Berger Financial Group OÜ

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	03.07.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	03.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	30.09.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	30.06.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	15.06.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	11.03.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	14.02.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	15.02.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	26.06.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	29.06.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	02.05.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	30.06.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	07.05.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	04.06.2013	Valid	PDF
2011	13.01.2011 – 31.12.2011	29.06.2012	Valid	PDF

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No unsubmitted declarations as of 23.10.2026.

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Tax debt Reports Declarations Court decisions130 Official announcements6 TTJA decisions–Real estate1 .ee domains4 Licenses–Regulations14 Public transactions–Grants–State aid–Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	8 532 €	9 706 €	0 €	1
2026 Q2	8 532 €	9 706 €	0 €	1
2026 Q1	8 719 €	9 824 €	0 €	1
Total 2026:	25 783 €	29 236 €	0 €
2025 Q4	9 066 €	10 085 €	0 €	1
2025 Q3	9 024 €	10 060 €	0 €	1
2025 Q2	9 024 €	10 060 €	0 €	1
2025 Q1	8 746 €	9 458 €	0 €	1
Total 2025:	35 860 €	39 663 €	0 €
2024 Q4	8 501 €	8 976 €	0 €	1
2024 Q3	8 515 €	8 976 €	0 €	1
2024 Q2	7 659 €	8 103 €	0 €	1
2024 Q1	6 648 €	7 021 €	0 €	1
Total 2024:	31 323 €	33 076 €	0 €
2023 Q4	7 239 €	7 666 €	0 €	1
2023 Q3	7 094 €	7 505 €	0 €	1
2023 Q2	7 069 €	7 482 €	0 €	1
2023 Q1	6 901 €	7 305 €	0 €	1
Total 2023:	28 303 €	29 958 €	0 €
2022 Q4	6 576 €	6 957 €	0 €	1
2022 Q3	6 080 €	6 420 €	0 €	1
2022 Q2	7 906 €	8 214 €	0 €	1
2022 Q1	5 490 €	5 719 €	0 €	-
Total 2022:	26 052 €	27 310 €	0 €
2021 Q4	5 473,44 €	5 702,64 €	0 €	1
2021 Q3	5 473,44 €	5 702,64 €	0 €	1
2021 Q2	5 473,44 €	5 702,64 €	0 €	1
2021 Q1	6 667,21 €	5 719,26 €	0 €	3
Total 2021:	23 087,53 €	22 827,18 €	0 €
2020 Q4	5 157,84 €	5 375,04 €	0 €	3
2020 Q3	4 526,64 €	4 719,84 €	0 €	3
2020 Q2	4 280,56 €	4 459,36 €	0 €	3
2020 Q1	4 542 €	4 735 €	0 €	3
Total 2020:	18 507,04 €	19 289,24 €	0 €
2019 Q4	4 527 €	4 720 €	0 €	3
2019 Q3	4 437 €	4 630 €	0 €	3
2019 Q2	4 437 €	4 630 €	0 €	3
2019 Q1	4 174 €	4 356 €	0 €−100%	3
Total 2019:	17 575 €	18 336 €	0 €
2018 Q4	4 070 €	4 151 €	583 €	3
2018 Q3	4 014 €	4 169 €	0 €	3
2018 Q2	3 963 €	4 137 €	0 €−100%	3
2018 Q1	3 145 €	3 293 €	4 €	3
Total 2018:	15 192 €	15 750 €	587 €
2017 Q4	3 112 €	3 270 €	0 €	3
2017 Q3	3 084 €	3 241 €	0 €	3
2017 Q2	2 256 €	2 377 €	0 €	3
2017 Q1	2 047 €	2 160 €	0 €	2
Total 2017:	10 499 €	11 048 €	0 €
2016 Q4	1 946 €	2 054 €	0 €	1
2016 Q3	2 196 €	2 054 €	0 €	1
2016 Q2	5 411 €	1 474 €	0 €	1
2016 Q1	6 406 €	1 464 €	0 €	1
Total 2016:	15 959 €	7 046 €	0 €
2015 Q4	5 816 €	1 385 €	0 €	1
2015 Q3	4 521 €	1 597 €	0 €	1
2015 Q2	1 838 €	1 864 €	0 €	1
2015 Q1	1 799 €	1 821 €	0 €	1
Total 2015:	13 974 €	6 667 €	0 €

Revenue by industry

	2024	2025
Other lending, excl. pawnshops	23 120 €	18 258 €

Tax debts

No tax debt found

No tax debt as of 23.10.2026

Representatives

	Personal ID code
Margus Kaare	36912XXXXXX	11.12.1969 (56)	Board member	15.06.2015	-
Remo Reinsalu	38312XXXXXX	03.12.1983 (42)	Board member	25.03.2011	-

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Shareholders

	Personal ID code
KMKV HALDUS OÜ	10997738	02.01.2004 (22)	Shareholder	37 500 EUR	75,00%	Sole ownership	02.09.2023	-
EVIL CAPITAL OÜ	11497943	11.06.2008 (18)	Shareholder	12 500 EUR	25,00%	Sole ownership	02.09.2023	-

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Other persons

	Personal ID code
CKE Investeeringute Grupp OÜ	11578736	22.01.2009 (17)	Founder	13.01.2011	-
EVIL CAPITAL OÜ	11497943	11.06.2008 (18)	Founder	13.01.2011	-
KMKV HALDUS OÜ	10997738	02.01.2004 (22)	Founder	13.01.2011	-

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Ultimate beneficial owners

	Personal ID code
Margus Kaare	36912XXXXXX	11.12.1969 (56)	Indirect holding	18.09.2018	-
Remo Reinsalu	38312XXXXXX	03.12.1983 (42)	Indirect holding	18.09.2018	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

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2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 113,76%
Monthly average: 3 235 €
Per employee: 3 235 €

State taxes

Monthly average: 2 844 €
Turnover ratio: -

Estimated salary

Gross salary: 5 712 €
Net salary: 4 449 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	1 055 112 €+44,1%	732 019 €−11,9%	830 744 €+95,7%	424 391 €+55,9%	272 274 €−35,1%	419 786 €+40,3%	299 107 €
Non-current assets	857 175 €−6,4%	915 456 €+20,8%	757 649 €−26,0%	1 023 749 €+4,2%	982 817 €+49,5%	657 437 €+0,8%	652 095 €
Total assets	1 912 287 €+16,1%	1 647 475 €+3,7%	1 588 393 €+9,7%	1 448 140 €+15,4%	1 254 698 €+16,5%	1 077 223 €+4,0%	1 036 101 €
Short-term liabilities	46 431 €−15,2%	54 760 €−13,2%	63 103 €+17,8%	53 568 €+4,2%	51 420 €−4,2%	53 651 €−9,1%	59 014 €
Long-term liabilities	1 386 600 €+26,0%	1 100 700 €+5,1%	1 047 000 €+16,3%	900 600 €+26,1%	714 400 €+22,0%	585 500 €+7,3%	545 700 €
Total liabilities	1 433 031 €+24,0%	1 155 460 €+4,1%	1 110 103 €+16,3%	954 168 €+24,6%	765 820 €+19,8%	639 151 €+5,7%	604 714 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	437 015 €+3,2%	423 290 €−3,4%	438 037 €+1,0%	433 878 €+13,3%	383 072 €+1,1%	378 861 €+18,9%	318 724 €
Net profit	-12 759 €−193%	13 725 €+193%	-14 747 €−455%	4 159 €−91,8%	50 806 €+1 107%	4 211 €−93,0%	60 137 €
Equity	479 256 €−2,6%	492 015 €+2,9%	478 290 €−3,0%	493 037 €+0,9%	488 878 €+11,6%	438 072 €+1,0%	433 861 €
Turnover	-	-	-	-	-	-	-
Profit margin	-	-	-	-	-	-	-

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	9,7	8,9
Quick ratio	9,7	8,9
Cash ratio	0,0	0,2
Efficiency
Days sales outstanding (dso)	-	-
Asset turnover	-	-
Structure
Debt ratio	0,7	0,6
Profitability
Operating margin	-	-
Net profit margin	-	-
Return on assets (roa)	-	-
Return on equity (roe)	-	-

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 10151506 / M4	02.10.2024	Order cancelling the fine	-	Entered into force02.10.2024
Ä 10151506 / M3	29.08.2024	Appeal left without processing	03.10.2024	Deficiencies remedied02.10.2024
Ä 10151506 / M1	09.07.2024	Fine-warning order – annual report not filed	08.08.2024	Entered into force09.07.2024
Ä 10151506 / 11	02.09.2023	Entry – Amendment entry	-	Entered into force02.09.2023
Ä 10151506 / 10	05.07.2018	Entry – Amendment entry	-	Entered into force05.07.2018

Real estate

		Purpose
Grönbacksa, Aulepa küla / Dirslätt, Lääne-Nigula vald, Lääne maakond	48 701 m²	Agricultural land 100%

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Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-25-10486/25	145388009	Court ruling	Enforcement	Siret Siilbek, Liis Arrak, Peeter Pällin	ECLI:EE:TLRK:2026:2.25.10486.4276	15.01.2026	Open
2-18-8865/84	Kohtu I astme menetlus	Court ruling	Bankruptcy law	Olev Mihkelson	ECLI:EE:VMK:2024:2.18.8865.20843	28.11.2024	Open
2-20-18858/66	Kohtu I astme menetlus	Court ruling	Bankruptcy law	Ülle Raag	ECLI:EE:TMK:2024:2.20.18858.20656	27.11.2024	Open
2-23-9943/9	Kohtu I astme menetlus	Court rulingCompromise ruling	Law of obligations	Helina Luksepp	ECLI:EE:HMK:2024:2.23.9943.13180	23.08.2024	Open
2-18-17252/130	Kohtu I astme menetlus	Court ruling	Debt restructuring proceedings	Zakaria Nemsitsveridze	ECLI:EE:TMK:2024:2.18.17252.12588	13.06.2024	Open

Official announcements


Notice of auction of immovable property in enforcement proceedings	13.07.2023	PDF
Notice of auction of immovable property in enforcement proceedings	06.07.2023	PDF
Notice of auction of immovable property in enforcement proceedings	25.05.2023	PDF
Notice of auction of immovable property in enforcement proceedings	03.04.2023	PDF
Notice of auction of immovable property in enforcement proceedings	15.02.2023	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


bfg.ee	Active	03.11.2015	04.11.2027
bergerfg.ee	Active	28.09.2015	29.09.2027
plusjarelmaks.ee	Active	12.10.2012	13.10.2027
creditplus.ee	Active	18.01.2011	19.01.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.