OPA Credit OÜ

Legal form:: Private limited company
Registry code:: 14161161
VAT no.:: -
Fiscal-year period:: 01.01 - 31.12
Established:: 30.11.2016 (9 y)
Former business names:: Promonord OÜ, Promonord UÜ
Capital:: 100 000 EUR
Address:: Masina tn 20, Kesklinna linnaosa, Tallinn, Harju maakond, 10113
Status:: Registered

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Contacts

Phone:: +372 6066333
Email:: info@opa.credit
Website:: opa.credit
Website:: opa.ee

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 – Other lending, excl. pawnshops

Industry TOP5 companies in the activity

Main activity 64929 · turnover over the last 4 quarters

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VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	30.06.2026	Not submitted
2024	01.01.2024 – 31.12.2024	30.06.2025	Not submitted
2023	01.01.2023 – 31.12.2023	30.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	05.09.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	21.10.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	30.08.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	27.10.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	29.10.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	09.07.2019	Expired	PDF
2017	30.11.2016 – 31.12.2017	01.11.2018	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 31.10.2026.

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Tax debt Reports2 Declarations Court decisions5 Official announcements4 TTJA decisions–Real estate1 .ee domains2 Licenses–Regulations10 Public transactions–Grants–State aid1 Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	54 €	0 €	-	-
Total 2026:	54 €	0 €	0 €
2024 Q4	16 €	0 €	-	-
Total 2024:	16 €	0 €	0 €
2023 Q3	13 €	0 €	-	-
2023 Q1	1 €	0 €	-	-
Total 2023:	14 €	0 €	0 €
2022 Q1	12 890 €	187 €	-	-
Total 2022:	12 890 €	187 €	0 €
2021 Q2	510,11 €	561,46 €	-	-
2021 Q1	3 544,56 €	1 684,38 €	-	-
Total 2021:	4 054,67 €	2 245,84 €	0 €
2020 Q4	510,11 €	561,46 €	-	1
2020 Q2	67,17 €	0 €	-	-
Total 2020:	577,28 €	561,46 €	0 €

Tax debts

No tax debt found

No tax debt as of 31.10.2026

Representatives

	Personal ID code
Ain Seppik	35203XXXXXX	12.03.1952 (74)	Board member	29.05.2018	-

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Shareholders

	Personal ID code
Ain Seppik	35203XXXXXX	12.03.1952 (74)	Shareholder	100 000 EUR	100,00%	Sole ownership	01.09.2023	-

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Ultimate beneficial owners

	Personal ID code
Ain Seppik	35203XXXXXX	12.03.1952 (74)	Direct holding	27.09.2018	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 0,00%
Monthly average: 0 €
Per employee: -

State taxes

Monthly average: 18 €
Turnover ratio: -

Estimated salary

Gross salary: -
Net salary: -

Aggregate data

	2023	2022	2021	2020	2019
Current assets	1 303 623 €−8,4%	1 422 882 €−43,3%	2 507 434 €−15,0%	2 951 429 €+30,5%	2 262 046 €
Non-current assets	2 651 066 €+20,8%	2 195 200 €−50,3%	4 415 911 €+11,0%	3 977 993 €−23,9%	5 224 682 €
Total assets	3 954 689 €+9,3%	3 618 082 €−47,7%	6 923 345 €−0,1%	6 929 422 €−7,4%	7 486 728 €
Short-term liabilities	4 023 393 €+17 205%	23 250 €−72,8%	85 612 €−51,0%	174 665 €+239%	51 557 €
Long-term liabilities	-	4 000 000 €−39,1%	6 569 620 €−0,3%	6 587 620 €−9,2%	7 257 594 €
Total liabilities	4 023 393 €	4 023 250 €−39,5%	6 655 232 €−1,6%	6 762 285 €−7,5%	7 309 151 €
Share or stock capital	-	-	-	-	-
Retained earnings	-505 168 €−400%	168 113 €+1 180%	13 137 €+105%	-288 946 €−4 426%	-6 384 €
Net profit	336 464 €+150%	-673 281 €−534%	154 976 €−56,5%	356 083 €+324%	83 961 €
Equity	-68 704 €+83,0%	-405 168 €−251%	268 113 €+60,4%	167 137 €−5,9%	177 577 €
Turnover	-	-	-	-	-
Profit margin	-	-	-	-	-

Financial ratios

	2020	2019
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	16,9	43,9
Quick ratio	16,9	43,9
Cash ratio	6,7	10,2
Efficiency
Days sales outstanding (dso)	-	-
Asset turnover	-	-
Structure
Debt ratio	1,0	1,0
Profitability
Operating margin	-	-
Net profit margin	-	-
Return on assets (roa)	-	-
Return on equity (roe)	-	-

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 50042395 / 10	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023
Ä 50042395 / 9	18.11.2020	Entry – Division entry of transferring entity (second, constitutive entry)	-	Entered into force18.11.2020
Ä 50042395 / 8	06.10.2020	Entry – Amendment entry	-	Entered into force06.10.2020
Ä 50042395 / 7	29.05.2018	Entry – Amendment entry	-	Entered into force29.05.2018
Ä 50042395 / 6	20.01.2018	Entry – Amendment entry	-	Entered into force20.01.2018

Real estate

		Purpose
Kase, Kotka küla, Kuusalu vald, Harju maakond	14 098 m²	Residential land 100%

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-22-18340/40	Kohtu I astme menetlus	Court rulingBankruptcy ruling	Bankruptcy law	Merike Varusk	ECLI:EE:HMK:2023:2.22.18340.25385	11.09.2023	Open
2-22-992/54	Kohtu I astme menetlus	Court judgment	Enforcement	Tiia Bergson	ECLI:EE:HMK:2023:2.22.992.26250	15.06.2023	Open
2-20-12054/36	Kohtu I astme menetlus	Court judgment	Enforcement	Piret Rõuk	ECLI:EE:HMK:2021:2.20.12054.26735	09.11.2021	Open
2-19-15416/61	Apellatsioonmenetlus	Court judgment	Enforcement	Iris Kangur-Gontšarov, Margo Klaar, Meeli Kaur	ECLI:EE:TLRK:2021:2.19.15416.28375	18.10.2021	Open
2-19-15416/44	Kohtu I astme menetlus	Court judgment	Enforcement	Piret Rõuk	ECLI:EE:HMK:2021:2.19.15416.28396	01.07.2021	Open

Official announcements


Notice of granting or refusal of an environmental permit	08.12.2020	PDF
Notice of division of a company	01.12.2020	PDF
Notice of disclosure of the draft environmental permit	16.11.2020	PDF
Notice of initiation of proceedings for an environmental permit	14.09.2020	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


11.03.2021	SA Keskkonnainvesteeringute KeskusAid measure 14303	Metsandussektorile antav abi › Erametsaomanike nõustamineGrant	80 €	14303/2104733

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


nukehive.ee	Active	22.01.2019	23.01.2027
opacredit.ee	Active	22.09.2017	23.09.2030

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.