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Kambja Hoiu-Laenuühistu

Legal form:

Commercial association

Registry code:

10320674

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

19.11.1997 (28)

Former business names:

Kambja Laenu- Hoiuühistu

Capital:

190 196 EUR

Address:

Kesk tn 2, Kambja alevik, Kambja vald, Tartu maakond, 62034

Status:

Registered

Contacts

Email:

kambja.hly@gmail.com

Phone:

+372 5096186

Phone:

+372 7416237

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Monetary intermediation
Other monetary intermediation
64191 - Credit institutions

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	30.03.2026	Valid
2024	01.01.2024 - 31.12.2024	21.04.2025	Valid
2023	01.01.2023 - 31.12.2023	24.10.2024	Valid
2022	01.01.2022 - 31.12.2022	08.05.2023	Valid
2021	01.01.2021 - 31.12.2021	18.05.2022	Valid
2020	01.01.2020 - 31.12.2020	31.03.2021	Valid
2019	01.01.2019 - 31.12.2019	30.06.2020	Valid
2018	01.01.2018 - 31.12.2018	18.03.2019	Valid
2017	01.01.2017 - 31.12.2017	29.03.2018	Valid
2016	01.01.2016 - 31.12.2016	28.02.2017	Valid
2015	01.01.2015 - 31.12.2015	29.01.2016	Valid
2014	01.01.2014 - 31.12.2014	23.03.2015	Valid
2013	01.01.2013 - 31.12.2013	28.04.2014	Valid
2012	01.01.2012 - 31.12.2012	16.04.2013	Valid
2011	01.01.2011 - 31.12.2011	02.05.2012	Valid
2010	01.01.2010 - 31.12.2010	20.04.2011	Valid
2009	01.01.2009 - 31.12.2009	02.06.2010	Valid
2008	01.01.2008 - 31.12.2008	30.03.2009	Valid
2007	01.01.2007 - 31.12.2007	10.04.2008	Valid
2006	01.01.2006 - 31.12.2006	01.03.2007	Valid
2005	01.01.2005 - 31.12.2005	29.05.2006	Valid
2004	01.01.2004 - 31.12.2004	16.02.2005	Valid
2003	01.01.2003 - 31.12.2003	15.06.2004	Valid
2002	01.01.2002 - 31.12.2002	01.07.2003	Valid
2001	01.01.2001 - 31.12.2001	27.06.2002	Valid
2000	01.01.2000 - 31.12.2000	29.07.2000	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 08.06.2026.

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Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Employees
2026 Q1	24 271 €	25 408 €	5
Kokku 2026:	24 271 €	25 408 €
2025 Q4	26 015 €	27 261 €	6
2025 Q3	22 243 €	23 620 €	6
2025 Q2	27 698 €	28 936 €	6
2025 Q1	25 585 €	26 636 €	6
Kokku 2025:	101 541 €	106 453 €
2024 Q4	22 785 €	23 448 €	6
2024 Q3	20 658 €	21 497 €	5
2024 Q2	21 984 €	22 547 €	5
2024 Q1	22 763 €	23 364 €	4
Kokku 2024:	88 190 €	90 856 €
2023 Q4	23 354 €	24 065 €	4
2023 Q3	20 470 €	21 288 €	4
2023 Q2	26 710 €	27 280 €	4
2023 Q1	24 037 €	24 561 €	5
Kokku 2023:	94 571 €	97 193 €
2022 Q4	26 560 €	27 216 €	4
2022 Q3	17 230 €	17 632 €	4
2022 Q2	26 697 €	27 211 €	4
2022 Q1	22 715 €	23 271 €	5
Kokku 2022:	93 202 €	95 329 €
2021 Q4	23 071 €	23 493 €	4
2021 Q3	20 737 €	21 396 €	4
2021 Q2	21 185 €	21 600 €	4
2021 Q1	20 295 €	20 647 €	15
Kokku 2021:	85 288 €	87 136 €
2020 Q4	17 194 €	17 490 €	15
2020 Q3	17 626 €	18 135 €	15
2020 Q2	15 825 €	16 147 €	15
2020 Q1	20 985 €	21 240 €	14
Kokku 2020:	71 630 €	73 013 €
2019 Q4	14 868 €	15 109 €	13
2019 Q3	13 504 €	13 873 €	13
2019 Q2	15 458 €	15 619 €	13
2019 Q1	18 208 €	18 455 €	13
Kokku 2019:	62 038 €	63 056 €
2018 Q4	14 736 €	15 053 €	14
2018 Q3	10 523 €	10 746 €	13
2018 Q2	11 619 €	11 773 €	14
2018 Q1	18 747 €	19 017 €	14
Kokku 2018:	55 625 €	56 589 €
2017 Q4	13 260 €	13 517 €	14
2017 Q3	10 172 €	10 388 €	14
2017 Q2	8 743 €	8 903 €	14
2017 Q1	18 283 €	18 386 €	14
Kokku 2017:	50 458 €	51 194 €
2016 Q4	7 546 €	7 623 €	1
2016 Q3	9 414 €	9 544 €	1
2016 Q2	6 954 €	7 034 €	1
2016 Q1	14 777 €	14 867 €	1
Kokku 2016:	38 691 €	39 068 €
2015 Q4	7 790 €	7 907 €	1
2015 Q3	7 625 €	7 802 €	1
2015 Q2	8 682 €	8 900 €	1
2015 Q1	10 026 €	10 171 €	1
Kokku 2015:	34 123 €	34 780 €

Tax debts

No tax debt found

No tax debt as of 08.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Arved Küngas	36312XXXXXX	13.12.1963 (62)	Board member	04.05.2018	-
Vahur Järv	35909XXXXXX	25.09.1959 (66)	Board member	17.11.2010	-
Linda Sossi	44610XXXXXX	12.10.1946 (79)	Board member	19.11.1997	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Audiitorbüroo Fides OÜ	-	-	Audit firm	19.04.2023	-
Elle Ott	44903XXXXXX	17.03.1949 (77)	Supervisory-board member	19.04.2023	-
Helga Mägi	45307XXXXXX	16.07.1953 (72)	Supervisory-board member	19.04.2023	-
Kalvi Kivimaa	36009XXXXXX	17.09.1960 (65)	Supervisory-board member	19.04.2023	-
Mati Luik	37106XXXXXX	05.06.1971 (55)	Supervisory-board member	19.04.2023	-

17 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 9 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Arved Küngas	36312XXXXXX	13.12.1963 (62)	Direct holding	11.10.2018	-
Linda Sossi	44610XXXXXX	12.10.1946 (79)	Direct holding	11.10.2018	-
Vahur Järv	35909XXXXXX	25.09.1959 (66)	Direct holding	11.10.2018	-

1 - 3 / 3 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

104,68%

Monthly average

8 469 €

Per employee

1 540 €

State taxes

Monthly average

8 090 €

Turnover ratio

0,00%

Estimated salary

Gross salary

2 835 €

Net salary

2 253 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	1 191 852 €0.8%	1 182 328 €10.4%	1 070 790 €10.3%	1 194 247 €1.6%	1 213 079 €5.7%	1 287 038 €28.6%	1 000 773 €
Non-current assets	2 646 656 €8.4%	2 888 076 €15.8%	3 429 873 €5.9%	3 646 846 €0.4%	3 661 798 €32.2%	2 769 580 €4.7%	2 644 590 €
Total assets	3 838 508 €5.7%	4 070 404 €9.6%	4 500 663 €7.0%	4 841 093 €0.7%	4 874 877 €20.2%	4 056 618 €11.3%	3 645 363 €
Short-term liabilities	1 689 951 €12.5%	1 931 669 €216.7%	609 939 €33.3%	914 526 €12.6%	1 046 620 €209.6%	338 014 €41.2%	239 345 €
Long-term liabilities	1 195 091 €0.4%	1 190 307 €59.6%	2 943 437 €1.7%	2 995 315 €2.2%	2 930 055 €1.9%	2 986 184 €9.6%	2 723 758 €
Total liabilities	2 885 042 €7.6%	3 121 976 €12.1%	3 553 376 €9.1%	3 909 841 €1.7%	3 976 675 €19.6%	3 324 198 €12.2%	2 963 103 €
Share or stock capital	190 196 €	190 196 €	190 196 €	190 196 €	190 196 €	190 196 €	190 196 €
Retained earnings	744 915 €2.6%	726 376 €0.2%	727 540 €4.3%	697 460 €12.9%	617 621 €19.3%	517 496 €14.0%	454 039 €
Net profit	18 355 €42.4%	31 856 €7.8%	29 551 €32.2%	43 596 €51.8%	90 385 €265.5%	24 728 €35.0%	38 025 €
Equity	953 466 €0.5%	948 428 €0.1%	947 287 €1.7%	931 252 €3.7%	898 202 €22.6%	732 420 €7.4%	682 260 €
Turnover	-	-	-	-	-	-	-
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	N.R	O.Q	C.P	1.2	3.8
Quick ratio	A.L	C.P	P.G	1.2	3.8
Cash ratio	D.L	W.C	Y.Z	0.2	1.7
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	A.L	C.V	V.Y	0.8	0.8
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	B.M%	F.X%	H.V%	0.0%	0.0%
Return on equity (roe)	R.A%	B.W%	U.W%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 20009981 / M14	25.09.2024	Order to remedy annual-report deficiencies	24.11.2024	Deficiencies remedied (24.10.2024)
Ä 20009981 / M13	18.05.2023	Order to remedy deficiencies for correcting extra-entry data	17.06.2023	Deficiencies remedied (22.05.2023)
Ä 20009981 / M12	29.04.2022	Order to remedy annual-report deficiencies	29.05.2022	Deficiencies remedied (18.05.2022)
Ä 20009981 / M11	17.11.2021	Fine-warning order	17.12.2021	Deficiencies remedied (29.12.2021)
Ä 20009981 / 19	04.05.2018	Entry - Amendment entry		Entered into force (04.05.2018)

1 - 5 / 27 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-22-11275/60	Civil case	Court judgment	Enforcement	Margit Jäätma, Üllar Roostoja, Anneli Alekand	ECLI:EE:TRRK:2024:2.22.11275.22108	30.09.2024
2-22-14788/59	Civil case	Court judgment	Enforcement	Margit Jäätma, Üllar Roostoja, Anneli Alekand	ECLI:EE:TRRK:2024:2.22.14788.22511	30.09.2024
2-22-567/8	Civil case	Court judgment (Default judgment)	Law of obligations	Donald Kiidjärv	ECLI:EE:TMK:2022:2.22.567.9162	21.03.2022
2-20-2172/13	Civil case	Court judgment	Law of obligations	Kalev Kuningas	ECLI:EE:TMK:2020:2.20.2172.6758	03.04.2020
2-17-101717/13	Civil case	Court ruling (Compromise ruling)	Law of obligations	Maimu Laumets	ECLI:EE:TMK:2017:2.17.101717.17038	24.08.2017

1 - 5 / 5 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	13.03.2025
Notice of auction of immovable property in enforcement proceedings	08.01.2025
Notice of auction of immovable property in enforcement proceedings	18.10.2024
Notice of auction of immovable property in enforcement proceedings	23.08.2024
Notice of auction of immovable property in enforcement proceedings	20.01.2023

1 - 5 / 15 rows

Public transactions

Date	Party	Amount	Classification
04.07.2025	Kambja Vallavalitsus	200.00 € Received	SOCIAL BENEFITS Other social protection of the elderly
19.06.2024	Kambja Vallavalitsus	200.00 € Received	SOCIAL BENEFITS Other social protection of the elderly

1 - 2 / 2 rows

.ee domains

Domain	Status	Registered	Expires	End
hly.ee	Active	04.07.2010	28.01.2027	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders