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Jah

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Credit.ee OÜ

Legal form:

Private limited company

Registry code:

11898079

VAT no.:

EE102385791

Fiscal-year period:

01.01 - 31.12

Established:

19.02.2010 (16)

Capital:

50 500 EUR

Address:

Ülikooli tn 2a, Tartu linn, Tartu linn, Tartu maakond, 51003

Status:

In liquidation

Contacts

Email:

juhatus@credit.ee

Phone:

+372 6560000

Website:

http://www.credit.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE102385791	12.07.2021
EE102385791	30.06.2021	11.07.2021

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	21.07.2025	Valid
2023	01.01.2023 - 31.12.2023	30.08.2024	Valid
2022	01.01.2022 - 31.12.2022	26.10.2023	Valid
2021	01.01.2021 - 31.12.2021	18.11.2022	Valid
2020	01.01.2020 - 31.12.2020	15.10.2021	Valid
2019	01.01.2019 - 31.12.2019	05.05.2020	Valid
2018	01.01.2018 - 31.12.2018	05.11.2019	Valid
2017	01.01.2017 - 31.12.2017	06.10.2018	Valid
2016	01.01.2016 - 31.12.2016	27.09.2017	Valid
2015	01.01.2015 - 31.12.2015	06.12.2016	Valid
2014	01.01.2014 - 31.12.2014	09.06.2015	Valid
2013	01.01.2013 - 31.12.2013	05.06.2015	Valid
2013	01.01.2013 - 31.12.2013	06.02.2014	Expired
2012	01.01.2012 - 31.12.2012	15.03.2013	Valid
2011	01.01.2011 - 31.12.2011	04.06.2012	Valid
2010	19.02.2010 - 31.12.2010	27.06.2011	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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View summary

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Tax debt

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Unsubmitted reports

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780

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TTJA decisions

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	16 200 €	17 083 €	1 707 €21.5%	5
Kokku 2026:	16 200 €	17 083 €	1 707 €
2025 Q4	17 325 €	18 076 €	2 174 €20.2%	5
2025 Q3	16 075 €	16 887 €	1 808 €8.8%	5
2025 Q2	15 977 €	16 631 €	1 662 €3.2%	5
2025 Q1	15 396 €	15 926 €	1 610 €123.0%	5
Kokku 2025:	64 773 €	67 520 €	7 254 €99.2%
2024 Q4	14 167 €	14 751 €	722 €26.7%	5
2024 Q3	16 578 €	17 481 €	570 €54.8%	5
2024 Q2	16 323 €	17 113 €	1 260 €15.6%	7
2024 Q1	17 795 €	18 752 €	1 090 €	7
Kokku 2024:	64 863 €	68 097 €	3 642 €4 643.4%
2023 Q4	19 599 €	20 824 €	0 €	7
2023 Q3	19 944 €	21 324 €	0 €	8
2023 Q2	21 608 €	23 197 €	0 €100.0%	9
2023 Q1	18 350 €	19 722 €	77 €65.6%	10
Kokku 2023:	79 500 €	85 066 €	77 €80.9%
2022 Q4	21 589 €	23 185 €	223 €	9
2022 Q3	22 315 €	23 979 €	0 €100.0%	12
2022 Q2	23 687 €	25 597 €	26 €82.9%	12
2022 Q1	21 025 €	22 703 €	153 €37.5%	14
Kokku 2022:	88 616 €	95 464 €	403 €64.3%
2021 Q4	20 047 €	21 578 €	245 €	12
2021 Q3	22 785 €	24 633 €	0 €	13
2021 Q2	24 864 €	26 945 €	0 €	15
2021 Q1	25 742 €	27 848 €	0 €	16
Kokku 2021:	93 438 €	101 004 €	245 €
2020 Q4	25 367 €	27 565 €	0 €	18
2020 Q3	27 877 €	30 271 €	0 €	18
2020 Q2	30 083 €	32 577 €	0 €	19
2020 Q1	27 325 €	29 601 €	0 €	20
Kokku 2020:	110 652 €	120 014 €	0 €
2019 Q4	27 389 €	29 702 €	0 €	19
2019 Q3	27 391 €	29 650 €	0 €	22
2019 Q2	25 623 €	27 641 €	0 €	17
2019 Q1	27 711 €	29 887 €	0 €	17
Kokku 2019:	108 114 €	116 880 €	0 €
2018 Q4	23 536 €	25 407 €	0 €	14
2018 Q3	23 086 €	24 933 €	0 €	15
2018 Q2	21 284 €	22 975 €	0 €	14
2018 Q1	19 464 €	20 996 €	0 €	13
Kokku 2018:	87 370 €	94 311 €	0 €
2017 Q4	18 110 €	19 470 €	0 €	12
2017 Q3	19 358 €	20 805 €	0 €	12
2017 Q2	16 146 €	17 295 €	0 €	13
2017 Q1	15 025 €	16 061 €	0 €	10
Kokku 2017:	68 639 €	73 631 €	0 €
2016 Q4	14 024 €	15 006 €	0 €	10
2016 Q3	15 690 €	16 810 €	0 €	10
2016 Q2	14 778 €	15 844 €	0 €	10
2016 Q1	25 552 €	22 054 €	0 €	10
Kokku 2016:	70 044 €	69 714 €	0 €
2015 Q4	15 617 €	16 501 €	0 €	1
2015 Q3	18 343 €	13 108 €	0 €	1
2015 Q2	12 856 €	13 584 €	0 €	1
2015 Q1	16 825 €	12 477 €	0 €	1
Kokku 2015:	63 641 €	55 670 €	0 €

Revenue by industry

	2024
Other lending, excl. pawnshops	174 103 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Alar East	38503XXXXXX	31.03.1985 (41)	Liquidator	20.04.2026	-
Meelis Pärna	37108XXXXXX	09.08.1971 (54)	Liquidator	20.04.2026	-
Peteri Grauen	37708XXXXXX	06.08.1977 (48)	Liquidator	20.04.2026	-

10 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Alar East	38503XXXXXX	31.03.1985 (41)	Shareholder	41 410,00 EUR	82	Sole ownership	22.05.2024	-
Raha Hoiu-Laenuühistu	-	13.11.2013 (12)	Shareholder	9 090,00 EUR	18	Sole ownership	28.09.2023	-

22 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Espen Capital Management OÜ	-	-	Founder	19.02.2010	-
SSH Autrichie OÜ	-	-	Founder	19.02.2010	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Alar East	38503XXXXXX	31.03.1985 (41)	Direct holding	22.05.2024	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

11 inactive record hidden, extended access to the information portal is required to view history!

2026 Q1

Turnover

Amount

1 707 €

Monthly average

569 €

Per employee

114 €

Equity ratio

1,13%

Labour taxes

Turnover ratio

1 000,76%

Tax ratio

105,45%

Monthly average

5 694 €

Per employee

1 139 €

State taxes

Monthly average

5 400 €

Turnover ratio

949,03%

Estimated salary

Gross salary

2 160 €

Net salary

1 751 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	3 006 039 €15.3%	2 606 248 €32.7%	1 964 179 €3.8%	2 042 590 €40.5%	3 434 028 €17.6%	4 166 416 €
Non-current assets	4 027 912 €18.9%	4 967 473 €29.3%	7 028 483 €3.9%	7 312 721 €17.9%	6 203 373 €31.3%	4 724 831 €
Total assets	7 033 951 €7.1%	7 573 721 €15.8%	8 992 662 €3.9%	9 355 311 €2.9%	9 637 401 €8.4%	8 891 247 €
Short-term liabilities	163 125 €96.2%	4 309 032 €4.3%	4 500 468 €70.3%	2 643 232 €147.5%	1 067 817 €27.4%	1 471 483 €
Long-term liabilities	6 575 000 €153.6%	2 593 000 €46.3%	4 833 000 €25.9%	6 525 000 €19.2%	8 075 000 €2.3%	7 890 000 €
Total liabilities	6 738 125 €2.4%	6 902 032 €26.1%	9 333 468 €1.8%	9 168 232 €0.3%	9 142 817 €2.3%	9 361 483 €
Share or stock capital	50 500 €	50 500 €	50 500 €	50 500 €	50 500 €1.0%	50 000 €
Retained earnings	741 189 €24.0%	974 871 €613.8%	136 581 €57.7%	323 040 €28.8%	453 474 €168.8%	-659 376 €
Net profit	-495 863 €40.2%	-353 682 €33.0%	-527 887 €183.1%	-186 461 €1 885.7%	-9 390 €106.7%	139 140 €
Equity	295 826 €56.0%	671 689 €297.1%	-340 806 €282.2%	187 079 €62.2%	494 584 €205.2%	-470 236 €
Turnover	-	-	-	-	-	-
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	RR.L	X.M	F.F	0.8	3.4
Quick ratio	SU.X	Y.A	D.F	0.8	3.4
Cash ratio	W.W	L.Q	Z.P	0.0	0.0
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	C.S	S.B	X.K	1.0	1.0
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	S.B%	A.I%	Y.H%	0.0%	0.0%
Return on equity (roe)	F.A%	C.X%	-	0.0%	0.0%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 40027024 / 26	20.04.2026	Entry - Dissolution entry		Entered into force (20.04.2026)
Ä 40027024 / 25	01.08.2024	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (01.08.2024)
Ä 40027024 / M15	09.07.2024	Fine-warning order – annual report not filed	08.08.2024	Deficiencies remedied (01.09.2024)
Ä 40027024 / 23	11.12.2023	Entry - Amendment entry		Entered into force (11.12.2023)
Ä 40027024 / 24	11.12.2023	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (11.12.2023)

1 - 5 / 41 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-20-8067/86						24.04.2026
2-23-11069/82						27.03.2026
2-23-116/30						24.03.2026
2-22-16129/92						23.03.2026
2-21-17635/22						23.02.2026

1 - 5 / 780 rows

Official announcements

Subject	Date
Notice of a private-limited-company liquidation proceedings	13.04.2026
Notice of approval of the list of creditors	27.03.2026
Notice of auction of immovable property in enforcement proceedings	09.03.2026
Notice of auction of immovable property in enforcement proceedings	21.10.2025
Notice of auction of immovable property in enforcement proceedings	02.09.2025

1 - 5 / 16 rows

Public transactions

Date	Party	Amount	Classification
08.08.2022	Rakvere Vallavalitsus	200.00 € Received	OTHER OPERATING EXPENSES Municipal government
04.11.2021	Eesti Töötukassa	1 394.88 € Received	OPERATING EXPENSES Social protection of the unemployed

1 - 2 / 2 rows

.ee domains

Domain	Status	Registered	Expires	End
kredit.ee	Active	18.02.2013	19.02.2027	-
credit.ee	Active	04.07.2010	18.11.2026	-

1 - 2 / 2 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders