AS LHV Pank

Legal formLegal form:: Public limited company
Registry codeRegistry code:: 10539549
VAT no.VAT no.:: EE100530247
Fiscal-year periodFiscal-year period:: 01.01 - 31.12
EstablishedEstablished:: 02.03.1999 (27 y)
Former business namesFormer business names:: Aktsiaselts Lõhmus, Haavel & Viisemann
CapitalCapital:: 224 500 000 EUR
AddressAddress:: Tartu mnt 2, Kesklinna linnaosa, Tallinn, Harju maakond, 10145
StatusStatus:: Registered
LEI codeLEI code:: 529900GJOSVHI055QR67
E-invoice receptionE-invoice reception:: Arvekeskus

Follow changes

We notify you when the board, address or status changes or a tax debt appears.

Add to monitoring

Contacts

PhonePhone:: +372 6800400

Create targeted sales lists in seconds

Choose the right criteria, export the data and start selling faster than ever!

99€ /monthSubscribe now

Create and update lists without limits; data is refreshed daily

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Monetary intermediation
Other monetary intermediation
64191 – Credit institutions
Provision of other financial services, except insurance and pension funding
Financial leasing
64911 – Financial leasing
Auxiliary activities of financial services and insurance
Auxiliary activities of financial services, except insurance and pension funds
Securities and commodity contracts brokerage
66121 – Brokerage of securities and commodity contracts

VAT liability

VAT no.	Start	End
EE100530247	01.07.2024	-
EE100530247	01.04.2023	30.06.2024
EE100530247	01.04.1999	31.03.2023

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	08.04.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	07.04.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	12.04.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	22.05.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	21.04.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	09.03.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	06.03.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	22.03.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	26.03.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	16.06.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	29.06.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	14.05.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	24.04.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	29.04.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	09.05.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	26.05.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	28.06.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	20.04.2009	Valid	PDF
2007	01.01.2007 – 31.12.2007	01.07.2008	Valid	PDF
2006	01.01.2006 – 31.12.2006	20.03.2007	Valid	PDF
2005	01.01.2005 – 31.12.2005	31.07.2006	Valid	PDF
2004	01.01.2004 – 31.12.2004	30.06.2005	Valid	PDF
2003	01.01.2003 – 31.12.2003	29.03.2004	Valid	PDF
2002	01.01.2002 – 31.12.2002	21.05.2003	Valid	PDF
2001	01.01.2001 – 31.12.2001	03.07.2002	Valid	PDF
2000	01.01.2000 – 31.12.2000	29.06.2001	Valid	PDF
1999	01.01.1999 – 31.12.1999	-	-

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 01.10.2026.

Check company creditworthiness in seconds

Detailed reviews of company financial risks and strengths

3€ /monthSubscribe now

Tax debt Reports Declarations Court decisions279 Official announcements278 TTJA decisions6 Real estate75 .ee domains20 Licenses19 Regulations78 Public transactions16,1k Grants–State aid1 Public procurement6 Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	13,0 M €	7,26 M €	43,0 M €+164%	865
2026 Q1	12,7 M €	6,81 M €	16,3 M €−20,3%	848
Total 2026:	25,7 M €	14,1 M €	59,2 M €
2025 Q4	12,1 M €	7,13 M €	20,4 M €−6,8%	835
2025 Q3	13,7 M €	6,97 M €	21,9 M €+7,1%	832
2025 Q2	12,4 M €	6,99 M €	20,4 M €−22,4%	829
2025 Q1	13,2 M €	7,15 M €	26,3 M €+3,5%	806
Total 2025:	51,4 M €	28,2 M €	89,0 M €
2024 Q4	11,8 M €	6,33 M €	25,5 M €+10,6%	869
2024 Q3	12,4 M €	6,14 M €	23,0 M €+14,1%	841
2024 Q2	12,0 M €	5,96 M €	20,2 M €+6,6%	818
2024 Q1	10,7 M €	5,10 M €	18,9 M €−12,7%	782
Total 2024:	46,9 M €	23,5 M €	87,5 M €
2023 Q4	10,7 M €	4,57 M €	21,7 M €−35,5%	779
2023 Q3	10,0 M €	4,28 M €	33,6 M €+33,2%	753
2023 Q2	9,83 M €	4,00 M €	25,2 M €+16,0%	730
2023 Q1	8,95 M €	3,98 M €	21,7 M €−9,5%	678
Total 2023:	39,5 M €	16,8 M €	102,2 M €
2022 Q4	6,86 M €	3,57 M €	24,0 M €−9,3%	662
2022 Q3	6,51 M €	3,46 M €	26,5 M €+27,5%	637
2022 Q2	5,57 M €	3,31 M €	20,8 M €+19,3%	630
2022 Q1	6,07 M €	2,78 M €	17,4 M €−17,3%	572
Total 2022:	25,0 M €	13,1 M €	88,7 M €
2021 Q4	5,57 M €	2,71 M €	21,1 M €−31,5%	568
2021 Q3	5,23 M €	2,61 M €	30,7 M €+22,2%	556
2021 Q2	4,27 M €	2,43 M €	25,1 M €+74,8%	539
2021 Q1	4,47 M €	2,20 M €	14,4 M €−10,3%	498
Total 2021:	19,5 M €	9,94 M €	91,3 M €
2020 Q4	3,79 M €	2,07 M €	16,0 M €−1,3%	465
2020 Q3	2,40 M €	2,04 M €	16,2 M €+24,6%	448
2020 Q2	2,99 M €	1,97 M €	13,0 M €−20,0%	435
2020 Q1	2,32 M €	1,80 M €	16,3 M €+32,3%	431
Total 2020:	11,5 M €	7,88 M €	61,6 M €
2019 Q4	2,34 M €	1,71 M €	12,3 M €−32,8%	403
2019 Q3	2,29 M €	1,66 M €	18,3 M €+48,6%	413
2019 Q2	2,05 M €	1,58 M €	12,3 M €+5,6%	393
2019 Q1	1,89 M €	1,42 M €	11,7 M €−23,1%	359
Total 2019:	8,57 M €	6,37 M €	54,6 M €
2018 Q4	2,18 M €	1,35 M €	15,2 M €+55,0%	336
2018 Q3	1,88 M €	1,30 M €	9,79 M €−11,6%	326
2018 Q2	1,21 M €	1,23 M €	11,1 M €+5,1%	322
2018 Q1	1,67 M €	1,12 M €	10,5 M €+59,5%	295
Total 2018:	6,95 M €	5,01 M €	46,6 M €
2017 Q4	952 620 €	1,01 M €	6,61 M €+12,8%	276
2017 Q3	946 769 €	995 679 €	5,86 M €−21,8%	264
2017 Q2	917 475 €	956 045 €	7,49 M €+57,7%	263
2017 Q1	861 000 €	900 280 €	4,75 M €−44,5%	254
Total 2017:	3,68 M €	3,86 M €	24,7 M €
2016 Q4	906 465 €	856 573 €	8,56 M €−1,6%	228
2016 Q3	881 186 €	870 142 €	8,69 M €+5,5%	228
2016 Q2	785 203 €	824 764 €	8,24 M €+1,1%	228
2016 Q1	926 699 €	815 425 €	8,15 M €+17,2%	228
Total 2016:	3,50 M €	3,37 M €	33,6 M €
2015 Q4	1,06 M €	734 327 €	6,95 M €+2,6%	215
2015 Q3	676 388 €	715 811 €	6,78 M €−19,3%	215
2015 Q2	824 034 €	887 530 €	8,40 M €+113%	215
2015 Q1	478 502 €	417 294 €	3,95 M €	215
Total 2015:	3,04 M €	2,75 M €	26,1 M €

Revenue by industry

	2023	2024	2025
Credit institutions		405 300 000 €	390 155 008 €
Brokerage of securities and commodity contracts	11 096 000 €	15 065 000 €	12 631 000 €
Financial leasing	11 362 000 €	14 221 000 €	10 484 000 €
Credit institutions (banks)	320 140 000 €

Tax debts

No tax debt found

No tax debt as of 01.10.2026

Representatives

	Personal ID code
Erki Kilu	37512XXXXXX	14.12.1975 (50)	Board member	10.04.2026	-
Mihkel Kasepuu	39304XXXXXX	16.04.1993 (33)	Board member	04.08.2025	-
Kadri Haldre	48006XXXXXX	12.06.1980 (46)	Board member	19.11.2024	-
Latvian Central Depository	40003XXXXXX	-	Share-register keeper	28.09.2017	-
Meelis Paakspuu	37405XXXXXX	04.05.1974 (52)	Board member	01.09.2015	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthSubscribe now

Shareholders

	Personal ID code
AS LHV Group	11098261	21.01.2005 (21)	Shareholder	224 500 000 EUR	100,00%	Sole ownership	11.08.2026	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthSubscribe now

Other persons

	Personal ID code
Indrek Heinloo	38104XXXXXX	23.04.1981 (45)	Supervisory-board member	01.07.2026	-
Kairi Pauskar	48201XXXXXX	31.01.1982 (44)	Supervisory-board member	25.03.2026	-
Mihkel Torim	38101XXXXXX	25.01.1981 (45)	Chairman of the supervisory board	28.07.2025	-
Rain Lõhmus	36612XXXXXX	30.12.1966 (59)	Supervisory-board member	20.03.2024	-
Tiina Mõis	45702XXXXXX	24.02.1957 (69)	Supervisory-board member	20.03.2024	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthSubscribe now

Ultimate beneficial owners

	Personal ID code
Mihkel Torim	38101XXXXXX	25.01.1981 (45)	Member of higher governing body (board or supervisory board)	05.08.2025	-

101 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthSubscribe now

Holdings in companies


AS LHV Finance	06.02.2013	Shareholder	130 000 EUR	65,00%	Sole ownership	16.08.2023	-

69 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthSubscribe now

2026 Q2

Turnover

Amount: 42 975 572 €
Monthly average: 14 325 191 €
Per employee: 16 561 €
Equity ratio: 6,38%

Labour taxes

Turnover ratio: 16,89%
Tax ratio: 55,95%
Monthly average: 2 419 771 €
Per employee: 2 825 €

State taxes

Monthly average: 4 325 189 €
Turnover ratio: 30,19%

Estimated salary

Gross salary: 5 012 €
Net salary: 3 923 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	6 716 316 160 €+11,4%	6 027 309 056 €−11,1%	6 781 922 816 €+38,1%	4 912 461 824 €+64,8%	2 980 467 968 €
Non-current assets	-	-	18 865 000 €+34,3%	14 046 000 €+44,8%	9 697 000 €+26,6%	7 658 000 €+0,8%	7 599 000 €
Total assets	8 755 397 632 €+10,6%	7 915 423 232 €+17,5%	6 735 180 800 €+11,5%	6 041 354 752 €−11,0%	6 791 620 096 €+38,0%	4 920 119 808 €+64,7%	2 988 067 072 €
Short-term liabilities	-	-	-	-	-	-	341 862 €
Long-term liabilities	-	-	-	-	-	-	4 430 737 €
Total liabilities	-	-	-	-	-	-	4 772 599 €
Share or stock capital	-	-	141 500 000 €	141 500 000 €+26,9%	111 500 000 €+4,7%	106 500 000 €+11,5%	95 500 000 €
Retained earnings	-	-	218 088 992 €+53,6%	141 984 000 €+68,6%	84 238 000 €+49,6%	56 303 000 €+38,7%	40 605 000 €
Net profit	-	-	140 124 992 €+78,6%	78 440 000 €+27,7%	61 409 000 €+96,2%	31 292 000 €+76,1%	17 772 000 €
Equity	-	-	512 383 008 €+38,2%	370 660 000 €+41,0%	262 795 008 €+32,6%	198 116 992 €+26,1%	157 114 000 €
Turnover	413 270 016 €−4,9%	434 585 984 €+26,9%	342 598 016 €+76,8%	193 788 000 €+19,0%	162 794 000 €+49,8%	108 676 000 €+44,0%	75 450 000 €
Profit margin	-	-	40,9%	40,5%	37,7%	28,8%	23,6%

Financial ratios

	2020	2019
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	1,0	1,1
Quick ratio	1,0	1,1
Cash ratio	0,5	0,4
Efficiency
Days sales outstanding (dso)	-	-
Asset turnover	-	-
Structure
Debt ratio	1,0	0,9
Profitability
Operating margin	-	-
Net profit margin	-	-
Return on assets (roa)	-	-
Return on equity (roe)	-	-

To view all financial ratios, you need to subscribe to extended access to the info portal!

3€ /monthSubscribe now

Licences & notices


License	SLV22/4456	Frequency licences	Valid	19.07.2022	18.07.2025
License	SLL21/4828	Frequency licences	Valid	16.09.2021	15.09.2024
License	SLL21/4829	Frequency licences	Valid	16.09.2021	15.09.2024
License	SLL21/4733	Frequency licences	Valid	14.09.2021	13.09.2024
License	SLV21/3296	Frequency licences	Valid	28.06.2021	27.06.2024

Regulations


Ä 10038559 / 69	07.08.2026	Entry – Amendment entry	-	Entered into force07.08.2026
Ä 10038559 / 68	15.06.2026	Entry – Amendment entry	-	Entered into force15.06.2026
Ä 10038559 / 67	10.04.2026	Entry – Amendment entry	-	Entered into force10.04.2026
Ä 10038559 / 66	17.02.2026	Entry – Amendment entry	-	Entered into force17.02.2026
Ä 10038559 / 65	04.08.2025	Entry – Amendment entry	-	Entered into force04.08.2025

Real estate

		Purpose
Anni tn 8, Lasnamäe linnaosa, Tallinn, Harju maakondSpace: 43	3281 m²	Residential land 100%
Arhitekti tn 2 // 2a, Tartu linn, Tartu linn, Tartu maakondSpace: 5	2264 m²	Residential land 100%
E. Vilde tee 100, Mustamäe linnaosa, Tallinn, Harju maakondSpace: 29	3077 m²	Residential land 100%
E. Vilde tee 144, Mustamäe linnaosa, Tallinn, Harju maakondSpace: 55	1887 m²	Residential land 100%
E. Vilde tee 85, Mustamäe linnaosa, Tallinn, Harju maakondSpace: 80	3162 m²	Residential land 100%

16 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthSubscribe now

Consumer Disputes Committee decisions


19-1/25-17514-001	Taavi Hein	Against the consumer	14.04.2026	PDF
19-1/25-07960-001	Alar Urm	Against the consumer	30.09.2025	PDF
19-1/25-00388-001	Alar Urm	Against the consumer	05.05.2025	PDF
19-1/21-11161-022	Aase Sammelselg, Martin Simmermann, Jaanika Ots	Against the consumer	11.01.2022	PDF
19-1/21-04471-032	Aase Sammelselg, Marianne Metssoon, Jaanika Ots	In favour of the consumer	03.01.2022	PDF

Court decisions


2-26-9417/4	Kohtu I astme menetlus	Court judgment	Law of obligations	Merili Ratasepp	ECLI:EE:TMK:2026:2.26.9417.13163	29.07.2026	Open
2-24-13023/47	Kohtu I astme menetlus	Court ruling	Bankruptcy law	Zakaria Nemsitsveridze	ECLI:EE:TMK:2026:2.24.13023.12011	16.07.2026	Open
2-21-1438/50	145388009	Court ruling	Bankruptcy law	Ele Liiv, Krista Kirspuu, Peeter Pällin	ECLI:EE:TLRK:2026:2.21.1438.10808	15.06.2026	Open
2-20-15830/71	145388009	Court ruling	Bankruptcy law	Ele Liiv, Krista Kirspuu, Peeter Pällin	ECLI:EE:TLRK:2026:2.20.15830.8426	15.06.2026	Open
2-25-6768/17	Kohtu I astme menetlus	Court ruling	Law of obligations	Karin Sonntak	ECLI:EE:HMK:2026:2.25.6768.10235	15.06.2026	Open

Official announcements


Notice of auction of immovable property in enforcement proceedings	01.10.2026	PDF
Notice of auction of immovable property in enforcement proceedings	01.10.2026	PDF
Notice of auction of immovable property in enforcement proceedings	30.09.2026	PDF
Notice of auction of immovable property in enforcement proceedings	29.09.2026	PDF
Notice of auction of immovable property in enforcement proceedings	28.09.2026	PDF

Public transactions


31.08.2026	Valga Vallavalitsus	983,15 €Received	FINANCIAL INCOME AND EXPENSESServicing of government-sector debt
31.08.2026	Valga Vallavalitsus	264,49 €Received	SHORT-TERM LIABILITIESMunicipal government
31.08.2026	Valga Vallavalitsus	20 000 €Received	SHORT-TERM LIABILITIESMunicipal government
31.08.2026	Türi Vallavalitsus	4 589,74 €Received	SHORT-TERM LIABILITIESMunicipal government
31.08.2026	Pärnu Linnavalitsus	288,16 €Received	OPERATING EXPENSESMunicipal government

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


11.11.2019	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 15467	Turundustegevused VTA › Ekspordi edendamine VTAGrant	0 €	15467/1904797

Public procurement contracts


03.10.2023End 03.10.2026	Elektrooniliste maksete vastuvõtmise teenus BaltikumisReference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (LV)	Aktsiaselts Eesti PostContracting authority	123 000 €	Concluded
03.10.2023End 03.10.2026	Elektrooniliste maksete vastuvõtmise teenus BaltikumisReference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (EE)	Aktsiaselts Eesti PostContracting authority	78 000 €	Concluded
02.10.2023End 02.10.2026	Elektrooniliste maksete vastuvõtmise teenus BaltikumisReference number 258404 · Elektrooniliste maksete vastuvõtmise teenus (LT)	Aktsiaselts Eesti PostContracting authority	225 000 €	Concluded
08.03.2017End 28.03.2020	Investeerimislaenu võtmine SA Theatrum hoone rekonstrueerimiseksReference number 182386	Sihtasutus THEATRUMContracting authority	98 064 €actual 42 147,80 €	Completed
12.12.2016End 28.11.2024	Laenu võtmineReference number 179834 · laenuleping nr KL-011216VI	Viljandi LinnavalitsusContracting authority	28 571,30 €	Completed

.ee domains


lhve.ee	Active	17.11.2025	18.11.2026
lhvpood.ee	Active	16.05.2025	17.05.2027
lhvgroup.ee	Active	17.07.2024	18.07.2027
fondipension.ee	Active	09.11.2021	10.11.2026
lhvboard.ee	Active	17.05.2021	18.05.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.