Lõuna Kindlustusmaakler OÜ

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	19.05.2026	Valid	PDF
2025	01.01.2025 – 31.12.2025	12.05.2026	Expired	PDF
2025	01.01.2025 – 31.12.2025	13.05.2026	Expired	PDF
2024	01.01.2024 – 31.12.2024	17.03.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	30.04.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	01.06.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	21.06.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	21.06.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	29.10.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	02.07.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	29.06.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	29.06.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	30.06.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	07.04.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	11.02.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	10.03.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	29.08.2012	Valid	PDF
2011	01.01.2011 – 31.12.2011	30.03.2012	Expired	PDF
2010	01.01.2010 – 31.12.2010	27.05.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	28.06.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	10.06.2009	Valid	PDF
2007	01.01.2007 – 31.12.2007	30.01.2008	Valid	PDF
2006	01.01.2006 – 31.12.2006	13.11.2007	Valid	PDF
2005	01.01.2005 – 31.12.2005	28.06.2006	Valid	PDF
2004	01.01.2004 – 31.12.2004	28.06.2005	Valid	PDF
2003	01.01.2003 – 31.12.2003	29.06.2004	Valid	PDF
2002	01.01.2002 – 31.12.2002	30.06.2003	Valid	PDF
2001	02.05.2001 – 31.12.2001	26.09.2002	Valid	PDF

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Tax debt Reports Declarations Court decisions1 Official announcements1 TTJA decisions–Real estate–.ee domains–Licenses–Regulations33 Public transactions62 Grants–State aid–Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	2 155 €	2 250 €	-	7
2026 Q2	2 257 €	2 349 €	-	7
2026 Q1	2 799 €	2 911 €	-	7
Total 2026:	7 211 €	7 510 €	0 €
2025 Q4	2 448 €	2 545 €	-	8
2025 Q3	2 675 €	2 790 €	-	8
2025 Q2	3 536 €	3 675 €	-	8
2025 Q1	2 319 €	2 415 €	-	8
Total 2025:	10 978 €	11 425 €	0 €
2024 Q4	2 399 €	2 493 €	-	8
2024 Q3	2 267 €	2 368 €	-	8
2024 Q2	2 308 €	2 398 €	-	8
2024 Q1	2 817 €	2 936 €	-	8
Total 2024:	9 791 €	10 195 €	0 €
2023 Q4	2 589 €	2 691 €	-	8
2023 Q3	2 344 €	2 442 €	-	8
2023 Q2	2 675 €	2 778 €	-	8
2023 Q1	2 936 €	3 059 €	-	8
Total 2023:	10 544 €	10 970 €	0 €
2022 Q4	1 852 €	1 930 €	-	8
2022 Q3	1 898 €	1 978 €	-	8
2022 Q2	4 239 €	4 430 €	-	8
2022 Q1	1 962 €	2 090 €	0 €	8
Total 2022:	9 951 €	10 428 €	0 €
2021 Q4	1 761,96 €	1 871,60 €	0 €	8
2021 Q3	1 412,06 €	1 527,98 €	0 €	8
2021 Q2	1 977,61 €	2 109,66 €	0 €	8
2021 Q1	1 933,15 €	2 079,40 €	0 €	8
Total 2021:	7 084,78 €	7 588,64 €	0 €
2020 Q4	1 438,37 €	1 548,33 €	0 €	8
2020 Q3	1 442,49 €	1 549 €	0 €	8
2020 Q2	1 679,37 €	1 809,90 €	0 €	8
2020 Q1	2 321 €	2 493 €	0 €	8
Total 2020:	6 881,23 €	7 400,23 €	0 €
2019 Q4	1 725 €	1 866 €	0 €	8
2019 Q3	1 830 €	1 974 €	0 €	8
2019 Q2	2 096 €	2 260 €	0 €	8
2019 Q1	2 938 €	3 158 €	0 €	8
Total 2019:	8 589 €	9 258 €	0 €
2018 Q4	1 844 €	1 996 €	0 €	8
2018 Q3	1 963 €	2 126 €	0 €	8
2018 Q2	2 626 €	2 820 €	0 €	10
2018 Q1	3 024 €	3 242 €	0 €	10
Total 2018:	9 457 €	10 184 €	0 €
2017 Q4	2 672 €	2 865 €	0 €	10
2017 Q3	2 586 €	2 771 €	0 €	9
2017 Q2	2 701 €	2 907 €	0 €	9
2017 Q1	2 702 €	2 903 €	0 €−100%	9
Total 2017:	10 661 €	11 446 €	0 €
2016 Q4	1 735 €	1 880 €	17 380 €+28,3%	3
2016 Q3	1 362 €	1 465 €	13 545 €−32,0%	3
2016 Q2	1 998 €	2 155 €	19 923 €+3,1%	3
2016 Q1	1 930 €	2 090 €	19 321 €+16,8%	3
Total 2016:	7 025 €	7 590 €	70 169 €
2015 Q4	1 435 €	1 546 €	16 548 €−8,6%	3
2015 Q3	1 562 €	1 692 €	18 106 €−21,9%	3
2015 Q2	2 007 €	2 165 €	23 173 €−4,4%	3
2015 Q1	2 085 €	2 264 €	24 234 €	3
Total 2015:	7 089 €	7 667 €	82 061 €

Revenue by industry

	2022	2023	2024
Activities of insurance agents			101 792 €
Activities of insurance agents and brokers	66 715 €	117 883 €

Tax debts

No tax debt found

No tax debt as of 14.08.2026

Representatives

	Personal ID code
Märt Riiner	38502XXXXXX	25.02.1985 (41)	Board member	11.12.2018	-
Janek Järva	37201XXXXXX	15.01.1972 (54)	Board member	18.12.2009	-

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Shareholders

	Personal ID code
TARTU HOIU-LAENUÜHISTU	11319532	28.12.2006 (19)	Shareholder	26 000 EUR	65,71%	Sole ownership	01.09.2023	-
TARTU HOIU-LAENUÜHISTU	11319532	28.12.2006 (19)	Shareholder	8 768 EUR	22,16%	Sole ownership	01.09.2023	-
Ivo Ustav	37110XXXXXX	06.10.1971 (55)	Shareholder	4 800 EUR	12,13%	Sole ownership	01.09.2023	-

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Other persons

	Personal ID code
Andro Roos	38308XXXXXX	02.08.1983 (43)	Founder	02.05.2001	-
Elle Roos	45401XXXXXX	14.01.1954 (72)	Founder	02.05.2001	-
osaühing Klaarit	10071449	20.08.1996 (30)	Founder	02.05.2001	-

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Ultimate beneficial owners

	Personal ID code
Märt Riiner	38502XXXXXX	25.02.1985 (41)	Member of higher governing body (board or supervisory board)	23.01.2020	-
Ivo Ustav	37110XXXXXX	06.10.1971 (55)	Direct holding	01.02.2019	-
Janek Järva	37201XXXXXX	15.01.1972 (54)	Member of higher governing body (board or supervisory board)	20.09.2018	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 104,41%
Monthly average: 750 €
Per employee: 107 €

State taxes

Monthly average: 718 €
Turnover ratio: -

Estimated salary

Gross salary: 374 €
Net salary: 361 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	4 359 €−95,1%	89 181 €−10,2%	99 325 €+36,5%	72 784 €−5,9%	77 383 €+49,2%	51 863 €+28,5%	40 348 €
Non-current assets	1 128 €−97,9%	53 191 €−15,4%	62 848 €+17,6%	53 452 €+94,1%	27 533 €−7,0%	29 606 €−5,0%	31 171 €
Total assets	5 487 €−96,1%	142 372 €−12,2%	162 173 €+28,5%	126 236 €+20,3%	104 916 €+28,8%	81 469 €+13,9%	71 519 €
Short-term liabilities	-	22 993 €−41,7%	39 416 €+0,8%	39 118 €+290%	10 028 €−28,6%	14 037 €+51,4%	9 272 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	-	22 993 €−41,7%	39 416 €+0,8%	39 118 €+290%	10 028 €−28,6%	14 037 €+51,4%	9 272 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	2 792 €−96,5%	79 189 €+81,8%	43 550 €−15,1%	51 320 €+115%	23 864 €+27,8%	18 679 €+154%	7 351 €
Net profit	195 €+106%	-3 378 €−109%	35 639 €+559%	-7 770 €−128%	27 456 €+430%	5 185 €−54,2%	11 328 €
Equity	5 487 €−95,4%	119 379 €−2,8%	122 757 €+40,9%	87 118 €−8,2%	94 888 €+40,7%	67 432 €+8,3%	62 247 €
Turnover	1 495 €−98,5%	101 792 €−13,6%	117 883 €+76,7%	66 715 €−23,5%	87 228 €+55,6%	56 074 €−18,3%	68 648 €
Profit margin	13,0%	-3,3%	30,2%	-11,6%	31,5%	9,2%	16,5%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	1,9	7,7
Quick ratio	1,9	7,7
Cash ratio	0,3	3,1
Efficiency
Days sales outstanding (dso)	297,5	181,0
Asset turnover	0,6	0,9
Structure
Debt ratio	0,3	0,1
Profitability
Operating margin	-14,3%	30,0%
Net profit margin	-11,6%	31,5%
Return on assets (roa)	-6,7%	29,5%
Return on equity (roe)	-8,9%	28,9%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 20037661 / 20	26.06.2026	Entry order to enforce another court judgment – Amendment entry	-	Entered into force26.06.2026
Ä 20037661 / 19	25.03.2026	Entry order to enforce another court judgment – Amendment entry	-	Entered into force25.03.2026
Ä 20037661 / 18	02.01.2026	Entry – Amendment entry	-	Entered into force02.01.2026
Ä 20037661 / M9	11.12.2025	Order to remedy deficiencies – Amendment entry	10.01.2026	Deficiencies remedied02.01.2026
Ä 20037661 / 17	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-26-2410/70	Kohtu I astme menetlus	Court ruling	Reorganisation, bankruptcy law	Zakaria Nemsitsveridze	ECLI:EE:TMK:2026:2.26.2410.9795	17.06.2026	Open

Official announcements


Notices of commercial and non-profit associations and foundations	02.08.2010	PDF

Public transactions


14.09.2026	OÜ Eesti Keskkonnauuringute Keskus	2 179,60 €Received	OPERATING EXPENSESOther environmental protection, incl. administration
24.08.2026	OÜ Eesti Keskkonnauuringute Keskus	5 691 €Received	OPERATING EXPENSESOther environmental protection, incl. administration
12.08.2026	OÜ Eesti Keskkonnauuringute Keskus	853,36 €Received	OPERATING EXPENSESOther environmental protection, incl. administration
27.07.2026	OÜ Eesti Keskkonnauuringute Keskus	302,16 €Received	OPERATING EXPENSESOther environmental protection, incl. administration
17.07.2026	OÜ Eesti Keskkonnauuringute Keskus	624,80 €Received	OPERATING EXPENSESOther environmental protection, incl. administration

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains

No domains found

Company has no valid .ee domains

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Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.