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Dream Finance OÜ

Legal form:

Private limited company

Registry code:

14783543

VAT no.:

EE102212301

Fiscal-year period:

01.01 - 31.12

Established:

15.08.2019 (7)

Capital:

5 000 000 EUR

Address:

Kai tn 4, Kesklinna linnaosa, Tallinn, Harju maakond, 10111

Status:

Registered

Contacts

Email:

compliance.ee@coinspaid.com

Phone:

+372 53507111

Website:

https://coinspaid.com/

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Other financial service activities n.e.c., except insurance and pension funding
ELECTRONIC COMMUNICATIONS SERVICES, PROGRAMMING, CONSULTANCY, DATA-INFRASTRUCTURE AND OTHER INFORMATION ACTIVITIES
Computer programming, consultancy and related activities
62101 - Programming

VAT liability

	Start	End
EE102212301	01.12.2019

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	29.08.2026	Valid
2024	01.01.2024 - 31.12.2024	17.06.2025	Valid
2023	01.01.2023 - 31.12.2023	11.06.2024	Valid
2022	01.01.2022 - 31.12.2022	30.06.2023	Valid
2021	01.01.2021 - 31.12.2021	12.12.2022	Valid
2020	15.08.2019 - 31.12.2020	28.06.2021	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.09.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	1 151 725 €	183 468 €	11 790 879 €17.0%	25
2026 Q1	385 240 €	211 858 €	14 213 935 €3.8%	22
Kokku 2026:	1 536 965 €	395 326 €	26 004 814 €
2025 Q4	448 692 €	227 945 €	13 692 105 €93.7%	21
2025 Q3	410 839 €	235 991 €	7 067 684 €31.5%	23
2025 Q2	371 945 €	213 918 €	5 375 109 €3.1%	26
2025 Q1	451 454 €	195 558 €	5 211 562 €5.5%	24
Kokku 2025:	1 682 930 €	873 412 €	31 346 460 €46.4%
2024 Q4	388 149 €	160 507 €	4 941 425 €3.3%	21
2024 Q3	429 624 €	131 166 €	4 781 491 €8.3%	17
2024 Q2	359 230 €	119 263 €	4 413 356 €39.3%	12
2024 Q1	575 241 €	123 229 €	7 274 280 €319.6%	12
Kokku 2024:	1 752 244 €	534 165 €	21 410 552 €124.1%
2023 Q4	165 378 €	101 336 €	1 733 650 €6.3%	11
2023 Q3	152 327 €	111 287 €	1 630 652 €44.3%	9
2023 Q2	556 350 €	72 889 €	2 929 559 €10.2%	7
2023 Q1	242 485 €	54 971 €	3 260 806 €32.5%	8
Kokku 2023:	1 116 540 €	340 483 €	9 554 667 €38.3%
2022 Q4	109 959 €	40 625 €	4 830 375 €43.2%	5
2022 Q3	147 585 €	29 421 €	3 373 125 €25.3%	6
2022 Q2	126 481 €	27 611 €	4 517 727 €64.1%	5
2022 Q1	87 762 €	20 229 €	2 752 519 €59.9%	4
Kokku 2022:	471 787 €	117 886 €	15 473 747 €199.8%
2021 Q4	14 705 €	3 180 €	1 721 847 €23.6%	4
2021 Q3	44 893 €	3 180 €	2 254 781 €587.9%	-
2021 Q2	14 434 €	3 180 €	327 769 €61.8%	-
2021 Q1	41 947 €	3 180 €	857 294 €63.7%	1
Kokku 2021:	115 979 €	12 720 €	5 161 691 €245.3%
2020 Q4	9 720 €	3 180 €	523 841 €34.3%	1
2020 Q3	6 258 €	1 244 €	390 106 €21.4%	1
2020 Q2	7 903 €	0 €	321 380 €23.8%	-
2020 Q1	784 €	0 €	259 493 €	0
Kokku 2020:	24 665 €	4 424 €	1 494 821 €
2019 Q4	0 €	0 €	0 €	0
Kokku 2019:	0 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Programming		630 700 €	13 929 790 €
Provision of other financial services n.e.c., except insurance and pension funding	25 181 348 €	31 738 672 €	5 623 843 €

Tax debts

No tax debt found

No tax debt as of 05.09.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Jelena Zolotenko	48101XXXXXX	15.01.1981 (45)	Board member	09.06.2026	-
Maksym Krupyshev	38806XXXXXX	28.06.1988 (38)	Board member	15.08.2019	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Alexander Horst Riedinger	36603XXXXXX	18.03.1966 (60)	Shareholder	5 000 000,00 EUR	100	Sole ownership	16.06.2022	-

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Dmitry Kuravkin	38402XXXXXX	02.02.1984 (42)	Supervisory-board member	12.08.2026	-
Mikhail Luzhetskiy	38205XXXXXX	31.05.1982 (44)	Supervisory-board member	17.12.2025	-
Yrjö Ojasaar	37108XXXXXX	30.08.1971 (55)	Chairman of the supervisory board	17.12.2025	-
Assertum Audit OÜ	-	-	Audit firm	22.01.2024	-
Alexander Horst Riedinger	36603XXXXXX	18.03.1966 (60)	Founder	14.08.2019	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Alexander Horst Riedinger	36603XXXXXX	18.03.1966 (60)	Direct holding	21.08.2019	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Dream Finance Venture OÜ	10.12.2021	Shareholder	250 000,00 EUR	100	Sole ownership	10.12.2021	-

1 - 1 / 1 rows

2026 Q2

Turnover

Amount

11 790 879 €

Monthly average

3 930 293 €

Per employee

157 212 €

Equity ratio

78,61%

Labour taxes

Turnover ratio

1,56%

Tax ratio

15,93%

Monthly average

61 156 €

Per employee

2 602 €

State taxes

Monthly average

383 908 €

Turnover ratio

9,77%

Estimated salary

Gross salary

4 623 €

Net salary

3 584 €

Aggregate data

	2025	2024	2023	2022	2021	2020
Current assets	49 325 692 €72.3%	178 378 464 €71.5%	103 983 448 €9.4%	95 040 472 €23.2%	77 144 936 €5 252.6%	1 441 264 €
Non-current assets	9 397 145 €23.2%	7 627 343 €56.8%	4 865 387 €385.2%	1 002 657 €297.2%	252 404 €	-
Total assets	58 722 836 €68.4%	186 005 792 €70.9%	108 848 832 €13.3%	96 043 128 €24.1%	77 397 344 €5 270.1%	1 441 264 €
Short-term liabilities	46 913 544 €73.3%	175 941 056 €44.4%	121 882 752 €43.5%	84 963 560 €18.1%	71 930 360 €5 035.5%	1 400 636 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	46 913 544 €73.3%	175 941 056 €44.4%	121 882 752 €43.5%	84 963 560 €18.1%	71 930 360 €5 035.5%	1 400 636 €
Share or stock capital	5 000 000 €	5 000 000 €	5 000 000 €	5 000 000 €41 566.7%	12 000 €	12 000 €
Retained earnings	5 064 739 €128.1%	-18 033 915 €395.9%	6 093 865 €1 205.0%	466 980 €47.7%	892 450 €35 427.5%	2 512 €
Net profit	1 744 554 €92.4%	23 098 654 €195.7%	-24 127 780 €529.9%	5 612 592 €23.0%	4 562 530 €17 370.2%	26 116 €
Equity	11 809 293 €17.3%	10 064 739 €177.2%	-13 033 915 €217.6%	11 079 572 €102.7%	5 466 980 €13 356.2%	40 628 €
Turnover	19 553 632 €39.6%	32 369 372 €28.5%	25 181 348 €44.2%	17 461 420 €67.0%	10 453 998 €721.0%	1 273 322 €
Profit margin	8.92%87.5%	71.36%174.5%	-95.82%398.1%	32.14%26.4%	43.64%2 027.9%	2.05%

Financial ratios

	2025	2024	2023	2022	2021
Profit and cash flow
EBITDA	A MAL QVH	RP RKY LWJ	-OX KMS OSC	5 709 840	4 558 296
Liquidity
Current ratio	C.B	W.W	S.J	1.1	1.1
Quick ratio	K.V	Y.U	S.E	0.4	0.3
Cash ratio	D.Q	I.M	M.S	0.4	0.3
Efficiency
Days sales outstanding (dso)	WKL.Q	PO.F	KX.I	14.4	1.4
Asset turnover	D.K	L.X	E.R	0.2	0.3
Structure
Debt ratio	I.C	C.O	M.T	0.9	0.9
Profitability
Operating margin	L.A%	DF.G%	-NK.G%	32.6%	43.6%
Net profit margin	K.H%	BK.W%	-TG.G%	32.1%	43.6%
Return on assets (roa)	O.V%	SB.T%	-XM.P%	6.5%	11.6%
Return on equity (roe)	UL.S%	GMI.U%	-	50.7%	83.5%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50126043 / 19	03.09.2026	Negative entry order - Amendment entry		Signed (03.09.2026)
Ä 50126043 / 18	09.06.2026	Entry - Amendment entry		Entered into force (09.06.2026)
Ä 50126043 / 17	19.12.2025	Entry - Amendment entry		Entered into force (19.12.2025)
Ä 50126043 / 16	20.06.2023	Entry - Amendment entry		Entered into force (20.06.2023)
Ä 50126043 / M5	14.06.2023	Order to remedy deficiencies - Amendment entry	30.07.2023	Deficiencies remedied (20.06.2023)

1 - 5 / 24 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-23-2960/4	Civil case	Court judgment (Default judgment)	Labour law	Enely Sepp	ECLI:EE:HMK:2023:2.23.2960.6559	20.03.2023

1 - 1 / 1 rows

Official announcements

Subject	Date
Notice of company reorganisation	01.09.2026

1 - 1 / 1 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
cryptoprocessing.ee	Active	21.05.2024	22.05.2027	-
coinspaid.ee	Active	08.04.2024	09.04.2027	-

1 - 2 / 2 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders