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Svea Finance AS

Legal form:

Public limited company

Registry code:

11200943

VAT no.:

EE101306001

Fiscal-year period:

01.01 - 31.12

Established:

22.12.2005 (20)

Former business names:

Svea Finantseerimine OÜ

Capital:

25 000 EUR

Address:

Hallivanamehe tn 4, Kesklinna linnaosa, Tallinn, Harju maakond, 11317

Status:

Registered

Contacts

Email:

info@svea.ee

Phone:

+372 6799422

Website:

www.svea.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Other financial service activities n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE101306001	01.09.2009

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	29.06.2025	Valid
2023	01.01.2023 - 31.12.2023	29.06.2024	Valid
2022	01.01.2022 - 31.12.2022	30.06.2023	Valid
2021	01.01.2021 - 31.12.2021	29.06.2022	Valid
2020	01.01.2020 - 31.12.2020	30.06.2021	Valid
2019	01.01.2019 - 31.12.2019	30.06.2020	Valid
2018	01.01.2018 - 31.12.2018	06.02.2019	Valid
2017	01.01.2017 - 31.12.2017	09.02.2018	Valid
2016	01.01.2016 - 31.12.2016	22.02.2017	Valid
2015	01.01.2015 - 31.12.2015	10.02.2016	Valid
2014	01.01.2014 - 31.12.2014	11.02.2015	Valid
2014	01.01.2014 - 31.12.2014	04.02.2015	Expired
2013	01.01.2013 - 31.12.2013	05.02.2014	Valid
2012	01.01.2012 - 31.12.2012	06.02.2013	Valid
2011	01.01.2011 - 31.12.2011	29.06.2012	Valid
2010	01.01.2010 - 31.12.2010	27.06.2011	Valid
2009	01.01.2009 - 31.12.2009	30.06.2010	Valid
2008	01.01.2008 - 31.12.2008	25.06.2009	Valid
2007	01.01.2007 - 31.12.2007	21.05.2008	Valid
2006	22.12.2005 - 31.12.2006	22.05.2007	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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View summary

✓

Tax debt

✓

Unsubmitted reports

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Unsubmitted declarations

445

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

116

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	96 403 €	88 876 €	130 982 €4.1%	14
Kokku 2026:	96 403 €	88 876 €	130 982 €
2025 Q4	114 556 €	93 523 €	125 768 €46.1%	14
2025 Q3	106 710 €	95 002 €	233 460 €72.1%	16
2025 Q2	107 987 €	94 035 €	135 615 €32.0%	15
2025 Q1	121 792 €	98 774 €	102 748 €16.4%	15
Kokku 2025:	451 045 €	381 334 €	597 591 €51.9%
2024 Q4	110 014 €	97 213 €	88 292 €9.7%	15
2024 Q3	114 273 €	103 520 €	80 520 €25.7%	15
2024 Q2	119 442 €	102 668 €	108 364 €6.7%	16
2024 Q1	127 590 €	92 481 €	116 153 €36.7%	16
Kokku 2024:	471 319 €	395 882 €	393 329 €44.4%
2023 Q4	120 724 €	88 014 €	183 608 €12.4%	17
2023 Q3	118 451 €	89 223 €	163 318 €12.7%	16
2023 Q2	120 679 €	84 639 €	187 033 €7.9%	16
2023 Q1	108 959 €	82 209 €	173 351 €0.4%	16
Kokku 2023:	468 813 €	344 084 €	707 311 €14.6%
2022 Q4	107 396 €	78 698 €	172 707 €14.6%	17
2022 Q3	108 933 €	75 848 €	202 162 €7.7%	16
2022 Q2	109 450 €	73 718 €	219 047 €6.6%	18
2022 Q1	110 019 €	75 863 €	234 532 €33.7%	17
Kokku 2022:	435 799 €	304 127 €	828 448 €23.6%
2021 Q4	92 878 €	62 413 €	175 429 €11.1%	16
2021 Q3	99 173 €	63 821 €	197 301 €18.9%	17
2021 Q2	96 989 €	68 696 €	165 896 €25.8%	17
2021 Q1	76 761 €	69 529 €	131 902 €7.8%	18
Kokku 2021:	365 801 €	264 458 €	670 528 €21.4%
2020 Q4	101 146 €	74 383 €	143 117 €8.5%	19
2020 Q3	90 023 €	67 209 €	131 900 €11.1%	18
2020 Q2	87 939 €	63 522 €	148 409 €15.2%	18
2020 Q1	97 180 €	61 053 €	128 875 €0.5%	16
Kokku 2020:	376 287 €	266 167 €	552 301 €17.6%
2019 Q4	82 250 €	62 345 €	128 269 €9.0%	16
2019 Q3	83 832 €	60 188 €	140 932 €39.0%	16
2019 Q2	100 377 €	64 177 €	231 014 €35.6%	16
2019 Q1	98 833 €	61 491 €	170 302 €9.5%	19
Kokku 2019:	365 292 €	248 201 €	670 517 €84.9%
2018 Q4	82 817 €	55 179 €	188 102 €217.9%	16
2018 Q3	61 407 €	54 445 €	59 177 €39.7%	17
2018 Q2	50 175 €	48 207 €	42 358 €42.0%	17
2018 Q1	57 567 €	50 141 €	73 083 €35.0%	15
Kokku 2018:	251 966 €	207 972 €	362 720 €16.3%
2017 Q4	53 757 €	41 030 €	112 465 €15.2%	16
2017 Q3	55 430 €	40 983 €	97 605 €10.3%	15
2017 Q2	61 222 €	44 527 €	108 863 €5.1%	15
2017 Q1	62 946 €	42 027 €	114 655 €66.4%	15
Kokku 2017:	233 355 €	168 567 €	433 588 €70.3%
2016 Q4	49 104 €	38 698 €	341 262 €7.4%	14
2016 Q3	52 018 €	41 792 €	368 553 €0.6%	14
2016 Q2	51 648 €	41 553 €	366 445 €4.5%	14
2016 Q1	59 254 €	43 496 €	383 578 €23.2%	14
Kokku 2016:	212 024 €	165 539 €	1 459 838 €23.5%
2015 Q4	58 447 €	44 112 €	311 443 €1.7%	1
2015 Q3	56 951 €	43 391 €	306 357 €7.7%	1
2015 Q2	55 353 €	40 289 €	284 451 €1.6%	1
2015 Q1	50 671 €	39 660 €	280 015 €	1
Kokku 2015:	221 422 €	167 452 €	1 182 266 €

Revenue by industry

	2024
Other financial service activities n.e.c., except insurance and pension funding	179 337 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Jukka-Pekka Toivonen	36711XXXXXX	25.11.1967 (58)	Board member	19.03.2025	-
Eric Puulmann	37909XXXXXX	07.09.1979 (46)	Board member	27.08.2013	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Svea Bank AB, filial i Finland	-	-	Shareholder	25 000,00 EUR	100	Sole ownership	17.04.2024	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
BDO Eesti OÜ	-	-	Audit firm	04.06.2025	-
Pasi Väre	-	21.09.1958 (67)	Chairman of the supervisory board	14.08.2024	-
Hans-Birger Nordstörn	-	01.03.1976 (50)	Supervisory-board member	14.08.2024	-
Jukka Kristian Rytkönen	-	14.01.1982 (44)	Supervisory-board member	09.08.2024	-
Helsingin Ostoluotto OY	-	-	Founder	07.12.2005	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Gösta Lennart Ågren	-	15.01.1951 (75)	Indirect holding	26.01.2023	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

1 inactive record hidden, extended access to the information portal is required to view history!

2026 Q1

Turnover

Amount

130 982 €

Monthly average

43 661 €

Per employee

3 119 €

Equity ratio

174,64%

Labour taxes

Turnover ratio

67,85%

Tax ratio

92,19%

Monthly average

29 625 €

Per employee

2 116 €

State taxes

Monthly average

32 134 €

Turnover ratio

73,60%

Estimated salary

Gross salary

3 805 €

Net salary

2 975 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	10 775 524 €8.2%	11 743 640 €1.6%	11 559 323 €8.0%	10 704 543 €21.0%	8 849 710 €5.5%	9 366 016 €
Non-current assets	6 440 381 €17.3%	7 788 399 €8.4%	7 185 965 €28.0%	5 614 563 €7.9%	5 202 509 €84.9%	2 814 155 €
Total assets	17 215 904 €11.9%	19 532 040 €4.2%	18 745 288 €14.9%	16 319 106 €16.1%	14 052 219 €15.4%	12 180 171 €
Short-term liabilities	13 548 090 €15.6%	16 043 561 €2.5%	15 648 931 €14.3%	13 693 403 €14.4%	11 974 830 €17.3%	10 209 115 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	13 548 090 €15.6%	16 043 561 €2.5%	15 648 931 €14.3%	13 693 403 €14.4%	11 974 830 €17.3%	10 209 115 €
Share or stock capital	25 000 €	25 000 €	25 000 €	25 000 €	25 000 €	25 000 €
Retained earnings	3 463 478 €12.8%	3 071 358 €18.1%	2 600 703 €26.7%	2 052 389 €5.5%	1 946 056 €4.1%	1 868 886 €
Net profit	179 337 €54.3%	392 120 €16.7%	470 654 €14.2%	548 314 €415.7%	106 333 €37.8%	77 170 €
Equity	3 667 815 €5.1%	3 488 478 €12.7%	3 096 357 €17.9%	2 625 703 €26.4%	2 077 389 €5.4%	1 971 056 €
Turnover	-	-	-	-	-	-
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	E.N	V.Z	J.H	0.8	0.7
Quick ratio	J.A	I.S	E.N	0.8	0.7
Cash ratio	O.G	U.T	Q.I	0.0	0.1
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	W.H	C.X	I.P	0.8	0.9
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	G.Z%	M.J%	M.E%	0.0%	0.0%
Return on equity (roe)	P.F%	P.W%	K.L%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000064	Financial services > Operating as a financing institution	Valid	20.10.2014	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10094479 / 17	12.12.2025	Entry - Second, constitutive merger entry (on acquiring entity’s registry card)		Entered into force (12.12.2025)
Ä 10094479 / 16	19.03.2025	Entry - Amendment entry		Entered into force (19.03.2025)
Ä 10094479 / M11	10.03.2025	Order to remedy deficiencies - Amendment entry	25.03.2025	Deficiencies remedied (19.03.2025)
Ä 10094479 / 15	11.12.2024	Negative entry order – deficiencies not remedied - Amendment entry		Entered into force (03.01.2025)
Ä 10094479 / M10	07.11.2024	Directive order - Amendment entry		Entered into force (07.11.2024)

1 - 5 / 27 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-22-19025/81						01.04.2026
2-25-162/23						27.03.2026
2-22-596/54						10.02.2026
2-25-5984/29						03.02.2026
2-20-4155/63						14.01.2026

1 - 5 / 445 rows

Official announcements

Subject	Date
Notice of approval of the list of creditors	27.03.2026
Notice of company merger	12.12.2025
Notice of auction of immovable property in enforcement proceedings	04.07.2025
Notice of auction of immovable property in enforcement proceedings	12.05.2025
Notice of auction of immovable property in enforcement proceedings	12.05.2025

1 - 5 / 7 rows

Public transactions

Date	Party	Amount	Classification
02.03.2026	Saku Vallavalitsus	892.36 € Received	OTHER OPERATING EXPENSES Municipal government
02.03.2026	Saku Vallavalitsus	368.95 € Received	OTHER OPERATING EXPENSES Municipal government
09.02.2026	Loksa Linnavalitsus	4 016.58 € Received	FINANCIAL INCOME AND EXPENSES Sport
29.01.2026	Saku Vallavalitsus	4 980.86 € Received	OTHER OPERATING EXPENSES Municipal government
29.01.2026	Saku Vallavalitsus	1 529.44 € Received	OTHER OPERATING EXPENSES Municipal government

Svea Finance AS

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

Licences & notices

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

Official announcements

Official announcements

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found