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Tieto Banktech Estonia OÜ

Legal form:

Private limited company

Registry code:

16728732

VAT no.:

EE102615157

Fiscal-year period:

01.01 - 31.12

Established:

02.05.2023 (3)

Former business names:

Tietoevry Fintech Estonia OÜ

Capital:

10 000 EUR

Address:

A. H. Tammsaare tee 47, Kristiine linnaosa, Tallinn, Harju maakond, 11316

Status:

Registered

Contacts

Email:

hipp.gustavson@tieto.com

Phone:

+372 5108465

Industries

ELECTRONIC COMMUNICATIONS SERVICES, PROGRAMMING, CONSULTANCY, DATA-INFRASTRUCTURE AND OTHER INFORMATION ACTIVITIES
Computer programming, consultancy and related activities
62101 - Programming

VAT liability

	Start	End
EE102615157	09.05.2023

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	06.03.2026	Valid
2024	01.01.2024 - 31.12.2024	17.06.2025	Valid
2023	02.05.2023 - 31.12.2023	13.08.2024	Valid
2023	02.05.2023 - 31.12.2023	28.06.2024	Expired

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	175 963 €	149 489 €	874 241 €0.6%	21
Kokku 2026:	175 963 €	149 489 €	874 241 €
2025 Q4	169 388 €	158 372 €	868 964 €1.4%	19
2025 Q3	234 743 €	145 353 €	881 544 €6.3%	20
2025 Q2	161 545 €	149 870 €	829 124 €6.3%	19
2025 Q1	161 557 €	141 942 €	779 667 €7.6%	19
Kokku 2025:	727 233 €	595 537 €	3 359 299 €1.3%
2024 Q4	250 743 €	124 540 €	843 715 €5.6%	20
2024 Q3	153 446 €	133 256 €	894 146 €3.6%	18
2024 Q2	142 222 €	128 498 €	862 819 €20.8%	19
2024 Q1	140 103 €	119 080 €	714 231 €28.5%	18
Kokku 2024:	686 514 €	505 374 €	3 314 911 €66.8%
2023 Q4	124 577 €	106 837 €	999 359 €34.0%	18
2023 Q3	121 849 €	102 105 €	746 058 €208.7%	19
2023 Q2	10 645 €	74 €	241 663 €	16
Kokku 2023:	257 072 €	209 016 €	1 987 080 €

Revenue by industry

	2023	2024	2025
Programming	1 746 367 €	2 645 159 €	2 720 511 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Hipp Gustavson	47805XXXXXX	01.05.1978 (48)	Board member	02.05.2023	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
BNP Paribas SA PAR/CLIENT ASSETS	-	-	Shareholder	10 000,00 EUR	100	Sole ownership	03.06.2026	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Inger Anne Folkestad Tornes	-	23.01.1980 (46)	Supervisory-board member	20.04.2026	-
Pasi Kalevi Mauno	-	01.03.1969 (57)	Chairman of the supervisory board	25.02.2025	-
Niina Susanna Levo	FP460XXXX	-	Supervisory-board member	21.02.2025	-
Audit & Consult OÜ	-	-	Audit firm	30.01.2025	-
Tietoevry Estonia AS	-	-	Founder	02.05.2023	-

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Inger Anne Folkestad Tornes	-	23.01.1980 (46)	Member of higher governing body (board or supervisory board)	08.05.2026	-
Niina Susanna Levo	FP460XXXX	-	Member of higher governing body (board or supervisory board)	07.05.2025	-
Hipp Gustavson	47805XXXXXX	01.05.1978 (48)	Member of higher governing body (board or supervisory board)	02.05.2023	-
Pasi Kalevi Mauno	-	01.03.1969 (57)	Member of higher governing body (board or supervisory board)	02.05.2023	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

874 241 €

Monthly average

291 414 €

Per employee

13 877 €

Equity ratio

2 914,14%

Labour taxes

Turnover ratio

17,10%

Tax ratio

84,95%

Monthly average

49 830 €

Per employee

2 491 €

State taxes

Monthly average

58 654 €

Turnover ratio

20,13%

Estimated salary

Gross salary

4 437 €

Net salary

3 445 €

Aggregate data

	2025	2024	2023
Current assets	1 380 349 €7.3%	1 287 034 €14.0%	1 128 781 €
Non-current assets	38 674 €33.7%	58 365 €303.3%	14 471 €
Total assets	1 419 023 €5.5%	1 345 399 €17.7%	1 143 252 €
Short-term liabilities	672 319 €15.8%	580 568 €54.0%	376 994 €
Long-term liabilities	17 967 €50.1%	36 004 €	-
Total liabilities	690 286 €12.0%	616 572 €63.5%	376 994 €
Share or stock capital	10 000 €	10 000 €	10 000 €
Retained earnings	445 059 €42.2%	313 069 €0.2%	312 567 €
Net profit	273 678 €32.6%	405 758 €8.5%	443 691 €
Equity	728 737 €0.0%	728 827 €4.9%	766 258 €
Turnover	2 720 511 €2.8%	2 645 159 €51.5%	1 746 367 €
Profit margin	10.06%34.4%	15.34%39.6%	25.41%

Financial ratios

	2024	2023
Profit and cash flow
EBITDA	503 287	448 686
Liquidity
Current ratio	Z.R	O.W
Quick ratio	L.R	I.O
Cash ratio	G.Y	R.T
Efficiency
Days sales outstanding (dso)	TOL.E	IIR.M
Asset turnover	J.X	F.C
Structure
Debt ratio	R.R	Q.P
Profitability
Operating margin	FL.V%	QR.P%
Net profit margin	GT.I%	OV.X%
Return on assets (roa)	UB.E%	ZI.L%
Return on equity (roe)	HQ.B%	FB.E%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50227518 / 6	28.05.2026	Entry - Amendment entry		Entered into force (28.05.2026)
Ä 50227518 / 5	11.05.2026	Entry - Amendment entry		Entered into force (11.05.2026)
Ä 50227518 / M1	23.04.2025	Order to remedy deficiencies for correcting extra-entry data	07.05.2025	Deficiencies remedied (29.04.2025)
Ä 50227518 / 4	29.04.2024	Entry - Amendment entry		Entered into force (29.04.2024)
Ä 50227518 / 3	23.08.2023	Entry - Amendment entry		Entered into force (23.08.2023)

1 - 5 / 7 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

Subject	Date
Notice of division of a company	12.05.2023

1 - 1 / 1 rows

Public transactions

Date	Party	Amount	Classification
02.04.2026	Politsei- ja Piirivalveamet	25 854.00 € Received	NON-CURRENT ASSETS Police
30.03.2026	Politsei- ja Piirivalveamet	103 416.00 € Received	NON-CURRENT ASSETS Police
20.03.2026	Politsei- ja Piirivalveamet	25 854.00 € Received	NON-CURRENT ASSETS Police
20.02.2026	Politsei- ja Piirivalveamet	25 854.00 € Received	NON-CURRENT ASSETS Police
18.02.2026	Politsei- ja Piirivalveamet	25 854.00 € Received	NON-CURRENT ASSETS Police

Tieto Banktech Estonia OÜ

Contacts

Industries

VAT liability

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Unsubmitted declarations

No unsubmitted declarations found

Credit rating

Hidden

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No tax debt found

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Regulations

Real estate

No real estate found

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No consumer dispute committee decisions found

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Official announcements

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Public transactions

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Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found