Montonio Finance OÜ

Legal form:: Private limited company
Registry code:: 14557628
VAT no.:: EE102110393
Fiscal-year period:: 01.01 - 31.12
Established:: 03.09.2018 (8 y)
Capital:: 13 688,97 EUR
Address:: Rotermanni tn 8, Kesklinna linnaosa, Tallinn, Harju maakond, 10111
Status:: Registered
LEI code:: 9845009F01E96A0KCF93 (expired 15.10.2025)

Follow changes

We notify you when the board, address or status changes or a tax debt appears.

Add to monitoring

Contacts

Phone:: +372 53334770
Email:: info@montonio.com

Data export

Create targeted sales lists in seconds

Choose the right criteria, export the data and start selling faster than ever!

Learn more

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 – Other financial service activities n.e.c., except insurance and pension funding

Industry TOPNo. 2 of 219 companies

1.VGFS Financial Services Estonia OÜ9.3M €
2.Montonio Finance OÜ5.2M €
3.Creditstar Group AS4.5M €
4.Wise Assets Europe AS4.4M €
5.Or Technologies Limited OÜ4.2M €
6.Saturn Investments OÜ2.9M €
7.Brink's Estonia OÜ2.8M €
8.Maksekeskus AS2.1M €
9.Sihtasutus Keskkonnainvesteeringute Keskus2M €
10.Lightyear Europe AS2M €

Main activity 64991 · turnover over the last 4 quarters

All companies →

VAT liability

VAT no.	Start	End
EE102110393	01.11.2018	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	30.06.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	30.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	28.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	30.06.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	30.06.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	29.06.2021	Valid	PDF
2019	03.09.2018 – 31.12.2019	31.10.2020	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 23.10.2026.

Delayed declarations

Intra-Community supply report	22.12.2025	30.12.2025	8 d overdue
Intra-Community supply report	20.10.2025	23.10.2025	3 d overdue

Check company creditworthiness in seconds

Detailed reviews of company financial risks and strengths

3€ /monthGet started

Tax debt Reports Declarations Court decisions–Official announcements–TTJA decisions–Real estate–.ee domains1 Licenses–Regulations25 Public transactions18 Grants1 State aid33 Public procurement–Holdings in companies2 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	240 089 €	262 090 €	920 536 €+6,7%	27
2026 Q2	232 825 €	241 368 €	862 395 €−69,7%	29
2026 Q1	234 737 €	253 901 €	2,84 M €+393%	30
Total 2026:	707 651 €	757 359 €	4,63 M €
2025 Q4	278 030 €	298 753 €	576 665 €+14,5%	31
2025 Q3	275 685 €	296 416 €	503 778 €−0,5%	32
2025 Q2	268 777 €	291 673 €	506 298 €−79,0%	32
2025 Q1	276 988 €	297 375 €	2,41 M €+648%	28
Total 2025:	1,10 M €	1,18 M €	4,00 M €
2024 Q4	251 172 €	268 743 €	322 372 €+14,8%	29
2024 Q3	276 781 €	294 760 €	280 876 €−11,9%	27
2024 Q2	328 743 €	352 160 €	318 868 €−85,2%	29
2024 Q1	281 379 €	297 077 €	2,16 M €+629%	35
Total 2024:	1,14 M €	1,21 M €	3,08 M €
2023 Q4	254 763 €	272 771 €	295 478 €+25,8%	34
2023 Q3	264 100 €	275 511 €	234 933 €−4,5%	33
2023 Q2	237 785 €	254 298 €	246 065 €−74,3%	29
2023 Q1	225 008 €	238 440 €	955 970 €+359%	30
Total 2023:	981 656 €	1,04 M €	1,73 M €
2022 Q4	220 100 €	236 056 €	208 265 €−7,4%	29
2022 Q3	188 072 €	191 406 €	224 787 €+77,8%	31
2022 Q2	93 878 €	99 877 €	126 449 €+113%	25
2022 Q1	62 645 €	65 202 €	59 380 €+13,0%	9
Total 2022:	564 695 €	592 541 €	618 881 €
2021 Q4	47 539,33 €	50 598,22 €	52 550,51 €+78,4%	10
2021 Q3	29 882,69 €	31 678,20 €	29 458,71 €+8,8%	8
2021 Q2	19 577,72 €	20 799,80 €	27 077,65 €+66,1%	4
2021 Q1	17 329,15 €	18 356,52 €	16 298,47 €+19,9%	7
Total 2021:	114 328,89 €	121 432,74 €	125 385,34 €
2020 Q4	17 075,69 €	17 713,46 €	13 593,54 €+83,2%	7
2020 Q3	13 040,93 €	13 802,63 €	7 420,13 €+13,7%	6
2020 Q2	12 973,14 €	13 729,14 €	6 524,07 €+743%	6
2020 Q1	9 332 €	9 918 €	774 €−77,3%	6
Total 2020:	52 421,76 €	55 163,23 €	28 311,74 €
2019 Q4	7 194 €	7 679 €	3 409 €+255%	6
2019 Q3	7 299 €	7 788 €	960 €−86,9%	6
2019 Q2	6 953 €	7 417 €	7 345 €+169%	6
2019 Q1	4 698 €	5 000 €	2 734 €+30 278%	6
Total 2019:	26 144 €	27 884 €	14 448 €
2018 Q4	0 €	0 €	9 €	6
Total 2018:	0 €	0 €	9 €

Revenue by industry

	2023	2024	2025
Other financial service activities n.e.c., except insurance and pension funding		2 406 466 €	2 973 791 €
Provision of other financial services n.e.c., except insurance and pension funding	2 111 531 €

Tax debts

No tax debt found

No tax debt as of 23.10.2026

Representatives

	Personal ID code
Kristofer Turmen	39702XXXXXX	12.02.1997 (29)	Board member	22.04.2026	-
Johan Oscar Nord	-	16.12.1980 (45)	Board member	14.08.2024	-
Rasmus Õisma	39607XXXXXX	05.07.1996 (30)	Board member	28.09.2018	-

84 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Shareholders

	Personal ID code
INDEX VENTURES XI (JERSEY), L.P.	3 5 2XX	-	Shareholder	2 889,67 EUR	21,11%	Sole ownership	28.07.2025	-
Init Five OÜ	16804479	25.08.2023 (3)	Shareholder	1 222,36 EUR	8,93%	Sole ownership	08.09.2025	-
Valint & Balk OÜ	17294661	04.08.2025 (1)	Shareholder	1 222,36 EUR	8,93%	Sole ownership	08.09.2025	-
Varenthor OÜ	17297174	06.08.2025 (1)	Shareholder	1 222,36 EUR	8,93%	Sole ownership	08.09.2025	-
Usaldusfond Superangel One	14435150	22.02.2018 (8)	Shareholder	1 210,73 EUR	8,84%	Sole ownership	28.04.2022	-

84 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Other persons

	Personal ID code
Markus Lember	39710XXXXXX	23.10.1997 (29)	Supervisory-board member	13.03.2026	-
Karel Nappus	39705XXXXXX	30.05.1997 (29)	Chairman of the supervisory board	28.04.2022	-
Julia Andre	-	12.10.1991 (35)	Supervisory-board member	28.04.2022	-
Stanislav Ivanov	37609XXXXXX	14.09.1976 (50)	Supervisory-board member	28.04.2022	-
Markus Lember	39710XXXXXX	23.10.1997 (29)	Founder	31.08.2018	-

84 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Ultimate beneficial owners

	Personal ID code
Karel Nappus	39705XXXXXX	30.05.1997 (29)	Member of higher governing body (board or supervisory board)	30.08.2022	-
Kristofer Turmen	39702XXXXXX	12.02.1997 (29)	Member of higher governing body (board or supervisory board)	30.08.2022	-
Markus Lember	39710XXXXXX	23.10.1997 (29)	Member of higher governing body (board or supervisory board)	30.08.2022	-

84 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Holdings in companies


Montonio Finance Europe OÜ	17.10.2018	Shareholder	2 500 EUR	100,00%	Sole ownership	02.09.2023	-
Montonio Finance OÜ	03.09.2018	Shareholder	352 EUR	2,57%	Sole ownership	26.06.2024	-

4 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

2026 Q3

Turnover

Amount: 920 536 €
Monthly average: 306 845 €
Per employee: 11 365 €
Equity ratio: 2 241,55%

Labour taxes

Turnover ratio: 28,47%
Tax ratio: 109,16%
Monthly average: 87 363 €
Per employee: 3 120 €

State taxes

Monthly average: 80 030 €
Turnover ratio: 26,08%

Estimated salary

Gross salary: 5 515 €
Net salary: 4 301 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	4 164 223 €+24,6%	3 342 187 €−21,5%	4 257 189 €−52,3%	8 929 074 €+558%	1 356 721 €+582%	198 861 €+538%	31 147 €
Non-current assets	7 114 373 €+41,1%	5 040 574 €+24,0%	4 065 686 €+275%	1 085 308 €+608%	153 304 €−12,8%	175 871 €+338%	40 180 €
Total assets	10 290 922 €+17,2%	8 780 761 €+23,1%	7 134 642 €−30,3%	10 234 175 €+578%	1 510 025 €+303%	374 732 €+425%	71 327 €
Short-term liabilities	2 129 913 €−66,4%	6 333 934 €+490%	1 074 005 €+90,5%	563 652 €+483%	96 677 €+287%	24 978 €+41,9%	17 604 €
Long-term liabilities	2 000 000 €	-	-	-	-	-	-
Total liabilities	4 129 913 €−34,8%	6 333 934 €+490%	1 074 005 €+90,5%	563 652 €+483%	96 677 €+287%	24 978 €+41,9%	17 604 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	-13 587 020 €−56,2%	-8 698 237 €−101%	-4 337 712 €−246%	-1 252 712 €−240%	-368 589 €−147%	-148 981 €−173%	202 704 €
Net profit	-3 496 586 €+28,5%	-4 889 173 €−11,8%	-4 374 892 €−41,8%	-3 085 000 €−273%	-826 052 €−276%	-219 608 €−47,4%	-148 981 €
Equity	6 161 009 €+152%	2 446 827 €−59,6%	6 060 247 €−37,6%	9 716 076 €+587%	1 413 348 €+304%	349 754 €+551%	53 723 €
Turnover	5 246 464 €+91,0%	2 746 392 €+142%	1 132 720 €+229%	344 510 €+1 005%	31 189 €+96,5%	15 876 €	-
Profit margin	-66,6%	-178,0%	-386,2%	-895,5%	-2 648,5%	-1 383,3%	-

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-2 403 887 €	-687 561 €
Liquidity
Current ratio	15,8	14,0
Quick ratio	15,8	14,0
Cash ratio	14,5	13,8
Efficiency
Days sales outstanding (dso)	65,8	433,7
Asset turnover	0,1	0,0
Structure
Debt ratio	0,1	0,1
Profitability
Operating margin	-354,9%	-2 222,3%
Net profit margin	-448,6%	-2 648,5%
Return on assets (roa)	-52,0%	-87,7%
Return on equity (roe)	-31,6%	-58,4%

Data export

These figures for over 281,000 companies, in one table

Revenue, EBITDA, ROE, ROA and other ratios
Up to five years of reports at once
Excel, CSV or JSON, updated daily

See how it works

To view all financial ratios, you need to subscribe to extended access to the info portal!

3€ /monthGet started

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 50101530 / 19	29.07.2026	Entry – Amendment entry	-	Entered into force29.07.2026
Ä 50101530 / 18	22.04.2026	Entry – Amendment entry	-	Entered into force22.04.2026
Ä 50101530 / M6	09.04.2026	Order to remedy deficiencies for correcting extra-entry data – Amendment entry	23.04.2026	Deficiencies remedied16.04.2026
Ä 50101530 / M5	27.03.2026	Directive order – Amendment entry	09.04.2026	Entered into force27.03.2026
Ä 50101530 / 17	29.07.2025	Entry – Amendment entry	-	Entered into force29.07.2025

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


26.08.2026	Eesti Rahva Muuseum	513,04 €Received	OPERATING EXPENSESMuseums
14.08.2026	Sihtasutus Eesti Ajaloomuuseum	114,70 €Received	OPERATING EXPENSESMuseums
14.08.2026	Sihtasutus KULTUURILEHT	111,66 €Received	OPERATING EXPENSESBroadcasting and publishing services
14.06.2026	Sihtasutus Tallinna Ettevõtlusinkubaatorid	126,80 €Received	OPERATING EXPENSESGeneral economic and trade policy
14.04.2026	Sihtasutus KULTUURILEHT	202,43 €Received	OPERATING EXPENSESBroadcasting and publishing services

Funded projects


Montonio kontserniülene ERP juurutamine ja reaalajamajanduse andmevahetuse arendamine2021-2027.1.03.26-1944	(EK nr 1.3) VKEde kestliku majanduskasvu ja konkurentsivõime tõhustamineERDF · Ettevõtluse ja Innovatsiooni Sihtasutus	01.07.2026 – 31.12.20262021-2027	112 937,50 €support 50,0%	-	Funded

State aid


05.10.2026	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	30 659,13 €	241718/2600597
18.08.2026	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 262012	EK grupierandi määrus 651/2014 Teadus- ja arendustegevuseks ning innovatsiooniks antav abi (artiklid 25-30) › Protsessi- ja organisatsiooniinnovatsiooniks antav abi (artikkel 29)Grant	38 787,50 €	262012/2600003
26.03.2026	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	43 696,37 €	241718/2600236
08.10.2025	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	54 578,02 €	241718/2500471
08.10.2025	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	1 222,69 €	241718/2500475

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


montonio.ee	Active	22.08.2018	23.08.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.