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AS Inbank

Legal form:

Public limited company

Registry code:

12001988

VAT no.:

EE101400240

Fiscal-year period:

01.01 - 31.12

Established:

05.10.2010 (15)

Former business names:

Cofi AS

Capital:

1 189 116,30 EUR

Address:

Niine tn 11, Põhja-Tallinna linnaosa, Tallinn, Harju maakond, 10414

Status:

Registered

Contacts

Email:

info@inbank.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Monetary intermediation
Other monetary intermediation
64191 - Credit institutions

VAT liability

	Start	End
EE101400240	06.10.2010

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	25.06.2025	Valid
2023	01.01.2023 - 31.12.2023	04.07.2024	Valid
2022	01.01.2022 - 31.12.2022	30.06.2023	Valid
2021	01.01.2021 - 31.12.2021	08.06.2022	Valid
2020	01.01.2020 - 31.12.2020	11.06.2021	Valid
2019	01.01.2019 - 31.12.2019	23.04.2020	Valid
2018	01.01.2018 - 31.12.2018	27.06.2019	Valid
2017	01.01.2017 - 31.12.2017	25.06.2018	Valid
2016	01.01.2016 - 31.12.2016	26.06.2017	Valid
2015	01.01.2015 - 31.12.2015	03.05.2016	Valid
2014	01.01.2014 - 31.12.2014	30.06.2015	Valid
2013	01.01.2013 - 31.12.2013	30.06.2014	Valid
2012	01.01.2012 - 31.12.2012	28.06.2013	Valid
2011	05.10.2010 - 31.12.2011	29.06.2012	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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216

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	1 583 664 €	1 552 796 €	1 828 178 €16.9%	153
Kokku 2026:	1 583 664 €	1 552 796 €	1 828 178 €
2025 Q4	1 629 498 €	1 541 820 €	1 564 359 €39.5%	158
2025 Q3	1 570 771 €	1 546 088 €	1 121 160 €2.4%	161
2025 Q2	1 797 778 €	1 793 684 €	1 094 690 €71.7%	170
2025 Q1	1 913 276 €	1 956 913 €	3 870 923 €910.5%	156
Kokku 2025:	6 911 323 €	6 838 505 €	7 651 132 €183.4%
2024 Q4	1 337 936 €	1 331 733 €	383 064 €28.6%	157
2024 Q3	1 277 026 €	1 238 067 €	536 563 €38.8%	157
2024 Q2	1 416 194 €	1 389 455 €	877 198 €2.9%	160
2024 Q1	1 185 753 €	1 185 781 €	903 303 €1.0%	146
Kokku 2024:	5 216 909 €	5 145 036 €	2 700 128 €9.7%
2023 Q4	1 071 392 €	1 052 181 €	912 240 €138.5%	144
2023 Q3	934 033 €	915 712 €	382 411 €37.8%	135
2023 Q2	1 176 092 €	1 167 504 €	615 264 €11.4%	128
2023 Q1	803 987 €	808 431 €	552 454 €39.5%	113
Kokku 2023:	3 985 505 €	3 943 829 €	2 462 368 €12.7%
2022 Q4	817 215 €	761 734 €	395 908 €48.2%	107
2022 Q3	822 558 €	757 681 €	764 926 €70.7%	105
2022 Q2	979 020 €	996 446 €	448 191 €22.2%	110
2022 Q1	696 021 €	671 483 €	575 748 €41.6%	102
Kokku 2022:	3 314 814 €	3 187 345 €	2 184 774 €22.0%
2021 Q4	653 086 €	650 710 €	406 665 €19.5%	96
2021 Q3	856 990 €	747 705 €	505 309 €37.9%	93
2021 Q2	1 065 039 €	1 046 646 €	366 369 €28.5%	140
2021 Q1	876 232 €	733 502 €	512 701 €160.4%	131
Kokku 2021:	3 451 347 €	3 178 563 €	1 791 043 €92.0%
2020 Q4	722 100 €	709 041 €	196 877 €6.2%	132
2020 Q3	671 564 €	666 793 €	185 407 €45.3%	122
2020 Q2	1 170 496 €	932 675 €	338 937 €60.1%	122
2020 Q1	877 757 €	642 667 €	211 668 €9.1%	105
Kokku 2020:	3 441 917 €	2 951 176 €	932 888 €22.3%
2019 Q4	888 305 €	569 361 €	194 047 €20.3%	103
2019 Q3	768 181 €	514 676 €	243 341 €39.4%	100
2019 Q2	787 515 €	610 280 €	174 583 €15.6%	87
2019 Q1	737 829 €	332 741 €	151 061 €44.7%	65
Kokku 2019:	3 181 830 €	2 027 058 €	763 032 €10.0%
2018 Q4	567 499 €	317 822 €	273 325 €29.1%	62
2018 Q3	441 165 €	282 012 €	211 679 €25.4%	59
2018 Q2	479 228 €	452 892 €	283 761 €257.6%	50
2018 Q1	261 343 €	240 269 €	79 348 €14.3%	48
Kokku 2018:	1 749 235 €	1 292 995 €	848 113 €32.3%
2017 Q4	220 005 €	217 103 €	92 626 €26.8%	46
2017 Q3	216 029 €	208 002 €	126 617 €48.3%	41
2017 Q2	326 476 €	305 238 €	244 924 €38.4%	41
2017 Q1	201 325 €	171 989 €	176 985 €90.1%	39
Kokku 2017:	963 835 €	902 332 €	641 152 €91.3%
2016 Q4	156 515 €	136 446 €	1 794 592 €6.8%	36
2016 Q3	142 516 €	127 786 €	1 680 697 €32.3%	36
2016 Q2	205 079 €	188 710 €	2 481 982 €75.4%	36
2016 Q1	125 491 €	107 564 €	1 414 730 €0.2%	36
Kokku 2016:	629 601 €	560 506 €	7 372 001 €92.7%
2015 Q4	119 519 €	102 618 €	1 417 518 €19.3%	28
2015 Q3	98 303 €	85 982 €	1 187 708 €42.4%	28
2015 Q2	65 659 €	60 364 €	833 837 €115.5%	28
2015 Q1	51 187 €	28 012 €	386 937 €	28
Kokku 2015:	334 668 €	276 976 €	3 826 000 €

Revenue by industry

	2022	2023	2024
Credit institutions (banks)	51 357 000 €	33 743 000 €	49 152 000 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Ivar Kurvits	38110XXXXXX	16.10.1981 (44)	Board member	21.10.2024	-
Evelin Lindvers	47804XXXXXX	26.04.1978 (48)	Board member	10.08.2023	-
Erik Kaju	39009XXXXXX	14.09.1990 (35)	Board member	08.12.2022	-
Piret Paulus	47912XXXXXX	06.12.1979 (46)	Board member	08.12.2022	-
Priit Põldoja	36906XXXXXX	18.06.1969 (56)	Board member	31.05.2021	-

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 8 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Cofi Investeeringud OÜ	-	30.03.2010 (16)	Shareholder	273 750,00 EUR	23,02	Sole ownership	21.03.2025	-

32 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Erkki Raasuke	37103XXXXXX	17.03.1971 (55)	Chairman of the supervisory board	01.04.2026	-
Isabel Margaret Anne Faragalli	-	02.07.1970 (55)	Supervisory-board member	02.04.2025	-
Sergei Anikin	37607XXXXXX	16.07.1976 (49)	Supervisory-board member	02.04.2025	-
Jan Andresoo	37506XXXXXX	25.06.1975 (50)	Supervisory-board member	31.03.2025	-
Raino Paron	36507XXXXXX	04.07.1965 (60)	Supervisory-board member	31.03.2024	-

28 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 9 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Jan Andresoo	37506XXXXXX	25.06.1975 (50)	Member of higher governing body (board or supervisory board)	04.09.2018	-
Priit Põldoja	36906XXXXXX	18.06.1969 (56)	Member of higher governing body (board or supervisory board)	04.09.2018	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
AS Inbank Rent	21.03.2023	Shareholder	500 001,00 EUR	100	Sole ownership	24.03.2026	-
Inbank Holdings OÜ	27.08.2019	Shareholder	2 500,00 EUR	100	Sole ownership	01.09.2023	-
AS Inbank Finance	05.04.2021	Shareholder	100 000,00 EUR	100	Sole ownership	16.08.2023	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

2026 Q1

Turnover

Amount

1 828 178 €

Monthly average

609 393 €

Per employee

3 983 €

Equity ratio

51,25%

Labour taxes

Turnover ratio

84,94%

Tax ratio

98,05%

Monthly average

517 599 €

Per employee

3 329 €

State taxes

Monthly average

527 888 €

Turnover ratio

86,63%

Estimated salary

Gross salary

5 846 €

Net salary

4 493 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	-	-	-	698 966 016 €52.2%	459 340 992 €5.7%	434 431 008 €
Non-current assets	-	-	-	40 882 000 €58.7%	25 762 000 €4.2%	24 730 000 €
Total assets	1 349 074 944 €8.8%	1 239 473 024 €21.5%	1 020 494 976 €37.9%	739 848 000 €52.5%	485 103 008 €5.6%	459 160 992 €
Short-term liabilities	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-
Share or stock capital	-	-	-	997 000 €3.7%	961 000 €6.4%	903 000 €
Retained earnings	-	-	-	62 575 000 €21.5%	51 490 000 €42.4%	36 152 000 €
Net profit	-	-	-	4 249 000 €1.0%	4 291 000 €42.0%	7 393 000 €
Equity	-	-	-	67 821 000 €19.5%	56 742 000 €27.7%	44 448 000 €
Turnover	49 152 000 €45.7%	33 743 000 €34.3%	51 357 000 €72.7%	29 736 000 €5.7%	31 524 000 €13.5%	27 766 000 €
Profit margin	0.00%	0.00%	0.00%	14.29%5.0%	13.61%48.9%	26.63%

Financial ratios

	2023	2022	2021	2020	2019
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-
Quick ratio	-	-	-	-	-
Cash ratio	-	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	B.V	V.J	A.W	0.9	0.9
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	C.U%	T.E%	F.J%	0.0%	0.0%
Return on equity (roe)	U.M%	D.B%	H.T%	0.0%	0.0%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 10148492 / 56	06.03.2026	Entry - Amendment entry	Entered into force (06.03.2026)
Ä 10148492 / 55	01.03.2026	Entry - Second, constitutive merger entry (on acquiring entity’s registry card)	Entered into force (01.03.2026)
Ä 10148492 / 54	20.02.2026	Entry to be made on a fixed date - Second, constitutive merger entry (on acquiring entity’s registry card)	Entered into force (20.02.2026)
Ä 10148492 / 53	16.01.2026	Entry - Amendment entry	Entered into force (16.01.2026)
Ä 10148492 / 52	30.07.2025	Entry - Amendment entry	Entered into force (30.07.2025)

1 - 5 / 70 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-25-409/6						24.03.2026
2-19-728/99						23.03.2026
2-19-10673/112						13.03.2026
2-22-15540/17						03.03.2026
2-18-16146/83						16.01.2026

1 - 5 / 216 rows

Official announcements

Subject	Date
Notice of approval of the list of creditors	20.01.2026
Notice of conclusion of a public limited company merger agreement	20.06.2025
Notice of auction of immovable property in enforcement proceedings	21.05.2025
Notice of auction of immovable property in enforcement proceedings	07.04.2025
Notice of auction of immovable property in enforcement proceedings	27.02.2025

1 - 5 / 6 rows

Public transactions

Date	Party	Amount	Classification
10.08.2022	Tallinna Tehnikaülikool	2 000 000.00 € Received	CURRENT ASSETS Tertiary education
25.07.2022	Tallinna Tehnikaülikool	1 000 000.00 € Received	CURRENT ASSETS Tertiary education

1 - 2 / 2 rows

.ee domains

Domain	Status	Registered	Expires	End
inbankrent.ee	Active	01.04.2023	02.04.2027	-
inbankventures.ee	Active	02.11.2022	03.11.2026	-
smartlizingas.ee	Active	05.10.2022	06.10.2026	-
paywerk.ee	Active	30.03.2021	31.03.2027	-
opaylater.ee	Active	04.03.2021	05.03.2027	-

1 - 5 / 21 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders