Krediidi Ressurss OÜ

Legal form:: Private limited company
Registry code:: 12229185
VAT no.:: -
Fiscal-year period:: 01.01 - 31.12
Established:: 01.02.2012 (14 y)
Capital:: 2 500 EUR
Address:: Rävala pst 6, Kesklinna linnaosa, Tallinn, Harju maakond, 10143
Status:: Registered

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Contacts

Email:: krediidiressurss@gmail.com

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 – Other financial service activities n.e.c., except insurance and pension funding

Industry TOP219 companies in the activity

1.VGFS Financial Services Estonia OÜ9.3M €
2.Montonio Finance OÜ5.2M €
3.Creditstar Group AS4.5M €
4.Wise Assets Europe AS4.4M €
5.Or Technologies Limited OÜ4.2M €
6.Saturn Investments OÜ2.9M €
7.Brink's Estonia OÜ2.8M €
8.Maksekeskus AS2.1M €
9.Sihtasutus Keskkonnainvesteeringute Keskus2M €
10.Lightyear Europe AS2M €

Main activity 64991 · turnover over the last 4 quarters

All companies →

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	24.03.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	23.04.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	26.04.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	14.04.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	10.03.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	20.03.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	27.03.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	20.03.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	26.03.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	11.03.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	29.04.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	01.04.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	21.06.2014	Valid	PDF
2012	01.02.2012 – 31.12.2012	24.06.2013	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 23.10.2026.

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Tax debt Reports Declarations Court decisions3 Official announcements8 TTJA decisions–Real estate–.ee domains–Licenses1 Regulations7 Public transactions–Grants–State aid–Public procurement–Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	20 910 €	10 802 €	-	1
2026 Q2	29 873 €	8 814 €	-	1
2026 Q1	6 959 €	6 705 €	-	1
Total 2026:	57 742 €	26 321 €	0 €
2025 Q4	12 397 €	9 404 €	-	1
2025 Q3	13 281 €	13 327 €	-	1
2025 Q2	32 237 €	8 046 €	-	1
2025 Q1	6 517 €	6 038 €	-	1
Total 2025:	64 432 €	36 815 €	0 €
2024 Q4	23 182 €	8 379 €	-	1
2024 Q3	8 517 €	8 562 €	-	1
2024 Q2	32 987 €	14 034 €	-	1
2024 Q1	6 131 €	6 197 €	-	1
Total 2024:	70 817 €	37 172 €	0 €
2023 Q4	9 491 €	9 548 €	-	2
2023 Q3	7 735 €	7 824 €	-	2
2023 Q2	31 893 €	14 976 €	-	2
2023 Q1	6 597 €	6 608 €	-	2
Total 2023:	55 716 €	38 956 €	0 €
2022 Q4	7 784 €	7 831 €	-	1
2022 Q3	7 319 €	7 365 €	-	1
2022 Q2	32 361 €	11 374 €	-	1
2022 Q1	5 450 €	5 496 €	-	1
Total 2022:	52 914 €	32 066 €	0 €
2021 Q4	7 380,83 €	7 427,11 €	-	1
2021 Q3	11 806,34 €	7 317,14 €	-	1
2021 Q2	24 865,18 €	7 221,74 €	-	1
2021 Q1	5 987,75 €	6 011,30 €	-	1
Total 2021:	50 040,10 €	27 977,29 €	0 €
2020 Q4	7 130,07 €	7 176,35 €	-	1
2020 Q3	5 473,32 €	5 518,92 €	-	1
2020 Q2	23 589,47 €	6 869,15 €	-	1
2020 Q1	4 480 €	4 491 €	0 €	1
Total 2020:	40 672,86 €	24 055,42 €	0 €
2019 Q4	4 127 €	4 162 €	0 €	1
2019 Q3	4 683 €	4 718 €	0 €	1
2019 Q2	6 698 €	4 820 €	0 €	1
2019 Q1	3 669 €	3 705 €	0 €	1
Total 2019:	19 177 €	17 405 €	0 €
2018 Q4	4 826 €	4 857 €	0 €	1
2018 Q3	3 529 €	3 561 €	0 €	1
2018 Q2	8 317 €	4 348 €	0 €	1
2018 Q1	2 754 €	2 786 €	0 €	1
Total 2018:	19 426 €	15 552 €	0 €
2017 Q4	4 824 €	4 861 €	0 €	1
2017 Q3	3 541 €	3 578 €	0 €	1
2017 Q2	9 100 €	3 881 €	0 €	1
2017 Q1	2 556 €	2 588 €	0 €	1
Total 2017:	20 021 €	14 908 €	0 €
2016 Q4	3 120 €	3 151 €	0 €	1
2016 Q3	2 908 €	2 940 €	0 €	1
2016 Q2	7 886 €	2 917 €	0 €	1
2016 Q1	2 023 €	2 055 €	0 €	1
Total 2016:	15 937 €	11 063 €	0 €
2015 Q4	3 389 €	3 431 €	0 €	1
2015 Q3	2 737 €	2 768 €	0 €	1
2015 Q2	4 661 €	2 693 €	0 €	1
2015 Q1	2 196 €	2 256 €	0 €	1
Total 2015:	12 983 €	11 148 €	0 €

Revenue by industry

	2022	2024	2025
Other financial service activities n.e.c., except insurance and pension funding		30 100 €	30 585 €
Provision of other financial services n.e.c., except insurance and pension funding	19 020 €

Tax debts

No tax debt found

No tax debt as of 23.10.2026

Representatives

	Personal ID code
Tatjana Makarova	45205XXXXXX	07.05.1952 (74)	Board member	23.11.2016	-

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Shareholders

	Personal ID code
Uku Tammaru	37406XXXXXX	21.06.1974 (52)	Shareholder	2 000 EUR	80,00%	Sole ownership	01.09.2023	-
Tatjana Makarova	45205XXXXXX	07.05.1952 (74)	Shareholder	500 EUR	20,00%	Sole ownership	01.09.2023	-

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Other persons

	Personal ID code
Marina Lillo	46201XXXXXX	30.01.1962 (64)	Audit firm	02.06.2014	-
Taivo Lillo	35808XXXXXX	09.08.1958 (68)	Audit firm	02.06.2014	-
Audit Vikneti osaühing	10147980	28.05.1997 (29)	Audit firm	02.06.2014	-
Vitali Makarov	34703XXXXXX	30.03.1947 (79)	Founder	01.02.2012	-

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Ultimate beneficial owners

	Personal ID code
Uku Tammaru	37406XXXXXX	21.06.1974 (52)	More than 50 % of voting rights in the consolidated entity	04.06.2019	-

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Holdings in companies


Ingria Company OÜ	09.08.2017	Shareholder	2 500 EUR	100,00%	Sole ownership	20.11.2023	-

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2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 51,66%
Monthly average: 3 601 €
Per employee: 3 601 €

State taxes

Monthly average: 6 970 €
Turnover ratio: -

Estimated salary

Gross salary: 6 335 €
Net salary: 4 917 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	3 353 182 €+80,9%	1 853 857 €−3,6%	1 923 564 €+5,5%	1 823 791 €+129%	794 735 €−21,1%	1 007 336 €−34,0%	1 526 409 €
Non-current assets	4 068 481 €−25,6%	5 465 594 €+4,7%	5 220 819 €−2,4%	5 350 034 €+20,7%	4 433 566 €+26,5%	3 505 763 €+44,5%	2 426 933 €
Total assets	7 421 663 €+1,4%	7 319 451 €+2,5%	7 144 383 €−0,4%	7 173 825 €+37,2%	5 228 301 €+15,8%	4 513 099 €+14,2%	3 953 342 €
Short-term liabilities	711 703 €−26,1%	962 416 €+39,0%	692 456 €−16,5%	829 743 €+40,7%	589 568 €+19,6%	492 948 €−64,6%	1 393 933 €
Long-term liabilities	6 504 623 €+4,7%	6 211 150 €−0,2%	6 226 560 €+0,7%	6 183 740 €+38,8%	4 456 030 €+15,6%	3 853 300 €+58,2%	2 436 250 €
Total liabilities	7 216 326 €+0,6%	7 173 566 €+3,7%	6 919 016 €−1,3%	7 013 483 €+39,0%	5 045 598 €+16,1%	4 346 248 €+13,5%	3 830 183 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	50 385 €+5 154%	959 €−98,3%	57 592 €−23,2%	74 953 €+16,9%	64 101 €+27,2%	50 409 €+12,1%	44 960 €
Net profit	152 452 €+7,0%	142 426 €+27,9%	111 367 €+34,8%	82 639 €−28,7%	115 852 €+1,9%	113 692 €+50,7%	75 449 €
Equity	205 337 €+40,8%	145 885 €−35,3%	225 367 €+40,6%	160 342 €−12,2%	182 703 €+9,5%	166 851 €+35,5%	123 159 €
Turnover	-	-	-	-	-	-	-
Profit margin	-	-	-	-	-	-	-

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	2,2	1,3
Quick ratio	2,1	1,3
Cash ratio	0,2	0,6
Efficiency
Days sales outstanding (dso)	-	-
Asset turnover	-	-
Structure
Debt ratio	1,0	1,0
Profitability
Operating margin	-	-
Net profit margin	-	-
Return on assets (roa)	-	-
Return on equity (roe)	-	-

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Licences & notices


License	FFA000049	Financial services	Valid	14.10.2014	-

Regulations


Ä 10165165 / 7	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023
Ä 10165165 / 6	17.01.2018	Entry – Amendment entry	-	Entered into force17.01.2018
Ä 10165165 / 5	02.12.2017	Entry – Amendment entry	-	Entered into force02.12.2017
Ä 10165165 / 4	23.11.2016	Entry – Amendment entry	-	Entered into force23.11.2016
Ä 10165165 / 3	23.09.2016	Entry – Amendment entry	-	Entered into force23.09.2016

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-21-18232/107	-	Court ruling	Bankruptcy law	Üllar Roostoja, Kersti Kerstna-Vaks, Indrek Parrest	ECLI:EE:TRRK:2023:2.21.18232.25400	21.12.2023	Open
2-23-15077/3	Kohtu I astme menetlus	Court ruling	Enforcement	Karin Mölder	ECLI:EE:HMK:2023:2.23.15077.21939	30.10.2023	Open
2-21-18232/42	Kohtu I astme menetlus	Court rulingBankruptcy ruling	Bankruptcy law	Zakaria Nemsitsveridze	ECLI:EE:TMK:2022:2.21.18232.4935	28.03.2022	Open

Official announcements


Notice of approval of the list of creditors	21.12.2023	PDF
Notice of auction of immovable property in bankruptcy proceedings	10.01.2023	PDF
Notice of auction of immovable property in enforcement proceedings	04.01.2023	PDF
Notice of auction of immovable property in enforcement proceedings	13.12.2022	PDF
Notice of auction of immovable property in bankruptcy proceedings	12.12.2022	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains

No domains found

Company has no valid .ee domains

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.