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???

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Eesti Kindlustusühistu ÜKS

Legal form:

Commercial association

Registry code:

14888513

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

15.01.2020 (6)

Capital:

3 450 EUR

Address:

Sõpruse pst 145, Kristiine linnaosa, Tallinn, Harju maakond, 13425

Status:

In liquidation

Contacts

Email:

info@eky.ee

Phone:

+372 5050523

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66221 - Activities of insurance agents

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	24.04.2026	Valid
2024	01.01.2024 - 31.12.2024	07.02.2025	Valid
2023	01.01.2023 - 31.12.2023	22.06.2024	Valid
2022	01.01.2022 - 31.12.2022	14.06.2023	Valid
2021	01.01.2021 - 31.12.2021	29.06.2022	Valid
2021	01.01.2021 - 31.12.2021	15.06.2022	Expired
2021	01.01.2021 - 31.12.2021	01.04.2022	Expired
2020	15.01.2020 - 31.12.2020	19.03.2021	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Real estate

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Tax data

	State taxes	Labour taxes	Employees
2026 Q2	435 €	467 €	1
2026 Q1	278 €	299 €	1
Kokku 2026:	713 €	766 €
2025 Q4	318 €	341 €	1
2025 Q3	302 €	324 €	1
2025 Q2	873 €	931 €	1
2025 Q1	762 €	821 €	2
Kokku 2025:	2 255 €	2 417 €
2024 Q4	721 €	796 €	2
2024 Q3	854 €	918 €	2
2024 Q2	789 €	826 €	3
2024 Q1	1 051 €	1 105 €	3
Kokku 2024:	3 415 €	3 645 €
2023 Q4	1 387 €	1 491 €	3
2023 Q3	5 526 €	5 978 €	3
2023 Q2	3 087 €	3 325 €	3
2023 Q1	888 €	915 €	3
Kokku 2023:	10 888 €	11 709 €
2022 Q4	1 007 €	1 043 €	4
2022 Q3	1 624 €	1 702 €	1
2022 Q2	67 €	76 €	1
2022 Q1	0 €	0 €	1
Kokku 2022:	2 697 €	2 820 €

Revenue by industry

	2023	2024	2025
Activities of insurance agents and brokers	29 520 €	7 825 €	7 160 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Sivar Irval	37712XXXXXX	05.12.1977 (48)	Liquidator	02.06.2026	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Marko Sillar	37801XXXXXX	19.01.1978 (48)	Supervisory-board member	17.02.2025	-
Ülle Tooming	46012XXXXXX	22.12.1960 (65)	Chairman of the supervisory board	17.02.2025	-
Jaanus Aun	37402XXXXXX	04.02.1974 (52)	Supervisory-board member	02.08.2023	-
Anne Võhandu	-	-	Review-committee member	02.08.2023	-
Kulno Kesküla	36405XXXXXX	24.05.1964 (62)	Review-committee member	02.08.2023	-

17 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Sivar Irval	37712XXXXXX	05.12.1977 (48)	Member of higher governing body (board or supervisory board)	15.05.2025	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q2

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

107,36%

Monthly average

156 €

Per employee

156 €

State taxes

Monthly average

145 €

Turnover ratio

0,00%

Estimated salary

Gross salary

504 €

Net salary

519 €

Aggregate data

	2025	2024	2023	2022	2021	2020
Current assets	7 491 €89.8%	73 486 €57.3%	171 947 €2.7%	176 775 €0.2%	177 117 €42.5%	124 332 €
Non-current assets	50 €	50 €	50 €	50 €	-	-
Total assets	7 541 €89.7%	73 536 €57.2%	171 997 €2.7%	176 825 €0.2%	177 117 €42.5%	124 332 €
Short-term liabilities	967 €19.4%	1 200 €29.0%	1 689 €80.8%	934 €87.6%	7 561 €1 610.6%	442 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	967 €19.4%	1 200 €29.0%	1 689 €80.8%	934 €87.6%	7 561 €1 610.6%	442 €
Share or stock capital	3 450 €	3 450 €	3 450 €	3 450 €	3 450 €	3 450 €
Retained earnings	6 234 €90.6%	66 269 €59.7%	164 541 €3.9%	171 305 €2.9%	166 457 €38.0%	120 626 €
Net profit	-3 110 €218.8%	2 617 €12.9%	2 317 €104.0%	1 136 €423.6%	-351 €88.7%	-186 €
Equity	6 574 €90.9%	72 336 €57.5%	170 308 €3.2%	175 891 €3.7%	169 556 €36.9%	123 890 €
Turnover	7 160 €8.5%	7 825 €73.5%	29 520 €382.3%	6 121 €	-	-
Profit margin	-43.44%229.9%	33.44%326.1%	7.85%57.7%	18.56%	0.00%	0.00%

Financial ratios

	2025	2024	2023	2022	2021
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	D.X	UX.Z	KMA.C	189.3	23.4
Quick ratio	H.R	QE.Z	ERE.M	189.3	23.4
Cash ratio	S.M	RS.P	AYX.Z	188.4	23.4
Efficiency
Days sales outstanding (dso)	KK.O	XP.V	NN.S	25.7	-
Asset turnover	H.X	G.F	G.T	0.0	-
Structure
Debt ratio	B.L	E.A	U.J	0.0	0.0
Profitability
Operating margin	-VG.C%	-TI.R%	-J.W%	18.3%	-
Net profit margin	-IY.Y%	KC.E%	M.G%	18.6%	-
Return on assets (roa)	-Q.D%	W.X%	A.Y%	0.6%	-0.2%
Return on equity (roe)	-WB.A%	M.R%	M.D%	0.6%	-0.2%

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Licences & notices

Type	Number	Field	Status	Start	End
Notice of economic activity	STR001722	- > Temporary-agency labour mediation	Valid	29.09.2022	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50135374 / 5	02.06.2026	Entry - Dissolution entry		Entered into force (02.06.2026)
Ä 50135374 / M9	19.05.2026	Order to remedy deficiencies - Dissolution entry	18.06.2026	Deficiencies remedied (02.06.2026)
Ä 50135374 / 4	25.06.2025	Entry - Amendment entry		Entered into force (25.06.2025)
Ä 50135374 / M8	20.02.2025	Order to remedy deficiencies for correcting extra-entry data	06.03.2025	Deficiencies remedied (21.02.2025)
Ä 50135374 / M7	11.02.2025	Directive order		Entered into force (11.02.2025)

1 - 5 / 13 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

Subject	Date
Notice of a commercial-association liquidation proceedings	05.06.2026

1 - 1 / 1 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
kindlustusportaal.ee	Active	08.05.2021	09.05.2027	-
eesti1.ee	Active	04.09.2019	05.09.2026	-
kindlustusyhistu.ee	Active	08.09.2018	09.09.2026	-

1 - 3 / 3 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders