LHV Bank AS

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	08.04.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	07.04.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	12.04.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	22.05.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	21.04.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	09.03.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	06.03.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	22.03.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	26.03.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	16.06.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	29.06.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	14.05.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	24.04.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	29.04.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	09.05.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	26.05.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	28.06.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	20.04.2009	Valid	PDF
2007	01.01.2007 – 31.12.2007	01.07.2008	Valid	PDF
2006	01.01.2006 – 31.12.2006	20.03.2007	Valid	PDF
2005	01.01.2005 – 31.12.2005	31.07.2006	Valid	PDF
2004	01.01.2004 – 31.12.2004	30.06.2005	Valid	PDF
2003	01.01.2003 – 31.12.2003	29.03.2004	Valid	PDF
2002	01.01.2002 – 31.12.2002	21.05.2003	Valid	PDF
2001	01.01.2001 – 31.12.2001	03.07.2002	Valid	PDF
2000	01.01.2000 – 31.12.2000	29.06.2001	Valid	PDF
1999	01.01.1999 – 31.12.1999	-	-

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 09.11.2026.

Check company creditworthiness in seconds

Detailed reviews of company financial risks and strengths

3€ /monthGet started

Tax debt Reports Declarations Court decisions283 Official announcements300 TTJA decisions6 Real estate75 .ee domains20 Licenses19 Regulations82 Public transactions16,2k Grants–State aid1 Public procurement9 Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	12,8 M €	7,20 M €	24,2 M €−43,7%	839
2026 Q2	13,0 M €	7,26 M €	43,0 M €+164%	864
2026 Q1	12,7 M €	6,81 M €	16,3 M €−20,3%	845
Total 2026:	38,5 M €	21,3 M €	83,4 M €
2025 Q4	12,1 M €	7,13 M €	20,4 M €−6,8%	832
2025 Q3	13,7 M €	6,97 M €	21,9 M €+7,1%	829
2025 Q2	12,4 M €	6,99 M €	20,4 M €−22,4%	826
2025 Q1	13,2 M €	7,15 M €	26,3 M €+3,5%	803
Total 2025:	51,4 M €	28,2 M €	89,0 M €
2024 Q4	11,8 M €	6,33 M €	25,5 M €+10,6%	866
2024 Q3	12,4 M €	6,14 M €	23,0 M €+14,1%	839
2024 Q2	12,0 M €	5,96 M €	20,2 M €+6,6%	816
2024 Q1	10,7 M €	5,10 M €	18,9 M €−12,7%	781
Total 2024:	46,9 M €	23,5 M €	87,5 M €
2023 Q4	10,7 M €	4,57 M €	21,7 M €−35,5%	778
2023 Q3	10,0 M €	4,28 M €	33,6 M €+33,2%	752
2023 Q2	9,83 M €	4,00 M €	25,2 M €+16,0%	729
2023 Q1	8,95 M €	3,98 M €	21,7 M €−9,5%	677
Total 2023:	39,5 M €	16,8 M €	102,2 M €
2022 Q4	6,86 M €	3,57 M €	24,0 M €−9,3%	661
2022 Q3	6,51 M €	3,46 M €	26,5 M €+27,5%	636
2022 Q2	5,57 M €	3,31 M €	20,8 M €+19,3%	629
2022 Q1	6,07 M €	2,78 M €	17,4 M €−17,3%	572
Total 2022:	25,0 M €	13,1 M €	88,7 M €
2021 Q4	5,57 M €	2,71 M €	21,1 M €−31,5%	568
2021 Q3	5,23 M €	2,61 M €	30,7 M €+22,2%	556
2021 Q2	4,27 M €	2,43 M €	25,1 M €+74,8%	539
2021 Q1	4,47 M €	2,20 M €	14,4 M €−10,3%	498
Total 2021:	19,5 M €	9,94 M €	91,3 M €
2020 Q4	3,79 M €	2,07 M €	16,0 M €−1,3%	465
2020 Q3	2,40 M €	2,04 M €	16,2 M €+24,6%	448
2020 Q2	2,99 M €	1,97 M €	13,0 M €−20,0%	435
2020 Q1	2,32 M €	1,80 M €	16,3 M €+32,3%	431
Total 2020:	11,5 M €	7,88 M €	61,6 M €
2019 Q4	2,34 M €	1,71 M €	12,3 M €−32,8%	403
2019 Q3	2,29 M €	1,66 M €	18,3 M €+48,6%	413
2019 Q2	2,05 M €	1,58 M €	12,3 M €+5,6%	393
2019 Q1	1,89 M €	1,42 M €	11,7 M €−23,1%	359
Total 2019:	8,57 M €	6,37 M €	54,6 M €
2018 Q4	2,18 M €	1,35 M €	15,2 M €+55,0%	336
2018 Q3	1,88 M €	1,30 M €	9,79 M €−11,6%	326
2018 Q2	1,21 M €	1,23 M €	11,1 M €+5,1%	322
2018 Q1	1,67 M €	1,12 M €	10,5 M €+59,5%	295
Total 2018:	6,95 M €	5,01 M €	46,6 M €
2017 Q4	952 620 €	1,01 M €	6,61 M €+12,8%	276
2017 Q3	946 769 €	995 679 €	5,86 M €−21,8%	264
2017 Q2	917 475 €	956 045 €	7,49 M €+57,7%	263
2017 Q1	861 000 €	900 280 €	4,75 M €−44,5%	254
Total 2017:	3,68 M €	3,86 M €	24,7 M €
2016 Q4	906 465 €	856 573 €	8,56 M €−1,6%	228
2016 Q3	881 186 €	870 142 €	8,69 M €+5,5%	228
2016 Q2	785 203 €	824 764 €	8,24 M €+1,1%	228
2016 Q1	926 699 €	815 425 €	8,15 M €+17,2%	228
Total 2016:	3,50 M €	3,37 M €	33,6 M €
2015 Q4	1,06 M €	734 327 €	6,95 M €+2,6%	215
2015 Q3	676 388 €	715 811 €	6,78 M €−19,3%	215
2015 Q2	824 034 €	887 530 €	8,40 M €+113%	215
2015 Q1	478 502 €	417 294 €	3,95 M €	215
Total 2015:	3,04 M €	2,75 M €	26,1 M €

Revenue by industry

	2023	2024	2025
Credit institutions		405 300 000 €	390 155 008 €
Brokerage of securities and commodity contracts	11 096 000 €	15 065 000 €	12 631 000 €
Financial leasing	11 362 000 €	14 221 000 €	10 484 000 €
Credit institutions (banks)	320 140 000 €

Tax debts

No tax debt found

No tax debt as of 09.11.2026

Representatives

	Personal ID code
Erki Kilu	37512XXXXXX	14.12.1975 (50)	Board member	10.04.2026	-
Mihkel Kasepuu	39304XXXXXX	16.04.1993 (33)	Board member	04.08.2025	-
Kadri Haldre	48006XXXXXX	12.06.1980 (46)	Board member	19.11.2024	-
Latvian Central Depository	40003XXXXXX	-	Share-register keeper	28.09.2017	-
Meelis Paakspuu	37405XXXXXX	04.05.1974 (52)	Board member	01.09.2015	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Shareholders

	Personal ID code
AS LHV Group	11098261	21.01.2005 (21)	Shareholder	224 500 000 EUR	100,00%	Sole ownership	11.08.2026	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Other persons

	Personal ID code
Indrek Heinloo	38104XXXXXX	23.04.1981 (45)	Supervisory-board member	01.07.2026	-
Kairi Pauskar	48201XXXXXX	31.01.1982 (44)	Supervisory-board member	25.03.2026	-
Mihkel Torim	38101XXXXXX	25.01.1981 (45)	Chairman of the supervisory board	28.07.2025	-
Rain Lõhmus	36612XXXXXX	30.12.1966 (59)	Supervisory-board member	20.03.2024	-
Tiina Mõis	45702XXXXXX	24.02.1957 (69)	Supervisory-board member	20.03.2024	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Ultimate beneficial owners

	Personal ID code
Mihkel Torim	38101XXXXXX	25.01.1981 (45)	Member of higher governing body (board or supervisory board)	05.08.2025	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Holdings in companies


AS LHV Finance	06.02.2013	Shareholder	130 000 EUR	65,00%	Sole ownership	06.11.2026	-

78 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

2026 Q3

Turnover

Amount: 24 204 420 €
Monthly average: 8 068 140 €
Per employee: 9 616 €
Equity ratio: 3,59%

Labour taxes

Turnover ratio: 29,75%
Tax ratio: 56,42%
Monthly average: 2 400 469 €
Per employee: 2 819 €

State taxes

Monthly average: 4 254 374 €
Turnover ratio: 52,73%

Estimated salary

Gross salary: 5 002 €
Net salary: 3 915 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	6 716 316 160 €+11,4%	6 027 309 056 €−11,1%	6 781 922 816 €+38,1%	4 912 461 824 €+64,8%	2 980 467 968 €
Non-current assets	-	-	18 865 000 €+34,3%	14 046 000 €+44,8%	9 697 000 €+26,6%	7 658 000 €+0,8%	7 599 000 €
Total assets	8 755 397 632 €+10,6%	7 915 423 232 €+17,5%	6 735 180 800 €+11,5%	6 041 354 752 €−11,0%	6 791 620 096 €+38,0%	4 920 119 808 €+64,7%	2 988 067 072 €
Short-term liabilities	-	-	-	-	-	-	341 862 €
Long-term liabilities	-	-	-	-	-	-	4 430 737 €
Total liabilities	-	-	-	-	-	-	4 772 599 €
Share or stock capital	-	-	141 500 000 €	141 500 000 €+26,9%	111 500 000 €+4,7%	106 500 000 €+11,5%	95 500 000 €
Retained earnings	-	-	218 088 992 €+53,6%	141 984 000 €+68,6%	84 238 000 €+49,6%	56 303 000 €+38,7%	40 605 000 €
Net profit	-	-	140 124 992 €+78,6%	78 440 000 €+27,7%	61 409 000 €+96,2%	31 292 000 €+76,1%	17 772 000 €
Equity	-	-	512 383 008 €+38,2%	370 660 000 €+41,0%	262 795 008 €+32,6%	198 116 992 €+26,1%	157 114 000 €
Turnover	413 270 016 €−4,9%	434 585 984 €+26,9%	342 598 016 €+76,8%	193 788 000 €+19,0%	162 794 000 €+49,8%	108 676 000 €+44,0%	75 450 000 €
Profit margin	-	-	40,9%	40,5%	37,7%	28,8%	23,6%

Financial ratios

	2020	2019
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	1,0	1,1
Quick ratio	1,0	1,1
Cash ratio	0,5	0,4
Efficiency
Days sales outstanding (dso)	-	-
Asset turnover	-	-
Structure
Debt ratio	1,0	0,9
Profitability
Operating margin	-	-
Net profit margin	-	-
Return on assets (roa)	-	-
Return on equity (roe)	-	-

Data export

These figures for over 281,000 companies, in one table

Revenue, EBITDA, ROE, ROA and other ratios
Up to five years of reports at once
Excel, CSV or JSON, updated daily

See how it works

To view all financial ratios, you need to subscribe to extended access to the info portal!

3€ /monthGet started

Licences & notices


License	SLV22/4456	Frequency licences	Valid	19.07.2022	18.07.2025
License	SLL21/4828	Frequency licences	Valid	16.09.2021	15.09.2024
License	SLL21/4829	Frequency licences	Valid	16.09.2021	15.09.2024
License	SLL21/4733	Frequency licences	Valid	14.09.2021	13.09.2024
License	SLV21/3296	Frequency licences	Valid	28.06.2021	27.06.2024

Regulations


Ä 10038559 / 71	06.11.2026	Entry – Amendment entry	-	Entered into force06.11.2026
Ä 10038559 / 70	29.10.2026	Entry to be made on a fixed date – Amendment entry	-	Entered into force29.10.2026
Ä 10038559 / M16	27.10.2026	Order confirming reservation of business name	-	Entered into force27.10.2026
Ä 10038559 / M15	22.10.2026	Order to remedy deficiencies – Amendment entry	07.11.2026	Deficiencies remedied28.10.2026
Ä 10038559 / 69	07.08.2026	Entry – Amendment entry	-	Entered into force07.08.2026

Real estate

		Purpose
Anni tn 8, Lasnamäe linnaosa, Tallinn, Harju maakondSpace: 43	3281 m²	Residential land 100%
Arhitekti tn 2 // 2a, Tartu linn, Tartu linn, Tartu maakondSpace: 5	2264 m²	Residential land 100%
E. Vilde tee 100, Mustamäe linnaosa, Tallinn, Harju maakondSpace: 29	3077 m²	Residential land 100%
E. Vilde tee 144, Mustamäe linnaosa, Tallinn, Harju maakondSpace: 55	1887 m²	Residential land 100%
E. Vilde tee 85, Mustamäe linnaosa, Tallinn, Harju maakondSpace: 80	3162 m²	Residential land 100%

16 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Consumer Disputes Committee decisions


19-1/25-17514-001	Taavi Hein	Against the consumer	14.04.2026	PDF
19-1/25-07960-001	Alar Urm	Against the consumer	30.09.2025	PDF
19-1/25-00388-001	Alar Urm	Against the consumer	05.05.2025	PDF
19-1/21-11161-022	Aase Sammelselg, Martin Simmermann, Jaanika Ots	Against the consumer	11.01.2022	PDF
19-1/21-04471-032	Aase Sammelselg, Marianne Metssoon, Jaanika Ots	In favour of the consumer	03.01.2022	PDF

Court decisions


2-26-13175/7	Kohtu I astme menetlus	Court ruling	Pankrotiõigus, 308760868	Hiie Lindmets	ECLI:EE:TMK:2026:2.26.13175.15185	21.09.2026	Open
2-23-11021/21	Kohtu I astme menetlus	Court ruling	308760868, Pankrotiõigus	Zakaria Nemsitsveridze	ECLI:EE:TMK:2026:2.23.11021.14695	02.09.2026	Open
2-26-9417/4	Kohtu I astme menetlus	Court judgment	Law of obligations	Merili Ratasepp	ECLI:EE:TMK:2026:2.26.9417.13163	29.07.2026	Open
2-24-13023/47	Kohtu I astme menetlus	Court ruling	Bankruptcy law	Zakaria Nemsitsveridze	ECLI:EE:TMK:2026:2.24.13023.12011	16.07.2026	Open
2-21-1438/50	145388009	Court ruling	Bankruptcy law	Ele Liiv, Krista Kirspuu, Peeter Pällin	ECLI:EE:TLRK:2026:2.21.1438.10808	15.06.2026	Open

Official announcements


Notice of auction of immovable property in enforcement proceedings	06.11.2026	PDF
Notice of auction of immovable property in enforcement proceedings	06.11.2026	PDF
Notice of auction of immovable property in enforcement proceedings	30.10.2026	PDF
Notice of auction of immovable property in enforcement proceedings	30.10.2026	PDF
Notice of auction of immovable property in enforcement proceedings	27.10.2026	PDF

Public transactions


26.10.2026	Tartu Linnavalitsus	172 526,09 €Received	FINANCIAL INCOME AND EXPENSESServicing of government-sector debt
26.10.2026	Tartu Linnavalitsus	11 687 000 €Received	SHORT-TERM LIABILITIESServicing of government-sector debt
05.10.2026	Tartu Linnavalitsus	96,72 €Received	OPERATING EXPENSESOther general services
04.10.2026	Eesti Kultuurkapital	75,57 €Received	OTHER OPERATING EXPENSESOther leisure, culture and religion, incl. administration
04.10.2026	Eesti Kultuurkapital	314,86 €Received	OPERATING EXPENSESOther leisure, culture and religion, incl. administration

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


11.11.2019	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 15467	Turundustegevused VTA › Ekspordi edendamine VTAGrant	0 €	15467/1904797

Public procurement contracts


03.10.2023End 03.10.2026	Reference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (LV)	Aktsiaselts Eesti PostContracting authority	123 000 €actual 69 300 €	Completed
03.10.2023End 03.10.2026	Reference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (EE)	Aktsiaselts Eesti PostContracting authority	78 000 €actual 33 000 €	Completed
03.10.2023End 03.10.2026	Reference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (LV)	Aktsiaselts Eesti PostContracting authority	123 000 €	Concluded
03.10.2023End 03.10.2026	Reference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (EE)	Aktsiaselts Eesti PostContracting authority	78 000 €	Concluded
02.10.2023End 02.10.2026	Reference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (LT)	Aktsiaselts Eesti PostContracting authority	225 000 €actual 67 800 €	Completed

.ee domains


lhve.ee	Active	17.11.2025	18.11.2027
lhvpood.ee	Active	16.05.2025	17.05.2027
lhvgroup.ee	Active	17.07.2024	18.07.2027
fondipension.ee	Active	09.11.2021	10.11.2027
lhvboard.ee	Active	17.05.2021	18.05.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.