ADL Kindlustusmaakler OÜ

Legal form:: Private limited company
Registry code:: 10993769
VAT no.:: EE102928446
Fiscal-year period:: 01.01 - 31.12
Established:: 09.12.2003 (22 y)
Former business names:: Osaühing AADEL KINDLUSTUSMAAKLERID
Capital:: 12 000 EUR
Address:: A. H. Tammsaare tee 53, Kristiine linnaosa, Tallinn, Harju maakond, 13415
Status:: Registered
E-invoice reception:: Arvekeskus

Follow changes

We notify you when the board, address or status changes or a tax debt appears.

Add to monitoring

Contacts

Phone:: +372 6666060
Email:: info@adl.ee
Website:: https://adl.ee/

Data export

Create targeted sales lists in seconds

Choose the right criteria, export the data and start selling faster than ever!

Learn more

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66222 – Activities of insurance brokers

Industry TOPNo. 4 of 5 companies

1.IIZI Kindlustusmaakler Aktsiaselts765.5k €
2.Aktsiaselts Vandeni Kindlustusmaaklerid180k €
3.OÜ MiPo Company20.5k €
4.ADL Kindlustusmaakler OÜ3.7k €
5.Osaühing Optimal Kindlustusmaakler420 €

Main activity 66222 · turnover over the last 4 quarters

All companies →

VAT liability

VAT no.	Start	End
EE102928446	27.11.2025	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	08.05.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	28.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	30.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	30.04.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	02.05.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	24.06.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	30.06.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	02.05.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	28.09.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	26.04.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	20.04.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	21.04.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	30.04.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	29.04.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	15.05.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	31.05.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	05.04.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	08.05.2009	Valid	PDF
2007	01.01.2007 – 31.12.2007	09.05.2008	Valid	PDF
2006	01.01.2006 – 31.12.2006	29.05.2007	Valid	PDF
2005	01.01.2005 – 31.12.2005	27.03.2006	Valid	PDF
2004	19.09.2003 – 31.12.2004	19.04.2005	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 24.10.2026.

Check company creditworthiness in seconds

Detailed reviews of company financial risks and strengths

3€ /monthGet started

Tax debt Reports Declarations Court decisions2 Official announcements–TTJA decisions–Real estate–.ee domains3 Licenses–Regulations20 Public transactions333 Grants–State aid5 Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	60 791 €	64 472 €	1 228 €−27,2%	28
2026 Q2	59 836 €	63 025 €	1 686 €+125%	27
2026 Q1	63 975 €	67 382 €	751 €+1 265%	29
Total 2026:	184 602 €	194 879 €	3 665 €
2025 Q4	66 932 €	70 765 €	55 €	29
2025 Q3	64 338 €	68 468 €	-	30
2025 Q2	60 610 €	64 095 €	-	29
2025 Q1	60 600 €	64 528 €	-	29
Total 2025:	252 480 €	267 856 €	55 €
2024 Q4	58 587 €	62 187 €	-	29
2024 Q3	57 761 €	61 541 €	-	28
2024 Q2	52 796 €	56 092 €	-	28
2024 Q1	54 569 €	55 731 €	-	29
Total 2024:	223 713 €	235 551 €	0 €
2023 Q4	55 951 €	55 542 €	-	30
2023 Q3	54 884 €	58 569 €	-	31
2023 Q2	52 080 €	55 793 €	-	29
2023 Q1	46 926 €	50 358 €	-	28
Total 2023:	209 841 €	220 262 €	0 €
2022 Q4	52 255 €	55 928 €	-	29
2022 Q3	49 274 €	52 797 €	-	31
2022 Q2	42 162 €	45 173 €	-	30
2022 Q1	56 351 €	59 220 €	-	30
Total 2022:	200 042 €	213 118 €	0 €
2021 Q4	42 752,13 €	45 810,97 €	-	30
2021 Q3	41 107,30 €	44 094,25 €	-	25
2021 Q2	37 677,63 €	40 616,50 €	-	23
2021 Q1	35 838,34 €	38 582,61 €	-	22
Total 2021:	157 375,40 €	169 104,33 €	0 €
2020 Q4	39 278,56 €	42 271,36 €	-	22
2020 Q3	38 821,39 €	41 764,74 €	-	21
2020 Q2	30 862,62 €	33 138,66 €	-	23
2020 Q1	38 013 €	40 880 €	0 €	23
Total 2020:	146 975,57 €	158 054,76 €	0 €
2019 Q4	32 836 €	35 307 €	0 €	24
2019 Q3	37 971 €	40 831 €	0 €	23
2019 Q2	32 824 €	35 307 €	0 €	23
2019 Q1	41 317 €	44 596 €	0 €	24
Total 2019:	144 948 €	156 041 €	0 €
2018 Q4	39 918 €	43 155 €	0 €	25
2018 Q3	42 408 €	45 768 €	0 €	26
2018 Q2	33 530 €	36 179 €	0 €	17
2018 Q1	36 221 €	39 208 €	0 €	17
Total 2018:	152 077 €	164 310 €	0 €
2017 Q4	32 214 €	34 747 €	0 €	16
2017 Q3	36 804 €	39 646 €	0 €	17
2017 Q2	35 203 €	37 925 €	0 €	17
2017 Q1	34 139 €	36 798 €	0 €−100%	16
Total 2017:	138 360 €	149 116 €	0 €
2016 Q4	33 657 €	36 294 €	144 373 €−5,3%	18
2016 Q3	35 550 €	38 331 €	152 475 €+10,3%	18
2016 Q2	32 257 €	34 762 €	138 278 €−6,2%	18
2016 Q1	34 394 €	37 070 €	147 462 €+1,0%	18
Total 2016:	135 858 €	146 457 €	582 588 €
2015 Q4	32 331 €	34 864 €	146 048 €−11,7%	20
2015 Q3	36 712 €	39 501 €	165 469 €+8,9%	20
2015 Q2	33 656 €	36 256 €	151 877 €+0,9%	20
2015 Q1	33 249 €	35 936 €	150 536 €	20
Total 2015:	135 948 €	146 557 €	613 930 €

Revenue by industry

	2023	2024	2025
Activities of insurance brokers		902 648 €	903 557 €
Activities of insurance agents and brokers	839 180 €

Tax debts

No tax debt found

No tax debt as of 24.10.2026

Representatives

	Personal ID code
Silver Havamaa	37605XXXXXX	28.05.1976 (50)	Board member	16.10.2017	-

19 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Shareholders

	Personal ID code
Silver Havamaa	37605XXXXXX	28.05.1976 (50)	Shareholder	12 000 EUR	100,00%	Sole ownership	01.09.2023	-

19 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Other persons

	Personal ID code
Janek Järva	37201XXXXXX	15.01.1972 (54)	Founder	09.12.2003	-
Rea Tänav	-	-	Founder	09.12.2003	-

19 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Ultimate beneficial owners

	Personal ID code
Silver Havamaa	37605XXXXXX	28.05.1976 (50)	Direct holding	11.09.2018	-

19 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

3 inactive records hidden, extended access to the information portal is required to view history!

3€ /monthGet started

2026 Q3

Turnover

Amount: 1 228 €
Monthly average: 409 €
Per employee: 15 €
Equity ratio: 3,41%

Labour taxes

Turnover ratio: 5 250,16%
Tax ratio: 106,06%
Monthly average: 21 491 €
Per employee: 781 €

State taxes

Monthly average: 20 264 €
Turnover ratio: 4 950,41%

Estimated salary

Gross salary: 1 525 €
Net salary: 1 301 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	466 645 €−21,5%	594 454 €−14,7%	696 833 €+46,3%	476 214 €+11,3%	427 948 €+25,0%	342 396 €−46,0%	633 552 €
Non-current assets	190 750 €+77,9%	107 250 €−3,1%	110 652 €−50,1%	221 582 €+249%	63 518 €+57 123%	111 €	-
Total assets	657 395 €−6,3%	701 704 €−13,1%	807 485 €+15,7%	697 796 €+42,0%	491 466 €+43,5%	342 507 €−45,9%	633 552 €
Short-term liabilities	503 476 €−13,6%	582 867 €+5,1%	554 446 €+10,2%	503 010 €+37,0%	367 282 €+11,7%	328 761 €−20,4%	412 860 €
Long-term liabilities	-	-	-	50 000 €−17,8%	60 855 €−69,6%	-	200 000 €
Total liabilities	503 476 €−13,6%	582 867 €+5,1%	554 446 €+0,3%	553 010 €+29,2%	428 137 €+30,2%	328 761 €−46,4%	612 860 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	103 659 €+65,6%	62 595 €−40,6%	105 396 €+119%	48 151 €+3 463%	-1 432 €−126%	5 514 €+9,6%	5 030 €
Net profit	35 082 €−14,6%	41 064 €−69,0%	132 465 €+62,6%	81 457 €+64,3%	49 583 €+814%	-6 946 €−1 535%	484 €
Equity	153 919 €+29,5%	118 837 €−53,0%	253 039 €+74,8%	144 786 €+129%	63 329 €+361%	13 746 €−33,6%	20 692 €
Turnover	903 557 €+0,1%	902 648 €+7,6%	839 180 €+19,4%	702 755 €+21,2%	579 644 €+3,7%	559 022 €−1,0%	564 416 €
Profit margin	3,9%	4,5%	15,8%	11,6%	8,6%	-1,2%	0,1%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	0,9	1,2
Quick ratio	0,9	1,2
Cash ratio	0,5	0,6
Efficiency
Days sales outstanding (dso)	106,5	92,8
Asset turnover	1,2	1,4
Structure
Debt ratio	0,8	0,9
Profitability
Operating margin	9,9%	8,1%
Net profit margin	11,6%	8,6%
Return on assets (roa)	13,7%	11,9%
Return on equity (roe)	56,3%	78,3%

Data export

These figures for over 281,000 companies, in one table

Revenue, EBITDA, ROE, ROA and other ratios
Up to five years of reports at once
Excel, CSV or JSON, updated daily

See how it works

To view all financial ratios, you need to subscribe to extended access to the info portal!

3€ /monthGet started

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 10075831 / 15	11.06.2025	Entry – Amendment entry	-	Entered into force11.06.2025
Ä 10075831 / M5	22.05.2025	Order confirming reservation of business name	-	Entered into force22.05.2025
Ä 10075831 / 14	09.05.2024	Entry – Division entry of transferring entity (second, constitutive entry)	-	Entered into force09.05.2024
Ä 10075831 / M4	26.03.2024	Order to remedy deficiencies – Division entry of transferring entity (second, constitutive entry)	25.05.2024	Deficiencies remedied09.05.2024
Ä 10075831 / 13	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-19-10223/60	Apellatsioonmenetlus	Court judgment	Labour law	Andra Pärsimägi, Kersti Kerstna-Vaks, Indrek Parrest	ECLI:EE:TRRK:2021:2.19.10223.27634	30.06.2021	Open
2-19-10223/47	Kohtu I astme menetlus	Court judgment	Labour law	Hele Kaldma	ECLI:EE:TMK:2021:2.19.10223.27527	23.02.2021	Open

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


29.09.2026	Tartu Linnatransport	396,15 €Received	OPERATING EXPENSESOrganisation of public transport
21.09.2026	OÜ TAPA VESI	454,36 €Received	OPERATING EXPENSESWater supply
07.09.2026	Heino Elleri Muusikakool	788,94 €Received	OPERATING EXPENSESVocational education
16.08.2026	Sihtasutus Tallinna Tehnika- ja Teaduskeskus	2 399,51 €Received	OPERATING EXPENSESR&D in leisure, culture and religion
21.07.2026	OÜ Lääne-Nigula Haldus	241,42 €Received	OPERATING EXPENSESOther housing and municipal-services activities

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


30.09.2026	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	1 711,18 €	241718/2600437
03.10.2025	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	2 100,96 €	241718/2500398
07.08.2025	Eesti TöötukassaAid measure 221265	Palgatoetus VTA › Palgatoetus VTAGrant	3 195 €	221265/2600244
11.04.2025	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241718	T&A VTA › T&A VTAGrant	1 967,71 €	241718/2500086
10.08.2018	Eesti TöötukassaAid measure 15461	Palgatoetus VTA › Palgatoetus VTAGrant	2 941,82 €	15461/1906971

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


ald.ee	Active	21.01.2025	22.01.2027
aadel.ee	Active	04.07.2010	19.10.2027
adl.ee	Active	04.07.2010	14.07.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.