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Paywerk AS

Legal form:

Public limited company

Registry code:

16218310

VAT no.:

EE100354546

Fiscal-year period:

01.01 - 31.12

Established:

29.04.2021 (5)

Capital:

108 174,60 EUR

Address:

Liivalaia tn 34, Kesklinna linnaosa, Tallinn, Harju maakond, 10132

Status:

Registered

Contacts

Email:

info@paywerk.co

Website:

https://paywerk.co

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Other financial service activities n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE100354546	01.05.2026
EE102366480	01.05.2021	30.04.2026
Paywerk AS
Swedbank AB Eesti filiaal
Swedbank AS
SWEDBANK BALTICS AS
Swedbank Liising Aktsiaselts

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	28.06.2024	Valid
2022	01.01.2022 - 31.12.2022	29.06.2023	Valid
2021	29.04.2021 - 31.12.2021	30.06.2022	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	172 883 €	94 577 €	13 639 €20.3%	7
Kokku 2026:	172 883 €	94 577 €	13 639 €
2025 Q4	58 381 €	64 221 €	11 336 €2.6%	6
2025 Q3	47 338 €	51 599 €	11 637 €15.6%	4
2025 Q2	44 778 €	48 153 €	13 786 €39.0%	3
2025 Q1	55 152 €	43 275 €	22 593 €214.7%	3
Kokku 2025:	205 649 €	207 248 €	59 352 €64.2%
2024 Q4	25 594 €	27 050 €	7 179 €83.8%	3
2024 Q3	93 758 €	78 652 €	44 200 €62.4%	1
2024 Q2	19 631 €	19 165 €	27 214 €68.8%	-
2024 Q1	47 751 €	24 956 €	87 260 €327.0%	-
Kokku 2024:	186 734 €	149 823 €	165 853 €3.1%
2023 Q4	25 822 €	24 680 €	20 438 €61.2%	-
2023 Q3	28 370 €	29 716 €	52 681 €9.8%	1
2023 Q2	35 515 €	34 581 €	58 393 €98.5%	2
2023 Q1	43 868 €	42 660 €	29 412 €27.8%	3
Kokku 2023:	133 575 €	131 636 €	160 923 €28.3%
2022 Q4	55 100 €	58 670 €	40 714 €25.7%	6
2022 Q3	59 150 €	63 215 €	54 781 €7.2%	6
2022 Q2	39 179 €	75 303 €	59 042 €15.5%	6
2022 Q1	51 372 €	55 166 €	69 836 €229.8%	7
Kokku 2022:	204 801 €	252 354 €	224 373 €448.2%
2021 Q4	44 848 €	48 112 €	21 176 €8.3%	4
2021 Q3	28 550 €	30 613 €	19 547 €9 448.1%	3
2021 Q2	0 €	0 €	205 €	3
Kokku 2021:	73 398 €	78 725 €	40 927 €

Revenue by industry

	2022	2023	2024
Provision of other financial services n.e.c., except insurance and pension funding	788 €	14 904 €	4 449 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Ivar Truss	37102XXXXXX	23.02.1971 (55)	Board member	02.08.2024	-
Erkki Saarniit	38507XXXXXX	02.07.1985 (40)	Board member	10.11.2021	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
SWEDBANK	-	-	Shareholder	106 874,60 EUR	98,8	Sole ownership	13.08.2024	-

30 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Carl Francisco Molinero	-	14.05.1965 (61)	Supervisory-board member	23.07.2024	-
Kaidi Matsar	47106XXXXXX	12.06.1971 (54)	Supervisory-board member	23.07.2024	-
Maivi Hanson	47112XXXXXX	14.12.1971 (54)	Supervisory-board member	23.07.2024	-
Tomas Pigaga	37712XXXXXX	21.12.1977 (48)	Supervisory-board member	23.07.2024	-
Grant Thornton Baltic OÜ	-	-	Audit firm	25.01.2023	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 7 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Tomas Pigaga	37712XXXXXX	21.12.1977 (48)	Member of higher governing body (board or supervisory board)	27.03.2026	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

13 639 €

Monthly average

4 546 €

Per employee

649 €

Equity ratio

4,20%

Labour taxes

Turnover ratio

693,43%

Tax ratio

54,71%

Monthly average

31 526 €

Per employee

4 850 €

State taxes

Monthly average

57 628 €

Turnover ratio

1 267,56%

Estimated salary

Gross salary

8 407 €

Net salary

6 399 €

Aggregate data

	2024	2023	2022	2021
Current assets	2 288 463 €818.4%	249 189 €59.7%	617 778 €17.0%	744 350 €
Non-current assets	6 775 256 €411.9%	1 323 643 €38.1%	958 410 €77.0%	541 450 €
Total assets	9 063 719 €476.3%	1 572 832 €0.2%	1 576 188 €22.6%	1 285 800 €
Short-term liabilities	109 065 €16.7%	131 008 €26.5%	103 550 €29.1%	145 953 €
Long-term liabilities	-	-	-	-
Total liabilities	109 065 €16.7%	131 008 €26.5%	103 550 €29.1%	145 953 €
Share or stock capital	108 175 €42.7%	75 804 €20.0%	63 150 €	63 150 €
Retained earnings	9 372 068 €326.5%	2 197 180 €14.8%	2 578 651 €100.8%	1 284 508 €
Net profit	-525 589 €36.8%	-831 160 €28.9%	-1 169 163 €462.6%	-207 811 €
Equity	8 954 654 €521.1%	1 441 824 €2.1%	1 472 638 €29.2%	1 139 847 €
Turnover	4 449 €70.1%	14 904 €1 791.4%	788 €	-
Profit margin	-11 813.64%111.8%	-5 576.76%96.2%	-148 370.94%	0.00%

Financial ratios

	2024	2023	2022	2021
Profit and cash flow
EBITDA	-RHZ HPG	-AFQ PCP	-B RGI XZG	-204 872
Liquidity
Current ratio	DD.M	T.U	Y.F	5.1
Quick ratio	AP.E	G.Q	C.L	5.1
Cash ratio	GH.T	N.B	C.R	4.6
Efficiency
Days sales outstanding (dso)	PB NWG.V	ZD IBW.T	KLV DYZ.G	-
Asset turnover	A.Z	O.I	V.Y	-
Structure
Debt ratio	I.B	H.P	F.T	0.1
Profitability
Operating margin	-DP ONK.M%	-P HAC.O%	-ZAR LYD.B%	-
Net profit margin	-GZ BCT.K%	-H TBQ.N%	-QDG EJR.P%	-
Return on assets (roa)	-U.Q%	-VT.Z%	-KL.A%	-16.2%
Return on equity (roe)	-N.L%	-UO.L%	-IX.A%	-18.2%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50172019 / 16	06.05.2026	Entry - Amendment entry		Entered into force (06.05.2026)
Ä 50172019 / M7	02.04.2026	Order to remedy deficiencies - Amendment entry	17.04.2026	Deficiencies remedied (07.04.2026)
Ä 50172019 / 15	25.08.2025	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (25.08.2025)
Ä 50172019 / 14	09.08.2024	Entry - Amendment entry		Entered into force (09.08.2024)
Ä 50172019 / 13	02.08.2024	Entry - Amendment entry		Entered into force (02.08.2024)

Paywerk AS

Contacts

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VAT liability

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Hidden

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Holdings in companies

No holdings in companies found

Aggregate data

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Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

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Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found