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Jah

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Holdings in companies

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Summary of reports

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Credory OÜ

Legal form:

Private limited company

Registry code:

16102889

VAT no.:

EE102725775

Fiscal-year period:

01.01 - 31.12

Established:

20.11.2020 (5)

Capital:

30 001 EUR

Address:

Pärnu mnt 12 // Suur-Karja tn 20, Kesklinna linnaosa, Tallinn, Harju maakond, 10148

Status:

Registered

Contacts

Email:

info@credory.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Provision of other financial services n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE102725775	08.04.2024

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	30.06.2024	Valid
2022	01.01.2022 - 31.12.2022	04.08.2023	Valid
2021	20.11.2020 - 31.12.2021	04.07.2022	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax debt

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Unsubmitted reports

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Court decisions

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TTJA decisions

Real estate

.ee domains

Licenses

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Holdings in companies

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	8 373 €	7 901 €	3 600 €54.2%	1
Kokku 2026:	8 373 €	7 901 €	3 600 €
2025 Q4	9 597 €	8 144 €	7 868 €96.2%	1
2025 Q3	8 623 €	8 136 €	4 011 €53.9%	1
2025 Q2	9 635 €	8 150 €	8 707 €388.3%	1
2025 Q1	8 052 €	8 012 €	1 783 €11.4%	1
Kokku 2025:	35 907 €	32 442 €	22 369 €104.6%
2024 Q4	9 303 €	9 421 €	1 601 €72.0%	1
2024 Q3	12 241 €	11 602 €	5 723 €58.5%	1
2024 Q2	11 236 €	11 036 €	3 611 €	1
2024 Q1	8 867 €	9 276 €	0 €	1
Kokku 2024:	41 647 €	41 335 €	10 935 €
2023 Q4	8 867 €	9 276 €	0 €	1
2023 Q3	6 153 €	6 452 €	0 €	1
2023 Q2	5 526 €	5 770 €	0 €	1
2023 Q1	5 039 €	5 247 €	0 €	1
Kokku 2023:	25 585 €	26 745 €	0 €
2022 Q4	4 964 €	5 200 €	0 €	1
2022 Q3	4 964 €	5 200 €	0 €	1
2022 Q2	4 499 €	4 719 €	0 €	1
2022 Q1	3 935 €	4 153 €	0 €	1
Kokku 2022:	18 363 €	19 273 €	0 €
2021 Q4	4 489 €	4 754 €	0 €	1
2021 Q3	3 647 €	3 842 €	0 €	2
2021 Q2	1 644 €	1 735 €	0 €	1
2021 Q1	931 €	975 €	0 €	1
Kokku 2021:	10 710 €	11 305 €	0 €
2020 Q4	0 €	0 €	0 €	1
Kokku 2020:	0 €	0 €	0 €

Revenue by industry

	2021	2022
Provision of other financial services n.e.c., except insurance and pension funding		466 465 €
Activities of holding companies	53 765 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Raido Reiska	38509XXXXXX	23.09.1985 (40)	Board member	20.11.2020	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
OÜ Vigilante	-	24.10.2013 (12)	Shareholder	5 300,00 EUR	17,67	Sole ownership	22.05.2026	-
Infinitum Assets OÜ	-	21.04.2011 (15)	Shareholder	8 440,00 EUR	28,13	Sole ownership	22.05.2026	-
streamline ventures OÜ	-	29.11.2023 (2)	Shareholder	2 087,00 EUR	6,96	Sole ownership	09.12.2025	-
KERME Investeeringud OÜ	-	11.10.2002 (23)	Shareholder	4 174,00 EUR	13,91	Sole ownership	28.11.2025	-
Rosewater OÜ	-	21.08.2013 (12)	Shareholder	10 000,00 EUR	33,33	Sole ownership	30.12.2024	-

18 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
BDO Eesti OÜ	-	-	Audit firm	04.06.2025	-
Dag Nurm	38211XXXXXX	20.11.1982 (43)	Founder	20.11.2020	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Endrik Eller	38411XXXXXX	08.11.1984 (41)	Indirect holding	10.01.2024	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

3 600 €

Monthly average

1 200 €

Per employee

1 200 €

Equity ratio

4,00%

Labour taxes

Turnover ratio

219,47%

Tax ratio

94,36%

Monthly average

2 634 €

Per employee

2 634 €

State taxes

Monthly average

2 791 €

Turnover ratio

232,58%

Estimated salary

Gross salary

4 676 €

Net salary

3 623 €

Aggregate data

	2024	2023	2022	2021
Current assets	4 592 776 €2.9%	4 461 518 €48.0%	3 015 040 €177.8%	1 085 342 €
Non-current assets	2 642 660 €488.5%	449 087 €51.9%	933 029 €149.6%	373 869 €
Total assets	7 235 436 €47.3%	4 910 605 €24.4%	3 948 069 €170.6%	1 459 211 €
Short-term liabilities	4 202 310 €64.0%	2 562 405 €30.9%	1 957 807 €34.6%	1 454 933 €
Long-term liabilities	2 116 750 €15.5%	1 833 250 €3.1%	1 778 000 €	-
Total liabilities	6 319 060 €43.8%	4 395 655 €17.7%	3 735 807 €156.8%	1 454 933 €
Share or stock capital	30 001 €20.0%	25 000 €	25 000 €	25 000 €
Retained earnings	891 466 €127.2%	392 346 €203.5%	129 278 €761.9%	15 000 €
Net profit	-5 091 €105.2%	97 604 €68.3%	57 984 €262.3%	-35 722 €
Equity	916 376 €78.0%	514 950 €142.6%	212 262 €4 861.7%	4 278 €
Turnover	-	-	466 465 €767.6%	53 765 €
Profit margin	0.00%	0.00%	12.43%118.7%	-66.44%

Financial ratios

	2024	2023	2022	2021
Profit and cash flow
EBITDA	-	-	KK APG	-
Liquidity
Current ratio	U.X	X.D	G.D	0.7
Quick ratio	Z.R	X.H	V.W	0.7
Cash ratio	Z.O	I.I	C.P	0.0
Efficiency
Days sales outstanding (dso)	-	-	I HXS.S	7 135.4
Asset turnover	-	-	H.I	0.0
Structure
Debt ratio	H.G	Z.V	H.X	1.0
Profitability
Operating margin	-	-	KC.X%	-114.6%
Net profit margin	-	-	VK.R%	-66.4%
Return on assets (roa)	D.Z%	H.F%	A.I%	-2.4%
Return on equity (roe)	E.M%	T.Q%	HW.M%	-835.0%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000435	Financial services > Operating as a financing institution	Valid	20.12.2021	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50160373 / M1	17.12.2024	Order to remedy deficiencies - Amendment entry	16.01.2025	Deficiencies remedied (17.12.2024)
Ä 50160373 / 5	17.12.2024	Entry - Amendment entry		Entered into force (17.12.2024)
Ä 50160373 / 4	27.10.2023	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (27.10.2023)
Ä 50160373 / 3	02.12.2020	Entry - Amendment entry		Entered into force (02.12.2020)
Ä 50160373 / 2	25.11.2020	Entry - Amendment entry		Entered into force (25.11.2020)

1 - 5 / 6 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-24-5215/18						22.01.2026

1 - 1 / 1 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	13.10.2025

1 - 1 / 1 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
credory.ee	Active	24.11.2020	25.11.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders