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Jah

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Fresh Finance Group OÜ

Legal form:

Private limited company

Registry code:

14340366

VAT no.:

EE102313213

Fiscal-year period:

01.01 - 31.12

Established:

27.09.2017 (8)

Former business names:

Forward View OÜ

Capital:

50 000 EUR

Address:

Tartu mnt 83, Kesklinna linnaosa, Tallinn, Harju maakond, 10115

Status:

Registered

Contacts

Email:

kroot.kilvet@punkfinance.ee

Phone:

+372 6338282

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE102313213	01.02.2025
EE102809057	12.12.2024	31.01.2025

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	07.10.2024	Valid
2022	01.01.2022 - 31.12.2022	03.08.2023	Valid
2021	01.01.2021 - 31.12.2021	30.06.2022	Valid
2020	01.01.2020 - 31.12.2020	10.06.2021	Valid
2019	01.01.2019 - 31.12.2019	08.12.2020	Valid
2018	27.09.2017 - 31.12.2018	30.06.2019	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	23 545 €	25 818 €	0 €	1
Kokku 2026:	23 545 €	25 818 €	0 €
2025 Q4	27 110 €	30 034 €	0 €	1
2025 Q3	27 406 €	30 509 €	0 €	1
2025 Q2	30 879 €	33 944 €	0 €100.0%	1
2025 Q1	9 222 €	9 944 €	118 €	2
Kokku 2025:	94 617 €	104 431 €	118 €
2024 Q4	5 489 €	5 951 €	0 €	2
2024 Q3	8 258 €	8 705 €	0 €	1
2024 Q2	10 227 €	10 672 €	0 €	1
2024 Q1	10 127 €	10 524 €	0 €	1
Kokku 2024:	34 101 €	35 852 €	0 €
2023 Q4	10 024 €	10 455 €	0 €	1
2023 Q3	9 558 €	9 954 €	0 €	1
2023 Q2	10 055 €	10 474 €	0 €	1
2023 Q1	10 024 €	10 455 €	0 €	1
Kokku 2023:	39 660 €	41 337 €	0 €
2022 Q4	22 867 €	23 652 €	0 €	1
2022 Q3	14 199 €	14 700 €	0 €	2
2022 Q2	11 348 €	11 839 €	0 €	2
2022 Q1	20 098 €	21 080 €	0 €	2
Kokku 2022:	68 512 €	71 271 €	0 €
2021 Q4	15 450 €	16 269 €	0 €	4
2021 Q3	31 927 €	34 236 €	0 €	3
2021 Q2	37 816 €	40 696 €	0 €	4
2021 Q1	34 963 €	37 409 €	0 €	7
Kokku 2021:	120 156 €	128 609 €	0 €
2020 Q4	33 937 €	36 254 €	0 €	7
2020 Q3	36 656 €	39 234 €	0 €	8
2020 Q2	27 624 €	29 616 €	0 €	7
2020 Q1	44 118 €	46 966 €	0 €	6
Kokku 2020:	142 335 €	152 070 €	0 €
2019 Q4	32 527 €	34 625 €	0 €	9
2019 Q3	25 140 €	26 930 €	0 €	7
2019 Q2	25 909 €	27 389 €	0 €	5
2019 Q1	22 540 €	24 102 €	0 €	4
Kokku 2019:	106 116 €	113 046 €	0 €
2018 Q4	5 559 €	5 928 €	0 €	4
Kokku 2018:	5 559 €	5 928 €	0 €

Revenue by industry

	2022	2023	2024
Other lending, excl. pawnshops	380 803 €	431 598 €	342 947 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Kaspar Lõhmus	38903XXXXXX	12.03.1989 (37)	Board member	22.05.2025	-
Krõõt Kilvet	47105XXXXXX	06.05.1971 (55)	Board member	07.01.2022	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Aktsiaselts PlusPlus Capital	-	05.04.2010 (16)	Shareholder	50 000,00 EUR	100	Sole ownership	16.08.2023	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Frank Florent P Van Raemdonck	-	24.08.1965 (60)	Indirect holding	04.10.2024	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Fresh Finance OÜ	05.03.2012	Shareholder	89 952,00 EUR	89,95	Sole ownership	05.03.2024	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

109,65%

Monthly average

8 606 €

Per employee

8 606 €

State taxes

Monthly average

7 848 €

Turnover ratio

0,00%

Estimated salary

Gross salary

14 730 €

Net salary

11 103 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	-	-	-	-	30 356 €	-
Non-current assets	-	-	-	-	3 721 017 €	-
Total assets	1 983 060 €44.9%	3 596 312 €19.2%	4 453 557 €22.3%	3 640 481 €3.0%	3 751 373 €18.2%	4 584 664 €
Short-term liabilities	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-
Share or stock capital	-	-	-	-	50 000 €	-
Retained earnings	-	-	-	-	-790 574 €	-
Net profit	-	-	-	-	-1 184 316 €	-
Equity	-	-	-	-	-1 924 890 €	-
Turnover	368 184 €14.7%	431 598 €13.3%	380 803 €12.2%	339 389 €29.2%	479 379 €216.4%	151 499 €
Profit margin	0.00%	0.00%	0.00%	0.00%	-247.05%	0.00%

Financial ratios

	2020	2018
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	-	L.R
Quick ratio	-	Z.T
Cash ratio	-	F.X
Efficiency
Days sales outstanding (dso)	-	-
Asset turnover	-	-
Structure
Debt ratio	N.B	D.C
Profitability
Operating margin	-	-
Net profit margin	-	-
Return on assets (roa)	T.A%	-J.V%
Return on equity (roe)	-	-

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50066208 / 19	22.05.2025	Entry - Amendment entry		Entered into force (22.05.2025)
Ä 50066208 / M4	13.07.2024	Fine-warning order – annual report not filed	12.08.2024	Deficiencies remedied (08.10.2024)
Ä 50066208 / 18	17.04.2024	Entry - Amendment entry		Entered into force (17.04.2024)
Ä 50066208 / 17	20.04.2023	Entry - Amendment entry		Entered into force (20.04.2023)
Ä 50066208 / M3	12.04.2023	Order to remedy deficiencies - Amendment entry	08.05.2023	Deficiencies remedied (18.04.2023)

1 - 5 / 23 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-24-18438/19						11.03.2025

1 - 1 / 1 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
freshfinance.ee	Active	30.05.2019	31.05.2028	-
punkfinance.ee	Active	22.03.2019	23.03.2028	-
forwardview.ee	Active	02.10.2017	03.10.2028	-

1 - 3 / 3 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders