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Aktsiaselts Vandeni Kindlustusmaaklerid

Legal form:

Public limited company

Registry code:

10613620

VAT no.:

EE100597196

Fiscal-year period:

01.01 - 31.12

Established:

24.11.1999 (26)

Former business names:

Osaühing Helfer Marketing, Vandeni Kindlustusmaaklerite Osaühing

Capital:

63 900 EUR

Address:

Tornimäe tn 7, Kesklinna linnaosa, Tallinn, Harju maakond, 10145

Status:

Registered

Contacts

Email:

info@vanden.ee

Phone:

+372 6164550

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66222 - Activities of insurance brokers
PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES
Advertising, market research and public relations
73201 - Market research and public opinion polling

VAT liability

	Start	End
EE100597196	01.04.2025
EE100597196	01.03.2000	13.09.2004

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	05.06.2026	Valid
2024	01.01.2024 - 31.12.2024	05.05.2025	Valid
2023	01.01.2023 - 31.12.2023	28.06.2024	Valid
2022	01.01.2022 - 31.12.2022	02.05.2023	Valid
2021	01.01.2021 - 31.12.2021	27.04.2022	Valid
2020	01.01.2020 - 31.12.2020	30.04.2021	Valid
2019	01.01.2019 - 31.12.2019	24.04.2020	Valid
2018	01.01.2018 - 31.12.2018	04.04.2019	Valid
2017	01.01.2017 - 31.12.2017	25.04.2018	Valid
2016	01.01.2016 - 31.12.2016	30.04.2017	Valid
2015	01.01.2015 - 31.12.2015	09.06.2016	Valid
2014	01.01.2014 - 31.12.2014	05.05.2015	Valid
2013	01.01.2013 - 31.12.2013	10.04.2014	Valid
2012	01.01.2012 - 31.12.2012	29.04.2013	Valid
2011	01.01.2011 - 31.12.2011	30.04.2012	Valid
2010	01.01.2010 - 31.12.2010	19.05.2011	Valid
2009	01.01.2009 - 31.12.2009	27.04.2010	Valid
2008	01.01.2008 - 31.12.2008	15.06.2009	Valid
2007	01.01.2007 - 31.12.2007	07.05.2008	Valid
2006	01.01.2006 - 31.12.2006	17.05.2007	Valid
2005	01.01.2005 - 31.12.2005	15.05.2006	Valid
2004	01.01.2004 - 31.12.2004	18.05.2005	Valid
2003	01.01.2003 - 31.12.2003	21.05.2004	Valid
2002	01.01.2002 - 31.12.2002	19.05.2002	Valid
2001	01.01.2001 - 31.12.2001	22.07.2002	Valid
2000	02.11.1999 - 31.12.2000	29.06.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 11.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	59 158 €	26 774 €	45 000 €0.0%	5
Kokku 2026:	59 158 €	26 774 €	45 000 €
2025 Q4	54 081 €	25 459 €	45 000 €0.0%	5
2025 Q3	46 282 €	18 918 €	45 000 €50.0%	5
2025 Q2	54 296 €	30 245 €	30 000 €	4
2025 Q1	52 357 €	38 392 €	0 €	5
Kokku 2025:	207 016 €	113 014 €	120 000 €
2024 Q4	47 873 €	40 165 €	0 €	5
2024 Q3	53 789 €	39 709 €	0 €	5
2024 Q2	43 982 €	34 721 €	0 €	5
2024 Q1	41 602 €	33 364 €	0 €	4
Kokku 2024:	187 246 €	147 959 €	0 €
2023 Q4	48 443 €	38 720 €	0 €	4
2023 Q3	33 345 €	22 961 €	0 €	4
2023 Q2	22 867 €	15 813 €	0 €	3
2023 Q1	25 936 €	21 419 €	0 €	3
Kokku 2023:	130 591 €	98 913 €	0 €
2022 Q4	28 422 €	17 416 €	0 €	3
2022 Q3	27 520 €	22 029 €	0 €	3
2022 Q2	31 618 €	24 236 €	0 €	5
2022 Q1	36 627 €	26 204 €	0 €	5
Kokku 2022:	124 187 €	89 885 €	0 €
2021 Q4	34 295 €	26 756 €	0 €	6
2021 Q3	39 103 €	27 981 €	0 €	6
2021 Q2	41 690 €	32 022 €	0 €	6
2021 Q1	44 092 €	27 670 €	0 €	5
Kokku 2021:	159 180 €	114 428 €	0 €
2020 Q4	51 579 €	24 173 €	0 €	5
2020 Q3	44 780 €	26 929 €	0 €	5
2020 Q2	37 802 €	28 787 €	0 €	5
2020 Q1	54 430 €	29 369 €	0 €	5
Kokku 2020:	188 592 €	109 258 €	0 €
2019 Q4	26 271 €	21 640 €	0 €	5
2019 Q3	42 200 €	23 365 €	0 €	5
2019 Q2	35 648 €	24 610 €	0 €	5
2019 Q1	38 032 €	25 536 €	0 €	5
Kokku 2019:	142 151 €	95 151 €	0 €
2018 Q4	35 065 €	20 908 €	0 €	5
2018 Q3	30 456 €	15 887 €	0 €	6
2018 Q2	27 523 €	16 817 €	0 €	6
2018 Q1	38 604 €	19 266 €	0 €	5
Kokku 2018:	131 648 €	72 878 €	0 €
2017 Q4	34 276 €	16 250 €	0 €	5
2017 Q3	43 882 €	17 445 €	0 €	5
2017 Q2	35 791 €	16 161 €	0 €	5
2017 Q1	40 689 €	16 286 €	0 €100.0%	5
Kokku 2017:	154 638 €	66 142 €	0 €100.0%
2016 Q4	40 927 €	13 580 €	275 478 €13.9%	4
2016 Q3	36 103 €	11 922 €	241 848 €10.7%	4
2016 Q2	28 869 €	13 349 €	270 777 €0.4%	4
2016 Q1	48 518 €	13 301 €	269 813 €22.1%	4
Kokku 2016:	154 417 €	52 152 €	1 057 916 €11.0%
2015 Q4	28 745 €	12 225 €	220 933 €5.6%	4
2015 Q3	40 856 €	12 952 €	234 074 €2.0%	4
2015 Q2	25 172 €	13 221 €	238 923 €7.7%	4
2015 Q1	36 019 €	14 329 €	258 945 €	4
Kokku 2015:	130 792 €	52 727 €	952 875 €

Revenue by industry

	2022	2023	2024
Activities of insurance brokers			611 447 €
Market research and public opinion polling			30 000 €
Business and other management consultancy			7 000 €
Activities of insurance agents and brokers	538 612 €	489 720 €

Tax debts

No tax debt found

No tax debt as of 11.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Raul Källo	37807XXXXXX	08.07.1978 (47)	Board member	24.08.2000	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Raul Källo	37807XXXXXX	08.07.1978 (47)	Shareholder	63 900,00 EUR	100	Sole ownership	05.12.2025	-

11 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Margus Toovis	37710XXXXXX	07.10.1977 (48)	Supervisory-board member	07.06.2018	-
Lya Pähnapuu	46503XXXXXX	16.03.1965 (61)	Audit firm	24.04.2018	-
Audius AB osaühing	-	-	Audit firm	24.04.2018	-
Osaühing Kivistik Consult	-	-	Audit firm	16.05.2011	-
Ivo Iin	36707XXXXXX	31.07.1967 (58)	Supervisory-board member	08.09.2006	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 7 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Raul Källo	37807XXXXXX	08.07.1978 (47)	Direct holding	06.09.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

45 000 €

Monthly average

15 000 €

Per employee

3 000 €

Equity ratio

23,47%

Labour taxes

Turnover ratio

59,50%

Tax ratio

45,26%

Monthly average

8 925 €

Per employee

1 785 €

State taxes

Monthly average

19 719 €

Turnover ratio

131,46%

Estimated salary

Gross salary

3 247 €

Net salary

2 560 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	761 803 €50.7%	505 528 €11.0%	567 809 €39.4%	937 429 €36.2%	1 468 299 €17.4%	1 777 134 €
Non-current assets	1 472 475 €10.7%	1 648 831 €0.8%	1 662 260 €12.6%	1 475 802 €1.2%	1 494 302 €8.9%	1 372 650 €
Total assets	2 234 278 €3.7%	2 154 359 €3.4%	2 230 069 €7.6%	2 413 231 €18.5%	2 962 601 €5.9%	3 149 784 €
Short-term liabilities	506 530 €73.8%	291 456 €0.1%	291 875 €41.6%	499 857 €52.4%	1 050 033 €29.2%	1 482 990 €
Long-term liabilities	96 258 €17.7%	116 974 €115.4%	54 295 €711.2%	-	-	6 693 €
Total liabilities	602 788 €47.6%	408 430 €18.0%	346 170 €30.7%	499 857 €52.4%	1 050 033 €29.5%	1 489 683 €
Share or stock capital	63 900 €	63 900 €	63 900 €	63 900 €	63 900 €	63 900 €
Retained earnings	1 426 830 €10.4%	1 592 579 €1.6%	1 617 754 €3.8%	1 558 883 €18.2%	1 318 453 €62.5%	811 168 €
Net profit	140 760 €57.4%	89 450 €55.8%	202 245 €30.4%	290 591 €45.2%	530 215 €32.5%	785 033 €
Equity	1 631 490 €6.6%	1 745 929 €7.3%	1 883 899 €1.5%	1 913 374 €0.0%	1 912 568 €15.2%	1 660 101 €
Turnover	648 447 €32.4%	489 720 €9.1%	538 612 €25.1%	718 655 €28.3%	1 001 666 €25.9%	1 351 601 €
Profit margin	21.71%18.8%	18.27%51.4%	37.55%7.1%	40.44%23.6%	52.93%8.9%	58.08%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	NGE SJW	CVD LFM	OLR BDM	-	-
Liquidity
Current ratio	D.S	O.H	N.L	1.9	1.4
Quick ratio	I.W	G.Z	Y.Y	1.9	1.4
Cash ratio	U.J	F.G	R.G	0.9	0.5
Efficiency
Days sales outstanding (dso)	RV.I	LS.P	FK.L	217.2	289.8
Asset turnover	Q.P	X.M	S.A	0.3	0.3
Structure
Debt ratio	O.N	M.Z	X.X	0.2	0.4
Profitability
Operating margin	QS.W%	GY.T%	HM.J%	45.4%	60.2%
Net profit margin	MK.E%	NR.G%	AD.S%	40.4%	52.9%
Return on assets (roa)	F.H%	S.V%	C.H%	10.8%	17.3%
Return on equity (roe)	N.L%	O.N%	OL.B%	15.2%	27.7%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 10044954 / 16	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 10044954 / 15	07.11.2017	Entry - Amendment entry	Entered into force (07.11.2017)
Ä 10044954 / 14	28.09.2017	Entry - Amendment entry	Entered into force (28.09.2017)
Ä 10044954 / 13	12.09.2016	Entry - Amendment entry	Entered into force (12.09.2016)
Ä 10044954 / 12	14.04.2014	Negative entry order - Amendment entry	Entered into force (20.05.2014)

1 - 5 / 11 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
15.01.2026	Eesti Rahvusringhääling	12 750.00 € Received	OPERATING EXPENSES Broadcasting and publishing services
14.01.2026	Eesti Töötukassa	1 329.93 € Received	OTHER GRANTS Social protection of the unemployed
16.12.2025	Eesti Töötukassa	1 329.93 € Received	OTHER GRANTS Social protection of the unemployed
13.11.2025	Eesti Töötukassa	1 329.93 € Received	OTHER GRANTS Social protection of the unemployed
15.10.2025	Eesti Rahvusringhääling	12 750.00 € Received	OPERATING EXPENSES Broadcasting and publishing services

Aktsiaselts Vandeni Kindlustusmaaklerid

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

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No tax debt found

Representatives

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Aggregate data

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Regulations

Regulations

Real estate

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Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

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Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found