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Monefit Estonia OÜ

Legal form:

Private limited company

Registry code:

12449415

VAT no.:

EE101936798

Fiscal-year period:

01.01 - 31.12

Established:

04.04.2013 (13)

Former business names:

Ziip OÜ

Capital:

3 000 000 EUR

Address:

Kai tn 4, Kesklinna linnaosa, Tallinn, Harju maakond, 10111

Status:

Registered

Contacts

Email:

Phone:

+372 53459536

Phone:

+372 6988710

Website:

www.monefit.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE101936798	05.01.2017

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	15.08.2025	Valid
2023	01.01.2023 - 31.12.2023	01.07.2024	Valid
2022	01.01.2022 - 31.12.2022	28.07.2023	Valid
2021	01.01.2021 - 31.12.2021	27.07.2022	Valid
2020	01.01.2020 - 31.12.2020	21.12.2021	Valid
2019	01.01.2019 - 31.12.2019	30.06.2020	Valid
2018	01.01.2018 - 31.12.2018	31.07.2019	Valid
2017	01.01.2017 - 31.12.2017	31.07.2018	Valid
2016	01.01.2016 - 31.12.2016	03.07.2017	Valid
2015	01.01.2015 - 31.12.2015	01.07.2016	Valid
2014	01.01.2014 - 31.12.2014	18.05.2015	Valid
2013	04.04.2013 - 31.12.2013	30.06.2014	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax debt

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129

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

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Regulations

Public transactions

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	9 029 €	2 103 €	28 860 €21.1%	-
Kokku 2026:	9 029 €	2 103 €	28 860 €
2025 Q4	10 878 €	2 103 €	36 565 €4.0%	-
2025 Q3	11 633 €	2 103 €	38 089 €122.2%	-
2025 Q2	6 409 €	2 103 €	17 141 €27.1%	-
2025 Q1	8 288 €	2 676 €	23 523 €99.6%	-
Kokku 2025:	37 208 €	8 985 €	115 318 €536.1%
2024 Q4	4 504 €	1 911 €	11 785 €333.3%	-
2024 Q3	1 873 €	1 274 €	2 720 €66.9%	-
2024 Q2	1 633 €	1 274 €	1 630 €18.3%	-
2024 Q1	433 €	0 €	1 995 €32.8%	-
Kokku 2024:	8 443 €	4 459 €	18 130 €146.6%
2023 Q4	706 €	0 €	2 967 €394.5%	-
2023 Q3	121 €	0 €	600 €81.2%	-
2023 Q2	637 €	0 €	3 185 €430.8%	-
2023 Q1	120 €	0 €	600 €96.8%	-
Kokku 2023:	1 584 €	0 €	7 352 €89.0%
2022 Q4	3 974 €	0 €	18 620 €8.1%	-
2022 Q3	3 694 €	0 €	17 220 €44.7%	-
2022 Q2	6 236 €	0 €	31 115 €	-
2022 Q1	0 €	0 €	0 €	-
Kokku 2022:	13 904 €	0 €	66 955 €
2021 Q4	0 €	0 €	0 €	-
2021 Q3	0 €	0 €	0 €	-
2021 Q2	13 €	0 €	0 €	-
2021 Q1	0 €	0 €	0 €	-
Kokku 2021:	13 €	0 €	0 €
2020 Q4	0 €	0 €	0 €	-
2020 Q3	0 €	0 €	0 €	1
2020 Q2	0 €	0 €	0 €	1
2020 Q1	0 €	0 €	0 €	1
Kokku 2020:	0 €	0 €	0 €
2019 Q4	0 €	0 €	0 €	1
2019 Q3	1 396 €	1 483 €	0 €	2
2019 Q2	2 241 €	2 394 €	0 €	2
2019 Q1	3 849 €	4 128 €	0 €	2
Kokku 2019:	7 486 €	8 005 €	0 €
2018 Q4	3 616 €	3 881 €	0 €	2
2018 Q3	3 987 €	4 287 €	0 €	2
2018 Q2	3 987 €	4 287 €	0 €	2
2018 Q1	3 951 €	4 251 €	0 €100.0%	2
Kokku 2018:	15 541 €	16 706 €	0 €100.0%
2017 Q4	3 993 €	4 179 €	4 321 €84.9%	2
2017 Q3	3 929 €	3 979 €	28 592 €17.2%	2
2017 Q2	631 €	0 €	34 541 €54.7%	2
2017 Q1	207 €	0 €	22 326 €	1
Kokku 2017:	8 760 €	8 158 €	89 780 €
2016 Q4	0 €	0 €	0 €	1
2016 Q3	0 €	0 €	0 €	0
2016 Q2	0 €	0 €	0 €	0
2016 Q1	0 €	0 €	0 €	0
Kokku 2016:	0 €	0 €	0 €
2015 Q4	0 €	0 €	0 €	0
2015 Q3	0 €	0 €	0 €	0
2015 Q2	0 €	0 €	0 €	0
2015 Q1	0 €	0 €	0 €	0
Kokku 2015:	0 €	0 €	0 €

Revenue by industry

	2019
Other lending, excl. pawnshops	4 149 000 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Ulla Ugast	48309XXXXXX	24.09.1983 (42)	Board member	26.11.2019	-
Valter Kaleta	38405XXXXXX	08.05.1984 (42)	Board member	26.11.2019	-
Tauri Jaanson	38605XXXXXX	08.05.1986 (40)	Board member	23.05.2013	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Creditstar International OÜ	-	23.11.2010 (15)	Shareholder	3 000 000,00 EUR	100	Sole ownership	02.09.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
OÜ TALLINNA ÕIGUSBÜROO	-	-	Founder	04.04.2013	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Aaro Sosaar	38503XXXXXX	05.03.1985 (41)	More than 50 % of voting rights in the consolidated entity	15.10.2018	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

28 860 €

Monthly average

9 620 €

Per employee

0 €

Equity ratio

0,32%

Labour taxes

Turnover ratio

7,29%

Tax ratio

23,29%

Monthly average

701 €

Per employee

0 €

State taxes

Monthly average

3 010 €

Turnover ratio

31,29%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	12 612 000 €228.4%	3 840 000 €6.5%	4 106 000 €14.2%	4 787 000 €73.8%	2 755 000 €79.3%	13 297 000 €
Non-current assets	47 399 000 €15.8%	40 935 000 €37.2%	29 844 000 €14.9%	25 973 000 €27.3%	20 397 000 €2 729.0%	721 000 €
Total assets	60 011 000 €34.0%	44 775 000 €31.9%	33 950 000 €10.4%	30 760 000 €32.9%	23 152 000 €65.2%	14 018 000 €
Short-term liabilities	38 706 000 €65.2%	23 425 000 €15.7%	20 242 000 €7 715.4%	259 000 €98.2%	14 779 000 €69.0%	8 744 000 €
Long-term liabilities	13 219 000 €0.6%	13 303 000 €133.2%	5 705 000 €74.7%	22 545 000 €	-	-
Total liabilities	51 925 000 €41.4%	36 728 000 €41.6%	25 947 000 €13.8%	22 804 000 €54.3%	14 779 000 €69.0%	8 744 000 €
Share or stock capital	3 000 000 €	3 000 000 €	3 000 000 €	3 000 000 €	3 000 000 €	3 000 000 €
Retained earnings	5 047 000 €0.9%	5 003 000 €0.9%	4 956 000 €2.0%	4 860 000 €113.7%	2 274 000 €1 116.0%	187 000 €
Net profit	39 000 €11.4%	44 000 €6.4%	47 000 €51.0%	96 000 €96.9%	3 099 000 €48.5%	2 087 000 €
Equity	8 086 000 €0.5%	8 047 000 €0.5%	8 003 000 €0.6%	7 956 000 €5.0%	8 373 000 €58.8%	5 274 000 €
Turnover	-	-	-	-	-	4 149 000 €
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	50.30%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	V.W	Y.W	L.K	18.5	0.2
Quick ratio	H.K	W.N	Z.S	18.5	0.2
Cash ratio	M.E	B.P	Q.X	0.4	0.0
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	B.R	C.X	N.V	0.7	0.6
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	S.R%	O.O%	Y.O%	0.0%	0.0%
Return on equity (roe)	U.O%	T.L%	N.E%	0.0%	0.0%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 10181287 / 14	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 10181287 / 13	08.05.2023	Entry - Amendment entry under NSPA § 595¹ (1)	Entered into force (08.05.2023)
Ä 10181287 / 12	30.06.2020	Entry - Amendment entry	Entered into force (30.06.2020)
Ä 10181287 / 11	17.12.2019	Entry - Amendment entry	Entered into force (17.12.2019)
Ä 10181287 / 10	26.11.2019	Entry - Amendment entry	Entered into force (26.11.2019)

1 - 5 / 14 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-22-16129/92						23.03.2026
2-22-15540/17						03.03.2026
2-22-91/54						26.02.2026
2-20-17424/52						18.02.2026
2-21-7698/82						28.01.2026

1 - 5 / 129 rows

Official announcements

Subject	Date
Notice of termination of bankruptcy proceedings	14.12.2023

1 - 1 / 1 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
monefitcard.ee	Active	14.02.2026	15.02.2027	-
ziip.ee	Active	05.04.2013	06.04.2027	-

1 - 2 / 2 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders