Howden Kindlustusmaakler OÜ

Legal form:: Private limited company
Registry code:: 11327553
VAT no.:: EE102948293
Fiscal-year period:: 01.01 - 31.12
Established:: 01.12.2006 (19 y)
Former business names:: CHB Kindlustusmaakler OÜ, OÜ ECE Kindlustusmaakler
Capital:: 3 600 EUR
Address:: Pärnu mnt 158/1, Kesklinna linnaosa, Tallinn, Harju maakond, 11318
Status:: Registered

Follow changes

We notify you when the board, address or status changes or a tax debt appears.

Add to monitoring

Contacts

Phone:: +372 6144560
Email:: estonia@howdenestonia.ee
Website:: http://www.howdenestonia.ee

Data export

Create targeted sales lists in seconds

Choose the right criteria, export the data and start selling faster than ever!

Learn more

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
6622 – Activities of insurance agents and brokers

VAT liability

VAT no.	Start	End
EE102948293	28.01.2026	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.10.2024 – 31.12.2025	15.07.2026	Valid	PDF
2024	01.10.2023 – 30.09.2024	06.03.2025	Valid	PDF
2023	01.10.2022 – 30.09.2023	17.01.2024	Valid	PDF
2022	01.10.2021 – 30.09.2022	22.03.2023	Valid	PDF
2021	01.01.2021 – 30.09.2021	07.04.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	29.06.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	18.05.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	30.05.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	02.07.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	12.07.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	26.06.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	29.06.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	30.06.2014	Valid	PDF
2013	01.01.2013 – 31.12.2013	14.04.2014	Expired	PDF
2012	01.01.2012 – 31.12.2012	21.06.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	10.05.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	20.06.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	24.05.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	02.07.2009	Valid	PDF
2007	01.12.2006 – 31.12.2007	01.07.2008	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 24.10.2026.

Check company creditworthiness in seconds

Detailed reviews of company financial risks and strengths

3€ /monthGet started

Tax debt Reports Declarations Court decisions3 Official announcements–TTJA decisions–Real estate–.ee domains–Licenses–Regulations40 Public transactions2808 Grants–State aid2 Public procurement6 Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	296 404 €	302 089 €	69 194 €	39
2026 Q2	287 521 €	292 641 €	69 194 €+50,0%	37
2026 Q1	319 094 €	331 639 €	46 129 €	37
Total 2026:	903 019 €	926 369 €	184 517 €
2025 Q4	262 856 €	281 664 €	-	41
2025 Q3	273 286 €	292 885 €	-	43
2025 Q2	227 093 €	242 946 €	-	43
2025 Q1	235 006 €	251 003 €	-	41
Total 2025:	998 241 €	1,07 M €	0 €
2024 Q4	216 050 €	229 286 €	-	41
2024 Q3	217 357 €	229 455 €	-	40
2024 Q2	192 330 €	203 899 €	-	40
2024 Q1	124 839 €	131 908 €	-	39
Total 2024:	750 576 €	794 548 €	0 €
2023 Q4	108 841 €	115 647 €	-	35
2023 Q3	105 540 €	112 280 €	-	32
2023 Q2	101 312 €	107 777 €	-	34
2023 Q1	112 498 €	119 831 €	-	33
Total 2023:	428 191 €	455 535 €	0 €
2022 Q4	100 714 €	107 022 €	-	34
2022 Q3	80 084 €	85 697 €	-	33
2022 Q2	72 692 €	77 808 €	-	36
2022 Q1	73 615 €	78 972 €	-	37
Total 2022:	327 105 €	349 499 €	0 €
2021 Q4	60 738,01 €	65 374,33 €	-	23
2021 Q3	81 052,98 €	58 454,08 €	-	25
2021 Q2	83 038,23 €	52 755,11 €	-	23
2021 Q1	49 716,28 €	47 925,68 €	-	22
Total 2021:	274 545,50 €	224 509,20 €	0 €
2020 Q4	47 406,35 €	42 321,14 €	-	21
2020 Q3	54 481,39 €	42 891,13 €	-	20
2020 Q2	57 633,35 €	42 686,98 €	-	21
2020 Q1	59 826 €	50 545 €	0 €	21
Total 2020:	219 347,09 €	178 444,25 €	0 €
2019 Q4	40 859 €	44 404 €	0 €	23
2019 Q3	44 560 €	45 853 €	0 €	22
2019 Q2	51 873 €	43 131 €	0 €	24
2019 Q1	81 213 €	46 927 €	0 €	23
Total 2019:	218 505 €	180 315 €	0 €
2018 Q4	41 571 €	40 000 €	0 €	23
2018 Q3	43 826 €	41 109 €	0 €	22
2018 Q2	44 972 €	44 818 €	0 €	22
2018 Q1	87 549 €	46 424 €	0 €	22
Total 2018:	217 918 €	172 351 €	0 €
2017 Q4	45 071 €	46 226 €	0 €	22
2017 Q3	47 087 €	47 583 €	0 €	22
2017 Q2	49 675 €	44 486 €	0 €	22
2017 Q1	61 711 €	44 073 €	0 €−100%	21
Total 2017:	203 544 €	182 368 €	0 €
2016 Q4	43 730 €	44 357 €	261 120 €−9,1%	23
2016 Q3	51 591 €	48 800 €	287 271 €+18,4%	23
2016 Q2	42 989 €	41 206 €	242 568 €−6,1%	23
2016 Q1	63 222 €	43 898 €	258 418 €−5,2%	23
Total 2016:	201 532 €	178 261 €	1,05 M €
2015 Q4	44 455 €	45 036 €	272 672 €−2,1%	23
2015 Q3	51 353 €	46 003 €	278 525 €+26,2%	23
2015 Q2	40 843 €	36 443 €	220 644 €+18,9%	23
2015 Q1	47 838 €	30 645 €	185 542 €	23
Total 2015:	184 489 €	158 127 €	957 383 €

Revenue by industry

	2023	2024	2025
Activities of insurance agents and brokers	2 033 892 €	3 144 219 €	5 288 080 €

Tax debts

No tax debt found

No tax debt as of 24.10.2026

Representatives

	Personal ID code
Priit Helm	37502XXXXXX	22.02.1975 (51)	Board member	14.10.2013	-
Andry Saarm	37510XXXXXX	13.10.1975 (51)	Board member	01.12.2006	-

44 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Shareholders

	Personal ID code
Howden Finland Oy	-	-	Shareholder	3 600 EUR	100,00%	Sole ownership	16.08.2023	-

44 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Other persons

	Personal ID code
Lotta Sylvia Johanna Sillanpää	-	17.06.1974 (52)	Supervisory-board member	16.08.2023	-
Jorma Ensio Hakonen	-	04.03.1961 (65)	Chairman of the supervisory board	19.08.2022	-
Riku Otto Matias Koikkalainen	-	15.06.1987 (39)	Supervisory-board member	19.08.2022	-
TUIO OÜ	10807258	04.10.2001 (25)	Founder	01.12.2006	-

44 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Ultimate beneficial owners

	Personal ID code
Andry Saarm	37510XXXXXX	13.10.1975 (51)	Member of higher governing body (board or supervisory board)	03.09.2022	-
Priit Helm	37502XXXXXX	22.02.1975 (51)	Member of higher governing body (board or supervisory board)	03.09.2022	-

44 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Holdings in companies


CHB Kindlustusagent OÜ	16.04.2021	Shareholder	2 500 EUR	100,00%	Sole ownership	02.09.2023	-

2 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

2026 Q3

Turnover

Amount: 69 194 €
Monthly average: 23 065 €
Per employee: 591 €
Equity ratio: 640,69%

Labour taxes

Turnover ratio: 436,58%
Tax ratio: 101,92%
Monthly average: 100 696 €
Per employee: 2 650 €

State taxes

Monthly average: 98 801 €
Turnover ratio: 428,37%

Estimated salary

Gross salary: 4 713 €
Net salary: 3 698 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	3 225 685 €+60,2%	2 014 111 €+6,3%	1 895 276 €+51,2%	1 253 381 €+23,0%	1 018 926 €−13,4%	1 176 314 €+21,6%	967 195 €
Non-current assets	3 010 408 €−14,8%	3 532 803 €+36 302%	9 705 €+50,2%	6 461 €−93,4%	97 825 €−54,1%	213 199 €+34,6%	158 449 €
Total assets	6 236 093 €+12,4%	5 546 914 €+191%	1 904 981 €+51,2%	1 259 842 €+12,8%	1 116 751 €−19,6%	1 389 513 €+23,4%	1 125 644 €
Short-term liabilities	3 877 630 €+66,7%	2 326 486 €+62,0%	1 435 741 €+37,3%	1 045 441 €+11,9%	934 269 €−13,6%	1 081 554 €+23,7%	873 984 €
Long-term liabilities	2 496 430 €−15,3%	2 947 225 €+3 737%	-	-	76 817 €−21,6%	97 979 €+121%	44 397 €
Total liabilities	6 374 060 €+20,9%	5 273 711 €+267%	1 435 741 €+37,3%	1 045 441 €+3,4%	1 011 086 €−14,3%	1 179 533 €+28,4%	918 381 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	255 211 €−43,4%	451 247 €+130%	196 408 €+216%	-169 589 €−2 119 963%	8 €	8 €	8 €
Net profit	-411 171 €−110%	-196 037 €−177%	254 839 €−30,4%	365 997 €+317%	87 664 €−54,3%	191 979 €+1,4%	189 262 €
Equity	-137 967 €−150%	273 203 €−41,8%	469 240 €+119%	214 401 €+103%	105 665 €−49,7%	209 980 €+1,3%	207 263 €
Turnover	5 288 080 €+68,2%	3 144 219 €+54,6%	2 033 892 €+24,3%	1 636 385 €+59,0%	1 028 885 €−26,2%	1 393 451 €+4,6%	1 331 924 €
Profit margin	-7,8%	-6,2%	12,5%	22,4%	8,5%	13,8%	14,2%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	407 983 €	162 542 €
Liquidity
Current ratio	1,2	1,1
Quick ratio	1,2	1,1
Cash ratio	0,6	0,2
Efficiency
Days sales outstanding (dso)	159,1	283,1
Asset turnover	1,4	0,8
Structure
Debt ratio	0,8	0,9
Profitability
Operating margin	24,6%	13,1%
Net profit margin	22,4%	8,5%
Return on assets (roa)	30,8%	7,0%
Return on equity (roe)	170,7%	83,0%

Data export

These figures for over 281,000 companies, in one table

Revenue, EBITDA, ROE, ROA and other ratios
Up to five years of reports at once
Excel, CSV or JSON, updated daily

See how it works

To view all financial ratios, you need to subscribe to extended access to the info portal!

3€ /monthGet started

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 10104154 / 28	14.05.2026	Entry – Amendment entry	-	Entered into force14.05.2026
Ä 10104154 / M12	30.04.2026	Order to remedy deficiencies – Amendment entry	15.05.2026	Deficiencies remedied14.05.2026
Ä 10104154 / M11	06.04.2026	Fine-warning order – annual report not filed	06.05.2026	Entered into force06.04.2026
Ä 10104154 / 27	06.09.2022	Entry – Amendment entry under CRA § 525 (2)	-	Entered into force06.09.2022
Ä 10104154 / 26	05.09.2022	Entry – Amendment entry	-	Entered into force05.09.2022

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-21-10863/9	Kohtu I astme menetlus	Court rulingNon-declaration of bankruptcy due to lapse	Bankruptcy law	Hiie Lindmets	ECLI:EE:TMK:2021:2.21.10863.18771	30.09.2021	Open
2-15-17619/14	Kohtu I astme menetlus	Court rulingNon-declaration of bankruptcy due to lapse	Bankruptcy law	Marika Leimann	ECLI:EE:VMK:2016:2.15.17619.15162	08.02.2016	Open
2-07-25011/13	Apellatsioonmenetlus	Court judgment	Law of obligations	Mare Merimaa, Tiit Kollom, Ande Tänav	ECLI:EE:TLRK:2008:2.07.25011.43176	07.11.2008	Open

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


30.09.2026	Pärnu Linna Haldus	225,60 €Received	OPERATING EXPENSESOther housing and municipal-services activities
30.09.2026	Pärnu Laste ja Noorte Tugikeskus	510,07 €Received	OPERATING EXPENSESSubstitute and after-care
28.09.2026	Pärnu Linna Haldus	352,16 €Received	OPERATING EXPENSESCleaning of public areas
25.09.2026	Kohila Vallavalitsus	454,35 €Received	OPERATING EXPENSESBasic and general secondary education
24.09.2026	Pärnu Linna Haldus	1 766 €Received	OPERATING EXPENSESOther housing and municipal-services activities

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


27.12.2021	Eesti TöötukassaAid measure 20985	Palgatoetus VTA › Palgatoetus VTAGrant	3 708 €	20985/2202236
01.04.2020	Tallinna LinnakantseleiAid measure 20912	KOMISJONI TEATIS Riigiabi ajutine raamistik majanduse toetamiseks praeguse COVID-19 puhangu kontekstis › Komisjoni teatise jaotis 3.1 "Otsetoetuste, tagasimakstvate ettemaksete või maksusoodustustena antav abi"Grant	0,19 €	20912/2000433

Public procurement contracts


25.03.2024End 25.03.2028	Reference number 273657 · Raamleping_Howden Kindlustusmaakler OÜ	Riigi Kaitseinvesteeringute KeskusContracting authority	250 000 €	Concluded
31.12.2020	Reference number 206195 · 2020 lepingute koondsumma	Riigi Kaitseinvesteeringute KeskusContracting authority	11 126,54 €actual 725,55 €	Concluded
31.12.2019	Reference number 206195 · 2019 lepingute koondsumma	Riigi Kaitseinvesteeringute KeskusContracting authority	4 575,42 €	Concluded
29.07.2019End 28.07.2023	Reference number 206195	Riigi Kaitseinvesteeringute KeskusContracting authority	110 000 €	Concluded
15.06.2016	Reference number 161360 · Maksed 15.08.16-14.08.19	Riigi Kaitseinvesteeringute KeskusContracting authority	129 555 €actual 223 004 €	Completed

.ee domains

No domains found

Company has no valid .ee domains

2 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.