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AS LHV Pank

Legal form:

Public limited company

Registry code:

10539549

VAT no.:

EE100530247

Fiscal-year period:

01.01 - 31.12

Established:

02.03.1999 (27)

Former business names:

Aktsiaselts Lõhmus, Haavel & Viisemann

Capital:

204 500 000 EUR

Address:

Tartu mnt 2, Kesklinna linnaosa, Tallinn, Harju maakond, 10145

Status:

Registered

E-arvete vastuvõtmine:

Arvekeskus

Contacts

Email:

lhv@lhv.ee

Phone:

+372 6800400

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Monetary intermediation
Other monetary intermediation
64191 - Credit institutions
Provision of other financial services, except insurance and pension funding
64911 - Financial leasing
Auxiliary activities of financial services and insurance
Auxiliary activities of financial services, except insurance and pension funds
Securities and commodity contracts brokerage
66121 - Brokerage of securities and commodity contracts

VAT liability

	Start	End
EE100530247	01.07.2024
EE100530247	01.04.2023	30.06.2024
EE100530247	01.04.1999	31.03.2023

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	08.04.2026	Valid
2024	01.01.2024 - 31.12.2024	07.04.2025	Valid
2023	01.01.2023 - 31.12.2023	12.04.2024	Valid
2022	01.01.2022 - 31.12.2022	22.05.2023	Valid
2021	01.01.2021 - 31.12.2021	21.04.2022	Valid
2020	01.01.2020 - 31.12.2020	09.03.2021	Valid
2019	01.01.2019 - 31.12.2019	06.03.2020	Valid
2018	01.01.2018 - 31.12.2018	22.03.2019	Valid
2017	01.01.2017 - 31.12.2017	26.03.2018	Valid
2016	01.01.2016 - 31.12.2016	16.06.2017	Valid
2015	01.01.2015 - 31.12.2015	29.06.2016	Valid
2014	01.01.2014 - 31.12.2014	14.05.2015	Valid
2013	01.01.2013 - 31.12.2013	24.04.2014	Valid
2012	01.01.2012 - 31.12.2012	29.04.2013	Valid
2011	01.01.2011 - 31.12.2011	09.05.2012	Valid
2010	01.01.2010 - 31.12.2010	26.05.2011	Valid
2009	01.01.2009 - 31.12.2009	28.06.2010	Valid
2008	01.01.2008 - 31.12.2008	20.04.2009	Valid
2007	01.01.2007 - 31.12.2007	01.07.2008	Valid
2006	01.01.2006 - 31.12.2006	20.03.2007	Valid
2005	01.01.2005 - 31.12.2005	31.07.2006	Valid
2004	01.01.2004 - 31.12.2004	30.06.2005	Valid
2003	01.01.2003 - 31.12.2003	29.03.2004	Valid
2002	01.01.2002 - 31.12.2002	21.05.2003	Valid
2001	01.01.2001 - 31.12.2001	03.07.2002	Valid
2000	01.01.2000 - 31.12.2000	29.06.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax debt

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Unsubmitted reports

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268

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233

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15.8K

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	12 975 568 €	7 259 313 €	42 975 572 €164.4%	865
2026 Q1	12 737 791 €	6 806 483 €	16 256 499 €20.3%	848
Kokku 2026:	25 713 359 €	14 065 796 €	59 232 071 €
2025 Q4	12 126 095 €	7 127 073 €	20 394 336 €6.8%	835
2025 Q3	13 674 326 €	6 971 551 €	21 873 325 €7.1%	832
2025 Q2	12 386 795 €	6 987 275 €	20 431 951 €22.4%	829
2025 Q1	13 174 062 €	7 148 795 €	26 329 894 €3.5%	806
Kokku 2025:	51 361 278 €	28 234 694 €	89 029 506 €1.7%
2024 Q4	11 807 426 €	6 334 040 €	25 450 159 €10.6%	866
2024 Q3	12 405 778 €	6 140 463 €	23 007 769 €14.1%	839
2024 Q2	11 975 398 €	5 962 943 €	20 164 503 €6.6%	818
2024 Q1	10 670 998 €	5 102 660 €	18 909 319 €12.7%	782
Kokku 2024:	46 859 600 €	23 540 106 €	87 531 750 €14.3%
2023 Q4	10 695 855 €	4 573 342 €	21 652 909 €35.5%	802
2023 Q3	10 000 433 €	4 279 442 €	33 581 893 €33.2%	771
2023 Q2	9 832 602 €	4 001 476 €	25 216 568 €16.0%	745
2023 Q1	8 952 329 €	3 975 770 €	21 744 282 €9.5%	690
Kokku 2023:	39 481 219 €	16 830 031 €	102 195 652 €15.2%
2022 Q4	6 857 194 €	3 573 965 €	24 032 362 €9.3%	729
2022 Q3	6 514 498 €	3 460 177 €	26 492 033 €27.5%	691
2022 Q2	5 573 589 €	3 305 184 €	20 779 233 €19.3%	677
2022 Q1	6 068 092 €	2 781 805 €	17 416 262 €17.3%	614
Kokku 2022:	25 013 373 €	13 121 131 €	88 719 889 €2.8%
2021 Q4	5 573 477 €	2 706 520 €	21 051 813 €31.5%	568
2021 Q3	5 230 504 €	2 608 231 €	30 731 315 €22.2%	556
2021 Q2	4 268 567 €	2 426 681 €	25 149 997 €74.8%	539
2021 Q1	4 467 732 €	2 202 881 €	14 386 303 €10.3%	498
Kokku 2021:	19 540 280 €	9 944 312 €	91 319 427 €48.2%
2020 Q4	3 791 450 €	2 072 667 €	16 036 965 €1.3%	465
2020 Q3	2 398 661 €	2 039 888 €	16 242 435 €24.6%	448
2020 Q2	2 993 119 €	1 966 071 €	13 031 968 €20.0%	435
2020 Q1	2 321 518 €	1 803 236 €	16 291 044 €32.3%	431
Kokku 2020:	11 504 749 €	7 881 862 €	61 602 412 €12.7%
2019 Q4	2 339 265 €	1 713 033 €	12 312 783 €32.8%	403
2019 Q3	2 290 018 €	1 661 689 €	18 319 786 €48.6%	413
2019 Q2	2 049 684 €	1 579 636 €	12 332 141 €5.6%	393
2019 Q1	1 894 239 €	1 415 436 €	11 678 470 €23.1%	359
Kokku 2019:	8 573 206 €	6 369 794 €	54 643 180 €17.3%
2018 Q4	2 184 921 €	1 354 317 €	15 177 493 €55.0%	336
2018 Q3	1 883 344 €	1 303 034 €	9 792 377 €11.6%	326
2018 Q2	1 206 468 €	1 228 824 €	11 079 743 €5.1%	322
2018 Q1	1 671 991 €	1 122 190 €	10 543 969 €59.5%	295
Kokku 2018:	6 946 724 €	5 008 365 €	46 593 582 €88.6%
2017 Q4	952 620 €	1 005 516 €	6 609 494 €12.8%	276
2017 Q3	946 769 €	995 679 €	5 857 790 €21.8%	264
2017 Q2	917 475 €	956 045 €	7 488 049 €57.7%	263
2017 Q1	861 000 €	900 280 €	4 749 427 €44.5%	254
Kokku 2017:	3 677 864 €	3 857 520 €	24 704 760 €26.6%
2016 Q4	906 465 €	856 573 €	8 557 834 €1.6%	228
2016 Q3	881 186 €	870 142 €	8 693 397 €5.5%	228
2016 Q2	785 203 €	824 764 €	8 240 034 €1.1%	228
2016 Q1	926 699 €	815 425 €	8 146 735 €17.2%	228
Kokku 2016:	3 499 553 €	3 366 904 €	33 638 000 €28.9%
2015 Q4	1 057 584 €	734 327 €	6 953 945 €2.6%	215
2015 Q3	676 388 €	715 811 €	6 778 602 €19.3%	215
2015 Q2	824 034 €	887 530 €	8 404 750 €112.7%	215
2015 Q1	478 502 €	417 294 €	3 951 703 €	215
Kokku 2015:	3 036 508 €	2 754 962 €	26 089 000 €

Revenue by industry

	2023	2024	2025
Credit institutions (banks)	320 140 000 €	405 300 000 €	390 155 008 €
Brokerage of securities and commodity contracts	11 096 000 €	15 065 000 €	12 631 000 €
Financial leasing	11 362 000 €	14 221 000 €	10 484 000 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Erki Kilu	37512XXXXXX	14.12.1975 (50)	Board member	10.04.2026	-
Mihkel Kasepuu	39304XXXXXX	16.04.1993 (33)	Board member	04.08.2025	-
Kadri Haldre	48006XXXXXX	12.06.1980 (46)	Board member	19.11.2024	-
Meelis Paakspuu	37405XXXXXX	04.05.1974 (52)	Board member	01.09.2015	-
Indrek Nuume	37601XXXXXX	06.01.1976 (50)	Board member	31.12.2014	-

26 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
AS LHV Group	-	21.01.2005 (21)	Shareholder	141 500 000,00 EUR	100	Sole ownership	16.08.2023	-

33 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Kairi Pauskar	48201XXXXXX	31.01.1982 (44)	Supervisory-board member	25.03.2026	-
Mihkel Torim	38101XXXXXX	25.01.1981 (45)	Chairman of the supervisory board	28.07.2025	-
Liisi Znatokov	48311XXXXXX	04.11.1983 (42)	Supervisory-board member	20.03.2024	-
Rain Lõhmus	36612XXXXXX	30.12.1966 (59)	Supervisory-board member	20.03.2024	-
Tiina Mõis	45702XXXXXX	24.02.1957 (69)	Supervisory-board member	20.03.2024	-

27 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 11 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Mihkel Torim	38101XXXXXX	25.01.1981 (45)	Member of higher governing body (board or supervisory board)	05.08.2025	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
AS LHV Finance	06.02.2013	Shareholder	130 000,00 EUR	65	Sole ownership	16.08.2023	-

67 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

2026 Q2

Turnover

Amount

42 975 572 €

Monthly average

14 325 191 €

Per employee

16 561 €

Equity ratio

7,00%

Labour taxes

Turnover ratio

16,89%

Tax ratio

55,95%

Monthly average

2 419 771 €

Per employee

2 825 €

State taxes

Monthly average

4 325 189 €

Turnover ratio

30,19%

Estimated salary

Gross salary

4 998 €

Net salary

3 863 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	6 716 316 160 €11.4%	6 027 309 056 €11.1%	6 781 922 816 €38.1%	4 912 461 824 €64.8%	2 980 467 968 €
Non-current assets	-	-	18 865 000 €34.3%	14 046 000 €44.8%	9 697 000 €26.6%	7 658 000 €0.8%	7 599 000 €
Total assets	8 755 397 632 €10.6%	7 915 423 232 €17.5%	6 735 180 800 €11.5%	6 041 354 752 €11.0%	6 791 620 096 €38.0%	4 920 119 808 €64.7%	2 988 067 072 €
Short-term liabilities	-	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-	-
Share or stock capital	-	-	141 500 000 €	141 500 000 €26.9%	111 500 000 €4.7%	106 500 000 €11.5%	95 500 000 €
Retained earnings	-	-	230 758 016 €53.1%	150 720 000 €67.7%	89 886 008 €49.0%	60 324 992 €37.6%	43 842 000 €
Net profit	-	-	140 124 992 €78.6%	78 440 000 €27.7%	61 409 000 €96.2%	31 292 000 €76.1%	17 772 000 €
Equity	-	-	512 383 008 €38.2%	370 660 000 €41.0%	262 795 008 €32.6%	198 116 992 €26.1%	157 114 000 €
Turnover	413 270 016 €4.9%	434 585 984 €26.9%	342 598 016 €76.8%	193 788 000 €19.0%	162 794 000 €49.8%	108 676 000 €44.0%	75 450 000 €
Profit margin	0.00%	0.00%	40.90%1.0%	40.48%7.3%	37.72%31.0%	28.79%22.2%	23.55%

Financial ratios

	2023	2022	2021	2020	2019
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-
Quick ratio	-	-	-	-	-
Cash ratio	-	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	F.N	F.Q	L.O	1.0	0.9
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	T.G%	D.M%	H.V%	0.0%	0.0%
Return on equity (roe)	Z.P%	K.X%	E.C%	0.0%	0.0%

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Licences & notices

Type	Number	Field	Status	Start	End
License	SLV22/4456	Frequency licences > Vessel radio licence	Valid	19.07.2022	18.07.2025
License	SLL21/4828	Frequency licences > Aircraft radio licence	Valid	16.09.2021	15.09.2024
License	SLL21/4829	Frequency licences > Aircraft radio licence	Valid	16.09.2021	15.09.2024
License	SLL21/4733	Frequency licences > Aircraft radio licence	Valid	14.09.2021	13.09.2024
License	SLV21/3296	Frequency licences > Vessel radio licence	Valid	28.06.2021	27.06.2024

1 - 5 / 19 rows

Regulations

Regulation no.	Date	Type	Status
Ä 10038559 / 68	15.06.2026	Entry - Amendment entry	Entered into force (15.06.2026)
Ä 10038559 / 67	10.04.2026	Entry - Amendment entry	Entered into force (10.04.2026)
Ä 10038559 / 66	17.02.2026	Entry - Amendment entry	Entered into force (17.02.2026)
Ä 10038559 / 65	04.08.2025	Entry - Amendment entry	Entered into force (04.08.2025)
Ä 10038559 / 64	19.11.2024	Entry - Amendment entry	Entered into force (19.11.2024)

1 - 5 / 77 rows

Real estate

Address	Area	Purpose
Anni tn 8, Lasnamäe linnaosa, Tallinn, Harju maakond	3281 m²	Residential land 100%
Arhitekti tn 2 // 2a, Tartu linn, Tartu linn, Tartu maakond	2264 m²	Residential land 100%
E. Vilde tee 100, Mustamäe linnaosa, Tallinn, Harju maakond	3077 m²	Residential land 100%
E. Vilde tee 144, Mustamäe linnaosa, Tallinn, Harju maakond	1887 m²	Residential land 100%
E. Vilde tee 85, Mustamäe linnaosa, Tallinn, Harju maakond	3162 m²	Residential land 100%

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 84 rows

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
19-1/25-17514-001	Taavi Hein	Against the consumer	14.04.2026
19-1/25-07960-001	Alar Urm	Against the consumer	30.09.2025
19-1/25-00388-001	Alar Urm	Against the consumer	05.05.2025
19-1/21-11161-022	Aase Sammelselg, Martin Simmermann, Jaanika Ots	Against the consumer	11.01.2022
19-1/21-04471-032	Aase Sammelselg, Marianne Metssoon, Jaanika Ots	In favour of the consumer	03.01.2022

1 - 5 / 6 rows

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-19-10673/112						13.03.2026
2-21-17635/22						23.02.2026
2-25-18668/14						20.02.2026
2-23-2124/17						18.02.2026
2-25-18700/4						17.02.2026

1 - 5 / 268 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	16.07.2026
Notice of auction of immovable property in enforcement proceedings	15.07.2026
Notice of auction of immovable property in enforcement proceedings	14.07.2026
Notice of auction of immovable property in enforcement proceedings	10.07.2026
Notice of auction of immovable property in enforcement proceedings	09.07.2026

1 - 5 / 233 rows

Public transactions

Date	Party	Amount	Classification
30.06.2026	Türi Vallavalitsus	4 589.74 € Received	SHORT-TERM LIABILITIES Municipal government
30.06.2026	Pärnu Linnavalitsus	431.94 € Received	OPERATING EXPENSES Municipal government
22.06.2026	Võru Linnavalitsus	7 683.33 € Received	SHORT-TERM LIABILITIES Municipal government
22.06.2026	Võru Linnavalitsus	393.15 € Received	FINANCIAL INCOME AND EXPENSES Servicing of government-sector debt
16.06.2026	Transpordiamet	225.75 € Received	OPERATING EXPENSES Road transport

1 - 5 / 15802 rows

.ee domains

Domain	Status	Registered	Expires	End
lhve.ee	Active	17.11.2025	18.11.2026	-
lhvpood.ee	Active	16.05.2025	17.05.2027	-
lhvgroup.ee	Active	17.07.2024	18.07.2027	-
fondipension.ee	Active	09.11.2021	10.11.2026	-
lhvboard.ee	Active	17.05.2021	18.05.2027	-

1 - 5 / 20 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders