FF Financial Group OÜ

Legal form:: Private limited company
Registry code:: 16856759
VAT no.:: EE102812963
Fiscal-year period:: 01.01 - 31.12
Established:: 08.11.2023 (2 y)
Capital:: 3 000 EUR
Address:: Kooli tn 10, Rummu alevik, Lääne-Harju vald, Harju maakond, 76102
Status:: Registered
E-invoice reception:: Arvekeskus

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Contacts

Phone:: +372 5029018
Email:: sadamerkki@gmail.com

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 – Other lending, excl. pawnshops

Industry TOPNo. 2 of 5 companies

1.AS Finora Group263.8k €
2.FF Financial Group OÜ214.1k €
3.Monefit Estonia OÜ80.3k €
4.PE Capital OÜ60k €
5.Creditstar Estonia AS8.5k €

Main activity 64929 · turnover over the last 4 quarters

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VAT liability

VAT no.	Start	End
EE102812963	23.12.2024	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	15.05.2026	Valid	PDF
2024	08.11.2023 – 31.12.2024	27.06.2025	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.10.2026.

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Tax debt Reports Declarations Court decisions–Official announcements–TTJA decisions–Real estate–.ee domains2 Licenses1 Regulations7 Public transactions–Grants–State aid–Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	0 €	0 €	82 267 €−37,6%	-
2026 Q2	0 €	0 €	131 836 €	-
2026 Q1	10 €	0 €	0 €	-
Total 2026:	10 €	0 €	214 103 €
2025 Q4	-	-	0 €	-
2025 Q3	-	-	0 €	-
2025 Q2	-	-	0 €	-
2025 Q1	-	-	0 €	-
Total 2025:	0 €	0 €	0 €
2024 Q4	-	-	-	-
Total 2024:	0 €	0 €	0 €

Tax debts

No tax debt found

No tax debt as of 21.10.2026

Representatives

	Personal ID code
Erkki Sadam	37603XXXXXX	01.03.1976 (50)	Board member	02.12.2025	-
Jarno Edur	38307XXXXXX	27.07.1983 (43)	Board member	02.12.2025	-
Karl Biltse	38302XXXXXX	22.02.1983 (43)	Board member	02.12.2025	-

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Shareholders

	Personal ID code
Karl Biltse	38302XXXXXX	22.02.1983 (43)	Shareholder	3 000 EUR	100,00%	Sole ownership	02.12.2025	-

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Other persons

	Personal ID code
Erkki Sadam	37603XXXXXX	01.03.1976 (50)	Founder	08.11.2023	-
Jarno Edur	38307XXXXXX	27.07.1983 (43)	Founder	08.11.2023	-

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Ultimate beneficial owners

	Personal ID code
Karl Biltse	38302XXXXXX	22.02.1983 (43)	Direct holding	28.11.2025	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 82 267 €
Monthly average: 27 422 €
Per employee: -
Equity ratio: 914,08%

Labour taxes

Turnover ratio: 0,00%
Tax ratio: -
Monthly average: 0 €
Per employee: -

State taxes

Monthly average: 0 €
Turnover ratio: 0,00%

Estimated salary

Gross salary: -
Net salary: -

Aggregate data

	2025	2024
Current assets	969 €−88,8%	8 622 €
Non-current assets	2 970 €	-
Total assets	3 939 €−54,3%	8 622 €
Short-term liabilities	1 000 €−83,3%	6 000 €
Long-term liabilities	3 100 €	-
Total liabilities	4 100 €−31,7%	6 000 €
Share or stock capital	-	-
Retained earnings	-378 €−113%	3 000 €
Net profit	-2 783 €−636%	-378 €
Equity	-161 €−106%	2 622 €
Turnover	-	-
Profit margin	-	-

Financial ratios

	2025	2024
Profit and cash flow
EBITDA	-2 387 €	-
Liquidity
Current ratio
Quick ratio
Cash ratio
Efficiency
Days sales outstanding (dso)
Asset turnover
Structure
Debt ratio
Profitability
Operating margin
Net profit margin
Return on assets (roa)
Return on equity (roe)

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Licences & notices


License	FFA000471	Financial services	Valid	08.12.2023	-

Regulations


Ä 50240923 / 5	02.12.2025	Entry – Amendment entry	-	Entered into force02.12.2025
Ä 50240923 / 4	02.12.2025	Entry – Amendment entry	-	Entered into force02.12.2025
Ä 50240923 / 3	31.12.2024	Entry – Amendment entry	-	Entered into force31.12.2024
Ä 50240923 / 2	06.12.2023	Entry – Amendment entry under NSPA § 595¹ (1)	-	Entered into force06.12.2023
Ä 50240923	08.11.2023	Entry – Initial entry	-	Entered into force08.11.2023

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


fortisfinance.ee	Active	04.11.2022	05.11.2026
fortisfin.ee	Active	04.11.2022	05.11.2026

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.