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Creditstar International OÜ

Legal form:

Private limited company

Registry code:

12022389

VAT no.:

EE102388659

Fiscal-year period:

01.01 - 31.12

Established:

23.11.2010 (15)

Former business names:

Project SE Invest OÜ

Capital:

2 500 000 EUR

Address:

Kai tn 4, Kesklinna linnaosa, Tallinn, Harju maakond, 10111

Status:

Registered

Contacts

Email:

Phone:

+372 6988710

Website:

www.creditstargroup.com

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Provision of other financial services n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE102388659	08.07.2021

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	05.09.2025	Valid
2023	01.01.2023 - 31.12.2023	01.07.2024	Valid
2022	01.01.2022 - 31.12.2022	28.07.2023	Valid
2021	01.01.2021 - 31.12.2021	27.07.2022	Valid
2020	01.01.2020 - 31.12.2020	21.12.2021	Valid
2019	01.01.2019 - 31.12.2019	30.06.2020	Valid
2018	01.01.2018 - 31.12.2018	31.07.2019	Valid
2017	01.01.2017 - 31.12.2017	31.07.2018	Valid
2016	01.01.2016 - 31.12.2016	03.07.2017	Valid
2015	01.01.2015 - 31.12.2015	01.07.2016	Valid
2014	01.01.2014 - 31.12.2014	30.06.2015	Valid
2013	01.01.2013 - 31.12.2013	27.06.2014	Valid
2012	01.01.2012 - 31.12.2012	28.06.2013	Valid
2011	01.01.2011 - 31.12.2011	02.07.2012	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 07.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	1 039 691 €	729 791 €	1 282 371 €0.5%	77
Kokku 2026:	1 039 691 €	729 791 €	1 282 371 €
2025 Q4	905 492 €	633 535 €	1 275 691 €21.6%	73
2025 Q3	731 968 €	522 532 €	1 048 665 €2.5%	70
2025 Q2	682 672 €	490 333 €	1 022 640 €0.8%	62
2025 Q1	734 451 €	451 257 €	1 014 832 €2.8%	61
Kokku 2025:	3 054 583 €	2 097 657 €	4 361 828 €10.8%
2024 Q4	618 939 €	414 893 €	1 043 840 €19.8%	57
2024 Q3	548 838 €	381 042 €	871 160 €8.3%	53
2024 Q2	621 641 €	354 839 €	804 391 €34.0%	50
2024 Q1	546 898 €	321 573 €	1 218 822 €90.4%	48
Kokku 2024:	2 336 316 €	1 472 347 €	3 938 213 €38.4%
2023 Q4	412 311 €	297 952 €	639 984 €14.5%	45
2023 Q3	429 963 €	293 585 €	748 758 €26.0%	42
2023 Q2	509 322 €	325 115 €	1 012 517 €127.5%	41
2023 Q1	450 091 €	380 988 €	445 084 €8.8%	47
Kokku 2023:	1 801 687 €	1 297 640 €	2 846 343 €147.1%
2022 Q4	468 991 €	395 043 €	487 943 €63.4%	56
2022 Q3	104 177 €	43 632 €	298 611 €36.0%	60
2022 Q2	62 549 €	18 633 €	219 540 €50.7%	5
2022 Q1	49 973 €	20 834 €	145 696 €58.2%	-
Kokku 2022:	685 690 €	478 143 €	1 151 790 €834.1%
2021 Q4	40 359 €	21 944 €	92 074 €194.8%	-
2021 Q3	26 298 €	20 051 €	31 232 €	-
2021 Q2	20 175 €	20 175 €	0 €	-
2021 Q1	19 811 €	19 811 €	0 €	-
Kokku 2021:	106 643 €	81 981 €	123 306 €
2020 Q4	19 844 €	19 842 €	0 €	-
2020 Q3	17 992 €	17 992 €	0 €	-
2020 Q2	18 188 €	18 188 €	0 €	-
2020 Q1	16 998 €	16 998 €	0 €	1
Kokku 2020:	73 021 €	73 020 €	0 €
2019 Q4	16 711 €	16 711 €	0 €	1
2019 Q3	17 240 €	17 240 €	0 €	1
2019 Q2	16 016 €	16 014 €	0 €	1
2019 Q1	13 963 €	13 963 €	0 €	1
Kokku 2019:	63 930 €	63 928 €	0 €
2018 Q4	12 038 €	12 038 €	0 €	1
2018 Q3	12 123 €	12 123 €	0 €	1
2018 Q2	11 638 €	11 638 €	0 €	1
2018 Q1	9 740 €	9 740 €	0 €	1
Kokku 2018:	45 539 €	45 539 €	0 €
2017 Q4	9 095 €	9 095 €	0 €	1
2017 Q3	9 070 €	9 070 €	0 €	1
2017 Q2	8 537 €	8 537 €	0 €	1
2017 Q1	10 118 €	10 109 €	0 €	1
Kokku 2017:	36 820 €	36 811 €	0 €
2016 Q4	1 971 €	1 971 €	0 €	1
2016 Q3	3 999 €	3 999 €	0 €	1
2016 Q2	3 594 €	3 594 €	0 €	1
2016 Q1	3 281 €	3 281 €	0 €	1
Kokku 2016:	12 845 €	12 845 €	0 €
2015 Q4	2 788 €	2 788 €	0 €	1
Kokku 2015:	2 788 €	2 788 €	0 €

Tax debts

No tax debt found

No tax debt as of 07.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Aaro Sosaar	38503XXXXXX	05.03.1985 (41)	Board member	23.11.2010	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Creditstar Group AS	-	05.10.2009 (16)	Shareholder	2 500 000,00 EUR	100	Sole ownership	02.09.2023	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Creditstar Group AS	-	-	Founder	23.11.2010	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Aaro Sosaar	38503XXXXXX	05.03.1985 (41)	Indirect holding	31.10.2018	-

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Monefit Investments OÜ	09.06.2010	Shareholder	50 000,00 EUR	100	Sole ownership	13.06.2025	-
Monefit Estonia OÜ	04.04.2013	Shareholder	3 000 000,00 EUR	100	Sole ownership	02.09.2023	-
Creditstar Estonia AS	02.05.2006	Shareholder	3 150 000,00 EUR	100	Sole ownership	16.08.2023	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

2026 Q1

Turnover

Amount

1 282 371 €

Monthly average

427 457 €

Per employee

5 551 €

Equity ratio

17,10%

Labour taxes

Turnover ratio

56,91%

Tax ratio

70,19%

Monthly average

243 264 €

Per employee

3 244 €

State taxes

Monthly average

346 564 €

Turnover ratio

81,08%

Estimated salary

Gross salary

5 703 €

Net salary

4 387 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	194 856 000 €59.5%	122 180 000 €4.4%	117 016 000 €40.4%	83 359 000 €39.4%	59 795 000 €8.9%	54 911 000 €
Non-current assets	14 467 000 €5.9%	13 659 000 €9.0%	15 005 000 €22.6%	19 376 000 €6.0%	20 608 000 €117.9%	9 457 000 €
Total assets	209 323 008 €54.1%	135 839 008 €2.9%	132 021 000 €28.5%	102 735 000 €27.8%	80 403 000 €24.9%	64 368 000 €
Short-term liabilities	161 906 000 €98.5%	81 547 000 €1.1%	82 428 000 €23.1%	66 939 000 €46.9%	45 572 000 €34.0%	33 998 000 €
Long-term liabilities	36 394 000 €21.7%	46 490 000 €0.0%	46 476 000 €46.8%	31 658 000 €26.4%	25 055 000 €3.2%	24 269 000 €
Total liabilities	198 300 000 €54.9%	128 037 000 €0.7%	128 904 000 €30.7%	98 597 000 €39.6%	70 627 000 €21.2%	58 267 000 €
Share or stock capital	2 500 000 €	2 500 000 €	2 500 000 €	2 500 000 €	2 500 000 €	2 500 000 €
Retained earnings	3 509 000 €468.7%	617 000 €62.3%	1 638 000 €450.7%	-467 000 €110.7%	4 365 000 €51.4%	2 883 000 €
Net profit	5 014 000 €7.0%	4 685 000 €558.9%	-1 021 000 €148.5%	2 105 000 €27.7%	2 911 000 €305.4%	718 000 €
Equity	11 023 000 €41.3%	7 802 000 €150.3%	3 117 000 €24.7%	4 138 000 €57.7%	9 776 000 €60.2%	6 101 000 €
Turnover	-	-	-	-	-	-
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	T.T	A.W	N.F	1.2	1.3
Quick ratio	W.T	V.I	L.R	1.2	1.3
Cash ratio	A.B	Z.K	M.A	0.0	0.0
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	T.P	H.W	N.L	1.0	0.9
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	F.T%	N.T%	C.C%	0.0%	0.0%
Return on equity (roe)	L.G%	G.D%	G.Z%	0.0%	0.0%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10150090 / 11	02.09.2023	Entry - Amendment entry		Entered into force (02.09.2023)
Ä 10150090 / 10	04.05.2023	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (04.05.2023)
Ä 10150090 / 9	09.12.2020	Negative entry order - Amendment entry		Entered into force (05.01.2021)
Ä 10150090 / 8	25.11.2019	Entry - Amendment entry		Entered into force (25.11.2019)
Ä 10150090 / M1	07.11.2019	Order to remedy deficiencies - Amendment entry	22.11.2019	Deficiencies remedied (25.11.2019)

1 - 5 / 12 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-20-803/36	Civil case	Court ruling	Law of obligations	Liis Arrak, Maris Kuurberg, Gea Lepik	ECLI:EE:TLRK:2022:2.20.803.19810	21.11.2022
2-20-803/29	Civil case	Court ruling	Law of obligations	Piret Rõuk	ECLI:EE:HMK:2022:2.20.803.21093	08.02.2022

1 - 2 / 2 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
15.01.2026	Eesti Töötukassa	950.00 € Received	OTHER GRANTS Social protection of the unemployed
16.12.2025	Eesti Töötukassa	950.00 € Received	OTHER GRANTS Social protection of the unemployed
14.11.2025	Eesti Töötukassa	950.00 € Received	OTHER GRANTS Social protection of the unemployed
14.10.2025	Eesti Töötukassa	855.00 € Received	OTHER GRANTS Social protection of the unemployed
17.09.2025	Eesti Töötukassa	950.00 € Received	OTHER GRANTS Social protection of the unemployed

Creditstar International OÜ

Contacts

Industries

VAT liability

Annual reports

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Hidden

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No tax debt found

Representatives

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Holdings in companies

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

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Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

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Public transactions

Public transactions

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No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found