Hea valik OÜ

Legal formLegal form:: Private limited company
Registry codeRegistry code:: 11715452
VAT no.VAT no.:: EE101929572
Fiscal-year periodFiscal-year period:: 01.01 - 31.12
EstablishedEstablished:: 15.09.2009 (17 y)
Former business namesFormer business names:: Lombard24h OÜ, Sigalahe OÜ, Sigalahe UÜ
CapitalCapital:: 2 556 EUR
AddressAddress:: Maneeži tn 1, Kesklinna linnaosa, Tallinn, Harju maakond, 10117
StatusStatus:: Registered

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Contacts

PhonePhone:: +372 58533330
EmailEmail:: info@lombard24.ee
WebsiteWebsite:: www.lombard24.ee

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64921 – Pawn shops

VAT liability

VAT no.	Start	End
EE101929572	01.01.2017	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	30.06.2026	Not submitted
2024	01.01.2024 – 31.12.2024	13.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	31.07.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	30.12.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	27.04.2023	Valid	PDF
2020	01.01.2020 – 31.12.2020	26.12.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	01.12.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	30.12.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	21.02.2019	Valid	PDF
2016	01.01.2016 – 31.12.2016	16.08.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	22.09.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	19.01.2016	Valid	PDF
2013	01.01.2013 – 31.12.2013	23.08.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	30.06.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	30.10.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	24.10.2011	Valid	PDF
2009	15.09.2009 – 31.12.2009	24.10.2011	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 30.09.2026.

Delayed declarations

VAT return

22.09.2025

25.09.2025

3 d overdue

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Tax debt Reports1 Declarations Court decisions–Official announcements–TTJA decisions1 Real estate–.ee domains4 Licenses2 Regulations24 Public transactions15 Grants–State aid2 Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	111 729 €	74 017 €	116 775 €+0,4%	23
2026 Q1	111 183 €	77 216 €	116 267 €+43,4%	23
Total 2026:	222 912 €	151 233 €	233 042 €
2025 Q4	100 836 €	77 047 €	81 083 €−1,7%	25
2025 Q3	97 513 €	74 075 €	82 470 €−6,3%	25
2025 Q2	87 617 €	63 657 €	87 988 €+10,4%	26
2025 Q1	81 454 €	60 656 €	79 716 €+14,1%	21
Total 2025:	367 420 €	275 435 €	331 257 €
2024 Q4	76 894 €	58 828 €	69 879 €−14,9%	21
2024 Q3	73 144 €	53 273 €	82 094 €−1,9%	19
2024 Q2	66 168 €	46 919 €	83 679 €+16,2%	19
2024 Q1	68 174 €	42 868 €	72 022 €+24,9%	17
Total 2024:	284 380 €	201 888 €	307 674 €
2023 Q4	48 045 €	39 231 €	57 650 €+1,9%	15
2023 Q3	52 071 €	38 476 €	56 561 €+2,7%	16
2023 Q2	45 563 €	36 941 €	55 094 €+0,6%	13
2023 Q1	48 065 €	35 648 €	54 779 €+36,0%	13
Total 2023:	193 744 €	150 296 €	224 084 €
2022 Q4	32 381 €	24 282 €	40 275 €+103%	12
2022 Q3	19 807 €	17 151 €	19 825 €+11,1%	10
2022 Q2	26 240 €	16 377 €	17 840 €+29,6%	7
2022 Q1	21 407 €	15 372 €	13 768 €+14,0%	8
Total 2022:	99 835 €	73 182 €	91 708 €
2021 Q4	13 401,66 €	11 911,50 €	12 074 €+30,4%	9
2021 Q3	13 360,53 €	12 596,16 €	9 262 €−39,6%	8
2021 Q2	12 633,43 €	10 500,71 €	15 334 €+26,8%	8
2021 Q1	16 418,97 €	10 358,50 €	12 090 €+8,2%	8
Total 2021:	55 814,59 €	45 366,87 €	48 760 €
2020 Q4	9 786,20 €	8 321,60 €	11 177 €−3,3%	8
2020 Q3	10 213,40 €	8 690,82 €	11 560 €+82,2%	8
2020 Q2	9 426,44 €	8 978,83 €	6 346 €−62,2%	8
2020 Q1	15 834 €	8 111 €	16 780 €−18,6%	8
Total 2020:	45 260,04 €	34 102,25 €	45 863 €
2019 Q4	12 272 €	7 442 €	20 626 €+113%	7
2019 Q3	9 910 €	7 270 €	9 691 €−11,0%	7
2019 Q2	11 223 €	8 936 €	10 884 €−1,2%	8
2019 Q1	11 461 €	10 178 €	11 020 €+56,8%	7
Total 2019:	44 866 €	33 826 €	52 221 €
2018 Q4	10 527 €	10 014 €	7 030 €−17,7%	7
2018 Q3	10 380 €	9 534 €	8 544 €+59,7%	7
2018 Q2	9 055 €	8 773 €	5 350 €−18,0%	7
2018 Q1	9 692 €	9 222 €	6 525 €+19,2%	6
Total 2018:	39 654 €	37 543 €	27 449 €
2017 Q4	9 345 €	9 012 €	5 476 €−18,1%	6
2017 Q3	8 843 €	8 172 €	6 687 €−7,2%	7
2017 Q2	8 440 €	7 647 €	7 209 €+58,6%	5
2017 Q1	6 619 €	6 246 €	4 545 €−91,1%	6
Total 2017:	33 247 €	31 077 €	23 917 €
2016 Q4	5 248 €	5 730 €	50 904 €+32,7%	6
2016 Q3	3 947 €	4 319 €	38 369 €+27,3%	6
2016 Q2	3 101 €	3 393 €	30 147 €+57,9%	6
2016 Q1	1 960 €	2 150 €	19 097 €+310%	6
Total 2016:	14 256 €	15 592 €	138 517 €
2015 Q4	1 562 €	1 712 €	4 661 €	3
2015 Q3	1 558 €	1 712 €	4 661 €+50,0%	3
2015 Q2	1 039 €	1 142 €	3 107 €+7,4%	3
2015 Q1	962 €	1 062 €	2 892 €	3
Total 2015:	5 121 €	5 628 €	15 321 €

Revenue by industry

	2022	2023	2024
Pawn shops	615 295 €	940 479 €	1 250 074 €

Tax debts

No tax debt found

No tax debt as of 30.09.2026

Representatives

	Personal ID code
Albert Reimann	38912XXXXXX	08.12.1989 (36)	Board member	02.05.2024	-
Andrei Volõnski	39008XXXXXX	16.08.1990 (36)	Board member	14.06.2018	-
Pavel Razumov	39001XXXXXX	17.01.1990 (36)	Board member	15.12.2009	-

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Shareholders

	Personal ID code
Pavel Razumov	39001XXXXXX	17.01.1990 (36)	Shareholder	1 150 EUR	44,99%	Sole ownership	01.09.2023	-
Albert Reimann	38912XXXXXX	08.12.1989 (36)	Shareholder	1 150 EUR	44,99%	Sole ownership	02.05.2024	-
Andrei Volõnski	39008XXXXXX	16.08.1990 (36)	Shareholder	256 EUR	10,02%	Sole ownership	01.09.2023	-

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Ultimate beneficial owners

	Personal ID code
Andrei Volõnski	39008XXXXXX	16.08.1990 (36)	Direct holding	09.06.2025	-
Albert Reimann	38912XXXXXX	08.12.1989 (36)	Direct holding	19.04.2024	-
Pavel Razumov	39001XXXXXX	17.01.1990 (36)	Direct holding	17.03.2022	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q2

Turnover

Amount: 116 775 €
Monthly average: 38 925 €
Per employee: 1 692 €
Equity ratio: 1 522,89%

Labour taxes

Turnover ratio: 63,38%
Tax ratio: 66,25%
Monthly average: 24 672 €
Per employee: 1 073 €

State taxes

Monthly average: 37 243 €
Turnover ratio: 95,68%

Estimated salary

Gross salary: 2 022 €
Net salary: 1 674 €

Aggregate data

Last 5 yrsAll

	2024	2023	2022	2021	2020	2019
Current assets	1 408 045 €+42,9%	985 305 €+14,2%	863 036 €−35,4%	1 335 755 €+96,0%	681 641 €+88,0%	362 502 €
Non-current assets	-	-	-	-	-	-
Total assets	1 408 045 €+42,9%	985 305 €+14,2%	863 036 €−35,4%	1 335 755 €+96,0%	681 641 €+88,0%	362 502 €
Short-term liabilities	288 446 €−2,6%	296 251 €+270%	80 003 €−5,3%	84 496 €−37,9%	136 042 €−19,9%	169 848 €
Long-term liabilities	353 000 €	-	-	-	-	-
Total liabilities	641 446 €+117%	296 251 €+270%	80 003 €−5,3%	84 496 €−37,9%	136 042 €−19,9%	169 848 €
Share or stock capital	-	-	-	-	-	-
Retained earnings	574 300 €−17,6%	696 892 €−44,2%	1 248 703 €+138%	524 443 €+206%	171 498 €+30,5%	131 410 €
Net profit	189 743 €+1 926%	-10 394 €+97,8%	-468 226 €−165%	724 260 €+94,9%	371 545 €+533%	58 688 €
Equity	766 599 €+11,3%	689 054 €−12,0%	783 033 €−37,4%	1 251 259 €+129%	545 599 €+183%	192 654 €
Turnover	1 250 074 €+32,9%	940 479 €+52,9%	615 295 €+66,4%	369 783 €+1,5%	364 237 €+65,7%	219 802 €
Profit margin	15,2%	-1,1%	-76,1%	195,9%	102,0%	26,7%

Financial ratios

	2021	2020
Profit and cash flow
EBITDA	-	-
Liquidity
Current ratio	15,8	5,0
Quick ratio	4,7	2,0
Cash ratio	1,6	0,2
Efficiency
Days sales outstanding (dso)	250,4	258,6
Asset turnover	0,4	0,7
Structure
Debt ratio	0,1	0,2
Profitability
Operating margin	40,6%	51,2%
Net profit margin	195,9%	102,0%
Return on assets (roa)	71,8%	71,2%
Return on equity (roe)	57,9%	68,1%

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Licences & notices


License	FVV000222	Financial services	Valid	26.01.2026	-
License	FIP000119	Financial services	Valid	15.01.2010	-

Regulations


Ä 10133661 / M7	08.07.2024	Fine-warning order – annual report not filed	07.08.2024	Deficiencies remedied01.08.2024
Ä 10133661 / 17	02.05.2024	Entry – Amendment entry	-	Entered into force02.05.2024
Ä 10133661 / M6	28.09.2023	Fine-warning order – annual report not filed	28.10.2023	Deficiencies remedied01.01.2024
Ä 10133661 / 16	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023
Ä 10133661 / 15	10.03.2022	Entry – Amendment entry	-	Entered into force10.03.2022

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions


20-1/25-12865-009	Margus Kingisepp	In favour of the consumer	20.05.2026	PDF

Court decisions

No court decisions found

The company has no court decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


16.05.2025	Eesti Töötukassa	650 €Received	OTHER GRANTSSocial protection of the unemployed
16.04.2025	Eesti Töötukassa	650 €Received	OTHER GRANTSSocial protection of the unemployed
18.03.2025	Eesti Töötukassa	650 €Received	OTHER GRANTSSocial protection of the unemployed
13.03.2025	Eesti Töötukassa	650 €Received	OTHER GRANTSSocial protection of the unemployed
18.02.2025	Eesti Töötukassa	650 €Received	OTHER GRANTSSocial protection of the unemployed

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


30.09.2024	Eesti TöötukassaAid measure 231580	Palgatoetus VTA › Palgatoetus VTAGrant	3 900 €	231580/2502102
23.05.2024	Eesti TöötukassaAid measure 231580	Palgatoetus VTA › Palgatoetus VTAGrant	4 464,29 €	231580/2500248

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


refurbishedgold.ee	Active	08.12.2025	09.12.2026
lombard.ee	Active	06.04.2011	07.04.2027
lombard24.ee	Active	04.07.2010	28.07.2027
pandimaja24.ee	Active	04.07.2010	03.12.2026

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Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.