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Swedbank Life Insurance SE

Legal form:

European company (Societas Europaea)

Registry code:

10142356

VAT no.:

EE100321841

Fiscal-year period:

01.01 - 31.12

Established:

25.04.1997 (29)

Former business names:

Aktsiaselts Hansa Elukindlustus, EESTI ELUKINDLUSTUSE AKTSIASELTS, Hansapanga Kindlustuse Aktsiaselts, Swedbank Elukindlustus Aktsiaselts

Capital:

10 000 000 EUR

Address:

Liivalaia tn 34, Kesklinna linnaosa, Tallinn, Harju maakond, 15040

Status:

Registered

Contacts

Email:

elukindlustus@swedbank.ee

Phone:

+372 6131606

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65111 - Life insurance

VAT liability

	Start	End
EE100321841	31.12.2018
EE100321841	20.03.2017	30.12.2018
EE100321841	01.08.1997	28.01.2009

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	31.03.2026	Valid
2024	01.01.2024 - 31.12.2024	01.04.2025	Valid
2023	01.01.2023 - 31.12.2023	02.04.2024	Valid
2022	01.01.2022 - 31.12.2022	03.04.2023	Valid
2021	01.01.2021 - 31.12.2021	28.03.2022	Valid
2020	01.01.2020 - 31.12.2020	31.03.2021	Valid
2019	01.01.2019 - 31.12.2019	24.03.2020	Valid
2018	01.01.2018 - 31.12.2018	05.04.2019	Valid
2017	01.01.2017 - 31.12.2017	29.03.2018	Valid
2016	01.01.2016 - 31.12.2016	21.03.2017	Valid
2015	01.01.2015 - 31.12.2015	24.03.2016	Valid
2014	01.01.2014 - 31.12.2014	13.04.2015	Valid
2013	01.01.2013 - 31.12.2013	30.04.2014	Valid
2012	01.01.2012 - 31.12.2012	10.06.2013	Valid
2011	01.01.2011 - 31.12.2011	02.07.2012	Valid
2010	01.01.2010 - 31.12.2010	30.06.2011	Valid
2009	01.01.2009 - 31.12.2009	07.07.2010	Valid
2008	01.01.2008 - 31.12.2008	29.06.2009	Valid
2007	01.01.2007 - 31.12.2007	18.07.2008	Valid
2006	01.01.2006 - 31.12.2006	27.06.2007	Valid
2005	01.01.2005 - 31.12.2005	30.06.2006	Valid
2004	01.01.2004 - 31.12.2004	30.06.2005	Valid
2003	01.01.2003 - 31.12.2003	18.05.2004	Valid
2002	01.01.2002 - 31.12.2002	27.06.2003	Valid
2001	01.01.2001 - 31.12.2001	10.04.2002	Valid
2000	01.01.2000 - 31.12.2000	26.06.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 10.06.2026.

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Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	572 345 €	565 742 €	118 493 €11.1%	51
Kokku 2026:	572 345 €	565 742 €	118 493 €
2025 Q4	632 312 €	621 784 €	133 244 €27.9%	51
2025 Q3	725 421 €	725 133 €	104 162 €15.0%	50
2025 Q2	6 359 812 €	635 800 €	90 612 €7.2%	50
2025 Q1	599 224 €	590 056 €	84 551 €29.2%	48
Kokku 2025:	8 316 769 €	2 572 773 €	412 569 €23.8%
2024 Q4	615 380 €	597 708 €	119 389 €57.7%	46
2024 Q3	560 816 €	554 863 €	75 721 €46.7%	44
2024 Q2	1 899 119 €	532 643 €	51 626 €40.3%	45
2024 Q1	544 140 €	536 326 €	86 484 €56.4%	41
Kokku 2024:	3 619 455 €	2 221 540 €	333 220 €22.8%
2023 Q4	517 567 €	517 362 €	55 312 €44.3%	39
2023 Q3	519 898 €	511 160 €	99 250 €110.1%	39
2023 Q2	1 914 597 €	532 154 €	47 248 €32.1%	39
2023 Q1	453 182 €	450 701 €	69 585 €15.0%	39
Kokku 2023:	3 405 243 €	2 011 377 €	271 396 €5.2%
2022 Q4	504 314 €	496 855 €	81 856 €97.9%	41
2022 Q3	467 670 €	469 812 €	41 353 €36.4%	41
2022 Q2	1 961 318 €	486 715 €	64 998 €6.9%	44
2022 Q1	442 639 €	436 967 €	69 818 €67.1%	37
Kokku 2022:	3 375 941 €	1 890 348 €	258 025 €5.6%
2021 Q4	451 612 €	451 396 €	41 777 €4.0%	37
2021 Q3	377 553 €	378 120 €	40 173 €10.9%	37
2021 Q2	1 695 402 €	421 322 €	45 077 €61.6%	35
2021 Q1	410 794 €	401 418 €	117 341 €136.1%	38
Kokku 2021:	2 935 360 €	1 652 257 €	244 368 €5.0%
2020 Q4	365 491 €	363 418 €	49 709 €17.8%	37
2020 Q3	365 630 €	367 253 €	60 441 €80.0%	36
2020 Q2	2 141 158 €	477 719 €	33 581 €70.4%	38
2020 Q1	393 898 €	384 127 €	113 443 €213.2%	36
Kokku 2020:	3 266 177 €	1 592 517 €	257 174 €13.7%
2019 Q4	410 396 €	410 006 €	36 221 €26.8%	34
2019 Q3	342 885 €	344 580 €	28 564 €27.2%	35
2019 Q2	2 559 615 €	470 941 €	39 239 €67.9%	36
2019 Q1	404 409 €	398 994 €	122 246 €88.4%	37
Kokku 2019:	3 717 305 €	1 624 521 €	226 270 €10.3%
2018 Q4	368 815 €	362 363 €	64 886 €52.1%	38
2018 Q3	331 986 €	330 997 €	42 652 €14.1%	39
2018 Q2	2 576 802 €	355 330 €	49 682 €3.6%	38
2018 Q1	482 062 €	476 051 €	47 933 €12.7%	22
Kokku 2018:	3 759 665 €	1 524 741 €	205 153 €20.1%
2017 Q4	370 997 €	363 963 €	54 887 €5.6%	22
2017 Q3	326 788 €	318 739 €	58 173 €0.7%	22
2017 Q2	2 194 720 €	355 023 €	57 792 €	22
2017 Q1	337 771 €	342 072 €	0 €100.0%	22
Kokku 2017:	3 230 276 €	1 379 797 €	170 852 €99.5%
2016 Q4	298 177 €	302 295 €	8 372 923 €2.5%	49
2016 Q3	305 912 €	309 938 €	8 584 597 €9.7%	49
2016 Q2	4 903 312 €	343 105 €	9 503 255 €26.8%	49
2016 Q1	266 924 €	270 643 €	7 496 225 €0.7%	49
Kokku 2016:	5 774 325 €	1 225 981 €	33 957 000 €8.9%
2015 Q4	259 401 €	262 433 €	7 444 751 €10.6%	1
2015 Q3	233 929 €	237 310 €	6 732 055 €2.2%	1
2015 Q2	1 689 891 €	242 548 €	6 880 652 €32.1%	1
2015 Q1	358 358 €	357 285 €	10 135 542 €	1
Kokku 2015:	2 541 579 €	1 099 576 €	31 193 000 €

Revenue by industry

	2023	2024	2025
Life insurance	52 816 000 €	54 860 000 €	63 825 000 €

Tax debts

No tax debt found

No tax debt as of 10.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Aet Altroff	47203XXXXXX	23.03.1972 (54)	Board member	16.08.2024	-
Ilona Gaiževskaitė-Mickaitienė	47505XXXXXX	15.05.1975 (51)	Board member	19.05.2020	-
Margus Liigand	37207XXXXXX	11.07.1972 (53)	Board member	21.06.2018	-

19 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Swedbank AS	-	11.07.1996 (29)	Shareholder	10 000 000,00 EUR	100	Sole ownership	16.08.2023	-

11 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Johanna Okasmaa Nilsson	-	25.03.1969 (57)	Supervisory-board member	15.04.2026	-
Göran Böhlmark	-	08.04.1976 (50)	Supervisory-board member	29.03.2026	-
Magnus Carlehed	61080XXXXXX	03.08.1961 (64)	Chairman of the supervisory board	16.03.2026	-
Māris Viņķelis	-	05.02.1981 (45)	Supervisory-board member	19.11.2025	-
Olavi Lepp	37710XXXXXX	01.10.1977 (48)	Supervisory-board member	12.07.2025	-

47 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 8 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Magnus Carlehed	61080XXXXXX	03.08.1961 (64)	Member of higher governing body (board or supervisory board)	31.03.2026	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

118 493 €

Monthly average

39 498 €

Per employee

774 €

Equity ratio

0,39%

Labour taxes

Turnover ratio

477,45%

Tax ratio

98,85%

Monthly average

188 581 €

Per employee

3 698 €

State taxes

Monthly average

190 782 €

Turnover ratio

483,02%

Estimated salary

Gross salary

6 467 €

Net salary

4 956 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	861 129 024 €2 018.8%	40 643 000 €95.4%	881 168 000 €5 368.3%	16 114 000 €69.3%	52 524 000 €
Non-current assets	-	-	16 271 000 €97.9%	761 108 992 €5.0%	-	724 656 000 €14.9%	630 448 000 €
Total assets	1 032 972 992 €1.5%	1 018 120 000 €16.0%	877 400 000 €9.4%	801 752 000 €9.0%	881 168 000 €19.0%	740 769 984 €8.5%	682 972 032 €
Short-term liabilities	-	-	2 327 000 €	-	-	-	-
Long-term liabilities	-	-	774 289 024 €	-	-	-	-
Total liabilities	-	-	776 616 024 €	-	-	-	-
Share or stock capital	-	-	10 000 000 €	10 000 000 €	10 000 000 €	10 000 000 €	10 000 000 €
Retained earnings	-	-	32 824 000 €24.0%	26 466 000 €33.3%	19 861 000 €113.8%	9 291 000 €2.9%	9 566 000 €
Net profit	-	-	57 960 000 €155.4%	22 695 000 €3.5%	21 924 000 €0.7%	21 781 000 €13.7%	25 229 000 €
Equity	-	-	100 784 000 €70.4%	59 161 000 €14.2%	51 785 000 €26.1%	41 072 000 €8.3%	44 795 000 €
Turnover	63 825 000 €16.3%	54 860 000 €3.9%	52 816 000 €29.1%	40 908 000 €7.0%	38 220 000 €6.7%	40 954 000 €0.3%	40 851 000 €
Profit margin	0.00%	0.00%	109.74%97.8%	55.48%3.3%	57.36%7.9%	53.18%13.9%	61.76%

Financial ratios

	2023	2022	2021	2020	2019
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	EDE.L	-	-	-	-
Quick ratio	UPX.Y	-	-	-	-
Cash ratio	E.N	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	GB.A	-	-
Asset turnover	-	-	W.Y	-	-
Structure
Debt ratio	W.K	R.V	P.H	0.9	0.9
Profitability
Operating margin	-	-	-DSB.B%	-	-
Net profit margin	-	-	XV.T%	-	-
Return on assets (roa)	L.U%	P.C%	M.I%	0.0%	0.0%
Return on equity (roe)	M.K%	M.K%	FW.F%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10012413 / 47	01.09.2025	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (01.09.2025)
Ä 10012413 / 46	16.08.2024	Entry - Amendment entry		Entered into force (16.08.2024)
Ä 10012413 / 45	02.04.2024	Entry - Amendment entry		Entered into force (02.04.2024)
Ä 10012413 / M20	27.03.2024	Order to remedy deficiencies - Amendment entry	11.04.2024	Deficiencies remedied (02.04.2024)
Ä 10012413 / 44	11.10.2023	Entry - Amendment entry		Entered into force (11.10.2023)

1 - 5 / 59 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-18-7276/32	Civil case	Court judgment	Law of obligations	Maido Roots	ECLI:EE:VMK:2020:2.18.7276.6285	25.03.2020

1 - 1 / 1 rows

Official announcements

Subject	Date
Notices of commercial and non-profit associations and foundations	22.06.2009
Power-of-attorney notices	10.06.2008

Swedbank Life Insurance SE

Contacts

Industries

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Regulations

Real estate

No real estate found

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No consumer dispute committee decisions found

Court decisions

Court decisions

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Official announcements

Public transactions

No public transactions found

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No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found