Profitability
Operating margin	-	DJE.O%	EB.X%	28.3%	31.0%
Net profit margin	-	GDH.O%	ER.A%	23.9%	25.5%
Return on assets (roa)	-YZ.O%	DYA.K%	RJ.R%	36.9%	34.9%
Return on equity (roe)	-PH.L%	OLV.J%	IT.Q%	83.0%	84.0%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10117397 / 17	15.10.2025	Entry - Conversion entry		Entered into force (15.10.2025)
Ä 10117397 / 18	15.10.2025	Entry - Amendment entry		Entered into force (15.10.2025)
Ä 10117397 / 16	06.01.2025	Negative entry order – deficiencies not remedied - Amendment entry		Entered into force (22.01.2025)
Ä 10117397 / M5	02.12.2024	Order to remedy deficiencies - Amendment entry	01.01.2025	Entered into force (18.12.2024)
Ä 10117397 / 15	07.08.2024	Entry - Amendment entry		Entered into force (07.08.2024)

1 - 5 / 23 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

Subject	Date
Notice of share-capital reduction	12.04.2016
Notices of commercial and non-profit associations and foundations	11.09.2012

1 - 2 / 2 rows

Public transactions

Date	Party	Amount	Classification
09.05.2024	Tallinna Lastekodu	594.82 € Received	OPERATING EXPENSES Substitute and after-care
17.04.2024	Tapa Vallavalitsus	301.61 € Received	OPERATING EXPENSES Other social protection, incl. administration
25.03.2024	Luunja Vallavalitsus	128.59 € Received	OPERATING EXPENSES Other social protection, incl. administration
22.03.2024	Järva Vallavalitsus	582.21 € Received	OPERATING EXPENSES Substitute and after-care
21.03.2024	Luunja Vallavalitsus	118.63 € Received	OPERATING EXPENSES Other economy, incl. economic administration

OÜ Smrtex Investeering

Contacts

Industries

VAT liability

No VAT obligation history found

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

Holdings in companies

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

Official announcements

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found