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Mifundo OÜ

Legal form:

Private limited company

Registry code:

14587569

VAT no.:

EE102112508

Fiscal-year period:

01.01 - 31.12

Established:

16.10.2018 (7)

Capital:

172 747,02 EUR

Address:

Hobujaama tn 4, Kesklinna linnaosa, Tallinn, Harju maakond, 10151

Status:

Registered

Contacts

Email:

info@mifundo.com

Phone:

+372 53334248

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities of financial services, except insurance and pension funds
Other activities auxiliary to financial services, except insurance and pension funding
66199 - Other activities auxiliary to financial services n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE102112508	01.11.2018

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	15.06.2026	Valid
2024	01.01.2024 - 31.12.2024	08.06.2025	Valid
2023	01.01.2023 - 31.12.2023	28.05.2024	Valid
2022	01.01.2022 - 31.12.2022	10.06.2023	Valid
2021	01.01.2021 - 31.12.2021	28.06.2022	Valid
2020	01.01.2020 - 31.12.2020	29.06.2021	Valid
2019	16.10.2018 - 31.12.2019	30.06.2020	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.09.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	66 725 €	81 263 €	126 586 €9.3%	7
2026 Q1	69 134 €	85 161 €	139 533 €49.5%	8
Kokku 2026:	135 859 €	166 424 €	266 119 €
2025 Q4	55 040 €	80 196 €	93 306 €25.3%	8
2025 Q3	49 286 €	78 599 €	124 854 €1.0%	8
2025 Q2	35 473 €	76 592 €	126 074 €36.1%	7
2025 Q1	15 898 €	51 902 €	92 662 €150.3%	7
Kokku 2025:	155 697 €	287 289 €	436 896 €272.5%
2024 Q4	3 583 €	34 886 €	37 020 €13.2%	5
2024 Q3	6 162 €	28 025 €	32 709 €40.4%	5
2024 Q2	7 364 €	26 316 €	23 290 €4.0%	2
2024 Q1	8 046 €	40 775 €	24 268 €407.2%	1
Kokku 2024:	25 155 €	130 002 €	117 287 €477.2%
2023 Q4	3 178 €	17 541 €	4 785 €124.1%	3
2023 Q3	6 917 €	17 349 €	2 135 €67.3%	3
2023 Q2	2 121 €	25 232 €	6 533 €4.9%	3
2023 Q1	0 €	24 943 €	6 866 €49.6%	3
Kokku 2023:	12 216 €	85 065 €	20 319 €147.1%
2022 Q4	0 €	19 009 €	13 627 €123.6%	3
2022 Q3	0 €	4 773 €	-57 840 €10 758.5%	1
2022 Q2	0 €	0 €	543 €1.2%	-
2022 Q1	0 €	0 €	549 €11.7%	-
Kokku 2022:	0 €	23 781 €	-43 121 €145.4%
2021 Q4	0 €	0 €	492 €97.0%	-
2021 Q3	0 €	0 €	16 558 €62.7%	-
2021 Q2	6 €	0 €	44 361 €31.8%	-
2021 Q1	0 €	0 €	33 660 €78.1%	-
Kokku 2021:	6 €	0 €	95 070 €403.0%
2020 Q4	0 €	0 €	18 900 €	-
2020 Q3	0 €	0 €	0 €	-
2020 Q2	0 €	0 €	0 €	-
2020 Q1	0 €	0 €	0 €	0
Kokku 2020:	0 €	0 €	18 900 €
2019 Q4	0 €	0 €	0 €	0
2019 Q3	0 €	0 €	0 €	0
2019 Q2	0 €	0 €	0 €	0
2019 Q1	0 €	0 €	0 €	0
Kokku 2019:	0 €	0 €	0 €
2018 Q4	0 €	0 €	0 €	0
Kokku 2018:	0 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Other activities auxiliary to financial services n.e.c., except insurance and pension funding	2 935 €	1 677 €	20 470 €

Tax debts

No tax debt found

No tax debt as of 04.09.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Keiu Kalaus	48001XXXXXX	02.01.1980 (46)	Board member	08.11.2022	-
Kaido Saar	38104XXXXXX	29.04.1981 (45)	Board member	16.10.2018	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Opus11 VC OÜ	-	17.02.2022 (4)	Shareholder	11 560,63 EUR	6,69	Sole ownership	27.08.2024	-
Tera Ventures II Usaldusfond	14510XXX	19.06.2018 (8)	Shareholder	33 967,39 EUR	19,66	Sole ownership	27.08.2024	-
Tweed Invest OÜ	-	20.10.2016 (9)	Shareholder	860,00 EUR	0,5	Sole ownership	27.08.2024	-
K8 Fintech Investments OÜ	-	16.02.2022 (4)	Shareholder	215,00 EUR	0,12	Sole ownership	27.08.2024	-
Mifundo OÜ	-	16.10.2018 (7)	Shareholder	15 185,00 EUR	8,79	Sole ownership	02.09.2023	-

19 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 11 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
MiAlma OÜ	-	-	Founder	15.10.2018	-
OÜ Etlanta	-	-	Founder	15.10.2018	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Kaido Saar	38104XXXXXX	29.04.1981 (45)	Indirect holding	16.10.2018	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Mifundo OÜ	16.10.2018	Shareholder	15 185,00 EUR	8,79	Sole ownership	02.09.2023	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

2026 Q2

Turnover

Amount

126 586 €

Monthly average

42 195 €

Per employee

6 028 €

Equity ratio

24,43%

Labour taxes

Turnover ratio

64,20%

Tax ratio

121,79%

Monthly average

27 088 €

Per employee

3 612 €

State taxes

Monthly average

22 242 €

Turnover ratio

52,71%

Estimated salary

Gross salary

6 323 €

Net salary

4 848 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	501 411 €59.9%	1 249 433 €27.6%	978 849 €309.0%	239 313 €822.7%	25 935 €77.0%	112 928 €25.5%	89 969 €
Non-current assets	2 498 350 €47.8%	1 690 386 €59.0%	1 063 424 €91.5%	555 191 €349.9%	123 390 €203.5%	40 655 €323.5%	9 600 €
Total assets	2 999 761 €2.0%	2 939 819 €43.9%	2 042 273 €157.1%	794 504 €432.1%	149 325 €2.8%	153 583 €54.2%	99 569 €
Short-term liabilities	417 857 €38.0%	673 482 €350.7%	149 442 €22.4%	192 687 €18 959.1%	1 011 €91.7%	12 155 €	-
Long-term liabilities	-	-	1 095 000 €	-	-	-	-
Total liabilities	417 857 €38.0%	673 482 €45.9%	1 244 442 €545.8%	192 687 €18 959.1%	1 011 €91.7%	12 155 €	-
Share or stock capital	172 747 €	172 747 €30.2%	132 685 €	132 685 €13.6%	116 800 €	116 800 €16.8%	100 000 €
Retained earnings	2 107 981 €17.8%	1 789 670 €280.1%	470 782 €35.0%	348 787 €2 348.8%	14 243 €42.5%	24 769 €	-
Net profit	301 176 €0.9%	303 920 €56.4%	194 364 €61.5%	120 345 €596.8%	17 271 €12 348.9%	-141 €67.3%	-431 €
Equity	2 581 904 €13.9%	2 266 337 €184.1%	797 831 €32.6%	601 817 €305.8%	148 314 €4.9%	141 428 €42.0%	99 569 €
Turnover	20 470 €1 120.6%	1 677 €42.9%	2 935 €	-	-	-	-
Profit margin	1 471.30%91.9%	18 122.84%173.7%	6 622.28%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2025	2024	2023	2022	2021
Profit and cash flow
EBITDA	BTU XLE	YJL XMJ	SIM CPN	120 668	-
Liquidity
Current ratio	S.B	O.L	X.J	1.2	25.7
Quick ratio	Q.K	L.D	B.G	1.2	25.7
Cash ratio	L.K	R.H	K.F	1.1	21.6
Efficiency
Days sales outstanding (dso)	BY IBA.M	EMY GDC.X	GEX IXE.G	-	-
Asset turnover	E.S	M.A	R.W	-	-
Structure
Debt ratio	R.H	Z.R	H.Z	0.2	0.0
Profitability
Operating margin	E EXM.L%	JL PMA.L%	D DBB.O%	-	-
Net profit margin	Z QDA.F%	IT AQK.A%	O RQP.F%	-	-
Return on assets (roa)	SL.P%	FI.J%	XW.J%	25.5%	11.4%
Return on equity (roe)	WL.W%	YU.A%	VS.R%	20.0%	11.6%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 50104882 / 12	27.08.2024	Entry - Amendment entry	Entered into force (27.08.2024)
Ä 50104882 / 11	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 50104882 / 10	08.11.2022	Entry - Amendment entry	Entered into force (08.11.2022)
Ä 50104882 / 9	08.08.2022	Entry - Amendment entry	Entered into force (08.08.2022)
Ä 50104882 / 8	27.07.2022	Entry - Amendment entry	Entered into force (27.07.2022)

1 - 5 / 12 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
26.03.2026	Majandus- ja Kommunikatsiooniministeerium	21 757.33 € Received	OTHER GRANTS R&D in general economic, trade and labour policy
14.10.2025	Majandus- ja Kommunikatsiooniministeerium	18 186.64 € Received	OTHER GRANTS R&D in general economic, trade and labour policy
29.04.2025	Majandus- ja Kommunikatsiooniministeerium	6 997.91 € Received	OTHER GRANTS R&D in general economic, trade and labour policy
15.08.2024	Sihtasutus Eesti Teadusagentuur	4 000.00 € Received	OTHER GRANTS R&D in education
19.02.2024	Majandus- ja Kommunikatsiooniministeerium	95 442.36 € Received	OTHER GRANTS R&D in other economic sectors

1 - 5 / 14 rows

.ee domains

Domain	Status	Registered	Expires	End
mifundo.ee	Active	16.10.2018	17.10.2027	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders