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Ühisarveldused AS

Legal form:

Public limited company

Registry code:

14192799

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

26.01.2017 (9)

Capital:

500 000 EUR

Address:

Jakobi tn 34, Tartu linn, Tartu linn, Tartu maakond, 51005

Status:

Registered

Contacts

Email:

info@yhistupank.ee

Phone:

+372 7407134

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Monetary intermediation
Other monetary intermediation
64191 - Credit institutions

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	24.06.2024	Valid
2022	01.01.2022 - 31.12.2022	03.06.2023	Valid
2021	01.01.2021 - 31.12.2021	30.06.2022	Valid
2020	01.01.2020 - 31.12.2020	04.06.2021	Valid
2019	01.01.2019 - 31.12.2019	15.05.2020	Valid
2018	01.01.2018 - 31.12.2018	07.06.2019	Valid
2017	26.01.2017 - 31.12.2017	25.04.2018	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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? Strengths

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Tax data

No tax data found

Company has no submitted tax data

Revenue by industry

	2022	2023	2024
Credit institutions			35 660 €
Other monetary intermediation	37 284 €	18 229 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Liina Nulk	46502XXXXXX	13.02.1965 (61)	Board member	19.01.2026	-
Märt Riiner	38502XXXXXX	25.02.1985 (41)	Board member	26.01.2017	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
TARTU HOIU-LAENUÜHISTU	-	28.12.2006 (19)	Shareholder	500 000,00 EUR	100	Sole ownership	05.12.2025	-

8 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Valter Haamer	32904XXXXXX	01.04.1929 (97)	Chairman of the supervisory board	07.03.2024	-
Harry Raudvere	35811XXXXXX	23.11.1958 (67)	Supervisory-board member	07.03.2024	-
Martin Loimet	39008XXXXXX	06.08.1990 (35)	Supervisory-board member	07.03.2024	-
Krista Vainola	46204XXXXXX	05.04.1962 (64)	Audit firm	20.01.2017	-
TARTU HOIU-LAENUÜHISTU	-	-	Founder	20.01.2017	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Märt Riiner	38502XXXXXX	25.02.1985 (41)	Member of higher governing body (board or supervisory board)	20.09.2018	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	5 226 971 €10.0%	5 810 178 €224.4%	1 791 254 €201.0%	595 060 €153.8%	234 425 €4.2%	244 777 €
Non-current assets	86 410 €25.9%	68 619 €32.7%	51 716 €61.8%	31 958 €15.5%	27 662 €94.7%	14 210 €
Total assets	5 313 381 €9.6%	5 878 797 €219.0%	1 842 970 €193.9%	627 018 €139.2%	262 087 €1.2%	258 987 €
Short-term liabilities	4 816 712 €10.5%	5 383 614 €303.9%	1 332 914 €238.3%	393 989 €2 555.4%	14 837 €5.4%	15 685 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	4 816 712 €10.5%	5 383 614 €303.9%	1 332 914 €238.3%	393 989 €2 555.4%	14 837 €5.4%	15 685 €
Share or stock capital	500 000 €	500 000 €	500 000 €122.2%	225 000 €	225 000 €	225 000 €
Retained earnings	-4 817 €147.9%	10 056 €25.2%	8 029 €63.9%	22 249 €21.6%	18 302 €73.6%	10 543 €
Net profit	1 486 €110.0%	-14 873 €833.7%	2 027 €114.3%	-14 220 €460.2%	3 948 €49.1%	7 759 €
Equity	496 669 €0.3%	495 183 €2.9%	510 056 €118.9%	233 029 €5.8%	247 250 €1.6%	243 302 €
Turnover	35 660 €95.6%	18 229 €51.1%	37 284 €7 416.9%	496 €49 500.0%	1 €50.0%	2 €
Profit margin	4.17%105.1%	-81.59%1 600.7%	5.44%100.2%	-2 866.94%100.7%	394 800.00%1.8%	387 950.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-VP BWJ	-MA RZN	-A GHU	-22 200	-5 743
Liquidity
Current ratio	N.V	G.D	D.T	1.5	15.8
Quick ratio	B.K	Q.P	M.P	1.5	15.8
Cash ratio	G.T	K.O	I.P	1.0	0.1
Efficiency
Days sales outstanding (dso)	IOQ.R	Q UHQ.K	L JMG.D	163 620.4	86 980 777.5
Asset turnover	W.J	X.R	V.E	0.0	0.0
Structure
Debt ratio	K.E	X.C	K.C	0.6	0.1
Profitability
Operating margin	-II.C%	-ZJG.M%	-WQ.U%	-4 819.4%	-645 100.0%
Net profit margin	Q.N%	-UR.L%	U.S%	-2 866.9%	394 800.0%
Return on assets (roa)	G.J%	-H.P%	W.N%	-3.2%	1.5%
Return on equity (roe)	I.K%	-C.D%	A.C%	-6.1%	1.6%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50049879 / 12	19.01.2026	Entry - Amendment entry		Entered into force (19.01.2026)
Ä 50049879 / 11	08.12.2022	Entry - Amendment entry		Entered into force (08.12.2022)
Ä 50049879 / M4	01.12.2022	Order to remedy deficiencies - Amendment entry	16.12.2022	Deficiencies remedied (08.12.2022)
Ä 50049879 / 10	07.01.2021	Entry - Amendment entry under CRA § 525 (2)		Entered into force (07.01.2021)
Ä 50049879 / M3	04.02.2020	Directive order		Entered into force (04.02.2020)

Ühisarveldused AS

Contacts

Industries

VAT liability

No VAT obligation history found

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

No tax data found

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found