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Krediidi Ressurss OÜ

Legal form:

Private limited company

Registry code:

12229185

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

01.02.2012 (14)

Capital:

2 500 EUR

Address:

Rävala pst 6, Kesklinna linnaosa, Tallinn, Harju maakond, 10143

Status:

Registered

Contacts

Email:

krediidiressurss@gmail.com

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Other financial service activities n.e.c., except insurance and pension funding

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	24.03.2026	Valid
2024	01.01.2024 - 31.12.2024	23.04.2025	Valid
2023	01.01.2023 - 31.12.2023	26.04.2024	Valid
2022	01.01.2022 - 31.12.2022	14.04.2023	Valid
2021	01.01.2021 - 31.12.2021	10.03.2022	Valid
2020	01.01.2020 - 31.12.2020	20.03.2021	Valid
2019	01.01.2019 - 31.12.2019	27.03.2020	Valid
2018	01.01.2018 - 31.12.2018	20.03.2019	Valid
2017	01.01.2017 - 31.12.2017	26.03.2018	Valid
2016	01.01.2016 - 31.12.2016	11.03.2017	Valid
2015	01.01.2015 - 31.12.2015	29.04.2016	Valid
2014	01.01.2014 - 31.12.2014	01.04.2015	Valid
2013	01.01.2013 - 31.12.2013	21.06.2014	Valid
2012	01.02.2012 - 31.12.2012	24.06.2013	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax data

	State taxes	Labour taxes	Employees
2026 Q1	6 959 €	6 705 €	1
Kokku 2026:	6 959 €	6 705 €
2025 Q4	12 138 €	9 404 €	1
2025 Q3	13 281 €	13 327 €	1
2025 Q2	31 978 €	8 046 €	1
2025 Q1	6 517 €	6 038 €	1
Kokku 2025:	63 914 €	36 815 €
2024 Q4	23 182 €	8 379 €	1
2024 Q3	8 517 €	8 562 €	1
2024 Q2	32 987 €	14 034 €	1
2024 Q1	6 131 €	6 197 €	1
Kokku 2024:	70 817 €	37 172 €
2023 Q4	9 491 €	9 548 €	2
2023 Q3	7 735 €	7 824 €	2
2023 Q2	31 893 €	14 976 €	2
2023 Q1	6 597 €	6 608 €	2
Kokku 2023:	55 716 €	38 957 €
2022 Q4	7 784 €	7 831 €	1
2022 Q3	7 319 €	7 365 €	1
2022 Q2	32 361 €	11 374 €	1
2022 Q1	5 450 €	5 496 €	1
Kokku 2022:	52 914 €	32 065 €
2021 Q4	7 381 €	7 427 €	1
2021 Q3	11 806 €	7 317 €	1
2021 Q2	24 865 €	7 222 €	1
2021 Q1	5 988 €	6 011 €	1
Kokku 2021:	50 040 €	27 977 €
2020 Q4	7 130 €	7 176 €	1
2020 Q3	5 473 €	5 519 €	1
2020 Q2	23 589 €	6 869 €	1
2020 Q1	4 480 €	4 491 €	1
Kokku 2020:	40 673 €	24 055 €
2019 Q4	4 127 €	4 162 €	1
2019 Q3	4 683 €	4 718 €	1
2019 Q2	6 698 €	4 820 €	1
2019 Q1	3 669 €	3 705 €	1
Kokku 2019:	19 177 €	17 405 €
2018 Q4	4 826 €	4 857 €	1
2018 Q3	3 529 €	3 561 €	1
2018 Q2	8 317 €	4 348 €	1
2018 Q1	2 754 €	2 786 €	1
Kokku 2018:	19 426 €	15 552 €
2017 Q4	4 824 €	4 861 €	1
2017 Q3	3 541 €	3 578 €	1
2017 Q2	9 100 €	3 881 €	1
2017 Q1	2 556 €	2 588 €	1
Kokku 2017:	20 021 €	14 908 €
2016 Q4	3 120 €	3 151 €	1
2016 Q3	2 908 €	2 940 €	1
2016 Q2	7 886 €	2 917 €	1
2016 Q1	2 023 €	2 055 €	1
Kokku 2016:	15 937 €	11 063 €
2015 Q4	3 389 €	3 431 €	1
2015 Q3	2 737 €	2 768 €	1
2015 Q2	4 661 €	2 693 €	1
2015 Q1	2 196 €	2 256 €	1
Kokku 2015:	12 983 €	11 148 €

Revenue by industry

	2022	2024	2025
Provision of other financial services n.e.c., except insurance and pension funding	19 020 €	30 100 €	30 585 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Tatjana Makarova	45205XXXXXX	07.05.1952 (74)	Board member	23.11.2016	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Tatjana Makarova	45205XXXXXX	07.05.1952 (74)	Shareholder	500,00 EUR	20	Sole ownership	01.09.2023	-
Uku Tammaru	37406XXXXXX	21.06.1974 (51)	Shareholder	2 000,00 EUR	80	Sole ownership	01.09.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Marina Lillo	46201XXXXXX	30.01.1962 (64)	Audit firm	02.06.2014	-
Taivo Lillo	35808XXXXXX	09.08.1958 (67)	Audit firm	02.06.2014	-
Audit Vikneti osaühing	-	-	Audit firm	02.06.2014	-
Vitali Makarov	34703XXXXXX	30.03.1947 (79)	Founder	01.02.2012	-

1 - 4 / 4 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Uku Tammaru	37406XXXXXX	21.06.1974 (51)	More than 50 % of voting rights in the consolidated entity	04.06.2019	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Ingria Company OÜ	09.08.2017	Shareholder	2 500,00 EUR	100	Sole ownership	20.11.2023	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

96,35%

Monthly average

2 235 €

Per employee

2 235 €

State taxes

Monthly average

2 320 €

Turnover ratio

0,00%

Estimated salary

Gross salary

4 005 €

Net salary

3 123 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	3 353 182 €80.9%	1 853 857 €3.6%	1 923 564 €5.5%	1 823 791 €129.5%	794 735 €21.1%	1 007 336 €34.0%	1 526 409 €
Non-current assets	4 068 481 €25.6%	5 465 594 €4.7%	5 220 819 €2.4%	5 350 034 €20.7%	4 433 566 €26.5%	3 505 763 €44.5%	2 426 933 €
Total assets	7 421 663 €1.4%	7 319 451 €2.5%	7 144 383 €0.4%	7 173 825 €37.2%	5 228 301 €15.8%	4 513 099 €14.2%	3 953 342 €
Short-term liabilities	711 703 €26.1%	962 416 €39.0%	692 456 €16.5%	829 743 €40.7%	589 568 €19.6%	492 948 €64.6%	1 393 933 €
Long-term liabilities	6 504 623 €4.7%	6 211 150 €0.2%	6 226 560 €0.7%	6 183 740 €38.8%	4 456 030 €15.6%	3 853 300 €58.2%	2 436 250 €
Total liabilities	7 216 326 €0.6%	7 173 566 €3.7%	6 919 016 €1.3%	7 013 483 €39.0%	5 045 598 €16.1%	4 346 248 €13.5%	3 830 183 €
Share or stock capital	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €
Retained earnings	50 385 €5 153.9%	959 €99.1%	111 500 €48.3%	75 203 €16.9%	64 351 €27.0%	50 659 €12.1%	45 210 €
Net profit	152 452 €7.0%	142 426 €27.9%	111 367 €34.8%	82 639 €28.7%	115 852 €1.9%	113 692 €50.7%	75 449 €
Equity	205 337 €40.8%	145 885 €35.3%	225 367 €40.6%	160 342 €12.2%	182 703 €9.5%	166 851 €35.5%	123 159 €
Turnover	-	-	-	-	-	-	-
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	G.F	W.B	X.O	1.3	2.0
Quick ratio	C.Q	N.Q	F.G	1.3	2.0
Cash ratio	U.U	Y.E	O.Z	0.6	0.3
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	O.S	P.J	Z.X	1.0	1.0
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	B.C%	H.Q%	I.C%	0.0%	0.0%
Return on equity (roe)	W.J%	B.S%	R.R%	0.0%	0.0%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000049	Financial services > Operating as a financing institution	Valid	14.10.2014	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Status
Ä 10165165 / 7	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 10165165 / 6	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 10165165 / 5	02.12.2017	Entry - Amendment entry	Entered into force (02.12.2017)
Ä 10165165 / 4	23.11.2016	Entry - Amendment entry	Entered into force (23.11.2016)
Ä 10165165 / 3	23.09.2016	Entry - Amendment entry	Entered into force (23.09.2016)

1 - 5 / 7 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-21-18232/107	Civil case	Court ruling	Bankruptcy law	Üllar Roostoja, Kersti Kerstna-Vaks, Indrek Parrest	ECLI:EE:TRRK:2023:2.21.18232.25400	21.12.2023
2-23-15077/3	Civil case	Court ruling	Enforcement	Karin Mölder	ECLI:EE:HMK:2023:2.23.15077.21939	30.10.2023
2-21-18232/42	Civil case	Court ruling (Bankruptcy ruling)	Bankruptcy law	Zakaria Nemsitsveridze	ECLI:EE:TMK:2022:2.21.18232.4935	28.03.2022

1 - 3 / 3 rows

Official announcements

Subject	Date
Notice of approval of the list of creditors	21.12.2023
Notice of auction of immovable property in bankruptcy proceedings	10.01.2023
Notice of auction of immovable property in enforcement proceedings	04.01.2023
Notice of auction of immovable property in enforcement proceedings	13.12.2022
Notice of auction of immovable property in bankruptcy proceedings	12.12.2022

Krediidi Ressurss OÜ

Contacts

Industries

VAT liability

No VAT obligation history found

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

Holdings in companies

Aggregate data

Financial ratios

Licences & notices

Licences & notices

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

Official announcements

Official announcements

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found