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Coop Kindlustusmaakler AS

Legal form:

Public limited company

Registry code:

14790046

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

27.08.2019 (6)

Capital:

40 000 EUR

Address:

Maakri tn 30, Kesklinna linnaosa, Tallinn, Harju maakond, 10145

Status:

Registered

Contacts

Email:

raivo.piibor@cooppank.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65121 - Non-life insurance

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	29.04.2026	Valid
2024	01.01.2024 - 31.12.2024	24.04.2025	Valid
2023	01.01.2023 - 31.12.2023	09.04.2024	Valid
2022	01.01.2022 - 31.12.2022	28.04.2023	Valid
2021	01.01.2021 - 31.12.2021	13.05.2022	Valid
2020	01.01.2020 - 31.12.2020	28.06.2021	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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TTJA decisions

Real estate

.ee domains

Licenses

Regulations

116

Public transactions

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Tax data

	State taxes	Labour taxes	Employees
2026 Q1	50 096 €	53 513 €	12
Kokku 2026:	50 096 €	53 513 €
2025 Q4	51 957 €	55 365 €	14
2025 Q3	51 436 €	54 393 €	14
2025 Q2	55 730 €	60 309 €	13
2025 Q1	40 343 €	43 407 €	14
Kokku 2025:	199 466 €	213 474 €
2024 Q4	39 862 €	42 359 €	12
2024 Q3	37 363 €	39 498 €	13
2024 Q2	54 835 €	58 051 €	14
2024 Q1	40 695 €	43 305 €	14
Kokku 2024:	172 755 €	183 213 €
2023 Q4	36 365 €	38 633 €	14
2023 Q3	33 499 €	35 400 €	13
2023 Q2	41 919 €	44 307 €	13
2023 Q1	25 138 €	26 560 €	12
Kokku 2023:	136 921 €	144 900 €
2022 Q4	28 476 €	30 210 €	10
2022 Q3	22 936 €	24 254 €	10
2022 Q2	25 082 €	26 467 €	11
2022 Q1	16 113 €	17 122 €	10
Kokku 2022:	92 607 €	98 053 €
2021 Q4	15 575 €	16 590 €	11
2021 Q3	12 711 €	13 490 €	3
2021 Q2	18 362 €	19 422 €	2
2021 Q1	11 294 €	11 937 €	3
Kokku 2021:	57 942 €	61 439 €
2020 Q4	9 449 €	9 953 €	2
2020 Q3	9 449 €	9 953 €	2
2020 Q2	11 051 €	11 606 €	2
2020 Q1	9 482 €	9 974 €	2
Kokku 2020:	39 430 €	41 485 €
2019 Q4	6 349 €	6 635 €	2
2019 Q3	0 €	0 €	1
Kokku 2019:	6 349 €	6 635 €

Revenue by industry

	2023	2024	2025
Non-life insurance		955 525 €	976 685 €
Activities of insurance agents and brokers	660 076 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Marko Privoi	36903XXXXXX	29.03.1969 (57)	Board member	12.05.2025	-
Raivo Piibor	36712XXXXXX	06.12.1967 (58)	Board member	27.08.2019	-

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Coop Pank AS	-	19.08.1997 (28)	Shareholder	40 000,00 EUR	100	Sole ownership	16.08.2023	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Alvar Pihlapuu	36905XXXXXX	28.05.1969 (57)	Supervisory-board member	02.02.2026	-
Heikko Mäe	37507XXXXXX	17.07.1975 (50)	Supervisory-board member	01.12.2025	-
Lehar Kütt	38104XXXXXX	18.04.1981 (45)	Chairman of the supervisory board	17.09.2025	-
Arko Kurtmann	37906XXXXXX	26.06.1979 (46)	Supervisory-board member	17.09.2025	-
Paavo Truu	37412XXXXXX	18.12.1974 (51)	Supervisory-board member	17.10.2024	-

14 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 8 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Arko Kurtmann	37906XXXXXX	26.06.1979 (46)	Indirect holding	27.11.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

106,82%

Monthly average

17 838 €

Per employee

1 372 €

State taxes

Monthly average

16 699 €

Turnover ratio

0,00%

Estimated salary

Gross salary

2 552 €

Net salary

2 043 €

Aggregate data

	2025	2024	2023	2022	2021	2020
Current assets	1 062 868 €5.2%	1 010 068 €116.8%	465 941 €51.2%	308 208 €170.3%	114 010 €189.5%	39 384 €
Non-current assets	8 625 €14.6%	10 103 €	-	-	-	-
Total assets	1 071 493 €5.0%	1 020 171 €118.9%	465 941 €51.2%	308 208 €170.3%	114 010 €189.5%	39 384 €
Short-term liabilities	558 649 €19.3%	692 535 €77.8%	389 545 €67.0%	233 230 €63.5%	142 653 €58.2%	90 169 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	558 649 €19.3%	692 535 €77.8%	389 545 €67.0%	233 230 €63.5%	142 653 €58.2%	90 169 €
Share or stock capital	40 000 €	40 000 €	40 000 €	40 000 €	40 000 €	40 000 €
Retained earnings	287 636 €690.3%	36 397 €4.1%	34 978 €151.0%	-68 643 €24.4%	-90 785 €142.1%	-37 505 €
Net profit	185 208 €26.3%	251 239 €17 617.8%	1 418 €98.6%	103 621 €368.0%	22 142 €141.6%	-53 280 €
Equity	512 844 €56.5%	327 636 €328.9%	76 396 €1.9%	74 978 €361.8%	-28 643 €43.6%	-50 785 €
Turnover	976 685 €2.2%	955 525 €44.8%	660 076 €58.5%	416 533 €92.0%	216 900 €177.6%	78 126 €
Profit margin	18.96%27.9%	26.29%12 139.5%	0.21%99.1%	24.88%143.7%	10.21%115.0%	-68.20%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	ART LKX	-	-	-	-
Liquidity
Current ratio	Y.O	C.D	G.V	0.8	0.4
Quick ratio	D.Z	T.X	Q.A	0.8	0.4
Cash ratio	O.N	F.K	O.L	0.7	0.4
Efficiency
Days sales outstanding (dso)	ZV.D	SK.P	VD.O	15.8	3.8
Asset turnover	Q.B	Q.C	S.Y	2.8	2.0
Structure
Debt ratio	O.A	B.F	B.Y	1.3	2.3
Profitability
Operating margin	YF.A%	O.Y%	TY.A%	11.2%	-66.6%
Net profit margin	WT.C%	P.R%	IY.T%	10.2%	-68.2%
Return on assets (roa)	BZ.T%	O.S%	GX.K%	28.9%	-135.3%
Return on equity (roe)	FK.A%	D.T%	LUD.S%	-	-

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50126569 / 6	26.01.2026	Entry - Amendment entry		Entered into force (26.01.2026)
Ä 50126569 / 5	12.05.2025	Entry - Amendment entry		Entered into force (12.05.2025)
Ä 50126569 / 4	29.07.2021	Entry - Amendment entry under CRA § 525 (2)		Entered into force (29.07.2021)
Ä 50126569 / 3	06.06.2020	Entry - Amendment entry		Entered into force (06.06.2020)
Ä 50126569 / M2	14.02.2020	Order to remedy deficiencies	21.02.2020	Deficiencies remedied (20.02.2020)

1 - 5 / 8 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
07.04.2026	Mittetulundusühing Lõuna-Eesti Erihooldusteenuste Keskus	446.25 € Received	OPERATING EXPENSES Special welfare service for persons with disabilities
25.03.2026	Sihtasutus Tartu Vaimse Tervise Hooldekeskus	639.43 € Received	OPERATING EXPENSES General care service provided outside the home
04.03.2026	Elva Varahalduse OÜ	1 150.26 € Received	OPERATING EXPENSES Biodiversity and landscape conservation
04.03.2026	Elva Varahalduse OÜ	14.28 € Received	OPERATING EXPENSES Other housing and municipal-services activities
06.02.2026	Sihtasutus Tartu Vaimse Tervise Hooldekeskus	766.60 € Received	OPERATING EXPENSES Home service for the elderly

Coop Kindlustusmaakler AS

Contacts

Industries

VAT liability

No VAT obligation history found

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found