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Jah

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???

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Holdings in companies

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793

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Tervisekindlustusagent OÜ

Legal form:

Private limited company

Registry code:

16572262

VAT no.:

EE102813425

Fiscal-year period:

01.05 - 30.04

Established:

13.09.2022 (3)

Capital:

2 500 EUR

Address:

Veerenni tn 51, Kesklinna linnaosa, Tallinn, Harju maakond, 10138

Status:

Registered

E-arvete vastuvõtmine:

Arvekeskus

Contacts

Email:

info@confido.ee

Phone:

+372 6299277

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66221 - Activities of insurance agents

VAT liability

	Start	End
EE102813425	01.01.2025

Annual reports

Aggregate data

	Period	Submitted
2024	01.01.2024 - 30.04.2025	31.10.2025	Valid
2023	13.09.2022 - 31.12.2023	01.07.2024	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Unsubmitted reports

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Unsubmitted declarations

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

793

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	72 684 €	70 425 €	32 181 €233.3%	14
2026 Q1	75 432 €	78 392 €	9 655 €59.9%	12
Kokku 2026:	148 116 €	148 817 €	41 836 €
2025 Q4	71 359 €	69 882 €	24 076 €0.6%	13
2025 Q3	77 879 €	76 860 €	24 226 €116.2%	13
2025 Q2	82 075 €	84 514 €	11 203 €35.6%	12
2025 Q1	91 675 €	95 732 €	8 260 €	13
Kokku 2025:	322 988 €	326 988 €	67 765 €
2024 Q4	60 195 €	64 063 €	0 €	13
2024 Q3	58 624 €	62 581 €	0 €	12
2024 Q2	57 774 €	61 596 €	0 €	12
2024 Q1	58 364 €	61 930 €	0 €	10
Kokku 2024:	234 957 €	250 170 €	0 €
2023 Q4	52 003 €	55 405 €	0 €	10
2023 Q3	47 978 €	51 250 €	0 €	11
2023 Q2	23 949 €	25 719 €	0 €	11
2023 Q1	14 628 €	15 815 €	0 €	9
Kokku 2023:	138 558 €	148 189 €	0 €
2022 Q4	1 394 €	1 511 €	0 €	3
Kokku 2022:	1 394 €	1 511 €	0 €

Revenue by industry

	2023	2024
Activities of insurance agents and brokers	1 124 054 €	2 112 111 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Edvard Garder	38708XXXXXX	02.08.1987 (38)	Board member	02.04.2026	-
Mihkel Luigas	38810XXXXXX	29.10.1988 (37)	Board member	13.09.2022	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Confido Healthcare Group OÜ	-	06.07.2015 (11)	Shareholder	2 500,00 EUR	100	Sole ownership	01.09.2023	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Confido Healthcare Group OÜ	-	-	Founder	12.09.2022	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Margus Linnamäe	36401XXXXXX	05.01.1964 (62)	Indirect holding	10.03.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q2

Turnover

Amount

32 181 €

Monthly average

10 727 €

Per employee

766 €

Equity ratio

429,08%

Labour taxes

Turnover ratio

218,84%

Tax ratio

96,89%

Monthly average

23 475 €

Per employee

1 806 €

State taxes

Monthly average

24 228 €

Turnover ratio

225,86%

Estimated salary

Gross salary

3 282 €

Net salary

2 586 €

Aggregate data

	2024	2023
Current assets	2 171 312 €76.9%	1 227 133 €
Non-current assets	1 417 325 €120.0%	644 317 €
Total assets	3 588 637 €91.8%	1 871 450 €
Short-term liabilities	1 991 975 €81.2%	1 099 191 €
Long-term liabilities	-	-
Total liabilities	1 991 975 €81.2%	1 099 191 €
Share or stock capital	2 500 €	2 500 €
Retained earnings	769 759 €	-
Net profit	824 403 €7.1%	769 759 €
Equity	1 596 662 €106.8%	772 259 €
Turnover	2 112 111 €87.9%	1 124 054 €
Profit margin	39.03%43.0%	68.48%

Financial ratios

	2024	2023
Profit and cash flow
EBITDA	765 895	760 537
Liquidity
Current ratio	Y.X	H.C
Quick ratio	N.P	A.O
Cash ratio	S.G	M.R
Efficiency
Days sales outstanding (dso)	MFK.I	FAX.N
Asset turnover	S.D	D.I
Structure
Debt ratio	U.G	Q.N
Profitability
Operating margin	PT.X%	TA.G%
Net profit margin	LQ.E%	YG.S%
Return on assets (roa)	FR.E%	BP.O%
Return on equity (roe)	ZB.Z%	VX.Q%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50210664 / 5	02.04.2026	Entry - Amendment entry		Entered into force (02.04.2026)
Ä 50210664 / 4	18.03.2025	Entry - Amendment entry		Entered into force (18.03.2025)
Ä 50210664 / M1	14.03.2025	Order to remedy deficiencies - Amendment entry	01.04.2025	Deficiencies remedied (18.03.2025)
Ä 50210664 / 3	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 50210664 / 2	27.04.2023	Entry - Amendment entry		Entered into force (27.04.2023)

1 - 5 / 6 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
17.06.2026	Keskkonnaagentuur	180.00 € Received	OPERATING EXPENSES Other environmental protection, incl. administration
03.06.2026	Eesti Kultuurkapital	1 300.00 € Received	OPERATING EXPENSES Other leisure, culture and religion, incl. administration
29.05.2026	Sihtasutus CR14	2 016.67 € Received	OPERATING EXPENSES Military defence
28.05.2026	Ettevõtluse ja Innovatsiooni Sihtasutus	300.00 € Received	OPERATING EXPENSES General economic and trade policy
27.05.2026	Laulasmaa Kool	100.00 € Received	OPERATING EXPENSES Basic and general secondary education

Tervisekindlustusagent OÜ

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

Public transactions

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found