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Elama Kindlustus AS

Legal form:
Public limited company
Registry code:
10089395
VAT no.:
EE101373209
Fiscal-year period:
01.01 - 31.12
Established:
29.10.1996 (29 y)
Former business names:
Aktsiaselts INGES KINDLUSTUS
Capital:
4 012 391,60 EUR
Address:
Liivalaia tn 45, Kesklinna linnaosa, Tallinn, Harju maakond, 10145
Status:
Registered
LEI code:
5299009CEFOJNUSUBR38
E-invoice reception:
e-arveldaja

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Contacts

Phone:
+372 6410436
Email:
elama@elama.ee
Website:
https://elama.ee

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Industries

  • FINANCIAL AND INSURANCE ACTIVITIES
  • Insurance, reinsurance and pension funding, except compulsory social security
  • Insurance
  • 65121 – Non-life insurance
Industry TOPNo. 8 of 9 companies

Main activity 65121 · turnover over the last 4 quarters

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VAT liability

VAT no.StartEnd
EE10137320913.02.2025-
EE10137320910.06.201012.02.2025

Annual reports

YearPeriodSubmittedStatus
202501.01.2025 – 31.12.202518.06.2026ValidPDF
202401.01.2024 – 31.12.202430.05.2025ValidPDF
202301.01.2023 – 31.12.202303.07.2024ValidPDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 17.10.2026.

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Tax data

PeriodState taxesLabour taxesTaxable turnoverEmployees
2026 Q3225 134 €227 081 €64 453 €−57,4%35
2026 Q2241 048 €221 341 €151 473 €+83,3%32
2026 Q1230 406 €227 541 €82 656 €−18,3%32
Total 2026:696 588 €675 963 €298 582 €
2025 Q4202 257 €191 675 €101 163 €+46,1%31
2025 Q3201 739 €200 565 €69 259 €−32,0%29
2025 Q2209 709 €203 222 €101 795 €−28,9%29

Revenue by industry

202320242025
Non-life insurance6 999 226 €9 386 926 €
Other specialised construction activities n.e.c.59 906 €

Tax debts

No tax debt found

No tax debt as of 17.10.2026

Representatives

Personal ID code
Jaanus Seppa37405XXXXXX01.05.1974 (52)Board member01.04.2024-
Tanel Kurs38001XXXXXX26.01.1980 (46)Board member01.04.2024-
Latvian Central Depository40003XXXXXX-Share-register keeper28.09.2017-

88 inactive records hidden, extended access to the information portal is required to view history!

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1 – 3 / 3 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount
64 453 €
Monthly average
21 484 €
Per employee
614 €
Equity ratio
0,54%

Labour taxes

Turnover ratio
352,32%
Tax ratio
100,86%
Monthly average
75 694 €
Per employee
2 260 €

State taxes

Monthly average
75 045 €
Turnover ratio
349,30%

Estimated salary

Gross salary
4 047 €
Net salary
3 197 €

Aggregate data

20252024202320222021
Current assets-51 875 €−99,4%---
Non-current assets-8 317 €−99,9%---
Total assets21 116 168 €−1,0%21 320 080 €+10,7%19 258 144 €−12,7%22 055 852 €+10,6%19 938 568 €−0,1%
Short-term liabilities-2 519 €−99,1%---
Long-term liabilities-----
Total liabilities-2 519 €−99,6%---

Financial ratios

20242020201920182017
Profit and cash flow
EBITDA--
Liquidity
Current ratio1,01,0
Quick ratio0,60,5

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Ä 10005866 / 3101.11.2024Entry – Amendment entry-Entered into force01.11.2024
Ä 10005866 / M1622.10.2024Order confirming reservation of business name-Entered into force22.10.2024
Ä 10005866 / 3022.10.2024Entry to be made on a fixed date – Amendment entry-Entered into force22.10.2024
Ä 10005866 / 2927.09.2024Entry – Amendment entry-Entered into force27.09.2024
Ä 10005866 / M1526.09.2024Order to remedy deficiencies – Amendment entry26.10.2024Deficiencies remedied27.09.2024
1 – 5 / 40 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

19-1/25-12568-001Alar UrmAgainst the consumer15.12.2025PDF
1 – 1 / 1 rows

Court decisions

2-25-108737/15Kohtu I astme menetlusCourt judgmentLaw of obligationsHeleen JäägerECLI:EE:VMK:2026:2.25.108737.1558524.08.2026Open
2-24-135063/29Kohtu I astme menetlusCourt judgmentLaw of obligationsAnastassia StalmeisterECLI:EE:TMK:2026:2.24.135063.1181107.07.2026Open
2-24-136446/27Kohtu I astme menetlusCourt judgmentLaw of obligationsMai GraubergECLI:EE:HMK:2026:2.24.136446.337923.01.2026Open
2-25-107660/16Kohtu I astme menetlusCourt judgmentLaw of obligationsIfret MamedguseinovECLI:EE:VMK:2026:2.25.107660.129505.01.2026Open
2-25-100641/10Kohtu I astme menetlusCourt judgmentLaw of obligationsHelina LukseppECLI:EE:HMK:2025:2.25.100641.2196318.12.2025Open
1 – 5 / 253 rows

Official announcements

Notice of auction of immovable property in enforcement proceedings09.07.2026PDF
Notice of auction of immovable property in enforcement proceedings07.11.2025PDF
Notice of auction of immovable property in enforcement proceedings12.09.2025PDF
1 – 3 / 3 rows

Public transactions

31.08.2026sihtasutus Põhja-Eesti Regionaalhaigla88 957,97 €ReceivedOPERATING EXPENSESSpecialized hospital services
31.08.2026sihtasutus Põhja-Eesti Regionaalhaigla0,03 €ReceivedOTHER OPERATING EXPENSESSpecialized hospital services
01.07.2026Eesti Rahvusringhääling117,75 €ReceivedOPERATING EXPENSESBroadcasting and publishing services
01.04.2026Eesti Rahvusringhääling117,75 €ReceivedOPERATING EXPENSESBroadcasting and publishing services
06.03.2026Võru Vallavalitsus236 €ReceivedOPERATING EXPENSESBasic and general secondary education
1 – 5 / 37 rows

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

20.03.2024Haridus- ja NoorteametAid measure 241652Muu › MuuGrant370 €241652/2500006
26.05.2022Eesti TöötukassaAid measure 20985Palgatoetus VTA › Palgatoetus VTAGrant3 924 €20985/2203155
1 – 2 / 2 rows

Public procurement contracts

16.08.2026End 16.08.2030Reference number 306379 · Hankeleping_Elama Kindlustus ASPolitsei- ja PiirivalveametContracting authority1 600 000 €Concluded
16.08.2026End 16.08.2030Reference number 306379 · Raamleping_Elama Kindlustus ASPolitsei- ja PiirivalveametContracting authority1 600 000 €Concluded
20.07.2026End 31.07.2027Reference number 307730 · PERH-Osa 2sihtasutus Põhja-Eesti RegionaalhaiglaContracting authority88 958 €Concluded
20.02.2026End 08.03.2027Reference number 305972 · Poliisid liikluskindlustusVõru VallavalitsusContracting authority1 859 €Concluded
23.01.2026End 22.01.2027Reference number 304253 · Kasko A5BA27541Aktsiaselts MetrosertContracting authority291 €Concluded
1 – 5 / 49 rows

.ee domains

mõistusehääl.eeActive08.08.202509.08.2027
elamainsurance.eeActive18.06.202419.06.2027
elamakindlustus.eeActive13.06.202414.06.2027
elama.eeActive13.06.202414.06.2027
inges.eeActive04.07.201011.12.2026
1 – 5 / 5 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.

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