Kaardiekspert OÜ

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	28.06.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	26.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	02.07.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	09.07.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	29.06.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	30.06.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	29.09.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	21.06.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	15.06.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	07.06.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	09.06.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	20.06.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	30.06.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	01.07.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	28.06.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	30.05.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	14.05.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	30.06.2009	Valid	PDF
2007	01.01.2007 – 31.12.2007	19.06.2008	Valid	PDF
2006	01.03.2006 – 31.12.2006	12.06.2007	Valid	PDF

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Tax debt Reports Declarations Court decisions2 Official announcements–TTJA decisions–Real estate–.ee domains2 Licenses–Regulations14 Public transactions770 Grants2 State aid1 Public procurement15 Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	43 196 €	17 962 €	328 400 €+16,0%	4
2026 Q2	51 547 €	18 090 €	283 145 €+4,2%	4
2026 Q1	40 780 €	20 197 €	271 617 €−25,1%	4
Total 2026:	135 523 €	56 249 €	883 162 €
2025 Q4	62 116 €	25 634 €	362 494 €+6,9%	4
2025 Q3	53 097 €	20 397 €	339 216 €+71,3%	4
2025 Q2	25 056 €	16 907 €	198 056 €−46,3%	4
2025 Q1	52 206 €	20 018 €	368 864 €+24,8%	3
Total 2025:	192 475 €	82 956 €	1,27 M €
2024 Q4	32 631 €	16 734 €	295 536 €−14,1%	3
2024 Q3	38 154 €	16 448 €	344 019 €+4,9%	3
2024 Q2	42 875 €	16 580 €	327 980 €+30,9%	3
2024 Q1	36 093 €	16 594 €	250 640 €−18,9%	3
Total 2024:	149 753 €	66 356 €	1,22 M €
2023 Q4	32 177 €	12 267 €	309 223 €−4,0%	3
2023 Q3	44 196 €	16 443 €	322 229 €−6,0%	3
2023 Q2	48 075 €	16 416 €	342 977 €−3,4%	3
2023 Q1	29 996 €	15 757 €	354 943 €−14,6%	3
Total 2023:	154 444 €	60 883 €	1,33 M €
2022 Q4	30 065 €	14 298 €	415 862 €+22,9%	3
2022 Q3	33 869 €	13 159 €	338 394 €−1,7%	3
2022 Q2	44 099 €	12 641 €	344 361 €+34,8%	3
2022 Q1	44 149 €	14 671 €	255 453 €−20,2%	3
Total 2022:	152 182 €	54 769 €	1,35 M €
2021 Q4	39 458,52 €	12 603,21 €	320 024,38 €+24,2%	3
2021 Q3	33 444,81 €	13 014,36 €	257 588,52 €+54,0%	3
2021 Q2	30 579,15 €	13 251,36 €	167 234,19 €−24,5%	3
2021 Q1	36 403,93 €	14 871,43 €	221 615,98 €−4,6%	4
Total 2021:	139 886,41 €	53 740,36 €	966 463,07 €
2020 Q4	38 380,84 €	12 326,40 €	232 354,11 €+52,4%	5
2020 Q3	30 491,23 €	15 084,41 €	152 478,30 €−22,0%	5
2020 Q2	30 392,27 €	14 104,34 €	195 429,46 €−47,3%	5
2020 Q1	42 501 €	15 653 €	370 502 €−1,0%	5
Total 2020:	141 765,34 €	57 168,15 €	950 763,87 €
2019 Q4	50 684 €	10 452 €	374 132 €+36,5%	5
2019 Q3	40 736 €	10 771 €	273 995 €+0,7%	5
2019 Q2	34 250 €	11 200 €	272 037 €−19,4%	5
2019 Q1	39 942 €	9 980 €	337 419 €+20,7%	4
Total 2019:	165 612 €	42 403 €	1,26 M €
2018 Q4	32 971 €	6 860 €	279 549 €+28,1%	5
2018 Q3	29 966 €	5 595 €	218 278 €+1,0%	4
2018 Q2	25 829 €	6 005 €	216 161 €+28,8%	4
2018 Q1	26 863 €	4 940 €	167 789 €−45,3%	4
Total 2018:	115 629 €	23 400 €	881 777 €
2017 Q4	32 960 €	5 474 €	306 946 €+71,4%	3
2017 Q3	28 027 €	5 446 €	179 103 €+12,2%	3
2017 Q2	23 911 €	9 685 €	159 667 €−15,4%	3
2017 Q1	29 185 €	9 227 €	188 767 €+11,7%	3
Total 2017:	114 083 €	29 832 €	834 483 €
2016 Q4	27 091 €	7 751 €	168 959 €−0,2%	4
2016 Q3	19 310 €	7 767 €	169 305 €−0,8%	4
2016 Q2	14 786 €	7 828 €	170 631 €+14,6%	4
2016 Q1	25 693 €	6 833 €	148 942 €−5,9%	4
Total 2016:	86 880 €	30 179 €	657 837 €
2015 Q4	15 779 €	6 261 €	158 219 €+4,1%	4
2015 Q3	27 110 €	6 017 €	152 047 €−0,4%	4
2015 Q2	16 117 €	6 044 €	152 729 €+21,5%	4
2015 Q1	11 785 €	4 974 €	125 679 €	4
Total 2015:	70 791 €	23 296 €	588 674 €

Revenue by industry

	2023	2024	2025
Other printing, incl. silk-screen printing	1 193 515 €	1 132 883 €	1 116 559 €

Tax debts

No tax debt found

No tax debt as of 22.10.2026

Representatives

	Personal ID code
Priit Kivestu	38011XXXXXX	04.11.1980 (45)	Board member	06.09.2007	-
Alar Tammela	38001XXXXXX	13.01.1980 (46)	Board member	08.03.2006	-

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Shareholders

	Personal ID code
Pandora Holding OÜ	14689755	26.03.2019 (7)	Shareholder	1 278 EUR	50,00%	Sole ownership	02.07.2025	-
PK Holding OÜ	14921815	26.02.2020 (6)	Shareholder	1 278 EUR	50,00%	Sole ownership	02.07.2025	-

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Other persons

	Personal ID code
Alar Tammela	38001XXXXXX	13.01.1980 (46)	Founder	08.03.2006	-

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Ultimate beneficial owners

	Personal ID code
Alar Tammela	38001XXXXXX	13.01.1980 (46)	Indirect holding	02.07.2025	-
Priit Kivestu	38011XXXXXX	04.11.1980 (45)	Indirect holding	02.07.2025	-

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Holdings in companies


Pruulmeistrid OÜ	20.02.2012	Shareholder	10 000 EUR	100,00%	Sole ownership	01.09.2023	-

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2026 Q3

Turnover

Amount: 328 400 €
Monthly average: 109 467 €
Per employee: 27 367 €
Equity ratio: 4 282,73%

Labour taxes

Turnover ratio: 5,47%
Tax ratio: 41,58%
Monthly average: 5 987 €
Per employee: 1 497 €

State taxes

Monthly average: 14 399 €
Turnover ratio: 13,15%

Estimated salary

Gross salary: 2 745 €
Net salary: 2 218 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	953 414 €+36,0%	701 076 €−8,2%	763 469 €−9,2%	841 110 €+15,8%	726 468 €+5,7%	687 168 €−5,1%	724 345 €
Non-current assets	509 145 €+9,6%	464 451 €−6,9%	498 659 €−2,2%	510 119 €−0,2%	510 929 €+4,8%	487 532 €−2,7%	501 016 €
Total assets	1 462 559 €+25,5%	1 165 527 €−7,7%	1 262 128 €−6,6%	1 351 229 €+9,2%	1 237 397 €+5,3%	1 174 700 €−4,1%	1 225 361 €
Short-term liabilities	133 053 €−9,5%	147 086 €−24,1%	193 890 €+15,8%	167 488 €+41,7%	118 231 €+46,5%	80 698 €−18,6%	99 150 €
Long-term liabilities	-	-	1 694 €−79,5%	8 257 €−44,3%	14 820 €−30,7%	21 384 €	-
Total liabilities	133 053 €−9,5%	147 086 €−24,8%	195 584 €+11,3%	175 745 €+32,1%	133 051 €+30,3%	102 082 €+3,0%	99 150 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	805 853 €−7,8%	874 149 €−6,1%	930 759 €−1,1%	941 534 €+2,2%	921 593 €−1,5%	936 039 €+35,7%	689 987 €
Net profit	520 841 €+268%	141 480 €+6,4%	132 973 €−42,5%	231 138 €+28,5%	179 941 €+34,5%	133 767 €−69,1%	433 412 €
Equity	1 329 506 €+30,5%	1 018 441 €−4,5%	1 066 544 €−9,3%	1 175 484 €+6,4%	1 104 346 €+3,0%	1 072 618 €−4,8%	1 126 211 €
Turnover	1 116 559 €−1,4%	1 132 883 €−5,1%	1 193 515 €−5,0%	1 255 739 €+41,4%	887 818 €+26,6%	701 305 €−30,4%	1 007 238 €
Profit margin	46,6%	12,5%	11,1%	18,4%	20,3%	19,1%	43,0%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	248 218 €	136 266 €
Liquidity
Current ratio	5,0	6,1
Quick ratio	3,7	4,6
Cash ratio	1,1	1,6
Efficiency
Days sales outstanding (dso)	41,6	40,5
Asset turnover	1,0	0,7
Structure
Debt ratio	0,1	0,1
Profitability
Operating margin	16,9%	10,9%
Net profit margin	18,4%	20,3%
Return on assets (roa)	17,9%	14,9%
Return on equity (roe)	19,7%	16,3%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 10096619 / 14	02.07.2025	Entry – Amendment entry	-	Entered into force02.07.2025
Ä 10096619 / 13	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023
Ä 10096619 / 12	01.03.2021	Entry – Amendment entry under CRA § 525 (2)	-	Entered into force01.03.2021
Ä 10096619 / 11	15.09.2020	Entry – Amendment entry under CRA § 525 (2)	-	Entered into force15.09.2020
Ä 10096619 / 10	17.01.2018	Entry – Amendment entry	-	Entered into force17.01.2018

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions


2-14-480/50	Määruskaebusmenetlus	Court ruling	-	Margo Klaar, Kaupo Paal, Ele Liiv	ECLI:EE:TLRK:2015:2.14.480.20711	09.09.2015	Open
2-14-480/37	Apellatsioonmenetlus	Court judgment	Law of obligations	Ulvi Loonurm, Tiit Kollom, Iko Nõmm	ECLI:EE:TLRK:2014:2.14.480.30915	23.12.2014	Open

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


30.09.2026	Pärnu Tammsaare Kool	177,32 €Received	OPERATING EXPENSESBasic and general secondary education
28.09.2026	Keskkonnaamet	122,76 €Received	OPERATING EXPENSESOther environmental protection, incl. administration
25.09.2026	Tartu Karlova Kool	93 €Received	OPERATING EXPENSESBasic and general secondary education
25.09.2026	Pärnu Rääma Põhikool	262,88 €Received	OPERATING EXPENSESBasic and general secondary education
23.09.2026	Valgamaa Kutseõppekeskus	333,56 €Received	OPERATING EXPENSESVocational education

Funded projects


Easy Fairs Retail 20103.1.1101.10-0264	VälismessitoetusERDF · Ettevõtluse ja Innovatsiooni Sihtasutus	10.05.2010 – 16.10.20102007-2013	5 355,80 €	4 043,04 €	Completed
WSI1.4.0501.10-2144	Teadmiste ja oskuste arendamise toetusESF · Ettevõtluse ja Innovatsiooni Sihtasutus	30.03.2010 – 22.03.20112007-2013	124,63 €	124,63 €	Completed

State aid


10.02.2017	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 15467	Koolitus VTA › Koolitus VTAGrant	1 596 €	15467/1702009

Public procurement contracts


15.03.2024End 15.06.2024	Reference number 275954 · Hankeleping	Eesti Rahva MuuseumContracting authority	37 500 €	Completed
06.01.2023End 06.04.2023	Reference number 257631 · Hankeleping	Eesti Rahva MuuseumContracting authority	37 000 €	Completed
27.11.2019End 26.01.2022	Reference number 214736 · 4-8/19/270	Eesti TöötukassaContracting authority	9 300 €	Completed
21.12.2018End 21.12.2020	Reference number 203162 · Raamleping	Eesti Rahva MuuseumContracting authority	120 000 €actual 60 900 €	Completed
21.12.2018	Reference number 203162 · Raamleping nr. 1_31_44	Eesti Rahva MuuseumContracting authority	120 000 €actual 60 900 €	Completed

.ee domains


pruulmeistrid.ee	Active	14.02.2012	15.02.2030
kaardiekspert.ee	Active	04.07.2010	16.11.2030

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.