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Jah

VAT liability

7 - 4

Annual reports

Unsubmitted declarations

???

Credit rating

Tax data

621.08€

Tax debts

Related persons

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Statistics

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Fusion Varahalduse AS

Legal form:

Public limited company

Registry code:

12623870

VAT no.:

EE101783501

Fiscal-year period:

01.06 - 31.05

Established:

06.03.2014 (12)

Former business names:

United Finance AS

Capital:

234 931 EUR

Address:

Suur-Karja tn 2-6, Kesklinna linnaosa, Tallinn, Harju maakond, 10140

Status:

Registered

Contacts

Email:

info@ufinance.com

Phone:

+372 6799550

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
64991 - Provision of other financial services n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE101783501	22.09.2015
EE101783501	06.04.2015	31.08.2015

Annual reports

Aggregate data

	Period	Submitted
2025	01.06.2025 - 31.05.2026	Due date 30.11.2026
2024	01.06.2024 - 31.05.2025	Not submitted (deadline 30.11.2025)
2023	01.06.2023 - 31.05.2024	Not submitted (deadline 30.11.2024)
2022	01.06.2022 - 31.05.2023	Not submitted (deadline 30.11.2023)
2021	01.06.2021 - 31.05.2022	Not submitted (deadline 30.11.2022)
2020	01.06.2020 - 31.05.2021	21.09.2022	Valid
2019	01.01.2019 - 31.05.2020	09.03.2022	Valid
2018	01.01.2018 - 31.12.2018	06.09.2019	Valid
2017	01.01.2017 - 31.12.2017	18.07.2018	Valid
2016	01.01.2016 - 31.12.2016	05.05.2017	Valid
2015	01.01.2015 - 31.12.2015	15.01.2016	Valid
2014	06.03.2014 - 31.12.2014	19.03.2015	Valid

Unsubmitted declarations

	Deadline
VAT return	20.05.2026	19 days overdue
VAT return	20.04.2026	49 days overdue
VAT return	20.03.2026	80 days overdue
VAT return	20.02.2026	108 days overdue
VAT return	20.01.2026	139 days overdue
VAT return	22.12.2025	168 days overdue
VAT return	20.11.2025	200 days overdue
VAT return	20.10.2025	231 days overdue
VAT return	22.09.2025	259 days overdue
VAT return	21.08.2025	291 days overdue
VAT return	21.07.2025	322 days overdue
VAT return	20.06.2025	353 days overdue
VAT return	20.05.2025	384 days overdue
VAT return	21.04.2025	413 days overdue

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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View summary

621.08€

Tax debt

Unsubmitted reports

Unsubmitted declarations

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2025 Q1	0 €	0 €	0 €	-
Kokku 2025:	0 €	0 €	0 €
2024 Q4	0 €	0 €	0 €	-
2024 Q3	0 €	0 €	0 €	-
2024 Q2	50 €	0 €	0 €100.0%	-
2024 Q1	185 €	0 €	644 €66.7%	-
Kokku 2024:	235 €	0 €	644 €85.7%
2023 Q4	223 €	0 €	1 932 €0.0%	-
2023 Q3	277 €	0 €	1 932 €200.0%	-
2023 Q2	94 €	0 €	644 €	-
2023 Q1	0 €	0 €	0 €100.0%	-
Kokku 2023:	595 €	0 €	4 509 €86.9%
2022 Q4	1 298 €	0 €	9 549 €2.2%	-
2022 Q3	1 763 €	0 €	9 346 €31.9%	-
2022 Q2	1 307 €	0 €	7 088 €15.2%	-
2022 Q1	930 €	0 €	8 354 €0.0%	-
Kokku 2022:	5 299 €	0 €	34 337 €6.9%
2021 Q4	1 977 €	0 €	8 354 €11.7%	-
2021 Q3	1 942 €	0 €	9 464 €0.6%	-
2021 Q2	691 €	0 €	9 522 €0.3%	-
2021 Q1	1 541 €	0 €	9 551 €3.3%	6
Kokku 2021:	6 151 €	0 €	36 892 €91.6%
2020 Q4	1 097 €	0 €	9 878 €36.7%	6
2020 Q3	2 005 €	7 €	15 593 €87.0%	6
2020 Q2	4 224 €	0 €	119 875 €59.5%	6
2020 Q1	5 389 €	0 €	296 221 €878.2%	6
Kokku 2020:	12 716 €	7 €	441 568 €75.0%
2019 Q4	2 946 €	0 €	30 282 €34.7%	6
2019 Q3	19 049 €	19 218 €	46 359 €23.5%	6
2019 Q2	29 630 €	30 142 €	37 526 €97.7%	12
2019 Q1	32 138 €	32 910 €	1 650 678 €3 415.4%	12
Kokku 2019:	83 763 €	82 270 €	1 764 845 €78.9%
2018 Q4	40 826 €	38 664 €	46 956 €2.0%	15
2018 Q3	39 602 €	41 248 €	47 911 €86.1%	17
2018 Q2	92 059 €	94 675 €	343 809 €37.2%	17
2018 Q1	115 953 €	100 243 €	547 675 €17.5%	25
Kokku 2018:	288 440 €	274 830 €	986 351 €25.6%
2017 Q4	95 367 €	94 866 €	465 961 €0.5%	22
2017 Q3	88 083 €	81 215 €	463 838 €917.1%	21
2017 Q2	14 733 €	14 994 €	45 606 €87.0%	15
2017 Q1	8 868 €	7 364 €	350 455 €208.0%	5
Kokku 2017:	207 051 €	198 439 €	1 325 860 €286.5%
2016 Q4	604 €	627 €	113 770 €1.5%	1
2016 Q3	623 €	636 €	115 462 €1.5%	1
2016 Q2	604 €	627 €	113 770 €	1
2016 Q1	0 €	0 €	0 €	1
Kokku 2016:	1 831 €	1 890 €	343 002 €
2015 Q4	25 €	0 €	0 €	0
2015 Q3	0 €	0 €	0 €	0
2015 Q2	0 €	0 €	0 €	0
Kokku 2015:	25 €	0 €	0 €

Revenue by industry

	2019	2020
Provision of other financial services n.e.c., except insurance and pension funding	41 998 €	9 005 €

Tax debts

	Amount	Deferred	Disputed
Penalty payment	585,27 €	0,00 €	0,00 €
Income tax in special cases	35,81 €	0,00 €	0,00 €
Total	621,08 €	0,00 €	0,00 €

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Marko Fredrik Roivainen	37808XXXXXX	26.08.1978 (47)	Board member	07.03.2018	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Ufinance Capital OÜ	-	19.04.2017 (9)	Shareholder	195 465,00 EUR	83,2	Sole ownership	16.08.2023	-

34 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Taavi Havre	38912XXXXXX	22.12.1989 (36)	Supervisory-board member	14.06.2019	-
Timo Petteri Leinonen	37403XXXXXX	30.03.1974 (52)	Supervisory-board member	14.06.2019	-
Kpmg Baltics Oü	-	-	Audit firm	22.08.2017	-
United Finance Oy	-	-	Founder	04.11.2013	-

14 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Marko Fredrik Roivainen	37808XXXXXX	26.08.1978 (47)	Indirect holding	29.10.2019	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

5 inactive record hidden, extended access to the information portal is required to view history!

2025 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

0 €

Turnover ratio

0,00%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2020	2019
Current assets	66 977 €16.7%	80 434 €
Non-current assets	161 148 €27.5%	222 308 €
Total assets	228 125 €24.6%	302 742 €
Short-term liabilities	263 640 €0.6%	261 985 €
Long-term liabilities	-	-
Total liabilities	263 640 €0.6%	261 985 €
Share or stock capital	234 931 €	234 931 €
Retained earnings	-194 174 €120.2%	960 393 €
Net profit	-76 272 €93.4%	-1 154 567 €
Equity	-35 515 €187.1%	40 757 €
Turnover	9 006 €78.6%	41 998 €
Profit margin	-846.90%69.2%	-2 749.10%

Financial ratios

	2020	2019	2018	2017	2016
Profit and cash flow
EBITDA	-JK JED	-GMN OIH	-MJR OUQ	-776 803	136 564
Liquidity
Current ratio	V.N	F.F	I.G	1.2	1.8
Quick ratio	F.Y	I.W	H.N	1.2	1.8
Cash ratio	R.J	L.J	S.D	0.1	1.5
Efficiency
Days sales outstanding (dso)	U VNI.N	C MFE.S	PVV.H	70.0	726.3
Asset turnover	H.L	U.E	C.T	0.6	0.2
Structure
Debt ratio	T.I	H.J	Z.A	0.3	0.3
Profitability
Operating margin	-NVH.K%	-Z JDG.U%	-CNX.J%	-47.2%	-1.5%
Net profit margin	-HNQ.I%	-X ICY.D%	-YZS.E%	-43.9%	-7.5%
Return on assets (roa)	-ED.N%	-KL.J%	-WR.I%	-25.6%	-1.3%
Return on equity (roe)	-	-Q IEA.I%	-RO.S%	-23.5%	-1.5%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10191752 / M25	14.04.2026	Reporting-fine order	12.05.2026	Entered into force (13.05.2026)
Ä 10191752 / M24	02.03.2026	Fine-warning order – annual report not filed	12.04.2026	Entered into force (13.03.2026)
Ä 10191752 / M23	27.01.2026	Reporting-fine order	24.02.2026	Entered into force (26.02.2026)
Ä 10191752 / M22	07.12.2025	Fine-warning order – annual report not filed	19.01.2026	Entered into force (20.12.2025)
Ä 10191752 / M21	27.05.2024	Repeat reporting-fine order	11.06.2024	Entered into force (12.06.2024)

1 - 5 / 54 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-18-19652/99	Civil case	Court judgment	Law of obligations	Peeter Pällin, Imbi Sidok-Toomsalu, Ele Liiv	ECLI:EE:TLRK:2022:2.18.19652.25593	14.10.2022
2-18-2984/103	Civil case	Court judgment	Property law, enforcement, law of obligations	Andrea Lega	ECLI:EE:HMK:2021:2.18.2984.9287	09.04.2021
2-18-2984/73	Civil case	Court judgment	Enforcement, law of obligations	Villem Lapimaa, Vahur-Peeter Liin, Ande Tänav	ECLI:EE:TLRK:2020:2.18.2984.16373	28.05.2020
2-17-3549/18	Civil case	Court judgment	Law of obligations	Reena Nieländer	ECLI:EE:HMK:2017:2.17.3549.30283	22.12.2017

1 - 4 / 4 rows

Official announcements

Subject	Date
Notice of share-capital reduction	21.06.2019
Notice of conclusion of a public limited company merger agreement	13.04.2017

Fusion Varahalduse AS

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

Official announcements

Official announcements

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found