HLÜ Geldex Eesti

Legal form:: Commercial association
Registry code:: 14103465
VAT no.:: -
Fiscal-year period:: 01.01 - 31.12
Established:: 26.08.2016 (10 y)
Capital:: 1 000 000 EUR
Address:: Ahtri tn 6a, Kesklinna linnaosa, Tallinn, Harju maakond, 10151
Status:: Registered

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Contacts

Phone:: +372 5515560
Email:: info@geldexhly.ee
Website:: www.geldexhly.ee

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 – Other lending, excl. pawnshops

Industry TOP17 companies in the activity

1.ESTO Holdings OÜ2.5M €
2.Primero Finance OÜ1.3M €
3.PLACET GROUP OÜ1M €
4.ESTO AS979k €
5.BB Finance OÜ341.4k €
6.OÜ SME Capital 3 Estonia336.1k €
7.Engeros Finance OÜ262.8k €
8.OÜ Polar Finance240.2k €
9.Helto Grupp OÜ146.1k €
10.HypoCredit OÜ84.1k €

Main activity 64929 · turnover over the last 4 quarters

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VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	30.06.2026	Not submitted
2024	01.01.2024 – 31.12.2024	30.06.2025	Not submitted
2023	01.01.2023 – 31.12.2023	30.01.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	19.11.2024	Expired	PDF
2022	01.01.2022 – 31.12.2022	28.12.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	06.12.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	09.09.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	20.05.2022	Expired	PDF
2019	01.01.2019 – 31.12.2019	01.07.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	05.07.2019	Valid	PDF
2017	26.08.2016 – 31.12.2017	07.08.2018	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 20.10.2026.

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Tax debt Reports2 Declarations Court decisions11 Official announcements13 TTJA decisions–Real estate–.ee domains–Licenses1 Regulations30 Public transactions–Grants–State aid–Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	11 903 €	12 743 €	-	3
2026 Q2	17 307 €	18 476 €	-	3
2026 Q1	11 727 €	10 684 €	-	3
Total 2026:	40 937 €	41 903 €	0 €
2025 Q4	16 360 €	17 486 €	-	4
2025 Q3	16 434 €	17 602 €	-	4
2025 Q2	16 177 €	17 309 €	-	3
2025 Q1	16 381 €	17 546 €	-	4
Total 2025:	65 352 €	69 943 €	0 €
2024 Q4	14 411 €	15 486 €	-	4
2024 Q3	14 078 €	15 128 €	-	4
2024 Q2	12 973 €	13 931 €	-	4
2024 Q1	14 200 €	15 255 €	-	4
Total 2024:	55 662 €	59 800 €	0 €
2023 Q4	13 321 €	14 326 €	-	4
2023 Q3	12 986 €	13 966 €	-	4
2023 Q2	11 956 €	12 839 €	-	4
2023 Q1	11 696 €	12 602 €	-	4
Total 2023:	49 959 €	53 733 €	0 €
2022 Q4	9 852 €	10 599 €	-	4
2022 Q3	5 442 €	5 812 €	-	4
2022 Q2	4 982 €	5 308 €	-	3
2022 Q1	5 056 €	5 403 €	-	3
Total 2022:	25 332 €	27 122 €	0 €
2021 Q4	5 166,90 €	5 523,79 €	-	2
2021 Q3	5 282,02 €	5 617,77 €	-	2
2021 Q2	5 820,23 €	6 246,30 €	-	3
2021 Q1	9 529,51 €	10 043,49 €	-	4
Total 2021:	25 798,66 €	27 431,35 €	0 €
2020 Q4	6 760,95 €	7 407,08 €	-	4
2020 Q3	4 695,15 €	5 161,72 €	-	5
2020 Q2	4 171,43 €	4 596,06 €	-	5
2020 Q1	5 849 €	6 439 €	0 €	5
Total 2020:	21 476,53 €	23 603,86 €	0 €
2019 Q4	5 716 €	6 293 €	0 €	5
2019 Q3	4 890 €	5 369 €	0 €	5
2019 Q2	3 558 €	3 912 €	0 €	3
2019 Q1	2 436 €	2 658 €	0 €	2
Total 2019:	16 600 €	18 232 €	0 €
2018 Q4	5 360 €	5 875 €	0 €	1
2018 Q3	4 368 €	4 810 €	0 €	3
2018 Q2	3 460 €	3 808 €	0 €	3
2018 Q1	3 278 €	3 592 €	0 €	2
Total 2018:	16 466 €	18 085 €	0 €
2017 Q4	2 673 €	2 913 €	0 €	2
2017 Q3	1 605 €	1 749 €	0 €	1
2017 Q2	1 052 €	1 147 €	0 €	1
2017 Q1	0 €	0 €	0 €	1
Total 2017:	5 330 €	5 809 €	0 €

Revenue by industry

	2018	2019	2023
Other lending, excl. pawnshops			6 375 €
Other lending		392 339 €
Other building completion and finishing	2 438 €

Tax debts

No tax debt found

No tax debt as of 20.10.2026

Representatives

	Personal ID code
Olesja Serdjuk	49802XXXXXX	06.02.1998 (28)	Board member	20.09.2021	-
Valeria Kovš	49601XXXXXX	15.01.1996 (30)	Board member	20.12.2019	-
Valeria Zorkova	48303XXXXXX	12.03.1983 (43)	Board member	26.08.2016	-

19 inactive records hidden, extended access to the information portal is required to view history!

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Other persons

	Personal ID code
Svetlana Adel	45401XXXXXX	08.01.1954 (72)	Supervisory-board member	06.10.2026	-
Vadim Šabarov	37301XXXXXX	02.01.1973 (53)	Supervisory-board member	06.10.2026	-
Boriss Adel	37801XXXXXX	29.01.1978 (48)	Chairman of the supervisory board	06.10.2026	-
Olga Vanner	47203XXXXXX	18.03.1972 (54)	Audit firm	26.08.2022	-
Maksim Kalinin	38503XXXXXX	05.03.1985 (41)	Review-committee member	01.12.2016	-

19 inactive records hidden, extended access to the information portal is required to view history!

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Ultimate beneficial owners

	Personal ID code
Olesja Serdjuk	49802XXXXXX	06.02.1998 (28)	Member of higher governing body (board or supervisory board)	16.12.2021	-
Valeria Kovš	49601XXXXXX	15.01.1996 (30)	Member of higher governing body (board or supervisory board)	21.07.2020	-
Valeria Zorkova	48303XXXXXX	12.03.1983 (43)	Member of higher governing body (board or supervisory board)	09.12.2018	-

19 inactive records hidden, extended access to the information portal is required to view history!

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 107,06%
Monthly average: 4 248 €
Per employee: 1 416 €

State taxes

Monthly average: 3 968 €
Turnover ratio: -

Estimated salary

Gross salary: 2 607 €
Net salary: 2 114 €

Aggregate data

Last 5 yrsAll

	2024	2023	2022	2021	2020	2019
Current assets	2 €−100,0%	751 442 €+43,8%	522 411 €−13,4%	603 560 €−20,9%	763 132 €+44,0%	530 024 €
Non-current assets	-	1 668 983 €−10,5%	1 863 890 €+13,9%	1 637 046 €−11,2%	1 842 880 €−7,4%	1 989 312 €
Total assets	2 €−100,0%	2 420 425 €+1,4%	2 386 301 €+6,5%	2 240 606 €−14,0%	2 606 012 €+3,4%	2 519 336 €
Short-term liabilities	-	774 309 €+40,2%	552 223 €−17,6%	670 405 €+22,9%	545 666 €−23,3%	711 378 €
Long-term liabilities	-	432 769 €−32,0%	636 524 €+194%	216 155 €−65,9%	634 435 €−1,9%	646 664 €
Total liabilities	-	1 207 078 €+1,5%	1 188 747 €+34,1%	886 560 €−24,9%	1 180 101 €−13,1%	1 358 042 €
Share or stock capital	-	-	-	-	-	-
Retained earnings	-	158 704 €+9,6%	144 838 €+217%	45 752 €+109%	21 915 €+15,3%	19 015 €
Net profit	-	-34 645 €−350%	13 866 €−87,9%	114 383 €+380%	23 837 €+443%	4 386 €
Equity	2 €−100,0%	1 213 347 €+1,3%	1 197 554 €−11,6%	1 354 046 €−5,0%	1 425 911 €+22,8%	1 161 294 €
Turnover	-	-	-	1 380 €−99,6%	-	392 339 €
Profit margin	-	-	-	8 288,6%	-	1,1%

Financial ratios

	2020	2019
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	1,4	0,7
Quick ratio	1,4	0,7
Cash ratio	0,0	0,1
Efficiency
Days sales outstanding (dso)	-	1 839,8
Asset turnover	-	0,2
Structure
Debt ratio	0,5	0,5
Profitability
Operating margin	-	58,1%
Net profit margin	-	1,1%
Return on assets (roa)	-	0,2%
Return on equity (roe)	-	0,4%

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Licences & notices


License	FFA000201	Financial services	Valid	02.12.2016	-

Regulations


Ä 50034965 / M16	08.10.2026	Directive order	22.10.2026	Entered into force08.10.2026
Ä 50034965 / 14	21.09.2026	Entry – Amendment entry	-	Entered into force21.09.2026
Ä 50034965 / M15	19.08.2026	Reporting-fine order	04.09.2026	Entered into force07.09.2026
Ä 50034965 / M14	14.07.2026	Fine-warning order – annual report not filed	13.08.2026	Entered into force14.07.2026
Ä 50034965 / M13	19.01.2026	Reporting-fine order	05.02.2026	Entered into force06.02.2026

Real estate

No real estate found

Company has no real estate

1 inactive records hidden, extended access to the information portal is required to view history!

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Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-21-2460/36	Kohtu I astme menetlus	Court ruling	Bankruptcy law	Zakaria Nemsitsveridze	ECLI:EE:TMK:2025:2.21.2460.12059	06.08.2025	Open
2-18-16997/75	-	Court ruling	Enforcement	Ulvi Loonurm, Mati Maksing, Krista Kirspuu	ECLI:EE:TLRK:2024:2.18.16997.17656	14.10.2024	Open
2-18-16997/70	Kohtu I astme menetlus	Court judgment	Enforcement	Viktor Bome	ECLI:EE:HMK:2023:2.18.16997.18556	20.09.2023	Open
2-18-15885/57	Apellatsioonmenetlus	Court judgment	Bankruptcy law	Meeli Kaur, Liis Arrak, Gea Lepik	ECLI:EE:TLRK:2023:2.18.15885.7036	16.03.2023	Open
2-20-16049/31	Apellatsioonmenetlus	Court judgment	Enforcement	Peeter Pällin, Margo Klaar, Imbi Sidok-Toomsalu	ECLI:EE:TLRK:2023:2.20.16049.12550	16.03.2023	Open

Official announcements


Notice of auction of immovable property in enforcement proceedings	21.09.2026	PDF
Notice of auction of immovable property in enforcement proceedings	11.08.2026	PDF
Notice of auction of immovable property in enforcement proceedings	11.07.2025	PDF
Notice of auction of immovable property in enforcement proceedings	06.02.2025	PDF
Notice of auction of immovable property in enforcement proceedings	27.11.2024	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains

No domains found

Company has no valid .ee domains

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.