General information

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Industries

VAT liability

Annual reports

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Unsubmitted declarations

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Credit rating

Tax data

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Tax debts

Related persons

Holdings in companies

Statistics

Summary of reports

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Real estate

TTJA decisions

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Ärilaen24 OÜ

Legal form:

Private limited company

Registry code:

16094256

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

09.11.2020 (5)

Capital:

6 000 EUR

Address:

Vabaduse pst 174b, Nõmme linnaosa, Tallinn, Harju maakond, 10917

Status:

Registered

Contacts

Email:

info@arilaen24.ee

Phone:

+372 53332449

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	17.06.2025	Valid
2023	01.01.2023 - 31.12.2023	17.06.2024	Valid
2022	01.01.2022 - 31.12.2022	02.06.2023	Valid
2021	09.11.2020 - 31.12.2021	29.06.2022	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Unsubmitted reports

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Unsubmitted declarations

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

Public transactions

Holdings in companies

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Enforcement proceedings

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Payment orders

Tax data

	State taxes	Labour taxes	Employees
2026 Q1	1 434 €	1 731 €	1
Kokku 2026:	1 434 €	1 731 €
2025 Q4	1 469 €	1 768 €	1
2025 Q3	1 469 €	1 768 €	1
2025 Q2	1 469 €	1 768 €	1
2025 Q1	490 €	589 €	1
Kokku 2025:	4 897 €	5 893 €
2022 Q1	193 €	193 €	-
Kokku 2022:	193 €	193 €
2021 Q4	564 €	600 €	1
2021 Q3	207 €	219 €	1
Kokku 2021:	771 €	818 €

Revenue by industry

	2021	2022
Other lending, excl. pawnshops	775 €	1 250 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Mart Pähn	37511XXXXXX	07.11.1975 (50)	Board member	09.11.2020	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Vepsaco Finance OÜ	-	30.08.2024 (1)	Shareholder	6 000,00 EUR	100	Sole ownership	04.09.2024	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Portocom OÜ	-	-	Founder	09.11.2020	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Joel-Hans Arro	37011XXXXXX	19.11.1970 (55)	Indirect holding	06.09.2024	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

120,71%

Monthly average

577 €

Per employee

577 €

State taxes

Monthly average

478 €

Turnover ratio

0,00%

Estimated salary

Gross salary

1 214 €

Net salary

1 047 €

Aggregate data

	2024	2023	2022	2021
Current assets	594 484 €96.1%	303 106 €109.3%	144 852 €102.4%	71 581 €
Non-current assets	272 855 €36.4%	200 111 €41.0%	141 957 €130.7%	61 534 €
Total assets	867 339 €72.4%	503 217 €75.5%	286 809 €115.5%	133 115 €
Short-term liabilities	95 537 €10.1%	86 792 €25.8%	69 002 €3 574.2%	1 878 €
Long-term liabilities	354 125 €60.9%	220 100 €47.6%	149 100 €19.3%	125 000 €
Total liabilities	449 662 €46.5%	306 892 €40.7%	218 102 €71.9%	126 878 €
Share or stock capital	6 000 €	6 000 €	6 000 €	6 000 €
Retained earnings	190 325 €203.5%	62 707 €26 358.6%	237 €	-
Net profit	221 352 €73.4%	127 618 €104.3%	62 470 €26 258.6%	237 €
Equity	417 677 €112.7%	196 325 €185.7%	68 707 €1 001.6%	6 237 €
Turnover	-	-	-	775 €
Profit margin	0.00%	0.00%	0.00%	30.58%

Financial ratios

	2024	2023	2022	2021
Profit and cash flow
EBITDA	-	-	-	-
Liquidity
Current ratio	F.Q	P.E	M.A	38.1
Quick ratio	K.G	T.H	T.V	38.1
Cash ratio	V.G	S.N	W.O	14.1
Efficiency
Days sales outstanding (dso)	-	-	-	28 980.5
Asset turnover	-	-	-	0.0
Structure
Debt ratio	A.K	J.U	Y.U	1.0
Profitability
Operating margin	-	-	-	-2 183.4%
Net profit margin	-	-	-	30.6%
Return on assets (roa)	GX.U%	FJ.G%	QI.M%	0.2%
Return on equity (roe)	VV.B%	UJ.S%	AA.I%	3.8%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000419	Financial services > Operating as a financing institution	Valid	03.03.2021	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Status
Ä 50159413 / 3	04.09.2024	Entry - Amendment entry	Entered into force (04.09.2024)
Ä 50159413 / 2	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 50159413	09.11.2020	Entry - Initial entry	Entered into force (09.11.2020)

1 - 3 / 3 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-25-124907/19						06.04.2026
2-25-122258/5	Civil case	Court ruling (Ruling on refusal to take the matter into proceedings)	Law of obligations	Reena Undrest	ECLI:EE:PMK:2025:2.25.122258.19124	01.12.2025
2-25-118191/12	Civil case	Court ruling (Compromise ruling)	Law of obligations	Marika Leimann	ECLI:EE:VMK:2025:2.25.118191.17059	07.11.2025
2-24-123607/14	Civil case	Court judgment	Law of obligations	Kadi Karting	ECLI:EE:TMK:2025:2.24.123607.15881	22.09.2025
2-24-125311/8	Civil case	Court judgment (Default judgment)	Law of obligations	Liisi Vernik	ECLI:EE:HMK:2025:2.24.125311.9878	26.05.2025

1 - 5 / 13 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	27.01.2026
Notice of auction of immovable property in enforcement proceedings	09.04.2025
Notice of auction of immovable property in enforcement proceedings	28.11.2022
Notice of auction of immovable property in enforcement proceedings	30.09.2022

1 - 4 / 4 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
arilaen24.ee	Active	07.07.2020	08.07.2026	-
ärilaen24.ee	Active	07.07.2020	08.07.2026	-

1 - 2 / 2 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders