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Hea valik OÜ

Legal form:

Private limited company

Registry code:

11715452

VAT no.:

EE101929572

Fiscal-year period:

01.01 - 31.12

Established:

15.09.2009 (16)

Former business names:

Lombard24h OÜ, Sigalahe OÜ, Sigalahe UÜ

Capital:

2 556 EUR

Address:

Maneeži tn 1, Kesklinna linnaosa, Tallinn, Harju maakond, 10117

Status:

Registered

Contacts

Email:

info@lombard24.ee

Phone:

+372 58533330

Website:

www.lombard24.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64921 - Pawn shops

VAT liability

	Start	End
EE101929572	01.01.2017

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	13.06.2025	Valid
2023	01.01.2023 - 31.12.2023	31.07.2024	Valid
2022	01.01.2022 - 31.12.2022	30.12.2023	Valid
2021	01.01.2021 - 31.12.2021	27.04.2023	Valid
2020	01.01.2020 - 31.12.2020	26.12.2021	Valid
2019	01.01.2019 - 31.12.2019	01.12.2020	Valid
2018	01.01.2018 - 31.12.2018	30.12.2019	Valid
2017	01.01.2017 - 31.12.2017	21.02.2019	Valid
2016	01.01.2016 - 31.12.2016	16.08.2017	Valid
2015	01.01.2015 - 31.12.2015	22.09.2016	Valid
2014	01.01.2014 - 31.12.2014	19.01.2016	Valid
2013	01.01.2013 - 31.12.2013	23.08.2014	Valid
2012	01.01.2012 - 31.12.2012	30.06.2013	Valid
2011	01.01.2011 - 31.12.2011	30.10.2012	Valid
2010	01.01.2010 - 31.12.2010	24.10.2011	Valid
2009	15.09.2009 - 31.12.2009	24.10.2011	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

Delayed declarations

	Deadline	Submitted
VAT return	22.09.2025	25.09.2025	3 days overdue

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	111 183 €	77 216 €	116 267 €43.4%	23
Kokku 2026:	111 183 €	77 216 €	116 267 €
2025 Q4	100 836 €	77 047 €	81 083 €1.7%	25
2025 Q3	97 513 €	74 075 €	82 470 €6.3%	25
2025 Q2	87 617 €	63 657 €	87 988 €10.4%	26
2025 Q1	81 454 €	60 656 €	79 716 €14.1%	21
Kokku 2025:	367 420 €	275 435 €	331 257 €7.7%
2024 Q4	76 894 €	58 828 €	69 879 €14.9%	21
2024 Q3	73 144 €	53 273 €	82 094 €1.9%	19
2024 Q2	66 168 €	46 919 €	83 679 €16.2%	19
2024 Q1	68 174 €	42 868 €	72 022 €24.9%	17
Kokku 2024:	284 380 €	201 888 €	307 674 €37.3%
2023 Q4	48 045 €	39 231 €	57 650 €1.9%	15
2023 Q3	52 071 €	38 476 €	56 561 €2.7%	16
2023 Q2	45 563 €	36 941 €	55 094 €0.6%	14
2023 Q1	48 065 €	35 648 €	54 779 €36.0%	13
Kokku 2023:	193 745 €	150 296 €	224 084 €144.3%
2022 Q4	32 381 €	24 282 €	40 275 €103.2%	11
2022 Q3	19 807 €	17 151 €	19 825 €11.1%	10
2022 Q2	26 240 €	16 377 €	17 840 €29.6%	6
2022 Q1	21 407 €	15 372 €	13 768 €14.0%	8
Kokku 2022:	99 834 €	73 182 €	91 708 €88.1%
2021 Q4	13 402 €	11 912 €	12 074 €30.4%	9
2021 Q3	13 361 €	12 596 €	9 262 €39.6%	8
2021 Q2	12 633 €	10 501 €	15 334 €26.8%	8
2021 Q1	16 419 €	10 359 €	12 090 €8.2%	8
Kokku 2021:	55 815 €	45 367 €	48 760 €6.3%
2020 Q4	9 786 €	8 322 €	11 177 €3.3%	8
2020 Q3	10 213 €	8 691 €	11 560 €82.2%	8
2020 Q2	9 426 €	8 979 €	6 346 €62.2%	8
2020 Q1	15 834 €	8 111 €	16 780 €18.6%	8
Kokku 2020:	45 260 €	34 102 €	45 863 €12.2%
2019 Q4	12 272 €	7 442 €	20 626 €112.8%	7
2019 Q3	9 910 €	7 270 €	9 691 €11.0%	7
2019 Q2	11 223 €	8 936 €	10 884 €1.2%	8
2019 Q1	11 461 €	10 178 €	11 020 €56.8%	7
Kokku 2019:	44 866 €	33 826 €	52 221 €90.2%
2018 Q4	10 527 €	10 014 €	7 030 €17.7%	7
2018 Q3	10 380 €	9 534 €	8 544 €59.7%	7
2018 Q2	9 055 €	8 773 €	5 350 €18.0%	7
2018 Q1	9 692 €	9 222 €	6 525 €19.2%	6
Kokku 2018:	39 654 €	37 543 €	27 449 €14.8%
2017 Q4	9 345 €	9 012 €	5 476 €18.1%	6
2017 Q3	8 843 €	8 172 €	6 687 €7.2%	7
2017 Q2	8 440 €	7 647 €	7 209 €58.6%	5
2017 Q1	6 619 €	6 246 €	4 545 €91.1%	6
Kokku 2017:	33 247 €	31 077 €	23 917 €82.7%
2016 Q4	5 248 €	5 730 €	50 904 €32.7%	6
2016 Q3	3 947 €	4 319 €	38 369 €27.3%	6
2016 Q2	3 101 €	3 393 €	30 147 €57.9%	6
2016 Q1	1 960 €	2 150 €	19 097 €309.7%	6
Kokku 2016:	14 256 €	15 592 €	138 517 €804.1%
2015 Q4	1 562 €	1 712 €	4 661 €0.0%	3
2015 Q3	1 558 €	1 712 €	4 661 €50.0%	3
2015 Q2	1 039 €	1 142 €	3 107 €7.4%	3
2015 Q1	962 €	1 062 €	2 892 €	3
Kokku 2015:	5 121 €	5 628 €	15 321 €

Revenue by industry

	2022	2023	2024
Pawn shops	615 295 €	940 479 €	1 250 074 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Albert Reimann	38912XXXXXX	08.12.1989 (36)	Board member	02.05.2024	-
Andrei Volõnski	39008XXXXXX	16.08.1990 (35)	Board member	14.06.2018	-
Pavel Razumov	39001XXXXXX	17.01.1990 (36)	Board member	15.12.2009	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Albert Reimann	38912XXXXXX	08.12.1989 (36)	Shareholder	1 150,00 EUR	44,99	Sole ownership	02.05.2024	-
Andrei Volõnski	39008XXXXXX	16.08.1990 (35)	Shareholder	256,00 EUR	10,02	Sole ownership	01.09.2023	-
Pavel Razumov	39001XXXXXX	17.01.1990 (36)	Shareholder	1 150,00 EUR	44,99	Sole ownership	01.09.2023	-

13 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Andrei Volõnski	39008XXXXXX	16.08.1990 (35)	Direct holding	09.06.2025	-
Albert Reimann	38912XXXXXX	08.12.1989 (36)	Direct holding	19.04.2024	-
Pavel Razumov	39001XXXXXX	17.01.1990 (36)	Direct holding	17.03.2022	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

116 267 €

Monthly average

38 756 €

Per employee

1 685 €

Equity ratio

1 516,26%

Labour taxes

Turnover ratio

66,41%

Tax ratio

69,45%

Monthly average

25 739 €

Per employee

1 072 €

State taxes

Monthly average

37 061 €

Turnover ratio

95,63%

Estimated salary

Gross salary

2 048 €

Net salary

1 667 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	1 408 045 €42.9%	985 305 €14.2%	863 036 €35.4%	1 335 755 €96.0%	681 641 €88.0%	362 502 €
Non-current assets	-	-	-	-	-	-
Total assets	1 408 045 €42.9%	985 305 €14.2%	863 036 €35.4%	1 335 755 €96.0%	681 641 €88.0%	362 502 €
Short-term liabilities	288 446 €2.6%	296 251 €270.3%	80 003 €5.3%	84 496 €37.9%	136 042 €19.9%	169 848 €
Long-term liabilities	353 000 €	-	-	-	-	-
Total liabilities	641 446 €116.5%	296 251 €270.3%	80 003 €5.3%	84 496 €37.9%	136 042 €19.9%	169 848 €
Share or stock capital	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €
Retained earnings	574 300 €17.6%	696 892 €44.2%	1 248 703 €138.1%	524 443 €205.8%	171 498 €30.5%	131 410 €
Net profit	189 743 €1 925.5%	-10 394 €97.8%	-468 226 €164.6%	724 260 €94.9%	371 545 €533.1%	58 688 €
Equity	766 599 €11.3%	689 054 €12.0%	783 033 €37.4%	1 251 259 €129.3%	545 599 €183.2%	192 654 €
Turnover	1 250 074 €32.9%	940 479 €52.9%	615 295 €66.4%	369 783 €1.5%	364 237 €65.7%	219 802 €
Profit margin	15.18%1 473.4%	-1.11%98.5%	-76.10%138.9%	195.86%92.0%	102.01%282.0%	26.70%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	R.S	Q.G	IB.E	15.8	5.0
Quick ratio	I.W	V.P	V.Z	4.7	2.0
Cash ratio	P.K	N.A	Q.S	1.6	0.2
Efficiency
Days sales outstanding (dso)	IJF.X	QPH.C	NJH.G	250.4	258.6
Asset turnover	F.R	W.N	M.P	0.4	0.7
Structure
Debt ratio	G.W	Q.E	Z.P	0.1	0.2
Profitability
Operating margin	-JB.Z%	-JW.Y%	-Y.P%	40.6%	51.2%
Net profit margin	XG.Z%	-S.V%	-MK.L%	195.9%	102.0%
Return on assets (roa)	JS.O%	-Q.Q%	-MW.J%	71.8%	71.2%
Return on equity (roe)	SD.W%	-H.O%	-VR.W%	57.9%	68.1%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FVV000222	Financial services > Purchase and wholesale of precious metals and gemstones	Valid	26.01.2026	-
License	FIP000119	Financial services > Pawn-shop service	Valid	15.01.2010	-

1 - 2 / 2 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10133661 / M7	08.07.2024	Fine-warning order – annual report not filed	07.08.2024	Deficiencies remedied (01.08.2024)
Ä 10133661 / 17	02.05.2024	Entry - Amendment entry		Entered into force (02.05.2024)
Ä 10133661 / M6	28.09.2023	Fine-warning order – annual report not filed	28.10.2023	Deficiencies remedied (01.01.2024)
Ä 10133661 / 16	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 10133661 / 15	10.03.2022	Entry - Amendment entry		Entered into force (10.03.2022)

1 - 5 / 24 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
20-1/25-12865-009	Margus Kingisepp	In favour of the consumer	20.05.2026

1 - 1 / 1 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
16.05.2025	Eesti Töötukassa	650.00 € Received	OTHER GRANTS Social protection of the unemployed
16.04.2025	Eesti Töötukassa	650.00 € Received	OTHER GRANTS Social protection of the unemployed
18.03.2025	Eesti Töötukassa	650.00 € Received	OTHER GRANTS Social protection of the unemployed
13.03.2025	Eesti Töötukassa	650.00 € Received	OTHER GRANTS Social protection of the unemployed
18.02.2025	Eesti Töötukassa	650.00 € Received	OTHER GRANTS Social protection of the unemployed

1 - 5 / 15 rows

.ee domains

Domain	Status	Registered	Expires	End
refurbishedgold.ee	Active	08.12.2025	09.12.2026	-
lombard.ee	Active	06.04.2011	07.04.2027	-
lombard24.ee	Active	04.07.2010	28.07.2027	-
pandimaja24.ee	Active	04.07.2010	03.12.2026	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders