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VGFS Financial Services Estonia OÜ

Legal form:

Private limited company

Registry code:

12252698

VAT no.:

EE101537841

Fiscal-year period:

01.01 - 31.12

Established:

22.03.2012 (14)

Capital:

600 000 EUR

Address:

Kurekivi tee 10, Lehmja küla, Rae vald, Harju maakond, 75306

Status:

Registered

Contacts

Email:

vfs.info.ee@volvo.com

Phone:

+372 6718360

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Other financial service activities n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE101537841	10.05.2012

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	10.07.2025	Valid
2023	01.01.2023 - 31.12.2023	12.07.2024	Valid
2022	01.01.2022 - 31.12.2022	25.10.2023	Valid
2021	01.01.2021 - 31.12.2021	06.03.2023	Valid
2020	01.01.2020 - 31.12.2020	26.08.2022	Valid
2019	01.01.2019 - 31.12.2019	12.05.2021	Valid
2018	01.01.2018 - 31.12.2018	10.06.2020	Valid
2017	01.01.2017 - 31.12.2017	19.06.2018	Valid
2016	01.01.2016 - 31.12.2016	20.06.2017	Valid
2015	01.01.2015 - 31.12.2015	30.06.2016	Valid
2014	01.01.2014 - 31.12.2014	02.11.2015	Valid
2013	01.01.2013 - 31.12.2013	21.11.2014	Valid
2012	22.03.2012 - 31.12.2012	12.06.2014	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

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020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	176 311 €	14 715 €	2 887 683 €21.6%	3
Kokku 2026:	176 311 €	14 715 €	2 887 683 €
2025 Q4	94 415 €	16 099 €	2 374 592 €26.6%	3
2025 Q3	49 895 €	15 787 €	1 875 640 €6.9%	3
2025 Q2	35 004 €	19 154 €	1 753 803 €24.5%	3
2025 Q1	140 838 €	14 661 €	2 322 282 €25.8%	3
Kokku 2025:	320 152 €	65 701 €	8 326 317 €38.6%
2024 Q4	79 730 €	14 238 €	3 128 343 €2.5%	3
2024 Q3	154 645 €	14 420 €	3 208 791 €33.2%	3
2024 Q2	61 321 €	17 133 €	4 805 919 €98.2%	3
2024 Q1	58 413 €	17 073 €	2 424 469 €37.7%	3
Kokku 2024:	354 109 €	62 864 €	13 567 522 €22.6%
2023 Q4	77 070 €	14 141 €	3 891 656 €18.2%	3
2023 Q3	68 248 €	17 038 €	4 757 361 €19.3%	3
2023 Q2	68 955 €	14 420 €	3 986 135 €18.7%	3
2023 Q1	77 040 €	11 754 €	4 904 723 €34.6%	3
Kokku 2023:	291 312 €	57 353 €	17 539 875 €15.3%
2022 Q4	74 117 €	11 146 €	7 498 928 €98.4%	3
2022 Q3	39 059 €	11 675 €	3 778 783 €33.6%	3
2022 Q2	74 026 €	12 033 €	5 687 954 €51.9%	3
2022 Q1	104 611 €	5 821 €	3 744 487 €34.0%	3
Kokku 2022:	291 813 €	40 676 €	20 710 152 €37.6%
2021 Q4	11 054 €	11 306 €	5 675 055 €91.1%	1
2021 Q3	73 795 €	7 951 €	2 970 038 €15.5%	2
2021 Q2	52 217 €	10 122 €	3 514 934 €21.4%	3
2021 Q1	26 759 €	7 917 €	2 896 417 €10.3%	3
Kokku 2021:	163 825 €	37 296 €	15 056 444 €20.9%
2020 Q4	79 488 €	7 515 €	3 227 777 €56.7%	2
2020 Q3	35 335 €	7 691 €	2 060 048 €52.8%	2
2020 Q2	99 414 €	9 257 €	4 368 789 €56.1%	2
2020 Q1	7 706 €	7 890 €	2 798 852 €30.1%	3
Kokku 2020:	221 943 €	32 353 €	12 455 466 €30.1%
2019 Q4	242 388 €	8 232 €	4 004 460 €12.4%	3
2019 Q3	8 285 €	8 324 €	3 564 072 €34.1%	2
2019 Q2	214 897 €	8 294 €	5 406 003 €11.4%	2
2019 Q1	22 587 €	7 826 €	4 854 128 €2.6%	2
Kokku 2019:	488 157 €	32 676 €	17 828 663 €5.2%
2018 Q4	0 €	8 190 €	4 981 389 €15.9%	2
2018 Q3	100 750 €	7 553 €	4 297 451 €23.2%	2
2018 Q2	129 943 €	10 115 €	5 596 191 €42.4%	4
2018 Q1	5 898 €	5 924 €	3 929 981 €28.7%	4
Kokku 2018:	236 591 €	31 782 €	18 805 012 €17.0%
2017 Q4	0 €	9 396 €	5 510 685 €179.5%	3
2017 Q3	32 521 €	7 458 €	1 971 298 €45.9%	3
2017 Q2	0 €	9 345 €	3 645 907 €26.2%	3
2017 Q1	31 299 €	7 372 €	4 938 348 €4 646.9%	3
Kokku 2017:	63 820 €	33 571 €	16 066 238 €3 649.6%
2016 Q4	0 €	7 386 €	104 033 €0.6%	2
2016 Q3	0 €	7 345 €	103 448 €12.4%	2
2016 Q2	0 €	8 382 €	118 059 €14.7%	2
2016 Q1	0 €	7 309 €	102 936 €15.2%	2
Kokku 2016:	0 €	30 422 €	428 476 €40.2%
2015 Q4	-36 270 €	6 853 €	89 364 €1.5%	2
2015 Q3	-42 208 €	6 957 €	90 721 €19.9%	2
2015 Q2	15 682 €	5 801 €	75 646 €52.0%	2
2015 Q1	62 797 €	3 818 €	49 779 €	2
Kokku 2015:	1 €	23 429 €	305 510 €

Revenue by industry

	2022	2023	2024
Provision of other financial services n.e.c., except insurance and pension funding	2 351 744 €	3 282 961 €	3 187 861 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Krista Ovsjankina	49301XXXXXX	15.01.1993 (33)	Board member	16.04.2026	-
Kristaps Jankovics	-	08.01.1986 (40)	Board member	20.06.2025	-
Kristians Ketlers	-	02.03.1993 (33)	Board member	21.07.2022	-

8 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Volvo Estonia OÜ	10918XXX	02.01.2003 (23)	Shareholder	600 000,00 EUR	100	Sole ownership	01.09.2023	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Volvo Estonia OÜ	10918XXX	-	Founder	19.03.2012	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Mats Harry Backman	-	-	Member of higher governing body (board or supervisory board)	27.12.2023	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

2 887 683 €

Monthly average

962 561 €

Per employee

320 854 €

Equity ratio

160,43%

Labour taxes

Turnover ratio

0,51%

Tax ratio

8,35%

Monthly average

4 905 €

Per employee

1 635 €

State taxes

Monthly average

58 770 €

Turnover ratio

6,11%

Estimated salary

Gross salary

2 995 €

Net salary

2 372 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	10 600 846 €0.6%	10 669 314 €7.7%	11 557 005 €8.6%	10 639 738 €8.9%	9 771 994 €13.9%	11 347 407 €
Non-current assets	20 924 892 €16.6%	25 100 104 €0.5%	25 225 976 €12.0%	22 529 860 €0.5%	22 650 828 €1.7%	23 032 480 €
Total assets	31 525 740 €11.9%	35 769 416 €2.8%	36 782 984 €10.9%	33 169 598 €2.3%	32 422 820 €5.7%	34 379 888 €
Short-term liabilities	10 823 970 €14.8%	12 700 063 €3.4%	12 283 772 €1.0%	12 157 425 €6.3%	11 433 818 €3.5%	11 049 986 €
Long-term liabilities	18 390 920 €11.8%	20 855 202 €7.0%	22 431 256 €14.1%	19 661 594 €2.1%	20 093 598 €11.4%	22 687 080 €
Total liabilities	29 214 890 €12.9%	33 555 265 €3.3%	34 715 028 €9.1%	31 819 019 €0.9%	31 527 416 €6.5%	33 737 066 €
Share or stock capital	600 000 €	600 000 €	600 000 €	600 000 €	600 000 €	600 000 €
Retained earnings	1 325 153 €9.7%	1 467 953 €95.6%	750 579 €154.1%	295 405 €589.9%	42 821 €160.9%	-70 363 €
Net profit	385 697 €163.8%	146 200 €79.6%	717 374 €57.6%	455 174 €80.2%	252 584 €123.2%	113 184 €
Equity	2 310 850 €4.4%	2 214 153 €7.1%	2 067 953 €53.1%	1 350 579 €50.8%	895 405 €39.3%	642 821 €
Turnover	3 187 861 €2.9%	3 282 961 €39.6%	2 351 744 €16.4%	2 020 926 €0.3%	2 014 885 €117.9%	924 742 €
Profit margin	12.10%171.7%	4.45%85.4%	30.50%35.4%	22.52%79.7%	12.54%2.4%	12.24%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	D.Y	S.V	G.K	0.9	0.9
Quick ratio	N.R	E.A	R.F	0.9	0.9
Cash ratio	D.Y	E.Q	J.S	0.0	0.0
Efficiency
Days sales outstanding (dso)	V SBO.L	P EII.M	N IYA.B	3 157.3	3 706.6
Asset turnover	B.V	V.U	B.D	0.1	0.1
Structure
Debt ratio	M.G	W.P	Z.O	1.0	1.0
Profitability
Operating margin	NF.C%	H.Q%	VC.U%	22.5%	12.5%
Net profit margin	VS.V%	C.W%	RS.Z%	22.5%	12.5%
Return on assets (roa)	K.A%	S.S%	G.N%	1.4%	0.8%
Return on equity (roe)	BU.X%	Z.L%	YQ.H%	33.7%	28.2%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000108	Financial services > Operating as a financing institution	Valid	04.11.2014	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10166934 / 16	16.04.2026	Entry - Amendment entry		Entered into force (16.04.2026)
Ä 10166934 / 15	20.06.2025	Entry - Amendment entry		Entered into force (20.06.2025)
Ä 10166934 / M3	09.07.2024	Fine-warning order – annual report not filed	08.08.2024	Deficiencies remedied (13.07.2024)
Ä 10166934 / 14	25.10.2023	Entry - Amendment entry		Entered into force (25.10.2023)
Ä 10166934 / M2	06.10.2023	Fine-warning order – annual report not filed	05.11.2023	Deficiencies remedied (26.10.2023)

1 - 5 / 19 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-19-20689/65	Civil case	Court judgment	Law of obligations	Peeter Pällin, Margo Klaar, Imbi Sidok-Toomsalu	ECLI:EE:TLRK:2024:2.19.20689.8946	15.03.2024
2-19-20689/51	Civil case	Court judgment	Law of obligations	Tiia Bergson	ECLI:EE:HMK:2023:2.19.20689.25789	25.01.2023
2-22-13387/6	Civil case	Court ruling (Bankruptcy ruling)	Bankruptcy law	Hiie Lindmets	ECLI:EE:TMK:2022:2.22.13387.19674	18.10.2022
2-19-20622/42	Civil case	Court ruling	Reorganisation	Andra Pärsimägi, Triin Uusen-Nacke, Indrek Parrest	ECLI:EE:TRRK:2020:2.19.20622.24618	22.09.2020

1 - 4 / 4 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
18.07.2023	Sihtasutus Teater Vanemuine	1 035.43 € Received	OPERATING EXPENSES Theatres
26.06.2023	Sihtasutus Teater Vanemuine	1 035.43 € Received	OPERATING EXPENSES Theatres
26.05.2023	Sihtasutus Teater Vanemuine	1 035.43 € Received	OPERATING EXPENSES Theatres
26.04.2023	Sihtasutus Teater Vanemuine	1 035.43 € Received	OPERATING EXPENSES Theatres
27.03.2023	Sihtasutus Teater Vanemuine	1 035.43 € Received	OPERATING EXPENSES Theatres

VGFS Financial Services Estonia OÜ

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

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Representatives

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Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

Licences & notices

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

Official announcements

No official announcements found

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found