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Lyfery Insurance OÜ

Legal form:

Private limited company

Registry code:

16585439

VAT no.:

EE102541399

Fiscal-year period:

01.01 - 31.12

Established:

03.10.2022 (3)

Former business names:

Lyfery OÜ

Capital:

12 558,11 EUR

Address:

Marati tn 5a, Põhja-Tallinna linnaosa, Tallinn, Harju maakond, 11712

Status:

Registered

Contacts

Email:

hello@lyfery.com

Phone:

+372 5108621

Other:

mihkel@lyfery.com

Website:

https://lyfery.com/

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66221 - Activities of insurance agents

VAT liability

	Start	End
EE102541399	04.10.2022

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	12.03.2025	Valid
2023	03.10.2022 - 31.12.2023	01.07.2024	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	2 501 €	2 799 €	0 €100.0%	4
Kokku 2026:	2 501 €	2 799 €	0 €
2025 Q4	2 918 €	2 808 €	4 032 €	3
2025 Q3	2 498 €	2 808 €	0 €	3
2025 Q2	2 925 €	3 268 €	0 €	3
2025 Q1	2 717 €	855 €	0 €	3
Kokku 2025:	11 058 €	9 739 €	4 032 €
2024 Q4	2 635 €	2 675 €	0 €	2
2024 Q3	6 957 €	7 465 €	0 €	4
2024 Q2	10 287 €	11 136 €	0 €	5
2024 Q1	5 496 €	5 966 €	0 €	5
Kokku 2024:	25 375 €	27 242 €	0 €
2023 Q4	816 €	918 €	0 €	1
2023 Q3	2 334 €	2 544 €	0 €	1
2023 Q2	4 173 €	4 527 €	0 €	1
2023 Q1	1 310 €	1 430 €	0 €	1
Kokku 2023:	8 633 €	9 418 €	0 €
2022 Q4	279 €	311 €	0 €	1
2022 Q3	0 €	0 €	0 €	-
Kokku 2022:	279 €	311 €	0 €

Revenue by industry

	2024
Activities of insurance agents	9 195 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Veikko Tamlak	36801XXXXXX	20.01.1968 (58)	Board member	22.12.2023	-
Mihkel Mandre	37906XXXXXX	03.06.1979 (47)	Board member	03.10.2022	-

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Osaühing Tammekindlus	-	12.05.2006 (20)	Shareholder	56,87 EUR	0,45	Sole ownership	04.04.2026	-
crm consulting OÜ	-	19.09.2022 (3)	Shareholder	100,00 EUR	0,8	Sole ownership	04.04.2026	-
Devdelux OÜ	-	30.01.2023 (3)	Shareholder	100,00 EUR	0,8	Sole ownership	04.04.2026	-
Riverson Publishing OÜ	-	29.12.2025 (0)	Shareholder	100,00 EUR	0,8	Sole ownership	04.04.2026	-
Gaincap OÜ	16388XXX	13.12.2021 (4)	Shareholder	142,17 EUR	1,13	Sole ownership	04.04.2026	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 28 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Mihkel Mandre	37906XXXXXX	03.06.1979 (47)	Founder	02.10.2022	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Veikko Tamlak	36801XXXXXX	20.01.1968 (58)	Member of higher governing body (board or supervisory board)	02.01.2024	-
Mihkel Mandre	37906XXXXXX	03.06.1979 (47)	Direct holding	03.10.2022	-

1 - 2 / 2 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Lyfery Insurance OÜ	03.10.2022	Shareholder	889,00 EUR	7,08	Sole ownership	19.02.2025	-

1 - 1 / 1 rows

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

111,92%

Monthly average

933 €

Per employee

267 €

State taxes

Monthly average

834 €

Turnover ratio

0,00%

Estimated salary

Gross salary

691 €

Net salary

658 €

Aggregate data

	2024	2023
Current assets	22 623 €127.5%	9 945 €
Non-current assets	102 597 €1 284.9%	7 408 €
Total assets	125 220 €621.6%	17 353 €
Short-term liabilities	10 869 €3.6%	10 488 €
Long-term liabilities	-	-
Total liabilities	10 869 €3.6%	10 488 €
Share or stock capital	11 860 €18.6%	10 000 €
Retained earnings	247 505 €518.8%	40 000 €
Net profit	-145 014 €236.2%	-43 135 €
Equity	114 351 €1 565.7%	6 865 €
Turnover	9 195 €	-
Profit margin	-1 577.10%	0.00%

Financial ratios

	2024	2023
Profit and cash flow
EBITDA	-128 275	-
Liquidity
Current ratio	O.R	R.Z
Quick ratio	C.G	U.I
Cash ratio	L.T	F.Y
Efficiency
Days sales outstanding (dso)	X FMJ.M	-
Asset turnover	P.N	-
Structure
Debt ratio	W.Z	F.V
Profitability
Operating margin	-W LHR.Y%	-
Net profit margin	-N XUU.T%	-
Return on assets (roa)	-CCF.V%	-YRD.S%
Return on equity (roe)	-TYG.M%	-OCK.O%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50212079 / 9	07.04.2026	Entry - Amendment entry		Entered into force (07.04.2026)
Ä 50212079 / M3	24.03.2026	Order to remedy deficiencies - Amendment entry	23.04.2026	Deficiencies remedied (07.04.2026)
Ä 50212079 / 8	30.12.2024	Entry - Amendment entry		Entered into force (30.12.2024)
Ä 50212079 / 7	18.12.2024	Entry - Amendment entry		Entered into force (18.12.2024)
Ä 50212079 / 6	10.12.2024	Negative entry order - Amendment entry		Entered into force (23.12.2024)

1 - 5 / 12 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
17.03.2026	Eesti Töötukassa	339.84 € Received	OTHER GRANTS Social protection of the unemployed
03.03.2026	Eesti Töötukassa	467.28 € Received	OTHER GRANTS Social protection of the unemployed
28.04.2025	Majandus- ja Kommunikatsiooniministeerium	34 580.00 € Received	OTHER GRANTS R&D in general economic, trade and labour policy

Lyfery Insurance OÜ

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

Holdings in companies

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found