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Osaühing Kriol Grupp

Legal form:

Private limited company

Registry code:

11694098

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

30.07.2009 (16)

Capital:

2 556 EUR

Address:

Linnamäe tee 37a, Lasnamäe linnaosa, Tallinn, Harju maakond, 13612

Status:

Registered

Contacts

Email:

info@goldenlombard.ee

Phone:

+372 55539617

Phone:

+372 6363254

Website:

https://goldenlombard.ee/

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64921 - Pawn shops

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	01.07.2024	Valid
2022	01.01.2022 - 31.12.2022	30.06.2023	Valid
2021	01.01.2021 - 31.12.2021	30.06.2022	Valid
2020	01.01.2020 - 31.12.2020	29.06.2021	Valid
2019	01.01.2019 - 31.12.2019	11.11.2020	Valid
2018	01.01.2018 - 31.12.2018	01.07.2019	Valid
2017	01.01.2017 - 31.12.2017	30.06.2018	Valid
2016	01.01.2016 - 31.12.2016	30.06.2017	Valid
2015	01.01.2015 - 31.12.2015	30.06.2016	Valid
2014	01.01.2014 - 31.12.2014	10.06.2015	Valid
2013	01.01.2013 - 31.12.2013	27.06.2014	Valid
2012	01.01.2012 - 31.12.2012	21.05.2013	Valid
2011	01.01.2011 - 31.12.2011	20.06.2012	Valid
2010	01.01.2010 - 31.12.2010	30.06.2011	Valid
2009	30.07.2009 - 31.12.2009	11.06.2010	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	5 426 €	5 832 €	0 €	3
Kokku 2026:	5 426 €	5 832 €	0 €
2025 Q4	5 838 €	6 240 €	0 €	3
2025 Q3	4 564 €	4 889 €	0 €	3
2025 Q2	4 548 €	4 908 €	0 €	3
2025 Q1	4 289 €	4 621 €	0 €	3
Kokku 2025:	19 239 €	20 658 €	0 €
2024 Q4	4 047 €	4 369 €	0 €	2
2024 Q3	4 047 €	4 369 €	0 €	2
2024 Q2	4 047 €	4 369 €	0 €	2
2024 Q1	3 215 €	3 481 €	0 €	2
Kokku 2024:	15 356 €	16 588 €	0 €
2023 Q4	2 512 €	2 730 €	0 €	2
2023 Q3	1 914 €	2 081 €	0 €	2
2023 Q2	1 709 €	1 867 €	0 €	2
2023 Q1	1 834 €	1 998 €	0 €	2
Kokku 2023:	7 968 €	8 675 €	0 €
2022 Q4	1 957 €	2 121 €	0 €	2
2022 Q3	1 893 €	2 046 €	0 €	2
2022 Q2	1 553 €	1 691 €	0 €	2
2022 Q1	2 085 €	2 275 €	0 €	2
Kokku 2022:	7 488 €	8 132 €	0 €
2021 Q4	1 629 €	1 779 €	0 €	2
2021 Q3	1 435 €	1 606 €	0 €	2
2021 Q2	1 494 €	1 606 €	0 €	2
2021 Q1	1 466 €	1 637 €	0 €	2
Kokku 2021:	6 023 €	6 628 €	0 €
2020 Q4	1 435 €	1 606 €	0 €	2
2020 Q3	1 279 €	1 435 €	0 €	2
2020 Q2	1 613 €	1 789 €	0 €	2
2020 Q1	1 399 €	1 567 €	0 €	2
Kokku 2020:	5 726 €	6 397 €	0 €
2019 Q4	1 381 €	1 548 €	0 €	2
2019 Q3	1 108 €	1 244 €	0 €	2
2019 Q2	578 €	651 €	0 €	2
2019 Q1	573 €	641 €	0 €	1
Kokku 2019:	3 640 €	4 084 €	0 €
2018 Q4	495 €	561 €	0 €	1
2018 Q3	495 €	561 €	0 €	1
2018 Q2	495 €	561 €	0 €	1
2018 Q1	530 €	593 €	0 €	1
Kokku 2018:	2 015 €	2 276 €	0 €
2017 Q4	629 €	691 €	0 €	1
2017 Q3	629 €	691 €	0 €	1
2017 Q2	767 €	841 €	0 €	1
2017 Q1	1 045 €	1 142 €	0 €100.0%	1
Kokku 2017:	3 070 €	3 365 €	0 €100.0%
2016 Q4	731 €	801 €	4 141 €109.7%	1
2016 Q3	347 €	382 €	1 975 €55.0%	1
2016 Q2	224 €	246 €	1 274 €83.4%	1
2016 Q1	1 364 €	1 487 €	7 683 €67.6%	1
Kokku 2016:	2 666 €	2 916 €	15 073 €12.9%
2015 Q4	803 €	878 €	4 585 €53.9%	1
2015 Q3	519 €	571 €	2 980 €0.0%	1
2015 Q2	520 €	571 €	2 980 €6.3%	1
2015 Q1	486 €	537 €	2 803 €	1
Kokku 2015:	2 328 €	2 557 €	13 348 €

Revenue by industry

	2022	2023	2024
Pawn shops	126 302 €	182 169 €	416 418 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Aleksandr Šikov	34902XXXXXX	04.02.1949 (77)	Board member	30.07.2009	-
Oleg Šikov	38401XXXXXX	26.01.1984 (42)	Board member	30.07.2009	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Ira Šikova	45103XXXXXX	06.03.1951 (75)	Shareholder	2 556,00 EUR	100	Sole ownership	01.09.2023	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Ira Šikova	45103XXXXXX	06.03.1951 (75)	Founder	29.07.2009	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Ira Šikova	45103XXXXXX	06.03.1951 (75)	Direct holding	10.10.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

107,48%

Monthly average

1 944 €

Per employee

648 €

State taxes

Monthly average

1 809 €

Turnover ratio

0,00%

Estimated salary

Gross salary

1 333 €

Net salary

1 136 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	571 111 €53.8%	371 338 €12.5%	330 104 €70.8%	193 254 €26.3%	262 246 €1.3%	258 836 €
Non-current assets	174 122 €74.4%	99 812 €10.2%	111 111 €	-	-	-
Total assets	745 233 €58.2%	471 150 €6.8%	441 215 €128.3%	193 254 €26.3%	262 246 €1.3%	258 836 €
Short-term liabilities	18 334 €47.8%	12 406 €90.1%	124 757 €2 738.6%	4 395 €4.1%	4 220 €91.3%	2 206 €
Long-term liabilities	203 539 €26.0%	161 571 €52.0%	106 285 €86.2%	57 089 €71.1%	197 689 €0.1%	197 789 €
Total liabilities	221 873 €27.5%	173 977 €24.7%	231 042 €275.8%	61 484 €69.5%	201 909 €1.0%	199 995 €
Share or stock capital	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €
Retained earnings	294 617 €41.9%	207 617 €60.7%	129 214 €123.6%	57 781 €2.7%	56 285 €32.3%	42 555 €
Net profit	226 187 €160.0%	87 000 €11.0%	78 403 €9.8%	71 433 €4 674.9%	1 496 €89.1%	13 730 €
Equity	523 360 €76.1%	297 173 €41.4%	210 173 €59.5%	131 770 €118.4%	60 337 €2.5%	58 841 €
Turnover	416 418 €128.6%	182 169 €44.2%	126 302 €8.8%	116 133 €200.7%	38 620 €39.9%	27 615 €
Profit margin	54.32%13.7%	47.76%23.1%	62.08%0.9%	61.51%1 487.9%	3.87%92.2%	49.72%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	YVH ZRN	HZJ KQR	YC LUU	-	-
Liquidity
Current ratio	KI.B	GC.K	B.Q	44.0	62.1
Quick ratio	BZ.X	KZ.I	G.X	29.3	48.0
Cash ratio	X.C	Z.L	R.Z	4.3	3.2
Efficiency
Days sales outstanding (dso)	NEM.L	GHZ.R	UOT.G	469.6	1 478.8
Asset turnover	H.U	E.P	U.P	0.5	0.1
Structure
Debt ratio	L.E	I.X	J.E	0.3	0.8
Profitability
Operating margin	FB.T%	WS.N%	OW.Z%	61.5%	3.9%
Net profit margin	QQ.C%	WO.O%	AL.U%	61.5%	3.9%
Return on assets (roa)	TQ.U%	MQ.H%	CM.Q%	31.4%	0.6%
Return on equity (roe)	BF.F%	TE.U%	EP.U%	54.2%	2.5%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FIP000101	Financial services > Pawn-shop service	Valid	05.08.2009	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10132186 / 8	23.10.2023	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (23.10.2023)
Ä 10132186 / 7	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 10132186 / 6	07.02.2019	Entry - Amendment entry		Entered into force (07.02.2019)
Ä 10132186 / M1	05.02.2019	Directive order	07.03.2019	Deficiencies remedied (07.02.2019)
Ä 10132186 / 5	17.01.2018	Entry - Amendment entry		Entered into force (17.01.2018)

1 - 5 / 9 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
goldenlombard.ee	Active	06.05.2019	07.05.2027	-
kriolprog.ee	Active	08.03.2018	09.03.2027	-
kuldnelombard.ee	Active	05.08.2015	06.08.2026	-

1 - 3 / 3 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders