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AS SEB Pank

Legal form:

Public limited company

Registry code:

10004252

VAT no.:

EE100244258

Fiscal-year period:

01.01 - 31.12

Established:

08.12.1995 (30)

Former business names:

Aktsiaselts Eesti Ühispank, aktsiaselts SEB Eesti Ühispank

Capital:

42 541 115 EUR

Address:

Tornimäe tn 2, Kesklinna linnaosa, Tallinn, Harju maakond, 15010

Status:

Registered

Contacts

Email:

info@seb.ee

Phone:

+372 6655100

Website:

www.seb.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Monetary intermediation
Other monetary intermediation
64191 - Credit institutions

VAT liability

	Start	End
EE100244258	28.07.2012
EE100244258	01.01.2010	27.07.2012
EE100244258	01.10.1995	31.12.2009

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	07.04.2026	Valid
2024	01.01.2024 - 31.12.2024	09.04.2025	Valid
2023	01.01.2023 - 31.12.2023	11.04.2024	Valid
2022	01.01.2022 - 31.12.2022	17.04.2023	Valid
2021	01.01.2021 - 31.12.2021	14.04.2022	Valid
2020	01.01.2020 - 31.12.2020	30.04.2021	Valid
2019	01.01.2019 - 31.12.2019	30.04.2020	Valid
2018	01.01.2018 - 31.12.2018	30.04.2019	Valid
2017	01.01.2017 - 31.12.2017	20.04.2018	Valid
2016	01.01.2016 - 31.12.2016	25.04.2017	Valid
2015	01.01.2015 - 31.12.2015	04.05.2016	Valid
2014	01.01.2014 - 31.12.2014	30.04.2015	Valid
2013	01.01.2013 - 31.12.2013	17.04.2014	Valid
2012	01.01.2012 - 31.12.2012	13.06.2013	Valid
2011	01.01.2011 - 31.12.2011	22.06.2012	Valid
2010	01.01.2010 - 31.12.2010	21.06.2011	Valid
2009	01.01.2009 - 31.12.2009	11.06.2010	Valid
2008	01.01.2008 - 31.12.2008	25.06.2009	Valid
2007	01.01.2007 - 31.12.2007	13.06.2008	Valid
2006	01.01.2006 - 31.12.2006	25.06.2007	Valid
2005	01.01.2005 - 31.12.2005	11.05.2006	Valid
2004	01.01.2004 - 31.12.2004	16.06.2005	Valid
2003	01.01.2003 - 31.12.2003	15.06.2004	Valid
2002	01.01.2002 - 31.12.2002	04.08.2003	Valid
2001	01.01.2001 - 31.12.2001	28.06.2002	Valid
2000	01.01.2000 - 31.12.2000	18.04.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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3.2K

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379

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27.8K

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	17 209 778 €	8 242 660 €	98 345 410 €15.9%	1058
2026 Q1	18 435 482 €	8 520 667 €	84 852 598 €3.9%	1027
Kokku 2026:	35 645 260 €	16 763 327 €	183 198 008 €
2025 Q4	17 009 524 €	7 787 934 €	81 694 298 €1.5%	1050
2025 Q3	18 859 709 €	8 395 025 €	82 952 960 €1.9%	1064
2025 Q2	18 346 730 €	9 299 831 €	81 396 295 €17.8%	1084
2025 Q1	18 046 206 €	8 549 669 €	99 079 382 €0.6%	1057
Kokku 2025:	72 262 169 €	34 032 459 €	345 122 935 €6.7%
2024 Q4	15 501 248 €	7 886 622 €	98 536 203 €16.7%	1060
2024 Q3	16 837 275 €	7 731 731 €	84 468 928 €11.1%	1061
2024 Q2	49 185 217 €	7 922 379 €	94 965 776 €3.1%	1080
2024 Q1	23 997 489 €	6 903 315 €	92 077 841 €1.4%	1029
Kokku 2024:	105 521 229 €	30 444 047 €	370 048 748 €6.1%
2023 Q4	15 323 039 €	5 829 858 €	90 828 196 €17.2%	1034
2023 Q3	14 199 268 €	5 665 837 €	109 680 720 €10.3%	1040
2023 Q2	14 661 855 €	5 876 501 €	99 411 224 €5.3%	1048
2023 Q1	13 158 197 €	5 715 507 €	94 370 947 €0.1%	1016
Kokku 2023:	57 342 359 €	23 087 703 €	394 291 087 €4.9%
2022 Q4	9 163 207 €	5 038 969 €	94 297 184 €1.0%	1011
2022 Q3	7 326 180 €	4 536 238 €	95 285 977 €6.0%	999
2022 Q2	8 473 273 €	5 110 306 €	101 380 478 €19.2%	1015
2022 Q1	8 530 776 €	4 992 020 €	85 021 685 €0.4%	991
Kokku 2022:	33 493 435 €	19 677 532 €	375 985 324 €1.9%
2021 Q4	8 086 411 €	3 956 157 €	85 338 248 €12.2%	989
2021 Q3	7 158 170 €	3 992 842 €	97 251 400 €4.5%	979
2021 Q2	7 250 677 €	3 827 407 €	101 799 991 €20.3%	1019
2021 Q1	7 942 622 €	4 872 926 €	84 637 556 €9.0%	989
Kokku 2021:	30 437 880 €	16 649 332 €	369 027 195 €21.1%
2020 Q4	7 654 070 €	3 754 407 €	77 647 589 €15.3%	991
2020 Q3	6 973 531 €	3 723 865 €	67 331 190 €16.3%	991
2020 Q2	7 509 479 €	3 653 205 €	80 476 836 €1.5%	994
2020 Q1	8 242 437 €	5 022 524 €	79 312 258 €6.4%	975
Kokku 2020:	30 379 517 €	16 154 001 €	304 767 874 €8.3%
2019 Q4	7 111 757 €	3 582 838 €	84 751 535 €4.1%	992
2019 Q3	6 878 160 €	3 625 250 €	88 363 958 €8.6%	1048
2019 Q2	6 618 125 €	3 557 276 €	81 349 486 €4.4%	1032
2019 Q1	7 684 740 €	4 966 328 €	77 924 142 €3.6%	1003
Kokku 2019:	28 292 782 €	15 731 692 €	332 389 121 €4.4%
2018 Q4	6 420 886 €	3 339 419 €	75 235 059 €1.5%	995
2018 Q3	6 172 627 €	3 348 794 €	76 354 180 €17.3%	992
2018 Q2	20 737 808 €	3 225 507 €	92 288 608 €23.7%	1014
2018 Q1	4 167 151 €	4 453 917 €	74 579 585 €1.3%	999
Kokku 2018:	37 498 472 €	14 367 637 €	318 457 432 €8.2%
2017 Q4	3 404 409 €	3 203 788 €	75 585 243 €9.8%	1018
2017 Q3	2 957 855 €	3 182 879 €	68 813 965 €21.6%	1022
2017 Q2	10 948 683 €	3 285 409 €	87 819 027 €41.5%	1037
2017 Q1	4 384 758 €	4 167 648 €	62 075 759 €76.7%	1021
Kokku 2017:	21 695 705 €	13 839 724 €	294 293 994 €74.1%
2016 Q4	2 921 615 €	3 145 233 €	266 094 830 €1.2%	1000
2016 Q3	3 133 393 €	3 183 010 €	269 290 847 €1.2%	1000
2016 Q2	8 123 940 €	3 145 120 €	266 085 288 €20.5%	1000
2016 Q1	3 921 642 €	3 957 433 €	334 809 016 €1 186.2%	1000
Kokku 2016:	18 100 590 €	13 430 796 €	1 136 279 981 €922.8%
2015 Q4	2 998 864 €	3 135 395 €	26 030 233 €3.0%	1021
2015 Q3	3 017 530 €	3 233 306 €	26 843 093 €1.0%	1021
2015 Q2	5 239 834 €	3 199 830 €	26 565 174 €16.1%	1021
2015 Q1	4 170 966 €	3 813 693 €	31 661 499 €	1021
Kokku 2015:	15 427 194 €	13 382 224 €	111 099 999 €

Revenue by industry

	2023	2024	2025
Credit institutions (banks)	457 552 928 €	508 018 112 €	405 763 648 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Monika Kallas-Anton	48101XXXXXX	12.01.1981 (45)	Board member	19.07.2024	-
Alto Aljas	37503XXXXXX	10.03.1975 (51)	Board member	28.10.2021	-
Eve Kümnik	47306XXXXXX	30.06.1973 (53)	Board member	10.08.2018	-
Ainar Leppänen	37205XXXXXX	24.05.1972 (54)	Board member	04.05.2016	-
Allan Parik	37404XXXXXX	06.04.1974 (52)	Board member	07.09.2015	-

39 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
SKANDINAVISKA ENSKILDA BANKEN AB (PUBL)	-	-	Shareholder	42 541 115,00 EUR	100	Sole ownership	16.08.2023	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Nils Johan Andersson	-	24.01.1957 (69)	Supervisory-board member	17.06.2025	-
Nina Anna Sofia Hammarström	-	30.07.1968 (57)	Supervisory-board member	15.01.2025	-
Juha Kotajoki	-	12.09.1959 (66)	Supervisory-board member	22.06.2023	-
Aušra Matusevičiene	-	05.06.1973 (53)	Supervisory-board member	09.06.2022	-
Mats Torstendahl	-	17.08.1961 (64)	Supervisory-board member	09.06.2022	-

33 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 10 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Allan Parik	37404XXXXXX	06.04.1974 (52)	Member of higher governing body (board or supervisory board)	01.06.2021	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Aktsiaselts SEB Liising	03.10.1997	Shareholder	3 834 762,82 EUR	100	Sole ownership	16.08.2023	-
SK ID Solutions AS	27.03.2001	Shareholder	102 258,64 EUR	25	Sole ownership	16.08.2023	-
Aktsiaselts Silvano Fashion Group	23.12.1996	Shareholder	800 000,00 EUR	22,22	Sole ownership	25.09.2019	-

61 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

2026 Q2

Turnover

Amount

98 345 410 €

Monthly average

32 781 803 €

Per employee

30 985 €

Equity ratio

77,06%

Labour taxes

Turnover ratio

8,38%

Tax ratio

47,90%

Monthly average

2 747 553 €

Per employee

2 636 €

State taxes

Monthly average

5 736 593 €

Turnover ratio

17,50%

Estimated salary

Gross salary

4 679 €

Net salary

3 625 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	9 379 699 712 €12.0%	-	8 372 899 840 €4.2%	8 033 999 872 €4.9%	7 657 999 872 €5.8%	7 240 000 000 €9.2%	6 627 999 744 €
Non-current assets	53 800 000 €41.0%	-	91 200 000 €73.7%	52 500 000 €47.4%	99 900 000 €22.0%	81 900 000 €20.3%	68 100 000 €
Total assets	9 433 499 648 €4.2%	9 055 086 592 €7.0%	8 464 099 840 €4.7%	8 086 499 840 €4.2%	7 757 899 776 €6.0%	7 321 900 032 €9.3%	6 696 099 840 €
Short-term liabilities	-	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-	-
Share or stock capital	42 500 000 €	-	42 500 000 €	42 500 000 €	42 500 000 €	42 500 000 €	42 500 000 €
Retained earnings	806 700 000 €6.7%	-	756 100 032 €2.5%	775 799 968 €2.5%	756 800 000 €3.9%	728 100 000 €0.2%	726 500 000 €
Net profit	163 600 000 €28.7%	-	229 300 000 €90.1%	120 600 000 €2.8%	117 300 000 €11.7%	105 000 000 €4.0%	101 000 000 €
Equity	1 012 800 000 €1.5%	-	1 027 900 032 €9.5%	938 899 968 €2.4%	916 600 000 €4.7%	875 600 000 €0.6%	870 000 000 €
Turnover	405 763 648 €20.1%	508 018 112 €11.0%	457 552 928 €134.2%	195 347 872 €12.4%	173 758 112 €0.4%	174 384 352 €1.6%	171 574 336 €
Profit margin	40.32%19.5%	0.00%	50.11%18.8%	61.74%8.5%	67.51%12.1%	60.21%2.3%	58.87%

Financial ratios

	2025	2024	2023	2022	2021
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-
Quick ratio	-	-	-	-	-
Cash ratio	-	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	O.U	O.L	D.H	0.9	0.9
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	J.W%	S.X%	M.F%	0.0%	0.0%
Return on equity (roe)	N.R%	D.F%	W.F%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	J.1-7/05/M-1665	Frequency licences > Joint frequency licence	Valid	05.09.2005	05.09.2023

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10000262 / 63	09.04.2026	Entry - Amendment entry		Entered into force (09.04.2026)
Ä 10000262 / M13	02.04.2026	Order to remedy deficiencies - Amendment entry	02.05.2026	Deficiencies remedied (02.04.2026)
Ä 10000262 / 62	19.07.2024	Entry - Amendment entry		Entered into force (19.07.2024)
Ä 10000262 / 61	12.06.2024	Entry - Amendment entry		Entered into force (12.06.2024)
Ä 10000262 / M12	16.05.2024	Order to remedy deficiencies - Amendment entry	16.06.2024	Deficiencies remedied (12.06.2024)

1 - 5 / 53 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
19-1/25-16885-001	Taavi Hein	Against the consumer	19.03.2026
19-1/25-12396-001	Alar Urm	Against the consumer	27.11.2025
19-1/24-10540-001	Alar Urm	In favour of the consumer	10.12.2024
19-1/24-03322-001	Aase Sammelselg	Against the consumer	05.07.2024
19-1/22-17785-015	Aase Sammelselg, Jaanika Ots, Ulrika Paavle	Against the consumer	08.06.2023

1 - 5 / 10 rows

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-23-11069/82						27.03.2026
2-23-147499/29						13.03.2026
2-25-1993/17						12.03.2026
2-25-13436/16						11.03.2026
2-21-16577/113						10.03.2026

1 - 5 / 3238 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	17.07.2026
Notice of auction of immovable property in enforcement proceedings	15.07.2026
Notice of auction of immovable property in enforcement proceedings	15.07.2026
Notice of auction of immovable property in enforcement proceedings	14.07.2026
Notice of auction of immovable property in enforcement proceedings	10.07.2026

1 - 5 / 379 rows

Public transactions

Date	Party	Amount	Classification
30.06.2026	Võru Linnavalitsus	200.00 € Received	OPERATING EXPENSES Municipal government
30.06.2026	Eesti Maaülikool	184.59 € Received	OPERATING EXPENSES Tertiary education
30.06.2026	sihtasutus Tartu Ülikooli Kliinikum	95 100.00 € Received	SHORT-TERM LIABILITIES General hospital services
29.06.2026	Sillamäe Linnavalitsus	16 818.18 € Received	SHORT-TERM LIABILITIES Municipal government
29.06.2026	Sillamäe Linnavalitsus	10 170.91 € Received	FINANCIAL INCOME AND EXPENSES Servicing of government-sector debt

1 - 5 / 27767 rows

.ee domains

Domain	Status	Registered	Expires	End
sebpank.ee	Active	31.10.2014	01.11.2026	-
sebenskilda.ee	Active	24.01.2014	25.01.2027	-
enskilda.ee	Active	24.01.2014	25.01.2027	-
koduvalija.ee	Active	12.06.2013	13.06.2027	-
kodupank.ee	Active	04.07.2010	09.12.2026	-

1 - 5 / 9 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders