Tieto Banktech Estonia OÜ

Legal form:: Private limited company
Registry code:: 16728732
VAT no.:: EE102615157
Fiscal-year period:: 01.01 - 31.12
Established:: 02.05.2023 (3 y)
Former business names:: Tietoevry Fintech Estonia OÜ
Capital:: 10 000 EUR
Address:: A. H. Tammsaare tee 47, Kristiine linnaosa, Tallinn, Harju maakond, 11316
Status:: Registered

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Contacts

Phone:: +372 5108465
Email:: hipp.gustavson@tieto.com

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Industries

ELECTRONIC COMMUNICATIONS SERVICES, PROGRAMMING, CONSULTANCY, DATA-INFRASTRUCTURE AND OTHER INFORMATION ACTIVITIES
Computer programming, consultancy and related activities
62101 – Programming

Industry TOPNo. 165 of 4815 companies

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165.Tieto Banktech Estonia OÜ3.8M €

Main activity 62101 · turnover over the last 4 quarters

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VAT liability

VAT no.	Start	End
EE102615157	09.05.2023	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	06.03.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	17.06.2025	Valid	PDF
2023	02.05.2023 – 31.12.2023	13.08.2024	Valid	PDF
2023	02.05.2023 – 31.12.2023	28.06.2024	Expired	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 16.10.2026.

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Tax debt Reports Declarations Court decisions–Official announcements1 TTJA decisions–Real estate–.ee domains–Licenses–Regulations7 Public transactions17 Grants–State aid–Public procurement5 Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	210 400 €	165 582 €	1,01 M €−3,6%	21
2026 Q2	341 464 €	167 436 €	1,05 M €+19,9%	21
2026 Q1	175 963 €	149 489 €	874 241 €+0,6%	21
Total 2026:	727 827 €	482 507 €	2,93 M €
2025 Q4	169 388 €	158 372 €	868 964 €−1,4%	19
2025 Q3	234 743 €	145 353 €	881 544 €+6,3%	20
2025 Q2	161 545 €	149 870 €	829 124 €+6,3%	19
2025 Q1	161 557 €	141 942 €	779 667 €−7,6%	19
Total 2025:	727 233 €	595 537 €	3,36 M €
2024 Q4	250 743 €	124 540 €	843 715 €−5,6%	20
2024 Q3	153 446 €	133 256 €	894 146 €+3,6%	18
2024 Q2	142 222 €	128 498 €	862 819 €+20,8%	19
2024 Q1	140 103 €	119 080 €	714 231 €−28,5%	18
Total 2024:	686 514 €	505 374 €	3,31 M €
2023 Q4	124 577 €	106 837 €	999 359 €+34,0%	18
2023 Q3	121 849 €	102 105 €	746 058 €+209%	19
2023 Q2	10 645 €	74 €	241 663 €	16
2023 Q1	-	-	-	17
Total 2023:	257 071 €	209 016 €	1,99 M €
2022 Q4	-	-	-	16
2022 Q3	-	-	-	15
2022 Q2	-	-	-	14
2022 Q1	-	-	-	13
Total 2022:	0 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Programming	1 746 367 €	2 645 159 €	2 720 511 €

Tax debts

No tax debt found

No tax debt as of 16.10.2026

Representatives

	Personal ID code
Hipp Gustavson	47805XXXXXX	01.05.1978 (48)	Board member	02.05.2023	-

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Shareholders

	Personal ID code
BNP Paribas SA PAR/CLIENT ASSETS	-	-	Shareholder	10 000 EUR	100,00%	Sole ownership	03.06.2026	-

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Other persons

	Personal ID code
Inger Anne Folkestad Tornes	-	23.01.1980 (46)	Supervisory-board member	20.04.2026	-
Pasi Kalevi Mauno	-	01.03.1969 (57)	Chairman of the supervisory board	25.02.2025	-
Niina Susanna Levo	FP460XXXX	-	Supervisory-board member	21.02.2025	-
Audit & Consult OÜ	11505111	15.05.2008 (18)	Audit firm	30.01.2025	-
Tieto Estonia AS	10137025	27.12.1996 (29)	Founder	02.05.2023	-

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Ultimate beneficial owners

	Personal ID code
Inger Anne Folkestad Tornes	-	23.01.1980 (46)	Member of higher governing body (board or supervisory board)	08.05.2026	-
Niina Susanna Levo	FP460XXXX	-	Member of higher governing body (board or supervisory board)	07.05.2025	-
Hipp Gustavson	47805XXXXXX	01.05.1978 (48)	Member of higher governing body (board or supervisory board)	02.05.2023	-
Pasi Kalevi Mauno	-	01.03.1969 (57)	Member of higher governing body (board or supervisory board)	02.05.2023	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 1 011 021 €
Monthly average: 337 007 €
Per employee: 16 048 €
Equity ratio: 3 370,07%

Labour taxes

Turnover ratio: 16,38%
Tax ratio: 78,70%
Monthly average: 55 194 €
Per employee: 2 628 €

State taxes

Monthly average: 70 133 €
Turnover ratio: 20,81%

Estimated salary

Gross salary: 4 676 €
Net salary: 3 670 €

Aggregate data

	2025	2024	2023
Current assets	1 380 349 €+7,3%	1 287 034 €+14,0%	1 128 781 €
Non-current assets	38 674 €−33,7%	58 365 €+303%	14 471 €
Total assets	1 419 023 €+5,5%	1 345 399 €+17,7%	1 143 252 €
Short-term liabilities	672 319 €+15,8%	580 568 €+54,0%	376 994 €
Long-term liabilities	17 967 €−50,1%	36 004 €	-
Total liabilities	690 286 €+12,0%	616 572 €+63,5%	376 994 €
Share or stock capital	-	-	-
Retained earnings	130 573 €−59,5%	-	322 567 €
Net profit	273 678 €−32,6%	405 758 €−8,5%	443 691 €
Equity	728 737 €	728 827 €−4,9%	766 258 €
Turnover	2 720 511 €+2,8%	2 645 159 €+51,5%	1 746 367 €
Profit margin	10,1%	15,3%	25,4%

Financial ratios

	2025	2024	2023
Profit and cash flow
EBITDA	362 722 €	503 287 €	448 686 €
Liquidity
Current ratio
Quick ratio
Cash ratio
Efficiency
Days sales outstanding (dso)
Asset turnover
Structure
Debt ratio
Profitability
Operating margin
Net profit margin
Return on assets (roa)
Return on equity (roe)

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 50227518 / 6	28.05.2026	Entry – Amendment entry	-	Entered into force28.05.2026
Ä 50227518 / 5	11.05.2026	Entry – Amendment entry	-	Entered into force11.05.2026
Ä 50227518 / M1	23.04.2025	Order to remedy deficiencies for correcting extra-entry data	07.05.2025	Deficiencies remedied29.04.2025
Ä 50227518 / 4	29.04.2024	Entry – Amendment entry	-	Entered into force29.04.2024
Ä 50227518 / 3	23.08.2023	Entry – Amendment entry	-	Entered into force23.08.2023

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements


Notice of division of a company	12.05.2023	PDF

Public transactions


29.06.2026	Politsei- ja Piirivalveamet	155 124 €Received	NON-CURRENT ASSETSPolice
08.05.2026	Politsei- ja Piirivalveamet	103 416 €Received	NON-CURRENT ASSETSPolice
08.05.2026	Politsei- ja Piirivalveamet	25 854 €Received	NON-CURRENT ASSETSPolice
04.05.2026	Politsei- ja Piirivalveamet	25 854 €Received	NON-CURRENT ASSETSPolice
02.04.2026	Politsei- ja Piirivalveamet	25 854 €Received	NON-CURRENT ASSETSPolice

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts


25.08.2026End 24.08.2029	Reference number 307491 · 2026/3-1/91 raamleping osa 3 Tieto Banktech Estonia OÜ	Lennuliiklusteeninduse AktsiaseltsContracting authority	60 000 €	Concluded
25.08.2026End 24.08.2029	Reference number 307491 · 2026/3-1/90 raamleping osa 2 Tieto Banktech Estonia OÜ	Lennuliiklusteeninduse AktsiaseltsContracting authority	80 000 €	Concluded
13.02.2025End 13.04.2026	Reference number 264288 · Leping	Siseministeeriumi infotehnoloogia- ja arenduskeskusContracting authority	417 000 €	Concluded
25.06.2024End 31.12.2024	Reference number 264288 · LEPING	Siseministeeriumi infotehnoloogia- ja arenduskeskusContracting authority	53 760 €actual 39 696 €	Completed
12.10.2023End 11.10.2026	Reference number 264288 · Raamleping nr 3-3/3330 (6)	Siseministeeriumi infotehnoloogia- ja arenduskeskusContracting authority	6 000 000 €	Concluded

.ee domains

No domains found

Company has no valid .ee domains

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.