Ärilaen24 OÜ

Legal form:: Private limited company
Registry code:: 16094256
VAT no.:: -
Fiscal-year period:: 01.01 - 31.12
Established:: 09.11.2020 (5 y)
Capital:: 6 000 EUR
Address:: Vabaduse pst 174b, Nõmme linnaosa, Tallinn, Harju maakond, 10917
Status:: Registered

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Contacts

Phone:: +372 53332449
Email:: info@arilaen24.ee

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 – Other lending, excl. pawnshops

Industry TOP17 companies in the activity

1.ESTO Holdings OÜ2.5M €
2.Primero Finance OÜ1.3M €
3.PLACET GROUP OÜ1M €
4.ESTO AS979k €
5.BB Finance OÜ341.4k €
6.OÜ SME Capital 3 Estonia336.1k €
7.Engeros Finance OÜ262.8k €
8.OÜ Polar Finance240.2k €
9.Helto Grupp OÜ146.1k €
10.HypoCredit OÜ84.1k €

Main activity 64929 · turnover over the last 4 quarters

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VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	22.06.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	17.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	17.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	02.06.2023	Valid	PDF
2021	09.11.2020 – 31.12.2021	29.06.2022	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.10.2026.

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Tax debt Reports Declarations Court decisions15 Official announcements6 TTJA decisions–Real estate–.ee domains2 Licenses1 Regulations3 Public transactions–Grants–State aid–Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	1 416 €	1 712 €	-	2
2026 Q2	1 416 €	1 712 €	-	1
2026 Q1	1 434 €	1 731 €	-	1
Total 2026:	4 266 €	5 155 €	0 €
2025 Q4	1 469 €	1 768 €	-	1
2025 Q3	1 469 €	1 768 €	-	1
2025 Q2	1 469 €	1 768 €	-	1
2025 Q1	490 €	589 €	-	1
Total 2025:	4 897 €	5 893 €	0 €
2022 Q1	193 €	193 €	-	-
Total 2022:	193 €	193 €	0 €
2021 Q4	563,70 €	599,53 €	-	1
2021 Q3	207,18 €	218,86 €	-	1
Total 2021:	770,88 €	818,39 €	0 €

Revenue by industry

	2021	2022	2025
Other lending, excl. pawnshops	775 €	1 250 €	5 365 €

Tax debts

No tax debt found

No tax debt as of 21.10.2026

Representatives

	Personal ID code
Mart Pähn	37511XXXXXX	07.11.1975 (50)	Board member	09.11.2020	-

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Shareholders

	Personal ID code
Vepsaco Finance OÜ	17059186	30.08.2024 (2)	Shareholder	6 000 EUR	100,00%	Sole ownership	04.09.2024	-

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Other persons

	Personal ID code
Portocom OÜ	14971011	13.05.2020 (6)	Founder	09.11.2020	-

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Ultimate beneficial owners

	Personal ID code
Joel-Hans Arro	37011XXXXXX	19.11.1970 (55)	Indirect holding	06.09.2024	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 120,90%
Monthly average: 571 €
Per employee: 380 €

State taxes

Monthly average: 472 €
Turnover ratio: -

Estimated salary

Gross salary: 841 €
Net salary: 786 €

Aggregate data

	2025	2024	2023	2022	2021
Current assets	803 020 €+35,1%	594 484 €+96,1%	303 106 €+109%	144 852 €+102%	71 581 €
Non-current assets	286 109 €+4,9%	272 855 €+36,4%	200 111 €+41,0%	141 957 €+131%	61 534 €
Total assets	1 089 129 €+25,6%	867 339 €+72,4%	503 217 €+75,5%	286 809 €+115%	133 115 €
Short-term liabilities	169 143 €+77,0%	95 537 €+10,1%	86 792 €+25,8%	69 002 €+3 574%	1 878 €
Long-term liabilities	254 125 €−28,2%	354 125 €+60,9%	220 100 €+47,6%	149 100 €+19,3%	125 000 €
Total liabilities	423 268 €−5,9%	449 662 €+46,5%	306 892 €+40,7%	218 102 €+71,9%	126 878 €
Share or stock capital	-	-	-	-	-
Retained earnings	411 677 €+116%	190 325 €+204%	62 707 €+26 359%	237 €−96,0%	6 000 €
Net profit	248 184 €+12,1%	221 352 €+73,4%	127 618 €+104%	62 470 €+26 259%	237 €
Equity	665 861 €+59,4%	417 677 €+113%	196 325 €+186%	68 707 €+1 002%	6 237 €
Turnover	-	-	-	-	775 €
Profit margin	-	-	-	-	30,6%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	2,1	38,1
Quick ratio	2,1	38,1
Cash ratio	0,2	14,1
Efficiency
Days sales outstanding (dso)	-	28 980,5
Asset turnover	-	0,0
Structure
Debt ratio	0,8	1,0
Profitability
Operating margin	-	-2 183,4%
Net profit margin	-	30,6%
Return on assets (roa)	29,8%	0,2%
Return on equity (roe)	90,9%	3,8%

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Licences & notices


License	FFA000419	Financial services	Valid	03.03.2021	-

Regulations


Ä 50159413 / 3	04.09.2024	Entry – Amendment entry	-	Entered into force04.09.2024
Ä 50159413 / 2	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023
Ä 50159413	09.11.2020	Entry – Initial entry	-	Entered into force09.11.2020

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-26-112806/10	Kohtu I astme menetlus	Court ruling	Law of obligations	Ann Meriluht	ECLI:EE:HMK:2026:2.26.112806.14870	16.09.2026	Open
2-25-108255/8	Kohtu I astme menetlus	Court judgment	Law of obligations	Heleen Jääger	ECLI:EE:VMK:2026:2.25.108255.11399	01.07.2026	Open
2-25-124907/19	Kohtu I astme menetlus	Court ruling	Law of obligations	Moonika Tähtväli	ECLI:EE:PMK:2026:2.25.124907.4154	06.04.2026	Open
2-25-122258/5	Kohtu I astme menetlus	Court rulingRuling on refusal to take the matter into proceedings	Law of obligations	Reena Undrest	ECLI:EE:PMK:2025:2.25.122258.19124	01.12.2025	Open
2-25-118191/12	Kohtu I astme menetlus	Court rulingCompromise ruling	Law of obligations	Marika Leimann	ECLI:EE:VMK:2025:2.25.118191.17059	07.11.2025	Open

Official announcements


Notice of auction of immovable property in enforcement proceedings	22.09.2026	PDF
Notice of auction of immovable property in enforcement proceedings	14.07.2026	PDF
Notice of auction of immovable property in enforcement proceedings	27.01.2026	PDF
Notice of auction of immovable property in enforcement proceedings	09.04.2025	PDF
Notice of auction of immovable property in enforcement proceedings	28.11.2022	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


arilaen24.ee	Active	07.07.2020	08.07.2027
ärilaen24.ee	Active	07.07.2020	08.07.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.