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NB Kindlustusmaakler OÜ

Legal form:

Private limited company

Registry code:

11701510

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

03.09.2009 (16)

Capital:

14 380 EUR

Address:

Väike-Kuke tn 8-27, Pärnu linn, Pärnu linn, Pärnu maakond, 80018

Status:

Registered

Contacts

Email:

heino.noel@gmail.com

Phone:

+372 53359536

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66221 - Activities of insurance agents

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	12.06.2025	Valid
2023	01.01.2023 - 31.12.2023	21.06.2024	Valid
2022	01.01.2022 - 31.12.2022	26.06.2023	Valid
2021	01.01.2021 - 31.12.2021	20.06.2022	Valid
2020	01.01.2020 - 31.12.2020	28.06.2021	Valid
2019	01.01.2019 - 31.12.2019	21.10.2020	Valid
2018	01.01.2018 - 31.12.2018	26.06.2019	Valid
2017	01.01.2017 - 31.12.2017	27.06.2018	Valid
2016	01.01.2016 - 31.12.2016	28.06.2017	Valid
2015	01.01.2015 - 31.12.2015	30.06.2016	Valid
2014	01.01.2014 - 31.12.2014	29.06.2015	Valid
2013	01.01.2013 - 31.12.2013	26.06.2014	Valid
2012	01.01.2012 - 31.12.2012	25.06.2013	Valid
2011	01.01.2011 - 31.12.2011	27.08.2012	Valid
2011	01.01.2011 - 31.12.2011	30.06.2012	Expired
2010	01.01.2010 - 31.12.2010	30.06.2011	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

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Tax debt

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Unsubmitted reports

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Unsubmitted declarations

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

779

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	30 257 €	32 464 €	0 €	28
Kokku 2026:	30 257 €	32 464 €	0 €
2025 Q4	31 275 €	33 282 €	0 €	28
2025 Q3	29 334 €	31 164 €	0 €	28
2025 Q2	28 009 €	29 837 €	0 €	28
2025 Q1	33 301 €	35 502 €	0 €	27
Kokku 2025:	121 919 €	129 785 €	0 €
2024 Q4	29 037 €	30 921 €	0 €	27
2024 Q3	27 827 €	29 563 €	0 €	26
2024 Q2	26 480 €	28 170 €	0 €	26
2024 Q1	28 842 €	30 763 €	0 €	28
Kokku 2024:	112 186 €	119 417 €	0 €
2023 Q4	28 197 €	30 016 €	0 €	27
2023 Q3	26 835 €	28 495 €	0 €	26
2023 Q2	24 945 €	26 593 €	0 €	27
2023 Q1	26 554 €	28 372 €	0 €	28
Kokku 2023:	106 531 €	113 476 €	0 €
2022 Q4	22 989 €	24 574 €	0 €	28
2022 Q3	23 754 €	25 453 €	0 €	28
2022 Q2	19 130 €	20 491 €	0 €	29
2022 Q1	21 517 €	23 128 €	0 €	29
Kokku 2022:	87 389 €	93 646 €	0 €
2021 Q4	19 513 €	21 019 €	0 €	30
2021 Q3	21 144 €	22 981 €	0 €	30
2021 Q2	21 919 €	23 669 €	0 €	35
2021 Q1	19 358 €	20 972 €	0 €	38
Kokku 2021:	81 933 €	88 642 €	0 €
2020 Q4	18 453 €	20 049 €	0 €	32
2020 Q3	17 448 €	18 912 €	0 €	31
2020 Q2	16 211 €	17 497 €	0 €	29
2020 Q1	14 450 €	15 652 €	0 €	27
Kokku 2020:	66 562 €	72 110 €	0 €
2019 Q4	15 550 €	16 865 €	0 €	27
2019 Q3	15 825 €	17 170 €	0 €	28
2019 Q2	15 335 €	16 584 €	0 €	26
2019 Q1	14 435 €	15 650 €	0 €	28
Kokku 2019:	61 145 €	66 269 €	0 €
2018 Q4	14 674 €	16 018 €	0 €	28
2018 Q3	13 956 €	15 245 €	0 €	28
2018 Q2	15 730 €	17 166 €	0 €	28
2018 Q1	14 394 €	15 694 €	0 €	28
Kokku 2018:	58 754 €	64 123 €	0 €
2017 Q4	16 411 €	17 919 €	0 €	28
2017 Q3	15 383 €	16 806 €	0 €	29
2017 Q2	16 139 €	17 662 €	0 €	31
2017 Q1	15 477 €	16 859 €	0 €100.0%	26
Kokku 2017:	63 410 €	69 246 €	0 €100.0%
2016 Q4	16 560 €	18 043 €	57 419 €10.9%	16
2016 Q3	18 610 €	20 243 €	64 418 €2.9%	16
2016 Q2	19 196 €	20 842 €	66 327 €13.1%	16
2016 Q1	16 997 €	18 421 €	58 623 €5.3%	16
Kokku 2016:	71 363 €	77 549 €	246 787 €0.5%
2015 Q4	16 736 €	18 166 €	61 886 €0.3%	19
2015 Q3	16 798 €	18 222 €	62 079 €5.8%	19
2015 Q2	17 750 €	19 335 €	65 871 €13.2%	19
2015 Q1	15 660 €	17 077 €	58 177 €	19
Kokku 2015:	66 944 €	72 800 €	248 013 €

Revenue by industry

	2022	2023	2024
Activities of insurance agents and brokers	354 586 €	419 204 €	426 301 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Heino Nõel	35405XXXXXX	06.05.1954 (72)	Board member	03.09.2009	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Heino Nõel	35405XXXXXX	06.05.1954 (72)	Shareholder	14 380,00 EUR	100	Sole ownership	01.09.2023	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Heino Nõel	35405XXXXXX	06.05.1954 (72)	Founder	27.08.2009	-
Ralf Burk	-	-	Founder	27.08.2009	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Heino Nõel	35405XXXXXX	06.05.1954 (72)	Direct holding	28.06.2019	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

107,29%

Monthly average

10 821 €

Per employee

386 €

State taxes

Monthly average

10 086 €

Turnover ratio

0,00%

Estimated salary

Gross salary

893 €

Net salary

808 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	200 040 €7.3%	215 845 €2.6%	221 653 €1.7%	225 496 €5.6%	238 778 €2.6%	245 033 €
Non-current assets	-	-	-	-	-	-
Total assets	200 040 €7.3%	215 845 €2.6%	221 653 €1.7%	225 496 €5.6%	238 778 €2.6%	245 033 €
Short-term liabilities	33 003 €26.4%	26 106 €16.0%	22 511 €8.8%	20 691 €1.9%	20 306 €42.8%	14 218 €
Long-term liabilities	67 760 €28.9%	95 360 €12.8%	109 360 €14.6%	128 060 €9.9%	142 070 €12.9%	163 140 €
Total liabilities	100 763 €17.0%	121 466 €7.9%	131 871 €11.3%	148 751 €8.4%	162 376 €8.4%	177 358 €
Share or stock capital	14 380 €	14 380 €	14 380 €	14 380 €	14 380 €	14 380 €
Retained earnings	79 999 €6.1%	75 402 €20.9%	62 365 €0.6%	62 022 €16.4%	53 295 €140.7%	22 146 €
Net profit	4 898 €6.5%	4 597 €64.7%	13 037 €3 700.9%	343 €96.1%	8 727 €72.0%	31 149 €
Equity	99 277 €5.2%	94 379 €5.1%	89 782 €17.0%	76 745 €0.4%	76 402 €12.9%	67 675 €
Turnover	426 301 €1.7%	419 204 €18.2%	354 586 €16.1%	305 334 €12.5%	271 387 €2.2%	265 518 €
Profit margin	1.15%4.8%	1.10%70.2%	3.68%3 172.9%	0.11%96.5%	3.22%72.6%	11.73%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	S.U	J.Z	G.C	10.9	11.8
Quick ratio	R.V	Y.Y	A.W	10.9	11.8
Cash ratio	G.I	D.M	T.L	0.4	1.0
Efficiency
Days sales outstanding (dso)	FBO.K	DSS.M	BGA.K	260.3	293.2
Asset turnover	I.K	A.G	E.M	1.3	1.1
Structure
Debt ratio	H.Q	G.B	Y.J	0.7	0.7
Profitability
Operating margin	R.S%	W.K%	D.R%	0.1%	3.2%
Net profit margin	R.D%	Y.U%	R.T%	0.1%	3.2%
Return on assets (roa)	B.M%	C.L%	I.B%	0.1%	3.6%
Return on equity (roe)	L.K%	U.Z%	ZT.A%	0.4%	11.4%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 30039250 / 8	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 30039250 / 7	19.01.2018	Entry - Amendment entry	Entered into force (19.01.2018)
Ä 30039250 / 6	19.12.2017	Entry - Amendment entry	Entered into force (19.12.2017)
Ä 30039250 / 5	05.12.2017	Entry - Amendment entry	Entered into force (05.12.2017)
Ä 30039250 / 4	13.01.2012	Entry - Amendment entry	Entered into force (13.01.2012)

1 - 5 / 8 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-14-50446/143	Civil case	Court judgment	Law of obligations	Krista Kirspuu, Ande Tänav, Iko Nõmm	ECLI:EE:TLRK:2016:2.14.50446.10039	19.12.2016

1 - 1 / 1 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
27.04.2026	Paide Linnavalitsus	240.75 € Received	OPERATING EXPENSES Home service for the elderly
22.04.2026	Sihtasutus Narva-Jõesuu Hooldekodu	289.56 € Received	OPERATING EXPENSES General care service provided outside the home
17.04.2026	Jõgeva Vallavalitsus	315.45 € Received	OPERATING EXPENSES Substitute and after-care
14.04.2026	Jõgeva Vallavalitsus	6 160.00 € Received	OPERATING EXPENSES Other economy, incl. economic administration
14.04.2026	Jõgeva Vallavalitsus	894.00 € Received	OPERATING EXPENSES Other economy, incl. economic administration

1 - 5 / 779 rows

.ee domains

Domain	Status	Registered	Expires	End
nbkm.ee	Active	04.07.2010	08.09.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders